What Dave Ramsey Recommends When Someone Is On Disability

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Title	:	What Dave Ramsey Recommends When Someone Is On Disability
Lasting	:	4.26
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Views	:	63 rb

Why do people listen to this guy? "You can't thrive on a low income" Absolutely useless
Comment from : Meranda Somnolent Gamer

What the hell does prosper even mean to this man? Not having five mansions?
Comment from : ErenJaegerTheRealOne

Dan you actually think drugs cure depression? You f1cking dumbass
Comment from : ErenJaegerTheRealOne

Depression is a real disability
Comment from : Heather Collins

Help me
Comment from : Adam Raynor

The news only reports the scammers on DI never the legitimate disabled being denied year after year So no wonder Ramsay doesnt get it because he has never investigated it He is a sheep that just believes what the news shows him I work with the disabledI get it Getting disability is a long arduous process DI does not trap you your diability is what has you trapped 95 percent of people would work if they could Only 5 are scammers but that is what the news shows you
Comment from : Camille Simon

I’m surprised Dave is not aware of Work Incentives and employment supports to for people with disabilities Not to mention ABLE accounts I’m seriously questioning this guy being a financial guru with that kind of level of ignorance
Comment from : Sj604

I'm a disabled 61 year old woman on SSDI and SSI with a disable son on SSI also, I can't find a dealership that would lease me a car because I have bad credit do to a house I abandoned back in 2005 because it partially caught fire by faulty wiring The city knocked it down and sent me a bill that is now $30,000 My son and I have medical appointments and I need a reliable car, is bad enough not being able to own anything over $2,000 in Ohio but not being able to lease because they keep rolling this bill before the six year limit expires Any advice?
Comment from : Victory

i am on disibility ssi im on it for my inability to consistenly work i can work but due to my mental health i can't do it consistently i'm schitzoaffective and am on a good deal of meds and go to therapy every week and i still cannot work its not going to happen for me and i am coming to terms with that i would love to have another income to go with it but i have no idea what i could do when it is an unfortunte reality that i won't be able to do it everyday
Comment from : Novice Stitcher

So this is interesting I think the government is messed up in this way I think you should be more like canada and have free Healthcare Because yes i have schizophrenia and autism and a cleft palate as a kid But schizophrenia is life long and sometimes you can live without pills but i dont think i can Without life affecting me differently but what is wrong with getting work and still being able to work It shouldn't matter Like you cant earn money and be disabled in a way lol that sounds ridiculous to me to be honest
Comment from : Rapper rapper

IT'S CALLED UNDER THE TABLE
Comment from : Ezraxmonster

I cut the disability tether and now I'm living back at home with my parents, at 47! On disability, I had my own apartment; I had a girlfriend Now, I'm lonely No one will date a guy living at home with 'Mommy and Daddy'
Comment from : Brett Burnside

Ramsey is sitting on a pile of money He ain’t worried about shit
Comment from : AJ Steele

nobody cares about disabled people in this country you get treated as crap
Comment from : Darkdimension

I think the best things one can do if they’re receiving Social Security, SSI, or disability is 1) Live off your check and make use of as many subsidies as you can - food, rent, utilities, medical, etc This will allow you to keep more of your check for the things you need to use your check for And 2) Work up to the Substantial Gainful Activity (SGA) amounts These change every year and allow you to make a little extra income without fear of losing your benefits As for getting a house and making other big purchases without penalty, a special needs trust or ABLE account money can be used for that
Comment from : Juliet Parrott-Merrell

Just stash the extra cash at home each month as many of us low income recipients do It's the only way to have a large savings without getting penalized for going over their set monthly income limits besides if it's not in your checking or savings they always think you spent it on necessities
Comment from : D G

We cannot have a discussion about financial strategies for SSDI so long as public figures don’t under the word “permanent” In cases of behavioral health, SSDI may be needed lifelong These health issues can seriously impair working a standard job Many, if not most, applicants would be astounded to hear that someone is considering trying to get them back to work with all the financial risks that come with their disabilities
Comment from : R Greenwald

Mr Nasty strikes again
Comment from : Lady Lyonteeth

1000th like
Comment from : MyCOWAVE〰MyCELiUM

I wish there was more help for disabled people as my health has gotten worse I am on disability but I only get 450 a month thank the lord for my husband an family that help me I understand good days an bad there are some days I can’t leave my room or even bathroom an some I can get out of house for a couple hrs it depends on my body I could be out to dinner with my husband an have an attack an he will have to come get me in the bathroom at the restaurant it scary! But the bills don’t go away !
Comment from : Beverly Cason

Why not just drain the bank account and hold cash?
Comment from : dave likesbacon

Thankyou Mr Ramsey
Comment from : Reverend Dr Timothy Johnson PhD

My grandma is 75 years old and has been depressed since she was young She’s on meds but meds don’t solve the illness Most mental conditions are diagnosed bc they are lifelong! She was married so she was able to have a house to babysit in and that’s how she contributed to society It’s just sad how disrespectful people are to those who struggle This stuff is usually passed down for generations what do you want them to do? Oh yeah, die “ a man doesn’t work he doesn’t eat” well did Jesus not tell us to take care of the mad and disabled Disgusting attitude and so ignorant Doesn’t even try to understand
Comment from : hobolove2468

Sometimes I wish I was dead
Comment from : shomoneuch

As someone with a disability that requires I have a service dog people forget that A LOT of people discriminate against having one in work
Comment from : Delta the German shepherd

No one can live off of 800-1000 a month which is about the max most receive
Comment from : Ginger

Yeah everyone acts hard and talk about disability till it happens to them
Comment from : Luis Lopez

I thought you said that she cannot have more than 3,000 Coach is not asking nor knowing much info
Comment from : L D

Part of me wants to apply for disability, but it seems like a difficult processes that encourages you to be more crippled I just do food delivery and I can make my own hours, taking time off when my back pain flares up
Comment from : Flubber Ghosted

I'm facing the same bs and glad I listened
Comment from : Chris

Disability stigma on the employer end as well is very problematic
Comment from : Jack Sycz, Jr

ABLE Account?
Comment from : Jack Sycz, Jr

I would say that this is the worst advice that I've heard someone give in my entire life but you didn't even make a point! How does anyone even give you money or still watch your show is beyond me! YOU DIDNT EVEN ANSWER THE QUESTION!
Comment from : Toby Floof

He smiles if you to rich and no expression when your poor
Comment from : Jc Clark

It's none of Davs business what her disability is The fact is she can't get off disability That's her answer
Comment from : Demi Devonne

The best thing to do is set up a Trust and have the disability person become the beneficiary allowing the trust to purchase anything the disabled person needs 😀
Comment from : CNN

Never lived on ithave you Dave? YOU have NO CLUE!!!
Comment from : J Wells

By law Dave cannot ask what her disability is
Comment from : J Wells

You can make up to $970 a month part time and if you earn interest from stocks it's not counted as earned income
Comment from : Tony G

She is on SSI SSDI does not have limitations on how much money you have
Comment from : Leasah

The lady is on ssi with the you can have a savings account with as much money in it as you choose to save on SSDI That is not the case if you receive SSI, which provides cash assistance to older, disabled and blind people in financial need According to AARP
Comment from : Shannon Woods

I love how he acts like meds and therapy are 100 effective for mental health 🙄
Comment from : Lindz

Host has opinions but offers no answers Caller is missing a lot of important information
Comment from : Christi G

In short… SSDI is not a way to prosper, it’s Disability Insurance based on your work history If “this” lady can afford a “house/duplex” and prosper, she should not be on SSDI She’s wanting to take advantage of the “System”… sad, and actually pathetic
Comment from : WECOOK

how many years can I still take money from disability?
Comment from : ربا🥺❤️ نمسا

how many years can I still take money from disability
Comment from : ربا🥺❤️ نمسا

Hmm no answer
Comment from : Hoyt_twd

Joined army in 2001 Became 100 disabled in 2005 I started getting 1600 a month 2021 I get 2800 Life is good
Comment from : Roscoe Sadie

I wished he talked more about this Living on a low income SSDI is extremely hard I want to buy a home but seems like that's not in the cards right now Ever time I turn around my vehicle keeps braking down so stiuck fixing that All I did have saved just went into my vehicle so I can get to my Dr appointments and my daughter can go to work
Comment from : Furry, Plants, and Coins!

Dave said a whole bunch of nothing 😂
Comment from : Clio Lang

Love you Dave ! Great advice 😇
Comment from : Gotti Girl 💄💋

There is more help for drug addicted people than there are the disabled Not criticizing anyone with addiction but most people do not choose to be disabled and it’s just a trap
Comment from : Hey Y’all

disability you cant own anything over 3,000 either he should of mentioned tax credits, and 529s
Comment from : PNG Productions

I am a disabled veteran I was recently determined to be permanent and total I have two degrees but no one will hire me because of my disabilities I don’t want to go on SSDI but so far that seems my only chance to continue providing for my family
Comment from : jsmorefield

I am dependent on my SSDI ( $696 month) due to catastrophic doctor Bill's I cant afford to loose my SSDI because my medical expenses are so high Life threatening asthma, autoimmune arthritis and 40yrs prednisone dependent caused early osteoporosis, post sepsis weakness, would be able to work from home using my paralegal degree and various self started ONLINE businesses brBut I can't fig Out how would I afford health insurance at the level I need it FEELING SO TRAPPED INTO POVERTY I dont ever see myself getting out of poverty ( $8,382 a year)
Comment from : Lilwildlilbit Paris

INCORRECT, I DID IT, answer is thru a TRUST I own a duplex, on SSDI, and Challenge any and all of the disabled to learn how to escape the system, while NOT AFFECTING BENEFITS
Comment from : Blinddave Crypto

My brother has epilepsy so he needs disability
Comment from : CousinViny79

I was diagnosed with an Auto Immune Disorder with mental disability and Social Security Disability discontinued my benefits and I am stuck and don't know what to do My doctor has even wrote a note saying, that I can't work What do I do ?
Comment from : Ms T

did dave rly say just don’t be disabled lol
Comment from : Amy B

exactly from my flippin mouth
Comment from : JD Green Video Gaming

It depends on a persons ability to handle jobs or information I have been diagnosed with schizophrenia and i have been on medication for a year and i am still nervous all the time it also depends how well the medication helps you; everyone response to medication differently so i guess if i don't get better that means rice and beans for a lifetime lol
Comment from : deep_diving_the_distance

SobrCan you buy a home on Disability? brHe didn't really answer the question did he?brAny HUD programs available?brAny help at all?brI'm legally blind on SSDI Disability
Comment from : JD Vision

I’m disabled and when I called he told me to get a job I tried to tell him I’m unemployable but he seems to think a traumatic brain injury is no big deal
Comment from : Kathleen Biederstadt

Dave's advice is greatfor the able bodied He has no understanding of the various disabilities and how they make people unemployable brMany people who are disabled, look upon those in wheelchairs with almost a bit of envy Because no one thinks that they are "faking" or exaggerating and the companies make adjustments for them However there are thousands of disabilities that are legally discriminated against still And to be honest many of them would put too much of a burden upon employers to hire
Comment from : Why Me

I am disabled and have achieved financial freedom I’m thinking of making some videos on another channel to talk about finance and disabilities Nobody talks about these things Nothing like Dave but I can pay my bills and live on my own and still be ok without getting a “job” im just a regular dude trying to make his way on this crazy world, without hurting myself even more than I am I’ll tell you one thing It ain’t easy and it’s only the beginning!
Comment from : SulyDoes

Man the government system is to make sure you stay stuck and Dependent on their system they do offer jobs for the disabled but they have guide lines you can save over 2,000 in your bank and I don’t know if you can file for tax or be on IRS it’s sucks you will have to completely get out the system But the thing is where you will get income coming in while you constantly sick and in the hospital? You will still need the disability funds as a backup emergency Does anyone have any ideas how to get an assets while being in the system?
Comment from : Name

If you’re disabled look up able account
Comment from : Randomblackdude

i live in Omaha Nebraska and can't find anywhere to rent because my income don't meat all the rental requirements witch all landlords have imposed the rent there charging has to be 1/3 of your income and with rent cost here i can't rent enywhere
Comment from : Wilhelm Schmied

I did looking on the internet you are able to have 14,000 a year in savings I do not know that person who told the lady only 3,000 but that is wrong
Comment from : Shannon Woods

Yes, I am putting my game plan together Thanks to Dave brbrIt was hard at first, but it is getting better for me I am glad I changed my mindset around my disability and I will be using my resources to change my circumstances
Comment from : Minnie OnCam

Dave Ramsey doesn’t have a soul And has zero understanding of why it means to have disability
Comment from : monchichiyoshi

She needs an ABLE account She can contribute 15k to save/invest This will NOT count against the 3k requirement
Comment from : Nawfal Kulam

ABLE accounts a great help if you're on disability You can save up to $100k in those accounts and use the funds for disability expenses (this includes housing, food etc anything to improve your life) without it affecting SSI benefits It's an exception to the savings cap rule
Comment from : Lushia Kyobi

What about epilepsy ?? Stillborn allowed to save? And make a better life ???
Comment from : Siezurefreegirl

Dave doesn't really have a good answer to help Low fixed regulated income people Amazing Not surprised It's hard to understand unless you live it
Comment from : J K

I so wish i could get off disability!brBut my body wont coroperatebrI have heart diseasebrHeart failurebrAfibbrDiabetiesbrAnkylosing spondylitis severebrPhoriatic arthritisbrDepressuinbrPtsdbrMy body hates me! I am 46 and have worked since i was 14
Comment from : David Shawn Parsons

407 likes? really? well I guess you don't have a son struggling like I do
Comment from : Ripley McCauley

This guy did get an answer for this Lady and either did I! Thanks for not helping people on disability My son works part time with his disability, he will not be able to go off disability for awhile
Comment from : Ripley McCauley

I see in my area many on SS disability but are not truly disabled They are on ladders, working on their house, cutting grass, some even doing side jobs as contractors under the table They are ruining it for those who are truly disabled
Comment from : Hilda Robert Rodriguez

My medication they prescribed was 900 no insurance coverage So I no longer take it I find that managing pain in my spine and hip helps my supposed PTSD I never claimed I had it They diagnosed me with it
Comment from : CHINESE STEEL

I find Ramsey fans to be abhorrently cruel I don’t understand the nastiest comments for those who are struggling in his fan club
Comment from : michiko yao

This is where Andrew Yang UBI would help people get off disability If Americans didn't have to worry about how they were gonna pay their rent and medical bills, they would not be afraid to get out there and try working!
Comment from : Vincent Price

What country is this? It can't be the USA
Comment from : MrApplewine

Walk a dog for cash if you can?
Comment from : Jason Morales

What are the five rights of an employer
Comment from : Galfand Berger, LLP

This is my problem too I was born disabled and feel enslaved by my disability check until I start making a lot on my own
Comment from : Push Past Paralysis

Depression isn't always 'cureable' with meds and therapy Don't make such ignorant suggestions unless you have a medical degree
Comment from : Zephyr-Rose Poe

I qualify for disability if I cut my work hours They only allow $1220 a month of me to make and I will only get $1090 from disability if I get it I might as well work until I retire because it's going to be the same thing My back hurts if I sit too long from spinal arthritis and my lower lumbar hurts if I stand too long I'm stuck! I wanted to buy a small house and stop renting I've paid out enough to buy a house
Comment from : Wendys Old Place

Many people are afraid to lose disability not because of the tiny income they get, but because they'd lose medical care If you get $400 a month stipend on SSI, but also get $4000 in medical care and medications, it doesn't make sense to get a job that pays $1200 a month with no benefits Yes you make 3 times the cash, but when you consider the health costs, you're at a 70 loss BTW, Medicare 4 All solves this problem
Comment from : oggyreidmore

I think the government and social security disability are the dumbest people in the world They don't understand that you need money to live and do things for fun They make disabled people have to depended on government to live
Comment from : Barbara Thompson

Does anyone know how to handle credit card debt and have ssi as my only source of income thank you!
Comment from : Adam Synchronicity

If she had worked with an advisor who did his/her due diligence she would have had full income protection and individual disability insurance rather than having to worry about what to do on limited income and the limitations of government assistance brStories like this are why I always tell my clients how sickness and injury can impact their lives and how we can avoid that from happening Give people the choice to choose their outcomes
Comment from : Jess Ayala