| Title | : | BEST Bank Accounts 2023 - Best Checking Accounts u0026 Best High Yield Savings Accounts |
| Lasting | : | 13.06 |
| Date of publication | : | |
| Views | : | 15 rb |
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Self was very helpful to me and has been doing there job as far building my credit I love it capital one is a great credit card company ❤ Comment from : Nadijah Watson |
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With no Zelle on the bumber 1 account, what can we expect on the other ones Zelle has become one of the most important tools for banking Comment from : Felipe Sanin |
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SoFi have Zelle? Comment from : Sicangu Nagi |
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Varo customer service sucks Comment from : C Paul |
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I like discover I use the debit card to pay my phone bill since I won't get autopay discount on a credit card I only dislike how long things take to process Comment from : f l o w e r b o y b r i |
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What are your thoughts on Laurel Road? Comment from : Rob Quetti |
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I bank with Synchrony Comment from : RuAlive |
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Milli Bank is offering 525 in Savings Account Comment from : Jose Rosario |
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Amex is the best Comment from : Newskie |
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Accounts at Raisin are giving 520+ APY right now I have an account with Western Alliance through them and they bumped from 515 to 520 as soon as the Fed raised the rate Comment from : Jared Necaise |
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Ally offers 4+ Comment from : TA |
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Ally just raised their APY on the Money Market account to 440 Comment from : Victor Martínez |
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SoFi just bumped up their savings interest rate to 45 today (8/2) Comment from : TheMuljo |
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Another one is M1 Savings at 5, but you have to be an M1+ member to have access, which costs $95 annually Can be worth it for their credit card alone, which when used right has bonkers multipliers, but I wouldn't spend $95 on the savings account alone Comment from : David Harkins |
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I've been using SoFi for about 15 years now and have been loving it ever since I opened my account Comment from : Chase Yokoyama |
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Honorable mention: Robinhood pays 49 APY on uninvested cash if you pay them $5 per monthbrbrComparing to the 44 APY benchmark, the break even point to begin earning more with Robinhood is if you have $12k or more in savings Comment from : Quroe |
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PayPal Savings account is at 430 right now Comment from : Czar |
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Ally is the best Comment from : Lonzo |
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CFG Bank is currently at 517 APY as of the date I'm postimg this and has been a consistent rate leader for a high yield money market account They have a minimum of $1000 deposit in order to receive that rate and to keep the account open They are based in Maryland and I have had great success with them Their site is a tad outdated but if you want one of the best rates than this is it Comment from : shojus |
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I’m surprised you didn’t mention that Ally Banks spending account does have ATM rebates up to $10 The biggest draw to the Schwab checking account is it no foreign transaction fees It rebates them for purchases and ATM usage wherever you go Comment from : Josh Carter |
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what happen to Capital One? Comment from : Neno |
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The Wealthfront Cash Account is also a great account, combined savings/checking, with an APY currently at 480 Comment from : ZacharyDingo |
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I’ve been a big fan of Wealthfront so far 48 APY and it can serve as a combined savings / checking account :) But also have the Discover + Amex savings accounts too Lots of great options these days! Comment from : Shaun Fidler |
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One that I assume you know about but that often gets overlooked is Citizens Bank online-only savings account (formerly Citizens Access) currently paying 45 APY Comment from : Ralph |
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Run on the Bank is a great channel to find new account bonuses Or his websitebrbrIt does look like Tab if you do not have a direct deposit allows a ACH payment or bill pay counts too! brbrMaybe a video on the pros and cons of CD's and list of best rates? Comment from : Mitchell |
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SoFi was my go to bank Until they no longer allowed trusts as beneficiaries I will return to Sofi when they return to allowing trust as beneficiary Comment from : Chicken…On! |
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SoFi is the best Comment from : Axel Gonzalez |
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The Amex checking account is very bare bones No cash deposits, no Zelle, no cashiers checks and no online bill pay Comment from : Curmudgeon Extraordinaire |
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Pretty interesting, I really need to look into these options more, especially savings Obviously not going to get rich off of any of these, but some extra cash is better than none Comment from : Artdog |
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Thanks,AdamWhat a great channel Comment from : Infantry Captain 92 |
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Thank you for the upload! Comment from : Easy Cooking |
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I have Milli Bank (mobile only, 525), CIT (505), Bread Savings (49) I would recommend CIT, it has Zelle, high ACH transfer limit and ATM fee reimbursement which are not that common for HYSA Comment from : Z Ma |
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AllybrSoFibrCapital One 360brDiscover Comment from : MrBankRelations |
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Discover checking allows no-fee cash deposits at Walmart now Comment from : Ronald Archuleta |
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Great content as always, thanks Adam!!! Comment from : cardojp |
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Fidelity cash management beats em all Check writing, 269 on fdic insured cash with the ability to buy securities, including money market funds like SPAXX with 494 that auto liquidate as if it where cash to cover redemptions from bills/checks They also reimburse all ATM fees, regardless of network Comment from : David Smythe |
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Citi gives me 405 APY and it's convenient because I have credit cards through them too Comment from : Ramon Suarez |
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With SoFi you don’t have to keep anything in checking With the direct deposit you’re automatically enrolled in SoFi Plus which includes fee free overdraft protection I keep 100 of my money in savings and just pay my credit card bills from checking The money goes out of checking and SoFi automatically pulls it from savings to cover it I’ve been doing it for about a year and haven’t run into a problem yet Comment from : Ritchie |
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Those of us that do bank account bonus churning know that APY means nothing Comment from : K Roddy |
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I’m out of the game Comment from : Jason Kazama |
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Adam rocks! Comment from : San TheMan |
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