Best Savings Accounts of 2023 - [United States Banks]

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Title	:	Best Savings Accounts of 2023 - [United States Banks]
Lasting	:	16.50
Date of publication	:
Views	:	246 rb

would you recommend Wealth front high yield savings ?
Comment from : Fernando Valencia

I actually believe the stock market is a better and easier way to grow money than the 401(k) But it's not really by picking individual stocks, because it is an effort in futility, particularly at an uncertain time such as this I have lost more than $140k, but my portfolio is still significant, about $320k, but I'm not confident about picking stocks anymore Are there really no other options for me to gain from the stock market?
Comment from : Forest Marcarthur

Apple has a savings account now 415 apy monthly accrues daily
Comment from : TJ

I know of synchrony because they are my credit card for Google
Comment from : gstar47

"i wish i had that problem" 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣 that was world class acting right there! great video thank u
Comment from : Navin Arjuna

I’ve been looking around and now I’m seeing many 45 APY accounts !
Comment from : Rheologist

Great video
Comment from : Prashiddha Jang Hamal

Um… I have a 360 savings and able to withdraw from it without transferring funds to checkings, np 🤷🏽‍♀️
Comment from : Squish_Squish

Insightful video I just want to know best how people split their pay, how much of it goes into savings, spendings or investments I'm 27, and earn nothing less $150k per year, but nothing to show for it yet
Comment from : MIchael Guzman

Super helpful vid !!!
Comment from : Lost 1

How many if these require you to have direct deposit to get the high interest rate
Comment from : Juan Pinela

why i don't see many people on youtube comparing CIT Bank to this banks ????
Comment from : John

High-yield savings is very good, but for me, I make huge profits weekly on my investment since I started trading with Mrs Miriam Alvarez, her trading strategies are top notch
Comment from : Meera Rishaan

I like your personality! So well explained I need a finance course from you 😄
Comment from : Neke

Question What about if you lose internet on this online, do they have phone assistance?
Comment from : Manny Alcantara

What about Citi
Comment from : Thando

Can you use Zelle with Ally's savings account?
Comment from : Omar C

What about Marcus by Goldman Sachs?
Comment from : Wellington Gómez

paypal uses synchrony and is @ 430 your welcome
Comment from : B PLUS

Whys is no one talking about American express I see their website shows a 4 APY
Comment from : Ramcharan Varma Golla

Gimme a holler John if you want to get on the correct side of the banking table You're talking about counting pennies in savings accounts when the real money is in eliminating the banks from your personal economy and learning how to become your own banker
Comment from : Am Sarif

Hey John I wanted to ask you how you feel about Marcus by Goldman Sachs?
Comment from : Lane Hall

When you say 33 interest, is that compound interest?
Comment from : igzandra

what about marcus?
Comment from : angelo

It seems that residents of certain States, like Florida and Texas, will not be accepted for a bank account without a previous business relationship with US Bank Customer service tells me need to apply for and be approved for another product first, like a credit card
Comment from : dbest47

Gold Sachs, Marcus is currently over 4 APY
Comment from : Dolly Sith

Is it worth getting an Apple Card now to get access to the Apple Savings account with 415 APY? Can you please do a video on it?
Comment from : Paresh Shetty

What r your thoughts on apple savings?
Comment from : Danelle Bradley

This video helped me so much 😮‍💨
Comment from : Enrique Miranda

1:07 Discover 33 APY br2:19 Capital One 375 (he says 33 br3:30 Ally br5:45 SoFi br8:16 Synchrony br9:56 Bread br11:02 SalemFive Directbrbredit: CIT bank is at 505 now
Comment from : Kimberly Chin

SoFi will only let you spend up to 3000 from any of your accounts, checking OR savings, in one day, no matter how much money you have That's frustrating when you have over 50k in your account and are building a house you want to avoid having debt on They treat you like a child who can't handle any of your money and won't even give you a temporary increase I'm nearly 50 and moved some of my money to this bank to make this build easy This is NOT easy Probably good for kids or beginning savers but not for mebrbrI moved it all to Navy Federal instead They allow me to up to the balance of my account with my debit card with just a phone call, and I can call 24 hours a day ANY day to request this increase This came AFTER 28 years with USAA and watching them steadily decline in quality and customer service
Comment from : Jessie Olson

Can you make a video specifically to the government savings bonds? thanks
Comment from : Atanas Tripzter

is this valid for foreigners with SSN in the US?
Comment from : Jo Cherry

As of 4/25/23: Primis Bank has APY 435 - 477 both checking or saving account
Comment from : John L

Dang! If I have 3 millions dollars I will probably just live off the interest
Comment from : John L

Hi could you tell me are these trustworthy Bank?? beacuse they are online can i trust them???
Comment from : Masoumeh nazemi

I have many Ally savings accounts and their website is garbage There are always glitches and frequently the site is down Talking to support the lady on the phone said often their tech people make updates to the site without even telling their support staff
Comment from : Jordan P

WelpI got kicked from Sofi because some of my checks I was trying to deposit bounced so I'm off to look for another home bank account since they think I'm a criminal now lmfao They're alright but y'all remember you don't get the 40 apy UNTIL you set direct deposits in the savings account
Comment from : adaywithaleks

Bask bank - currently looking into it: 465 or aa advantage miles
Comment from : Joey Trubnick

John says avoid Apple Card, but Apple Card has a higher APR savings account than anything he talks about in this video 🧐🧠🚫
Comment from : xR00K

Why wouldn’t everyone just go with Salem since it offers the highest savings yield?
Comment from : Gordy

Dude This was SO helpful Thank you for breaking it down Trying to figure things out on your own can be incredibly overwhelming sometimes I loved how succinct this video was I hope you know how much you are appreciated Keep it up!
Comment from : madrespect

I like SynchronybrbrNot a fan of Capital One, as they pretty cheap on apy sometimesbrI've heard of SalemFiveDirect, not sure if I would trust them
Comment from : Native2458

Why doesn’t Marcus by Goldman Sachs make onto your list?
Comment from : A B

As some one who works for Chase most banks limit the savings withdrawals to six per month bc the FDIC had that in a contract They insure banks and if its a savings you need to save If not, the banks get charged fee if it goes over That's why if you do it enough banks automatically change it to a checking or threaten to close it and fees are changed when you go over the 6 times a month
Comment from : NaturalSouthernBelle

So it's safe to open an account with discovery?
Comment from : Armando Garzon Marcelo

I've had a Synchrony High Yield Savings account for years Pretty turnkey, not many bells and whistles, but they provide an ATM card It's a nice to have if you're in a bind
Comment from : Kelnesha Johnson

Do you report the APY on your taxes? How does that work?
Comment from : tridex66

SOFI is 4 interest and also now has 2 million FDIC insurance instead of the $250k for free
Comment from : J S

Im surprised you didn’t mention wealthfront
Comment from : JD Kingsley

Reg D…6 withdrawals per monty for mma accts
Comment from : Brian D

Esto es bastante interesante e informativo, pero si quiere ser financieramente libre, no dependa de una sola fuente de ingresos, invierta para el futuro del mañana, luego vea cuán extasiado estará a su debido tiempo
Comment from : James Parker

Discover 475 cd for 18 months baby
Comment from : Noah

What's going on with small banks?? brWhich one are safe?
Comment from : Ricardo P

I think the Betterment savings account at a 42 APY should definitely be up there with the best
Comment from : Aaron Jackson

This is nice
Comment from : Starr Debbie Venus Billionaire

Are there any other HYSA with the exception of ally and SoFi that have Vaults or Buckets??
Comment from : Lupe Aguilera

I just opened my account with Marcus and very happy! Currently 375 interest, +1 for the first 3 months with referral! If anyone wants a referral code, shoot me a email:)
Comment from : S W

What about Lending Club? 425 APY
Comment from : caroline

Hey man check your FPS to get rid of those lines in your video Try to stick with 24 do’s in your camera setting or use different lights that don’t mess with the shutter frequency!
Comment from : Brian oh

How does everyone feel about credit karma savings account? It’s at a 375APR
Comment from : josemiranda2490

You have to be careful nowadays w Bonds, especially with talks of them defaulting
Comment from : Kevin Quezada

Discover also has a sign up bonus
Comment from : Christy Rodriguez

thoughts on the marcus savings accounts?
Comment from : wllm

Are these saving account like at a bank branch? Or do they work of stocks? Why is there rates so much higher than a bank branch?
Comment from : Carperama

Can any of these account have 3way joint account?
Comment from : Oso_ebk

New subscriber, greetings from Palm Springs CA br🌵🌴💰🌴🌵
Comment from : MOJAVEDESERT SONORANDESERT

Hello John, thank you for your informative and useful videos
Comment from : Stephanie

You missed Wealthfront, offering 455
Comment from : 916danik

What about BaskBank?
Comment from : Maria Bercova

I'm curious to know what you think of UBF Direct in general And that their savings AYP is 455 Their reviews are bad, but it is a savings account, soooo are fancy apps and customer support necessary
Comment from : Doug & Eddy San Francisco

Discover has a sign up bonus
Comment from : Rossi M

Taxachusetts is trash
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Comment from : Hello and More

For SOFI, can you deposit the $5k, get the $250, and later pull some of that original money back out of there?
Comment from : Adam R

What is the BEST Discover card?
Comment from : Bryan Patterson

Robinhood has 415 rn in their cash sweep program FDIC insured, but requires $5 for Robinhood Gold Might be worth it for some people Was for me, since I use Robinhood anyway
Comment from : Harrison Woodruff

I want to buy a house and would like to save money in a high yield savings account but will I be able to take all my money out when I reach my goal and will need the money ?
Comment from : Yuliana Corona

Where did you get your background lights?
Comment from : Daniel Crotty

Dedham savings bank offering 5 up to $1000 Good to stow away a rainy day fund
Comment from : Nathan Weinstein-Molloy

1 more significant limitation for Bonds is that limit in 10k$ per person annualy
Comment from : Ahmed Ghazy

If you don’t need the money for a year, you can get a 1-yr cd at 50 right now
Comment from : dkgong

One thing to mention about SoFi is that it doesn’t seem to have any withdrawal limits per month Not sure how they do it, as I believe the 6 per month is per law
Comment from : Oh My Bits

John, Would love to know your thoughts on Primis Bank for High Yeild savings They currently are at 427 with an APY of 435 Have you looked at them at all?
Comment from : Andrew

Lending club currently offers 393 interesest rate with a 4 APY
Comment from : D Li

American Express offers 35 right now
Comment from : shimon schlesinger

so you're saying if I deposit 100k in a savings account I would get 3k in interest per month or 3 aka 3k on the entire year???
Comment from : Albert 1

I tried several of them but they wouldn't approve me for an account Which makes no senseI'm not trying to borrow money, I was trying to deposit money But I found Synchrony through PayPal and that was easy to set up
Comment from : Dartgame 340