Top 5 BEST Savings Accounts of 2023 (SUPER HIGH YIELD)

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Information Top 5 BEST Savings Accounts of 2023 (SUPER HIGH YIELD)

Title	:	Top 5 BEST Savings Accounts of 2023 (SUPER HIGH YIELD)
Lasting	:	11.33
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For these savings accounts, is there a fee you have to pay for withdrawing money from your account? (most specifically CIT bank)
Comment from : Smurfed

I don’t understand why SoFi requires the direct deposit, I would’ve picked them if they didn’t
Comment from : Completely Inadequate

Do you have any video of the best CD’s rates??? That we can invest our many Thank you
Comment from : N_Guate

Its not "free", you have to pay income taxes!!!
Comment from : Youtube&Neoconskeepcensoringme!!!

Which would you pick personally to save money for college?
Comment from : Bri

Love Sofi Checking,savings,stock account with fractional shares,Roth IRA, and a round up that rounds up your purchases and deposits the change into a separate account Crypto too but you can't transfer it so I'm sticking to Coinbase for that
Comment from : madbodhi

these are all variable rates on all of these 5 right ? Can you share the last 12 months - beginning interest rate and end so I can see the variation of interest rates
Comment from : connie turner

Hey mate, a question about Capital One, and thanks for the fantastic information across the board Big fan You’re always so intentional with your financial decisions, so I’m intrigued why Capital One is your HYSA of choice, as opposed to the options that sit above 5 Could you share why you see that as personally more beneficial?
Comment from : Matthew Lee Robinson

What are your thoughts about Ally bank?
Comment from : Steffany Vucetich

First Foundation Bank - 5 APY They also have some branches in SoCal and a few other states, in case you need to get brick-and-mortar services like getting certified/cashier's checks
Comment from : puffdanny2k

Awesomeness… Thanks for keeping it Simple!! Great information
Comment from : Graceland Enterprises

Hey Professor G can you make a vid for the people in my situation, we are many out of the USA ? Im looking for a virtual bank , I have an opened LLC in FL, have ein number, registered agent, and no bank will open an account for me so farbrI´ve tried with: Mercury, Relay, Novo, Lili, Brex, these were supost to accept people in my situation, some of them filters already in the phone number, others dont accept registered agents addresses, or virtual address
Comment from : Horacio Peralta

Step mobile gives you 5 as long as you have direct deposit set up
Comment from : Matthew

These bank accounts seem to good to be true So sketchy to me, but I want one 😅
Comment from : Reptar

Third of the way into the video and still hasn’t started I’m out
Comment from : Tommy X

Right now the best place is fidelity in my opinion You can diversify between money market, bonds, treasuries etc all paying around 5 and quick access if needed If you know what you are doing you can protect money up to 500k as opposed to 250 at a regular bank
Comment from : Dustin Shirley

whats minimum you have to put in on capital one savings account?
Comment from : Evander Holyfeels

What are your thoughts on UFB??
Comment from : kingshadow68

Anyone have any experience using SoFi? I'm a little skeptical
Comment from : Antidote

im 18 and want to start my roth savings account as soon as possiblebrim a soon to be college student alsobrI bank with becu but im kinda stuck on what savings account would be best for me in my situation
Comment from : AJ Softball

do these work for canadians?
Comment from : kraft dinner

Capital One is my main bank, initially I went with them after Citi sold all their branches Occasionally, need brick and mortar support Marcus is also at 43, I have some funds there I have several t-bill ladders with Treasury Direct Averages about 53 and incurs no state income tax, though I live in Texas so that wasn't a personal consideration
Comment from : Gary Inman

I like bread savings, there ach transfer out is low at 5k a day
Comment from : Native2458

Robinhood is a great one and also apple new savings account
Comment from : Whatthefucktony

hey is discover and sofi available in canada ?
Comment from : Jessica Molokwu

I get really high APY by using Ally
Comment from : Tolu Holloway

The $200 bonus from Discover HYSA applied in 24 hours for me Good deal for churning
Comment from : Union money

Nice rooster, I have one in every room of my house
Comment from : Dont know Jack

Great content
Comment from : Elvis Presley

No doubts, A good way of growing and saving your money is through investing You don't need to have much before you can invest "That little money you have now can make you millions if you invest it wisely" I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Comment from : Emeld Centor

Lol…you should of made this video in January 2023… Lol
Comment from : Raymond Picard Jr

I’m getting 505 apy at CIT bank Compounded daily interest And interest is paid every month
Comment from : Kevin

Sofi direct deposits have to be a minimum of $1000/mo too I don't make enough money for that
Comment from : JTAerialist

Thank you! Very helpful, glad I found your channel and just subscribed Already following your advice with the 3 ETF plan!
Comment from : Darren Reynard

I really liked the video, one more subscribed Thank you for simplifying it What do you think about Western Alliance Savings? And also Bask Bank?
Comment from : Beatriz Rocha

I really appreciate this simple tutorial! I’ve watched so many of these but there are subtle nuances that make a difference and for me yours was how you use them Thank you!! I’ll watch the ETF one next! I’ve been told HYSA and pay off the loans and don’t invest until you’re done VS invest and pay minimums 😅
Comment from : DenPharm

What is your opinion on putting 75k - 100k in one HYSA ?
Comment from : W Baker

Vmfxx pays 525 percent
Comment from : Stephen Bishop

Hi, brwhy does capital one have such a bad reputation on trustpilot (1,3/5)?
Comment from : Maikfraest

The discover account looks enticing How much of our income should we keep in our checking account?
Comment from : Merle Ambrose

Hi Professor G, I was wondering about emergency funds and the transfer time like you have mentioned with Capital One brbrThankfully I haven't had an emergency yet, but I would imagine having to wait 2-5 business days could become an emergency in and of itself Would it be better to keep that emergency fund in my bank's basic savings account for quick access? Or, if I'm not financially strained despite being a low-income earner, do you think most "emergency" situations would allow for the time for funds to be transferred? brbrThanks for the video!
Comment from : LaughingMan17

What’s your opinion on money market accounts ?
Comment from : Big A

Love Capital one hybrid approach to banking
Comment from : Neno

I use SoFi and yes they do require a direct deposit but once I had my emergency fund covered, I only direct deposit $100 to keep the 44 interest rate and invest the rest
Comment from : Jenn B

Robinhood Gold offers 49 which is instantly accessible
Comment from : Mikel Arteta

Discover just went up to 43
Comment from : robin Hood

anyone ever look into Phoenix Capital Group? they have 9 and higher very tempting
Comment from : Jesse Robles

What are your thoughts on wealthfront?
Comment from : Ash L

Nolan, thank you for the video brbrI am Brazilian and currently a permanent resident of Iceland brbrCan I open an account on any of those banks?
Comment from : Mateo Monção

How about Marcus by Goldman Sachs
Comment from :

$TBIL is paying 517 APR and is a safe investment
Comment from : DeeZyay

Is anyone scared for having SCHD right now with all the hype its getting? Is it possible for an etf to get over bought? And for a savings Betterment Cash Reserve 😊
Comment from : StrokDUDE!

Who do you withdraw cash from these accounts ? May be a stupid question
Comment from : ItzNate

Is Robinhood a bad place to put your money? I'm getting 49
Comment from : Kevin Pombeiro

what are your thoughts on Ally?
Comment from : Farheen Qurashi

I have a high yield savings account with American Express, and I use the interest to pay my monthly subscription fees to Amazon, Netflix and Hulu
Comment from : C G

Western Alliance has its HYSA at 52 if you go through raisin it’s a good one to check out
Comment from : Maria Antonio

Will check some of these out I see Marcus by Goldman Sachs already made the comments but always searching for the best Thanks for listing several options I was also going to mention about tax penalties but looks like you're on top of that which I had no doubts
Comment from : Kyle Hartman

Love CIT bank
Comment from : Murica stuff

I was thinking to go with discover but interest rates given by them or any other bank aren’t permanent rates They can changed any time It’s a big gamble so high yield savings accounts are even worth it ??
Comment from : Sunny Singh

im currently getting 4832 from CITBANK with their Platinum Savings I put $20k in it
Comment from : BiG E

Vio Bank Cornerstone Money Market is at 505 I first heard about it here on YouTube in 2019 I’m not sure why no one talks about it anymore Highly recommend
Comment from : Olga H

Great video content Nolan - timely, and right up my alley - I am currently using M1 Finance at 5 for my savings/emergency fund! Question for your next video: Is it too late to get into semiconductors or semiconductor funds? Thanks for all of your hard work!
Comment from : Patricia Kochanek

Good morning G! Speaking of savings, and the educator you are… Thoughts of doing a college fund loan video? Federal, Direct, Direct Plus, Sallie Mae, etc… Your best advice to “saving” the greater amount of college loan(s) Hence, private school here and the tuition will be 100k brSo, partial payments or take loan out worth it to pay off after graduating? br(Don’t qualify for grants or federal aid) Bottom line,… best college loans? Thinking bout loan every other semester (25,000) and save/pay the other semesters… brLook forward to your reply Video?? As school 😮s Late august (Texas)
Comment from : Tim Mathews

TBills and CDs FTW
Comment from : Nathan Johnson

I use Citizen Access with 45 It has been pretty good and consistent
Comment from : Raúl Baduel

Would something like USFR be another good option for parking money for savings/emergency funds? Or would a hysa be better?
Comment from : Brodo Fraggins

Nice video! I have about 50k in capital one high yield savings but this is my emergency fund/down payment on a home money If I wasn’t buying a home soon I’d just put 40k of it in VOO or something but for someone sitting on cash for a down payment a HYSA is a great option to make some decent cash while keeping it parked
Comment from : R Dilly

AllAmericaBank for 505
Comment from : AH Johnson

I like my wealthfront cash/savings account 455 and this week their interest is going up to 480
Comment from : archana balagopal

Sorry buddy but I had a horrible experience with Capital One they screwed up my credit points really bad and they stoled my deposit money
Comment from : United Cold

I didn't know discover had a savings account!! Thank you :)
Comment from : Victor

Wealthfront @ 455 with no minimums
Comment from : ph f

$50 phone bill?!
Comment from : Tarpon Time

How you doing professor?brIs a 6-7 dividend yield in REITS good?or risky?brPlanning to invest on local REITS here in the philippines
Comment from : joboi libres

No Ally??? I heard they’re pretty awesome and I think 4 point something interest rate ??
Comment from : Fast Machine Media

I attempted to open savings account at Cit Bank and Bread Financial After giving personal info includingSS# I was told from Cit Bank that they couldn’t open the account ( rejected) and Bread Financial ( where I already linked one of my other bank accounts stated they would e-mail me to complete the process brIs this legitimate? Since when does someone require approval to open an account? Have I been taken?
Comment from : Edward Loizides

Thanks Professor G Do you know if it's possible to open an account on Capital one from abroad? I do own a standard savings account with no interest at all and would like to switch to a High yield Thank you!
Comment from : Bernardo San Martin

I have the Capital One 360 account for emergency funds Have had it since it was originally ING, I have been pleased with them
Comment from : Randy Daugherty

Fantastic
Comment from : Freedom Works

What do you think of spsh index fund ❤awesome content as always
Comment from : Zawad Enam

Marcus by Goldman Sachs
Comment from : Harish SD

Hi Prof G If your taxes are $20k a year you may want check your tax returns and see if you're paying an estimated tax penalty You may want pay estimated quarterly to avoid the penalty I would still keep the money in a high-yield account but why pay more to the government when you do not have to See IRS Pub 505
Comment from : jarc02

Thank you for this super useful video, Professor G! That CIT account looks the most attractive to me 👍🏻
Comment from : FC Bayern Munchen

Damn I needed this sooner I am wasting 2K plus a year with 50K sitting in a normal savings account Capital One here I come Time for a sponsorship
Comment from : Llew -

I use ally bank and love them! Their rates are fantastic and no fees
Comment from : Anastasia Walter

What about Redneck Bank?
Comment from : NoKreativeUsername

497 on my money market fund with brokerage Bill pay, check writing & eft…all with no fees
Comment from : Greg

I like Bask Bank, division of Texas Capital Bank 485 apy No fees, no account minimum And they also have an account where you can earn American Airlines miles instead of interest
Comment from : Kevin Ratliff

Great vid! Don't know if u r using chat GPT or something but the intro was flawlessbrbrI got discover and the bonus years ago This year amex with another bonus Ally comes with bonus at time toobrbrCapital One people are great I tried their free 'Money and Life' mentoring program some weeks ago and that helped me a lot setting my goals and plans
Comment from : Ben Guzman

Awesome video as always Thanks for the research and info
Comment from : The_Wandering_Brute

I have a regular Vanguard brokerage account that i only use for it's attached money market account which currently has a interest rate 507, other than that i keep the funds at my Ally bank account which currently has a 4 interest rate
Comment from : Higinio Morales

Great video! My daughter received a referral code for the online bank Marcus by Goldman sachs for 510 for 3 months
Comment from : TAJ_Mon

I recently bought a 13wk treasury note that I use as a 'savings' account and got 54 I also use Apple Savings thru Goldman Sachs which gives 415
Comment from : thetapheonix

I opened up a cash account with wealth front Sitting at 5, no reason not to open one Free money
Comment from : Madshadow

I get over 5 using M1 savings
Comment from : DeWayne Campbell

Excellent video Brother
Comment from : Will Mallory

Discover started "higher" yield savings accounts several years ago I moved our emergency fund into this account at that time Wife and I are both Discover Card holders with individual and a joint account It might not be the highest yielding account available, but we can both access the savings account online and easily transfer funds out to our local bank joint account if necessary I've also started up an account with CIT recently to sock away cash for a new car purchase I'd like to make in the next 2 to 3 years It's really a great time to be a cash saver
Comment from : Bruce F