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5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY u0026 LIVE A FRUGAL LIFE

Frames 5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY u0026 LIVE A FRUGAL LIFE

Description 5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY u0026 LIVE A FRUGAL LIFE

Comments 5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY u0026 LIVE A FRUGAL LIFE

Cash feels like monopoly money, it's gone with flashing of an eye Digital is very clear, when, how much, how many times do spent it in de week/ monthbrbrKeep a proteinbar or some nuts or (dried) fruits, a yoghurt you diveded at home in tupperware containert to pull you througha half a stockcube can be aifesaver at the end of the day Comment from : Piglets bank

Why do you think just girls are watching this? 😂😂 Comment from : Aaron Jackson

I buy almost everything on credit cards because it enables me to track every purchase AND I get rewards Comment from : Susan Claire

I have trauma from my ex making me live on credit I need to get better at looking at finances often, since I do much better now Comment from : Ana

Love the tree in the Forest analogy! So true! Comment from : lbslott

I go to my friend’s work on my day off and we sit in the lunch room and eat our meals from home Go sit at the library if they have benches out front and shade and eat your meal Take your kid to the park and have a meal there We have benches outside our work under the trees Comment from : Teresa Kooser

May i ask what you do for a living? Great personality Would make a great life coach! Comment from : Sarah Kennedy

I too look at my bank acct everyday day when I get up! I don't like surprises so I keep a close eye on it🧐 lol trying to get out of debt this year is a daily sacrifice 🙃📓 Comment from : Chrissy ish

You are great! Funny and smart I'm loving it 😍 Comment from : Lois

I feel the same about using credit/debit! Cash is sneaky and goes away without accountability Comment from : Sharon Weisenbach

I write down EVERY penny spent I only shop sales Or better yet, find items that are free b Comment from : Cindy B

With all due respect, I disagree with the cash vs card spending There have been scientific studies that show it actually affects our brain more when we spend our cash vs using a card it doesn’t affect our brain as much - Dave Ramsey graduate Comment from : Kimberly Hughes

Things I do everyday to save money are eat at home, take food to work for lunch, yes take advantage of free spring water at work, avoid shopping after work, have premade meals at home from my batch cooking that I can just stick in the microwave to heat up Engage in free entertainment ie a walk, talking on phone, YouTube, online games, reading, making and selling things on Facebook Comment from : Carrie Smith

Omg I am with you on feeling more accountable using the card I can't hide or ignore it When I use cash it just magically disappears and who knows what I spent it on! Comment from : Christina Barrick

Yes! I use my credit cards (just 2) for almost everything It helped tremendously during my divorce to show what my expenses were over 5 years Now it helps keep me under control I always pay them off every month During the divorce I saw how my ex would take out huge loans on them and juggled money It taught me that I wanted to avoid borrowing any of that money Comment from : Barbara Hollands

I make my 0wn coffee at home every day have my breakfast every day Bring lunch to work every day and make dinner at home every day Once a month I do treat myself to go to my favorite restaurant And also, I transfer from checking to savings every month $2500 Comment from : kathleen doud

i dont drive and i dont live super close to a coffee shop so it is way more convenient to drink my cold brew at home Ill go out maybe once a weekend when my bf will drive us Comment from : A S

Stay home! lol No I eat at home or bring food and go out to free places Especially in nature Beaches, Forests etc And I take the bus there oh yes I do Comment from : Page Turner

Documentation doesn't have to be electronic Ask for receipts from cash and record them on your computer if you must But a small log also works Been doing it for fifty years If people buy often they may think that's too much effort/labour I'm so frugal I rarely have three entries a week :) Comment from : Page Turner

Love boring! Comment from : Martha Hubbard

Totally agree, paper trail on spending Awesome tips Comment from : Martha Hubbard

Amen I google recipes all the time Comment from : Me Too

I check my balances on line every day all meals coffee drinks at home Comment from : Kerry James

Take a jar off coffee to work Comment from : Kerry James

I am with you two cup of coffee in the morning Comment from : Kerry James

I live off a bare bones budget Comment from : Kerry James

Hi Kate ❤ Comment from : Kerry James

I love the ‘paper trail’ ideal I’ve just worked on my budget yesterday & had to think really hard on how much I spent on the coffee shop as I made the purchase via cash instead of debit I’m starting to love the debit over cash for this reason Comment from : Patricia Delorme

Yes coffee at home!!! A co-worker buys coffee at a drive thru everyday but complains of never having enough money and every time I see it I think in my mind cha Ching 💵 there’s that extra cash Comment from : Grace

☕️ Comment from : C0co Chan3L

I am retired and saving for a new used car I always get at home I walk everywhere I go and do my own lawn care I hang clothes inside to dry and wash out ziplocks bags and reuse Comment from : Tami Hill

I can see benefits to both cash and card For me, cash works best for some things because I have trouble with impulse purchases from amazon XD It's something I'm working on When I get better control of my spending I will certainly go card only I love Chinese food so I taught my self how to make fried rice its not perfect but to me i actually prefer my home made one because I can season it to my specific tastes which is a HUGE benefit to making food at home I have started cooking form home every day This is month two and ive gone out to eat one time and that was for my 29th birthday Comment from : EnasReadingNook

I relate so much with respect to cash I feel exactly the same way about it It feels like it's not part of my spending and is too easy to hide I also have anxiety about losing cash Definitely in the minority with you!!! Comment from : Andrea Ireland

I eat out once a month and spend more and enjoying it more No fast food during the month Comment from : Donna Lackey

Coffee save time money gas and less stress drinking coffee at home Comment from : Donna Lackey

You know what saves you money? Being veganI am more like a flexitarian(vegan most of the time),but even if I buy plant-based milk which is more expensive than dairy,not buying eggs,cheese or meat regularly will save you a lot of moneyContrary to what some might think,cooking vegan is not hard and could be tasty tooIf you want to lose weight,a healthy vegan diet can help you lose weight too YouTube teaches so much Comment from : Sharlene Cassius

I feel the same way about cash! Feels free in a sense I’m much more accountable to my online CC transactions because those I have to face & get transferred to my budget Comment from : Missy Currie

I’m like that with cash too! I do much better with debit, I also look at my bank acct about 4 x daily 🤷🏻‍♀️ making sure nothing is wonky there👌🏻 great video Comment from : Jill Stover

I feel the exact same way about cash! I’m like “ooh! Free money!” 😅 Comment from : Katec33

Hello new to your channel and loving it brI am just getting started I started an expense report for February to see where I can cut back and will work on this each month brThanks for the inspiration Comment from : POEtry Girl

A box of waffles?brA true waste of money and more trash for the landfillbrBuy a waffle maker at a thrift shop and make waffles quickly, easily for pennies!brKate: I'm surprized! Comment from : Susan Connolly

I feel the same way about cash!!! Comment from : Tory Evans (S451)

Sad news gonna have to replace our roofnot sure if we are going to pay off the last vehicle or the roof, will depend on financial rates I wish we could have waited another 6 monthsbut we will handle it Comment from : preparing for mountain life

My husband and I work at the same place but his day started at 7 & mine at 8 We talked to our supervisors and they agreed to a half hour difference and now we car pool Comment from : Teresa Kooser

For really good coffee,brAldibrGet the bagged coffeebrI advisebrHazelnutbrVanillabrMint mochabrWhite chocolatebrGingerbreadbrTrust me,these are goodbrI have them myselfbrbrMy birthday was last week WednesdayI got a phone, coffee potbrInternet and makeupbrSo,yay Comment from : rochelle thundercloud

Hi, katehappy late birthday Comment from : rochelle thundercloud

Great thoughts Kate Thank you Regards the drinking water for your friends' sons who want costly fizzy drinks - here in UK we can buy fruit squashes to dilute with plain water and make it more palatable My favourites are apple and blackcurrant and apple and elderflower but there are so many varieties to choose from including no added sugar and sugar free versions I know that in other countries these squashes/cordials may be hard to find or not even available but might be worth a look at your store Best wishes Comment from : Alegna

I try to makew breakfast every dayand i try to make dinner and lunch as welli dont try to spend any money if i canthroughout the month Comment from : Arthur Mantzouris

Try lemon water Adding a twist adds flavor, and is a health food Even chew off a little piece of the end of it One recommendation is put the lemon, peel and all in the blender, grind it up and mix with your water Comment from : Camper Jack

Just appreciating the use of the word bubbler 😂 Comment from : Amanda Delfosse

New subscriber here! Comment from : Ries fam

frugality and minimalism are hot i wish i could find a woman into it Comment from : charlie something

Just celebrated my two year anniversary with your channel Plan a low spend in 2023, in addition to no spend days I enjoy cooking and shopping at Aldis for more money saving Wish you would restart your weekly live as I enjoyed that Comment from : seekingjoynow

Kate 👋 Ramona from Srilankantruly enjoy your videosI am a very frugal personbut many keep sayingnow in your 60s why do you need to do all that managingjust live lifedo you have any advice for menot that I don't let myself go at timesmost of the time I over spend when it comes to my 7yr old little granddaughterxx Comment from : Sheridan Kuruppu

Goodness that scream at the beginning Whoa Comment from : Picture Life Living

Eggs are nothing I just got my gas bill but Sorry I'm heating my house! Comment from : Meleena Bradley

Don't spend on anything non necessity!! Paid $250 extra toward the principal on my car this month, instead of buying crap for the past 3 months Comment from : Regina Fisher

Love the way u put things in perspective ❤️ Comment from : Angel Girl

I keep track of produce and dairy that will expirebrThis morning I made a batch of crepes using up my 2 eggs and they can also be frozen brI had a pound of fresh broccoli and milk that I also needed to use upbrI made a big batch of copycat Panera Broccoli Cheese Soup This can be frozen for up to 3 months as well! Comment from : Diana Blasco

Drink only water Never eat out New to your channel Great video Comment from : Melody Lewis

Coffee at home is so much better for the environment! Have you seen the huge mountain of single use cups thrown away each year! It´s shocking (and when you imagine such a mountain not just in your country)! I always make my coffee at home and enjoy it in peace and quiet and not on the go! Hugs from Germany ♥ Comment from : Joy

Coffee at home first thing Make it at home in pj’s and wake up Can’t stand to spend money on this Comment from : Deborah Vierra

You have a lot of the same saving ideas as me Comment from : Lori Neilson

Absolutely love this video and your attitude Subscribed and liked the video 😊 Needed the inspiration! Comment from : Lucy G

I don’t drink coffee, but am addicted to diet soda It is getting so expensive I am starting small this week, and am going to replace one soda a day with water I never drink water, so this is going to be hard! I can do hard things! It will be better for my health and the budget Comment from : Lisa Malone

I am so glad that someone says you should look at whether you spend cash or use a card more carefully I will spend cash in drips and drabs everywhere Will I whip out a card for $2? Nope Comment from : Sharon Fleshman

Sometimes I save money by not actually looking at the grocery flyers This is when I only need one or two things and the flyers only seem to give me ideas about things i want but don't actually need If I don't know what's on sale, I can just pop into the store, pick up the two items i do need and spend $10 instead of $50 knowing i already have all my basics at home Comment from : Paula Costello

I so so so agree, I use my debit card so I can keep an eye on spending Comment from : hedgiegal33

Hun I 68 and I was taught all this from my childhood watching my mother do all this to save money and it's was good thing because I had husband's that didn't do it ,but I was well trained an now I my mother an retired and still have watch ever penny so don't put y self down put teach y kids this I will not buy coke out till this day I buy on sale take my w me in cooler And water out faucet not buying Comment from : Marselle Dase

Curious…what do you use your debit card for and what do you use your credit card for? Totally agree with you regarding the paper trail Comment from : Rhonda Hoffman

New subscriber here Sounds like you have a fun channel! Comment from : PJ Lacey

The only cash stuffing I do is what I take out once a month for spending money The rest I manage online and keep a notebook to track everything I'm old school when it comes to record keeping Any spending money I have left over for the month is rolled over to the following month Or for any extra saving challenges I am doing At the end of the year, I turn my coins in and add half to long term savings and the other half to my emergency fund This system is working for me so far Comment from : Stephanies Art Studio

I definitely check my accounts every day to make sure everything is right Comment from : Denise Prichett

i tell u what i have been doing lately if someone gives me a coffee gift card i try to use that and try to get rewards on coffee cards so that i wont have to spend anything out of pocket Comment from : kimberley puddicombe

Like you I make coffee to drink at home Comment from : Kyla Fleck

Thank you for explaining your debit card/cash thoughts I just subscribed and am intrigued by the comments Comment from : Loreta Watkins

I like this video I do all most of the same I don't carry over $10 in cash because if I have it, I'll spend it Using cash, for me anyway, I see the $$ leaving as I hand it over to pay for something I use debit card I won't use debit card for a couple dollar purchasewhy I carry a small amount of cash I don't look at bank everyday because its easy,,, for me anywayto feel I have plenty of money to spend So I do opposite of you on that one It's just me and my husband and I cook big The leftovers are packaged in single serve freezer , dishwasher and microwave safe containers for work lunches I get the containers at $$$tree I was on utube looking for frugal tips to start being frugal I'm happy to see I am already doing some frugal things Thank you for this video Subscribed Comment from : Anna Soucie

Any suggestions on how to save on a tight budget with a sick child? My 4 year old son has so many hospital visits, MRIs, CT scans, etc and they are all 45 hours away He will be having brain surgery this week and staying in the hospital for awhile We have to get a hotel, meals, gas, etc and it’s draining I was hoping to save more, spend less but it seems impossible 😞 Comment from : Carly Lixey

Make a category of spending for fixed expensive (trying to lower electric from month to month) what I spend on groceries clothing etc Try to reduce each month Comment from : Donna Lackey

I agree with SWIPE I can look at my registry and see where I’m spending foolishly Tip: print out a free check registry and write down every single dollar spent every day Add it up Woah! You spent how much at the gas station on Diet Coke?? Cigarettes? (I hope not!) etc keep track and you’ll see where it’s going As you know, I’ve been emptying closets and drawers and listing the stuff on eBay They pay the shipping so you lose nothing! I have a deer family from Home interiors that’s at $50! No longer sitting in my closet free! I’ve made $1000 extra money Don’t decide what won’t sell List it! Comment from : Donald Stulp

I check my bank account every day and use Every Dollar! I've been using it for a while and I love it! It helps me stay on track Comment from : Kayla Gombotsh

Kate, it's the end of the week, and I have $185 left over just from not spending!!!! Yay! Comment from : Rachel Anderson

I have one cup of coffee every day, from home I bring food to work I try to only go to the grocery store once a week Comment from : Marjie Cleveland

I lost the $80 gift of cash from my mom for Christmas, I was so glad I found it 3 weeks later when I was looking through my stack of bills in my cupboard Very happy to find it! Comment from : Melissa Johnson

Have you addressed the work place money issues when it comes to "birthday contributions" that you kinda get guilted into? I don't miss that anymoreretired nowbrbrThanks for a great quick reminder to all video about keeping track of money spentbrIt's harder sometimes when kids are involved Comment from : Retired Sockmonkey

Not going out for coffee and food not only saves money but caloriesbrWe keep snacks in the car for those just in case timesbrAlways have a cooler with drinks and snacks and food when traveling even on short trips Comment from : Retired Sockmonkey

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