Dave Ramsey: 34 Tips To Live On An Extremely Low Income

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Information Dave Ramsey: 34 Tips To Live On An Extremely Low Income

Title	:	Dave Ramsey: 34 Tips To Live On An Extremely Low Income
Lasting	:	15.47
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Views	:	453 rb

#1 and how much gas do you use driving out of your way to another gas station to save a few cents a gallon?
Comment from : Psylliumhead

Try Living on $11,160 per year, like I do with only $93000 per month
Comment from : DoubleAboveChaos

There are trillions and trillions of dollars out there yet in this country for some reason people by the millions have their rent paid by social services and have their food paid for by stamps or snap Tell me Mr Ramsey, why should these shameful things be occuring?
Comment from : Tim Hart

Advertisement for step one Lame
Comment from : peoplevsradio317

Great tips; but please slow down the graphics It’s like nauseatingly fast I couldn’t even watch it I suppose it’s the content that counts but just my humble opinion
Comment from : life on the road

My husband and I got placed on the exact opposite shifts for work so we are never off on the same days This has saved us a lot of money on food because one of us is always home to cook dinner Not gonna lie, we do eat out every once in a while but it’s not very often
Comment from : Jennifer Molina

I wonder if Mr Ramsey had to do that? There is one thing for sure the almighty dollar is worshiped like a God just look at Trump
Comment from : Gabe New

Personally, I like living a more simple life I used to buy so much stuff: clothes, CD's, DVD's, books I now go with a classic capsule wardrobe and for all the other stuff I can utilize the free library I now workout at home and my plants have become my entertainment
Comment from : William Clark

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them Well, at least my advisor does too, jokingly
Comment from : Vincent Datuin

What is the best state to live in if you want to get fat on wellfare?
Comment from : Sarah Clark-Langager

A rich guy telling poor people how to be a content peasant you cant make this stuff up
Comment from : Cecilia Abdalla

call bs Some one on a low income will never become millionaires on low incomebrTelling someone to save is so old fasion ALL savings lost 30 of value in the last 3 years So sad and such bad advice Dont save invest
Comment from : Ron Parr

I live on less than $14,000 a year Have for years I'm sick of scrimping, visiting food banks, not being able to buy even a soda for my grandchild
Comment from : Pamela Smith

There's camping (tent) for a vacation at national park and state parks are reasonable
Comment from : Dawn Mertz

I've been doing that for years here in the UK as I'm on a state pension
Comment from : Linda Rolph

I do better on a fixed income than when I was making enough money to cover two or three lifestyles Common sense is all it takes, spend on your basics and leave the access to others, you simply don't need it
Comment from : Clifford Driver

how do you invest money like a 410k eye or whatever just start making money off of your money when you live off of SSI or disability every month and they only allow I think it's 1000 or 2000 extra month you can earn so much someone asked Dave this question and I don't think he really understood did it because he just gave the generic answer just like someone that didn't have a limit every month can you answer this questionplease answer this question
Comment from : Willie Ellis

They are five grocery stores in my city
Comment from : Chris Weaver

In my area, a small, one bedroom, unfurnished apartment with no utilities included starts at $1500 / month ($18,000 per year) You've already exceeded that $14,580 per year budget and that doesn't include any other expenses at all This is beyond delusional
Comment from : DL F

How does he know?
Comment from : Sergey M

Surprised he didn't list no home Internet
Comment from : G Hanna

In Houston, the best is Fiesta
Comment from : G Hanna

It’s pretty easy guys, just don’t have any bills
Comment from : Cannacon365

If you pay rent can’t do it
Comment from : Tracey Sweeney

Sure don't pay rent!
Comment from : Gina Point

I want tips not product plugs
Comment from : James Byrne

I just do all this anyway coz I am lazyLaziness in a partner can be a good thing 1/ I don't want to go to the department store and buy stuff because I am too lazy to clean niknaks 2/ I don't want to go out to dinner with friends 3/ I'm too lazy to head to the grocery store and it is amazing what you can prepare from what is already in your home4/ don't want to go to the movieswhat's on TV or DVD?
Comment from : Karen Baxter

It seems like every time I can get my monthly expenses down, the cost of something goes up by the same amount or more Utilities, Insurance, Taxes and the like I'm wondering if they monitor my credit history and know when I've paid things off
Comment from : Eye Witness

What Dave teaches is just pure common sense Society today have been tricked into believing they should live in a house they can't afford, drive cars they can't afford, go on vacations they can't afford and go to schools they can't afford If you intend on living a financially sound life, you have to cut the fat and live within your means
Comment from : divin dave

I learned at a young age on my own Never heard of Dave until I was on track of where he advises to gobr I paid off debt, no mortgage, car, or credit card debtbr We cook daily and never eat out Not because of money or health, but because of taste and we automatically reap the other two benefitsbr My husband and I live comfortably on about 16,000 per year br Taxes, auto ins, food, the few clothes we buy etc And and few home/auto repairs when needed is all we need money forbr For fun we go to picnics at the park, go fishing, walks and country ridesbr No stress at allbrYou can get there We are low income and we're still able to do it, you can too
Comment from : Living Cheap In America

Great video 👍
Comment from : Marsee

Walmart’s Great Value brand has carcinogens in them In California ost all the Great Value items have warning labels because of their laws to let the consumer know, while in other states like Oregon, they do not have to put these warning labels on Please don’t sacrifice your health for cheaper food Good food will keep you from mounting medical bills in the long run
Comment from : Tricia Knox

excellent knowledge
Comment from : Peg Close

Gas Buddy only sends you to places thatvare in the app, not the cheapest gas stations
Comment from : Jon Mello

(7) Barriers to riches include vice (alcohol, gambling), eating out, brand-new automobiles, dependent adult children, materialistic partners, and being a consumer rather than an owner (investment/business ownership)Considering this, I feel under pressure to maximize my $424k in savings I am in severe need of advice on how to raise my yields
Comment from : Teresa Brickle

I have a small mortgage (about 15 of my home value), the rate is 3, and it was a 15 year loan with now only 3 years left Makes no sense to pay it off while my savings are growing at a higher rate If that changes it may make sense to change course, but Dave Ramsey is not always right!
Comment from : Credit Czar

I use coupons, and shop at thrift stores and I make such figures Smart is smart ❤
Comment from : Zen Jenn

Hard to do with Medicare not paying for dental work
Comment from : Mary Stoner

I live on $13,000 a year I am a millionaire I drive a $70,000 car I spend almost no money every month (food & beer only) I live in an expensive country All people who can live below their means, should
Comment from : Fleck Smugbrother

Save A Lot is a cheap place to shop for groceries
Comment from : Mary Morris

The deductible part is exactly backwards Lower deductible to increase “coverage”
Comment from : Brandon Russell

I don't think i agree with the coupon thing Half the time the generic is cheaper thsn yhe name brand with a good coupon
Comment from : 7DrunkenMermaids

I am debt free but when you retire you will have lots of expenses Groceries, utilities, taxes on both car and house Income taxes, car expenses, doctors, eye exam, dentist, house repairs, lawn mowing, on and on My bottom line is $18,000 I receive around $27,000 a year Not much left for emergencies Just be prepared for all your expenses even if you are debt free
Comment from : harold taylor

My Homeowners Insurance jumped to 7,216,00 a year in Florida I am 77 and Living on SS, Our useless governor is more interested in being President (or his wife is) than being Florida's Governor any ideas what I can do ? need insurance due to Hurricanes Thank You for your insight
Comment from : darrell kottal

Going camping is the best bet and stuff if it's new to you it's new and stuff anmails with new bows washed can make a chirstmas look bigger and baby toys and suagr cookies and fudge no pets sorry
Comment from : Victoria Taylor

If you do need clothes, check out places like Old Navy I've found clothes there on their sales racks for cheaper than a thrift store brbrAlso, in terms of "staycation" I don't really agree with that Yes, there are things to do in the community, but it can do so much good for the mind and body by doing a weekend getaway It doesn't have to be super expensivelook for deals, and maybe put some money aside for that, or maybe pool some money together with friends and family for that getaway
Comment from : Janet Slater

funny
Comment from : Joel Arvidson

I'd love to invest in stocks after listening to a guy on a podcast talk about the importance of investing and how he made over $300k in few months of investing into stocks from $175k initial capital, somehow this video has helped shed light on some things but I'm confused about the current market volatility I'm new to this and I'm open to ideas
Comment from : Jamie Jeff

12:43 "Friends and family that you already own?" Yikes 😂
Comment from : L LKG

I should have done what David said years ago I am going forward going to try my best! I am Bi polar and it is extremely hard for me I will try not to use it as a excuse I budget ever week! I got to do the meal plan all the time!
Comment from : Mary Ellen tohidi

I was able to live below $15000 in 2000, but I don't think it is possible in 2023 I was a college student in 2000 My rent was $400 a month and I had 2 house mates I know it went up to at least $800 and more a month If you can live with parents and pay small payment to them, it will be possible brbrI don't have any debt since 2009 I have a family now I follow most of what he says I am doing ok Saving 30 of my income My retirement fund is too far from enough I want my kid to go to college, but I will not save enough to cover all the cost My goal is somehow my kid to have no student loan debt or minimum debt brbrI believe money is not everything to enjoy and meaningful life There are a lot of temptation in life to upgrade my lifestyle, but I will keep going to live below my mean
Comment from : Himawa

I should make a YouTube channel summarizing this channel’s lessons since they did the same thing from Dave Ramsey…
Comment from : TimelessAdventurer

When it comes to financial update, I'm always willing to watch your videos I appreciate all time being spent to share this video, ever since I subscribed to this channel I've been learning alot l was able to start up investing with Ms Sarah Forley 🇺🇸
Comment from : Clara Wakanda

dear Dave you may want to rethink the gas buddy ap have you, yourself really used it ?? read the reviews just another ad product
Comment from : Jayes Creations

I found out that coupons are usually on more expensive items Odds are a store brand is cheaper than name brand with coupon!
Comment from : Theresa Winder

This guy sells common sense and is a narcissist
Comment from : Brian Hamilton

So much good advice here IMO, the #1 item should be avoid eating out, which includes Door Dash, drive-throughs, to-go coffees, fountain drinks, gas stations snacks, etc I literally do not do any of that - not a single one of those things I cook at home, I take my lunches to work, and make my own coffee Not only does it save money, I have control over what I'm eating/drinking, and reduce germ exposure while I'm at it
Comment from : Better Living on a Budget

30k would be pretty hard to live on for my family of four, just the costs of basics Mortgage, Automobile costs and fueling, Medical, other Insurances, food, electricity, gas, cell phones, etc
Comment from : Deana Kalberg

MAD Skills University | Learn, Grow & Help Others!

I Love your video and animations If you redid all of his videos, I would watch all of them With that said, most of this is common sense Great video, though Thank you
Comment from : MAD Skills University | Learn, Grow & Help Others!

Dont sign up if you love freedom
Comment from : Willy Joe Rockhead

Love me some Dave Ramsey He echoes all that my father preached till I was sick of hearing it 😂
Comment from : Joseph Andreuccetti

❤
Comment from : Rose-anna Sage

Apparently, to most people, balancing a checkbook IS rocket science
Comment from : fish doctor

One I don't agree with is going with Air bnb or Vrbo I have never seen those cheaper than a low cost hotel
Comment from : Kevin Depew

Great video Just needed to be said!! I use all these tips and live comfortable on 1800 A month
Comment from : patricia alexander

When you’re living on $30,000/year with a family of 4, you already don’t have money for all these things so already doing all of this
Comment from : Michelle Dean

so many people use Dave to get views Wonder if they all ask permission?
Comment from : The Curtis Family

I live on $955 month Yes it's hard but I get bybrIf I can do it, i know a lot of people can do it, good luck everyone
Comment from : Oklahoma Freedom

Who retired person on SSI is effectively a federal employee
Comment from : Carlo Germain

Ripoff vid
Comment from : Rodrigo Rodriguez

This only works for single people without children
Comment from : Miscellaneous B

What is the equivalent of Aldi in Canada?
Comment from : Sheena Warner

I know that I need to lower my crafting billhow do I get that one pen that can color all of those different colors? Is it sold on Simon Says Stamp?
Comment from : Catherine Flynn

Ross is better quality and lower price, goodwill has gotten more expensive than ross
Comment from : tim nom

I love how you take your time to educate your viewers we all strive towards financial stability and a better Life It is easy to achieve this through the right investment, by living frugally and budgeting I'm grade I learnt early in life to work hard for financial freedom
Comment from : Ryan Osmond

My rent alone is 18,00000 yearly 🤦🏻‍♀️ this is for people who have a debt free life😮
Comment from : Prepasyoucan

any advice foe Seniors with disabilities and disability related health issues brALL of our debt is medical debt
Comment from : Debbie Dickens

Getting out of debt feels awesome, but also keep in the back of your mind some of the sacrifices you are making, my mother in law wanted us to take a trip to Hawaii but we put it off until we paid off our credit cards, now when we do go it will be to scatter her ashes
Comment from : Natcation

If your salary isn' t enough for basic things, how this can work? I am single mum,with two kids
Comment from : Olivera Bukinac

Dave, I take home 1645/month My rent is 1600 for 3 people My other bills, which are electric, water, etc Come to 800-1000-which my adult son pays We don't have any extras we spend on, nor do we have any money left The only way to do cheaper is to move to a he'll hole apartment in a crime neighborhood I am not in debt and I have a retirement fund I contribute to every single paycheck Hence the 1645 income for me So while we pay our bills every month, that's all we can do
Comment from : Theresa Winder

My rent is $1,310 per month In a studio That's $15,720 already
Comment from : S B

Home cook and home make beverage (coffee/milk powder milk/ milk tea / chocolate), Don't use LPG to cook but as stand by when there is no electricity Cook with electricity cheap energy Buy grocer clearance 50-70
Comment from : Wendy Shoo Wai Ching

I have heard you on the radio for decades now to put a face to the voice is cool
Comment from : aquarianspeak

Aong with selling unneeded stufff around the house, buy used clothes or items that you need to replace from thrift stores, Craigslist, or Facebook market place
Comment from : Tina Gale

1 Don't use electricity 2 Don't eat 3 Don't have a phone, even for emergencies 4 Don't own a house, so you won't have to pay hundreds per month in property tax 5 Don't own a car That's about what I'd have to do to live on my tiny SS check
Comment from : Bite-Sized Shorts

This is my fifth year after retirement I’ve been following the 4 rule thing, but this isn’t really how hard I expected things to be I still have about $460k to invest in stocks Pls how do I take advantage of the market turnaround?
Comment from : Marco Rocci

Broke people shouldn't go to a destination weddingI agree and that's why I didn't attend my nieces wedding, in Greece She changed the venue so that eliminated my ability to attend Maybe I should thank her
Comment from : Emilie53

Owning your home out right and being debt free with little expenses $14,580 is still squeezing it tight $21,00-$24,000 is more of a comfortable zone
Comment from : Linux Overdose

If you live near an Aldi, return stray shopping carts Those quarters add up I have no problem walking across the parking lot to get a shopping cart or two or even three on a good day! I'm fortunate that I have financial security so at the end of the year, those quarters (plus a few extra dollars) get donated to the food bankbrbrGet at least one library card for free entertainment Libraries offer so much more than books Services vary so I have cards for my city and county library systems Between the two, cardholders can stream movies and music; download music; borrow DVDs; borrow a laptop and hotspot; and even check out a California State Parks Pass All this and more! If you're not near a library, some branches have a digital card You can apply online for access to ebooks plus online resources
Comment from : Grateful Grace

Dave Ramsey's advice can help you get out of debt, but no guarantee of becoming wealthy
Comment from : Good Communicator

I live on quite a bit less than 14k yearly My debt to date is $25k I'm on SNAP, use food pantrys, use Grocery Outlet, buy unbranded, and live in subsidized housing I stick to my budget, I carry high ins deductible and the best premium I can find If I have $40 leftover monthly I'm doing good Literally no monthly bill I can get rid of Any leftover goes into next month's income But the leftover stays steady, never seems to grow I can't find any way to save
Comment from : Justice Freedom