| Title | : | 7 Ways to Save Money Each Month (even with a tight budget) | FRUGAL LIVING |
| Lasting | : | 5.56 |
| Date of publication | : | |
| Views | : | 19 rb |
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These are great ideas! Thank you ❤ I’m a stay at home mom and my husbands work slowed down this summer so I’m trying to figure out ways to help our family Comment from : Jyl Fearn |
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Where is your sweater from? It’s so flattering 😃 Comment from : sgitomirski |
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Library has TV show series on DVDs that you can borrow for free No need for paid TV subscription services to watch your shows Also check if your library has a Hoopla subscription & other digital streaming services where you can stream movies & TV shows for free Comment from : Callalily _ |
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I was 25 years old, had recently started my career as a nurse and bought my first house I had a very tight budget, but knew I would get raises over the years At the end of each year I would add up all of my expenses (car insurance, house insurance, mortgage, utilities etc) If my expenses over the year went up, I would make adjustments and cut out things to bring my expenses back down to my initial expenses when I moved into the house brbrMy husband and I now do that yearly as well We just called our internet company because our “promotion” ended and asked about new promotions Amazingly, out internet price will drop this next year brbrWe also shop around for new car/house insurance every few years as well We’ve switched several times due to better prices Comment from : Dawnie |
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Since the pademic I have lowered my cell phone bill by 15 bc I realized I was paying for extra internet Ive been home for a year so I just use the wifi in my apartment! Comment from : Shante DeWise |
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This might sound crazy to some but I drive around back of dollar tree and sometimes they have cases of stuff by the door or in the dumpster that their throwing away because one leaked Comment from : Carmen Latham |
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Great video Comment from : liliam Rodriguez |
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We get a $10 per month savings on our cell phone bill by having auto draft We always get the bill notification ahead of time to review Comment from : Meemee |
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I love your sweater Comment from : LISA TOMPKINS |
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Thank the for the great ideas Comment from : Brenda Sparks |
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I cancelled all my subscriptions this year except for 1 streaming service and Amazon Prime It feels so freeing! Comment from : Sara Eclipse |
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My late mother-in-law had a tip that I never heard of She kept a tally of each wash load and dryer load she did She paid herself 25 cents for each wash and dry When the tally reached $10, she wrote a check for that amount and put it under her desk blotter When either the washer or dryer required repair or died, she took out all the $10 checks, voided them and wrote a check for the repairs or a new appliance Since she'd been saving 25 cents a load, her budget never took a hard hit for repair or replacement This was quite a few years ago when you could do a wash at a laundromat for 25 cents and the same for drying Today, you'd have to set aside about $150 for each wash and $100 for each dry Comment from : Susan Keen |
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Jennifer, I have a question, and it may be a bit off topic With the prices rising on everything currently, do you recommend stock piling pantry and staple items? I'm just wondering if it's good to get a few extra things I use regularly while prices are still somewhat normal Thank you! Comment from : Millie MR Robinson |
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I love you recommending utilizing your local library for free books, DVD's etc We haven't paid for TV access in almost 15 years by checking out DVD's from our library instead Yes, we have to wait a bit for some TV shows to come out on DVD but it's great to watch them for free That works for us, because our local area library system lets you borrow any DVD from any other libraries in its system and you can have it transported for free to the library of your choice (and return it to that same library) I don't know how many other library systems do that but it works well in our area We also will watch some shows via our laptop by going directly to the TV network's website For example, ABC will let you watch many of their current shows without paying a fee (f you're willing to wait a week after it has been aired), but you do need to sit through the ads Comment from : Karen Ogush |
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Many gas stations in our area give us a discount for paying in cash, so we always withdraw our gasoline budget each month in cash and put it in a special envelope that goes with us when we need to gas up the car Comment from : Karen Ogush |
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Oh and speaking of water leaks now that sprinklers are going back on, those are the biggest culprits for water leaks! I regularly, methodically check ours out Comment from : Gail Tester |
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YES! And the price of audible keeps creeping up I have found our library has free audio books to borrow Comment from : Gail Tester |
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Instead of audible, you can get audiobooks from the library for free In south Florida, the app is called Libby Comment from : Nina Rivera |
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I love how you start off saying you have had times when you didn't have two pennies to rub together It's so important that we normalize going from needing those pennies and working on savings Great job! Comment from : Victoria Thomas |
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Back again, Jennifer, with a random comment re "shrinking funds" Wonder why they are called that since, as I think I understand them, one is putting money aside for an anticipated futurelargepayment or purchase In my head, "shrinking" is a misnomer I'd call them "building or expanding funds" Just an early morning random wandering Have a great day, Jennifer and all PS I have 4 ABSOLUTE favorite YT channelsyours is one of them, Jennifer! Comment from : BnB Temple |
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"Just be patient with yourself"--so simple, yet meaningful Thank you, Jennifer, yet again Comment from : BnB Temple |
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My husband and I have been looking around for a cheaper cell phone service provider because ours is so expensive The other day when the bill came, we discovered that our rate went up My husband called them and let them know we were thinking of switching companies and he was able to negotiate a significantly lower rate Comment from : RLSCS |
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Keep your credit card balances low or at zero A month not paying the interest that they charge is a month of free money Comment from : Denise Stathatos |
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Try unplugging stuff if you are not in the process of using it Toaster, coffee maker, lamps, hairdryer,etc This cut my electric bill in half in one month The only items always plugged in are the fridge, stove, freezer My usage dropped to 8kwh a monthbill is now less than $40 each month consistently Comment from : kimberly morris |
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Great video, Jennifer! I just started borrowing books from the library and I’m loving it It also encourages me to read more when I have a return date :) Comment from : Alicia Fritz |
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That very soft pink sweater is a flattering color on you, Jennifer Over the years, we have found a refrigerator, stove & dishwasher in the scratch & dent aisle at Lowe's We got a $2,000 refrigerator for $800 And we used Lowe's gift cards to buy it which gave us $800 worth of fuel points off gas Comment from : Pat Wagner |
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I worked 1 PT job and various per diem jobs over the years at times I was working more the 40 hrs a week My last per diem job went directly into a different account I did not touch that money until I needed a new car The payments came directly out of that account ( I had 0 interest) I retired in November and just made a bunch of extra payments and the car is paid off 2 weeks ago Yes there is still money in that account It can sit there until needed Guess it is a sinking fund I also use buy nothing in my area to get or give what is needed by my home or for others Comment from : sprouts2go |
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Great video thanks Another idea if you have kids in school uniforms is look on Facebook for parents groups for your child's school or a local group dedicated to swapping and selling second hand school uniforms Kids grow out of things so fast so its great to get a better price if you can- although lots of schools in Australia have school uniforms but not sure if that's the case in the US Comment from : Christine Byrnes |
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Kiss my butt " Hello Fresh " the food service waste Comment from : Alexandria Mares |
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My water bill went up $100 one month because I hadn’t noticed that the toilet in the spare bathroom had developed a leaky flapper and was constantly running!! That will get your attention!! Comment from : Cheryl Ketelsen |
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Great tips I just cleaned out my closet and brought a lot of clothes to a consignment shop near me Once they sell I get a portion I could try to sell on Poshmark or marketplace but I just wanted them outta here Comment from : The Smiling Tabby - Stickers & More |
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Regarding automatic debit for utilities -- we've been using that successfully for years Our utility company emails us our bill about a week or so before the debit will be made This gives us a chance to check the bill and contact them and clear anything up before it's debited Also, with our gas & electric company, we are able to dictate a maximum amount they can automatically deduct (and we can change it online if needed too) That way they won't mistakenly debit an outrageous amount That does mean, though, that if needed we have to set up a payment online for the balance if it turns out to be a legitimate charge Comment from : Karen Ogush |
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Also people moving out are giving stuff out for free Comment from : Alexandria Mares |
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Offer up has free stuff Comment from : Alexandria Mares |
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What is the little white thing next to the flower vase? Comment from : Shirley Combs |
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You can get audiobooks from the library, for free! Thanks for the list of ideas Comment from : Carrie Marie |
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Yeah I just got a raise and I'm going to put it in my savings Comment from : Christie Flesch |
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First one here 😊 I love this list and have used a few of them Comment from : Angela Holland |
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