| Title | : | BEST SAVINGS ACCOUNTS: 5.2% easy access (best in 14 years) + 4.65% ISA u0026 8% regular save (Sept 2023) |
| Lasting | : | 9.55 |
| Date of publication | : | |
| Views | : | 13 rb |
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I'm favoured financially, Thank you Jesus$32,000 weekly profit regardless of how bad it gets on the economy Comment from : Ability Nanjul |
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I can’t find an isa with a good rate that o can deposit funds into on a monthly basis Please help There are fixed isa accounts which are confusing and I nearly got caught out opening one Comment from : Sat billa |
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Ive got the santander easy access account but its only showing as 38 Comment from : Gary Martin |
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mate I need someone to help me with this stuff I've spent hours watching videos like this multiple times and I just can't understand or be interested in any of this But inflation is eating my money away I feel I gotta do something about it any ideas? Comment from : Isaac Alves |
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I still get 625 on Lloyds? Why would I change to something low? Comment from : Joshua King |
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NatWest is over 6 now Comment from : Jake Gibbs |
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Hi AndybrbrMy partner and I both don’t work, we put £196,000 into a joint Ns&i 1 year fixed at 62 which pays interest monthly So we will be getting over a grand per month Will we need to pay any tax on our interest each year?brbrThanks Comment from : Dominic Edwards |
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Santander have reduced that instant saver to 25 from Wednesday 13th for new applicants Comment from : Jimmyredcab |
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I've learnt and made so many changes in my lifestyle thanks to your videosbrThank you, Andy Comment from : Stand by the truth! |
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With the withdrawal of the RBS switch offer today do we know if it will be honoured for those who began the switch prior to withdrawal? Comment from : spoon138 |
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Very confused so will i still be getting 520 interest even though i chose monthly payout?? Comment from : Emmanuel M |
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Great video as always - keep doing what you're doing and you'll be at 100k subs in no time Comment from : Afnan Khokhar |
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Great information thank you 👍 Comment from : Remo Rossi |
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Can you withdraw your monthly interest thanks Comment from : Garry Sykes |
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You missed Santanders sister back cahoot Comment from : Harinder Dhillon |
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What’s the personal savings interest on low income Comment from : martyn reardon |
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Yes but the banks want us to put our money in so the government will take it have you tried removing your money recently ? Comment from : Sal Lee Rob |
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It says 52 AER for annual interest but only 508 AER for monthly Comment from : Anteater23 |
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thanks for the heads up, just opened the santander account as an exsisting customer it went live in about 5 mins Comment from : Spx |
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5 with Tandem Easy Access (however I think it’s closed to new applications now) Comment from : Ben Howard |
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Barclays Rainy Day Saver at 512 is still pretty damn good Comment from : Sam Smith |
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What happens to the easy access savings account opened a few months back? Does that get replaced when you open this new account? Comment from : Y G |
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If I earn below the tax threshold, can I earn more than £1000 interest completely tax free? Comment from : Anteater23 |
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Should I put money in fixed Isa now or hold off for a few more months to see how high the interest gets? Comment from : Anteater23 |
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Yeah but it’s Santander… Comment from : Anteater23 |
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Santander Comment from : Orla Hughes |
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Excellent presentation as usual Andy! Thanks Comment from : Stephen Smith |
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Surprised by Santander The big banks normally lag behind the new/start up/online only banks but they just leap frogged everyone in one go Comment from : Rob G |
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Cheers Andy My pathetic savings builder at Nat West is a measly 26 and by the looks, they're not budging So, will transfer my savings over to this Comment from : David bowie |
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globally this is government racket they prevent you from earning from your money already taxed Comment from : Christophe Treboutte |
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Presumably the hack of not paying the santander fees (so not eligible for cashback on bills but can still access their savings account) doesn't look possible? Comment from : AlexH |
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Hi Andy, would you recommend this for students? Comment from : Anon |
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The regular saver accounts look good, but due to the way interest is calculated on a daily rate, you only get 7 on the £300 you put in first direct for ONE daybrThe rate you get is 31 on the 7 regular saverbrI felt conned as I expected 7 of £3600brThat is not how regular savers work, check the wording Comment from : OH2023 |
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Amazing timing, I’m new to all this and just opened the Santander Edge Saver account (based on your last update) over the weekend, so opening an Easy Access account for anything above the £4000 is perfect - thanks! Comment from : Timmy Gates |
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Tandem is 5 easy access Comment from : Gary Davison |
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the Santander is actually 508 when you open it Comment from : THE JACK LIFE |
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Will there be a hard check affecting your credit score if you sign up to Santender? Comment from : Ben |
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Santander is also for a year Comment from : Avril Boardley |
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My wife opened it on Monday! Intended to increase the amount 20k in due course! Now, after this advice, limit the amount to 19k 👍🏿 Comment from : Amerasingham Karunananthan |
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Hi Andy, this isn't such a great deal if you look into the details The interest rate is VARIABLE, though Santander doesn't advise what events would cause the interest rate to vary up or down I checked online to see what impact the last change in the BOE base rate had on other savings accounts From the info available on its website, I could see that when the BOE base rate increased by 025 last month, Santander only increased the interest on its savings account by 015 !!! I wonder what they would do if the BOE base rate fell by 025 I suspect they would reduce the interest on savings by 025, not 015 Happy to be proved wrong though :) Comment from : Caroline L |
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Worth noting if you choose the monthly interest option from santander, the interest is only 508, not 520 which will only apply if you choose the annual payout option Comment from : Provian |
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Does it pay only annual interest Comment from : Orla Hughes |
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Was with Atom but disappointing interest rate at present Comment from : Derek Petrie |
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I currently have a NatWest regular saver Am I better switching banks to get a higher rate Comment from : Isaac Cowans |
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Thanks Andy! Opened up a Santander easy access saver whilst watching the video and it’s already set up in my app! Comment from : Charlotte T |
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Can non-UK residents apply for Easy Access Saver account? Comment from : Azeem Shah Khan |
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Thank you Great help Comment from : R T |
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Minor thing but you mentioned monthly limit of £250 on first direct, it's £300 Comment from : Matthew MCB |
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My issue is as a higher rate tax payer earning £500+ in interest is taxable at 40 Absolute joke Comment from : Asif |
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Class thank you Andy, will open the Santander as I just joined them for the edge offer Thanks for notifying me! Comment from : George wood |
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Tandem has a 5 easy access account Comment from : Drifter Travels |
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