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The Best Way To Buy A House - Dave Ramsey Rant




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Title :  The Best Way To Buy A House - Dave Ramsey Rant
Lasting :   8.04
Date of publication :  
Views :   2,2 jt


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Description The Best Way To Buy A House - Dave Ramsey Rant



Comments The Best Way To Buy A House - Dave Ramsey Rant



MOLOS
Who can afford that
Comment from : MOLOS


dekonfrost7
Borrowing is good for him and bad for you
Comment from : dekonfrost7


Richard Gomez
Being dirt poor my poorly educated mother told me to buy a house "Buy what you can afford, as long as it belongs to you"brAt age 21, my first old house a one bedroom cost $2,400 cash in 1971brAt age 25, my second old house a two bedroom fixer up cost $6,000 1/2 down and payments (First house rented)brAt age 27, my third old house cost $12,000 payments ( Two houses rented)brDivorce ended my housing ventures with my ex wife getting the last house brWith prices skyrocketing if you wait to afford, you will be renting and losing equity those yearsbrMy advice: Buy low and sell high like in the Stock Market brIn the 🤑🤑🤑🤑🤑🤑🤑, happy
Comment from : Richard Gomez


Adam Kash
A $200K home 😂
Comment from : Adam Kash


Dr Doom
What is the reasoning behind the 15 year
Comment from : Dr Doom


Michael Barrett
This is practically a joke these days I know the video is 5 years old but still Say you make 80k a year That is still considering a decent salary even by todays standards So let’s say you take home maybe 60k out of that So that’s 5k a month take home pay Now you’re only allowed to use 25 of that for a mortgage That’s $1,250 a month and he says to do a 15 year mortgage Where exactly can you buy a house for these numbers without worrying about living in a bad neighborhood?
Comment from : Michael Barrett


PrimitiveAK
i think this video needs to be updated for the current housing market LOL
Comment from : PrimitiveAK


Quinn Conor
I started stacking to SAVE wealth I've always been the type of person to spend my entire paycheck I hate having money just sit in the bank I am under pressure to grow my reserve of $950k before I turn 60, I would appreciate any advice on potential investments
Comment from : Quinn Conor


NathanH83
What do you mean by “the payment”? I have property taxes and insurance escrowed in to my mortgage So when you say “no more than a 4th of your take-home pay” are you talking about the full mortgage payment with everything escrowed in, or just the mortgage itself without those other things?
Comment from : NathanH83


Ampwich
I feel kinda dumb Everything he said went over my head
Comment from : Ampwich


JBK O
an Australian loan term is 30 years with 6 interest rate, repayments are 60 of your income with a 20 down payment, average house price is 1 million
Comment from : JBK O


Guillermo Madrigal
Selling houses isn’t real sales
Comment from : Guillermo Madrigal


H2Omatters11
15-yr and 1/3 of monthly salary; basically have to get a house that’s around $250k Now where everyone find property at that price in California, NY, West States??
Comment from : H2Omatters11


Learenn G
The ego is one hell of a drug 😵‍💫
Comment from : Learenn G


Nikolai G
You can work on your car bu yourself😂😂
Comment from : Nikolai G


Nikolai G
Facts: only 8 of all morgages are 15 years 30 year year are 80 of all morggages It lowers your payments monthly I dont CAre if its more in theong run ❤❤
Comment from : Nikolai G


James Watson
Buying a house from an 18 year old sounds pretty legendary
Comment from : James Watson


Laz
Hope that Sharon missed this one! "I've had two great loves this show and Real Estate" 🤣 You're GREAT Dave!
Comment from : Laz


Mike H
😀
Comment from : Mike H


Nadia
I just bought my first home thanks to everything I learned about saving and budgeting from you Dave, thank you!
Comment from : Nadia


Axolotl g@ming
Is it better to buy land first before building a home?
Comment from : Axolotl g@ming


Anthony Copter
I don't like losing down payment money to rent every month, that's why I have been on the buy a house bandwagon I don't own a house though
Comment from : Anthony Copter


jvolstad
Realtors are of the devil 👿
Comment from : jvolstad


Natural Alternatives - Rebel Scum Jack Styles
Useful info - thank you!
Comment from : Natural Alternatives - Rebel Scum Jack Styles


Stephen Bailin
I think I just became a minimalist Bye bye house buying!
Comment from : Stephen Bailin


FinanzFerdinand
Way way too cautious Sometimes you just have to take a chance to get anywhere in life and you can do this safely enough with proper planning Its called calculated risk
Comment from : FinanzFerdinand


Juan Antonio López
3:37
Comment from : Juan Antonio López


Jose Giron
Hello Guys, I am 23 years old and live in the Northern Central Valley of California and am currently making 120k per year I am not married and do not have kids I want to buy a house and hopefully more than just one I am scared that i can’t afford to buy a house but I’ve also heard that I can I’m looking for advice on what to do and how much I need to buy a house
Comment from : Jose Giron


Daniel
We bought a house on A 30 year mortgage and pay on it like its a15 year mortgage That way we can pay less if we have to for one month
Comment from : Daniel


o
The flip side to low interest rates on mortgages is higher overall home prices With high interest rates on mortgages the principle is much lower
Comment from : o


Cliff Reeser
"you don't work on your $20k car by yourself" Wow Dave is the first boomer I've heard say this most boomers complain younger generations are to lazy or lack the knowledge to fix their own cars anymore
Comment from : Cliff Reeser


Ella Soes
Dave, I feel a bit cringey bad when you make fun of your first customers when you were an 18 year old real estate agent I don't know why you make them out to be chumps for trusting you and making you your first commission Do you mock them because you took them for a ride?
Comment from : Ella Soes


Matt Hunter
Do you include taxes and insurance as part of the mortgage or separate? I would assume included in the 25
Comment from : Matt Hunter


Miss Penelope Del Rosario
I hate his voice!
Comment from : Miss Penelope Del Rosario


Republic Videos
what u think about Kris Krohn?
Comment from : Republic Videos


flydye45
This didn't age well
Comment from : flydye45


Desire To Heal & Love
I 100 ABSOLUTELY AGREE WITH DAVE! DO NOT BUY A HOME WHILE YOU'RE IN DEBT
Comment from : Desire To Heal & Love


jason guimond
Idk how people can afford a 15 yr loan at a 6 interest rate especially because a dump these days in Massachusetts is 450k the payment isn’t even doable for a guy like me that makes 100k a yr
Comment from : jason guimond


CorteyDFi
Great
Comment from : CorteyDFi


Blues38
'Mortgage' from mort (dead) and gage (grip/pledge)
Comment from : Blues38


Julio Cruz
Such valuable information
Comment from : Julio Cruz


Elane Horhi
I am sure Dave at 18 had a batter judgement and common sense than my stupid realtor who turned out to be a crook (big time)
Comment from : Elane Horhi


Julianos
“Two great lives in my life what I do here and real estate” what about your wife 😂😂 jk lolol
Comment from : Julianos


Fernando Martinez
That is so true, it could be a blessing or coursed
Comment from : Fernando Martinez


Armando C
This video doesn’t apply to Tampa or to 2022 unfortunately
Comment from : Armando C


Carie Young
Insurance agents - we put "glamour shots" on our business card ; )
Comment from : Carie Young


Gary Thorsell
Great advice thanks
Comment from : Gary Thorsell


neuspeed79
The banksters are now buying all the houses
Comment from : neuspeed79


Gerrick McKinney
thank you
Comment from : Gerrick McKinney


Jesse Wilcox
Two great loves in his life- his job and real estate hopefully, Sharon Ramsey wasn't listening :) In all seriousness, great Dave rant
Comment from : Jesse Wilcox


fraser123
here in the UK 25 year mortgage is standard
Comment from : fraser123


brad gingrich
He says dont do a 30 year mortgagethat's some sh!ty advice there
Comment from : brad gingrich


Ryan Neary
If I cant afford to buy a home on 15 year mortgage is it best to just rent forever and invest more? (currently investing 20 but wouldnt do that if I owned)
Comment from : Ryan Neary


uknowmysteez
Buy it cash
Comment from : uknowmysteez


Foreign Warren
So basically I need to move out of America
Comment from : Foreign Warren


Green Hills Custom Lawn Care LLC
Get to the point lol
Comment from : Green Hills Custom Lawn Care LLC


Andrew Thomas
🇬🇧 s mortgage was 25yrs great 👍 naaaaaa now its 35yrs mortgage to get a 325k shed yeah I'm near Windsor but look at your wood houses you have 325k probably worth 700k makes me puke
Comment from : Andrew Thomas


Bella Rose
Tell me if this is is good idea Should I buy a house if: I have NO debt, I have a fixed income & plan on continue working (as supplemental), have the 20 down w/some savings left after that? It's new construction & is it a good idea to use their (the builder's)agent? thx!
Comment from : Bella Rose


Kendall Thompson
There is a difference between being broke and being in debt
Comment from : Kendall Thompson


Tina Morgan
Regarding the statement made not to spend more than a 1/4 of your take home pay Is that referring to Mort only or Mort & taxes & Ins?
Comment from : Tina Morgan


Gsxr& Society
I can put down 20k on a 150k house
Comment from : Gsxr& Society


Ryan I
Yea, PMI sucks We’re about to ReFi and get rid of it, but we pay around $300/mo for PMI ($455k purchase price) Ouch
Comment from : Ryan I


el chappo
When you say 1/4 of take home pay, does that include the property tax for the house and the mortgage?
Comment from : el chappo


Brigette Nuñez
He will bring his three cousins broke desperate and stupid 😂
Comment from : Brigette Nuñez


605BOLT
Me, who works on my 20K car myself wondering if now I should be selling my 200K house myself too
Comment from : 605BOLT


Louise Dost
Dave your Good and Funny❤️❤️❤️❤️❤️❤️🙂🙃🙂🙃🙂🙃
Comment from : Louise Dost


Ariyal sirrah
Watching marathon of this topic non stop in order to get the gumption to call my real estate agent in the morning and say “change in plans” lol
Comment from : Ariyal sirrah


michael M
Dave Ramsey is so full of himself is information is super basic and half of his dialogue is just him humble bragging about how accomplished he is
Comment from : michael M


Goddess
thank you!!!
Comment from : Goddess


Daniel Snook
Home ownership isn't for everyone, like marriage
Comment from : Daniel Snook


Marketplacere
Your channel and advice are fantasticThanks for all you do!
Comment from : Marketplacere


kingyak7
That math doesn't give me enough bedrooms lol too many kids problembr7000 monthly is only 1750 for 1/4 of that Can't get a 4bdrm home with a 15yr fixed rate for that
Comment from : kingyak7


Jeremy Jeremy
Most of those home buying concerns wouldn't apply to a condo Wondering why Dave never talks about condo's?
Comment from : Jeremy Jeremy


TheJoshheart90
It’s crazy I take home 4000 a month and living in California there is no way I can buy a house at a 4th of my income This is after taxes
Comment from : TheJoshheart90


Drew Conway
“I have had two great loves in my life: doing what I do here, and the real estate business” Wow No mention of the wife, the kids, your faith… Yikes 😬
Comment from : Drew Conway


Dillon Tavares
he says a 15yr mortgage is the way to go but I've heard a 30yr mortgage is a better option? can someone tell me why
Comment from : Dillon Tavares


Jessica Bixler
Except you get broke renting right now
Comment from : Jessica Bixler


Richard Duryea
What's wrong with a 30 year mortgage?
Comment from : Richard Duryea


Elle Jagerman
Two great loves Was your wife listening to that? 😂
Comment from : Elle Jagerman


Buggu
This don’t work for everyone… 15yr mortgage 20 down … If u live in NYC that’s very hard to do … No houses around here is for 100k😂
Comment from : Buggu


LxTxSURGE
Just buy a house with all this rent prices it’s the same deal now
Comment from : LxTxSURGE


entry level investment & Technology vlog
This guy is stupid talk lock structurejust completely disgusting ranting
Comment from : entry level investment & Technology vlog


sorrygtfo
Sorry dumb question, why shouldn't i get a 30 year mortgage?
Comment from : sorrygtfo


Pyotr Grusha
I took 3,5 years to buy my classic car Had the money, was willing to wait for the right deal and it showed itself out of the blue Two years of restauration done by myself, it's almost done Now, same cars in bad conditions are sold for double the value that I bought minebrFor the house, I will ask for 30 year mortgage and pay around 15 of my income I'll save money every month and make a down payment every year So, I have to disagree on the 15 year mortgage unless it's a couple
Comment from : Pyotr Grusha


Chandler McBride
I enjoyed all the hard data on interest rates and time value of money I guess we get that from the people that pay to get people directed to them from his show
Comment from : Chandler McBride


Joseph Solis
You know what Ramsey you should start your own Ramsey show I would really buy the first ticket 🎟
Comment from : Joseph Solis


Michael
A 15yr mortgage sounds fine until one spouse is out of work, or comes down with an illness You still have to pay the full mortgage payment With a 30yr you can still double up on payments At least you have that fallback If we had done the 15 we would be in that spot right now When the situation improves we can make the larger payments Saying because someone has a 30 they would never double up doesn't fit every person or couple Better to have that cushion than have a catastrophe and lose your house
Comment from : Michael


Barry Goldwasser
I agree with Dave on a lot of things He's free advised that you get here is invaluable But I have to disagree with him about real estate agents: they are the dumbest individuals I have ever met And I have met probably about 40 to 50 of thembrMost of them are idiot housewives that have zero brain power Very few are smart and make a good living Most of them are absolute idiots that I wouldn't trust to get me a cup of coffee
Comment from : Barry Goldwasser


Mariã Mindful
"Children do what feels good, Adults devise a plan and follow it through " Best advice ever heard in my life
Comment from : Mariã Mindful


Brandon Hirst
So true now in 2021
Comment from : Brandon Hirst


Cristian leon
I'm a handyman am I ready for a house?
Comment from : Cristian leon


Matt Torn
Thanks to bthomas davy/b on telegram, he saved me and my family from the hand of fraud I will forever to grateful
Comment from : Matt Torn


John Cornel
Kudos to bthomas davy/b on telegram I can’t believe I can met such a nice and honest person on telegram he is a trustworthy man
Comment from : John Cornel


Heidi Kitchen
Dave acts like everyone's situation is the same They aren't I don't have time to "do it right" My daughter just moved in to my rental with a premature baby, and that very same day, the landlord texts me and says she's selling the house There are ZERO rentals in my town 30 or less than my income The mortgage will be less than 30 of my income Dave can stick it
Comment from : Heidi Kitchen


Divyang Vaidya
So approximately 15-20 down payment is ideal? 15 year fixed mortgage? What about taking into account property taxes?
Comment from : Divyang Vaidya


Kathryn Tubridy Pakenham
How come you advise people to save up as much of a down payment as possible but you have an issue with people living at home for a few extra years to pay off debt?
Comment from : Kathryn Tubridy Pakenham



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