| Title | : | SAVINGS: 7% u0026 5% reg savers, Fixed rates fall, 3% ISA, joint Edge saver hack u0026 more (Dec 22 update) |
| Lasting | : | 19.44 |
| Date of publication | : | |
| Views | : | 56 rb |
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More on all these stories and rates becleverwithyourcashcom/december-2022s-savings-round-up-news/ Comment from : Be Clever With Your Cash |
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Once you’ve debuted the £1k can you take out straight away or do you have to leave in account until it’s paid? Comment from : Asif |
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Do you know if I can hold a regular savers account at both Natwest and RBS at the same time? Comment from : Jofran Gonzalez |
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Boring just get to the point don't prolong it Comment from : natasha |
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Do you have any thoughts on Atom Bank? Hasn’t been around ages but they offer 445 interest (annually) on a 2 year fixed rate saver Comment from : YourAverageJoe |
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I got a year 45 percent Comment from : Aaron davies |
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I must switch account to open a save account? I don't want to leave my current bank however, I'm looking for a savings account Comment from : Cari Yunis |
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Premium bonds 3 now will take the gamble Comment from : Danns Mcshane |
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Thumbnail image comment Close your mouth before an insect flies in! Comment from : Ben 8282 |
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When do easy access interest rates typically increase after BOE interest rate increases? - I think the BOE interest rate increased to 3 at beginning of November However, none of the rates have changed since? Comment from : Liam ODonnell |
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@15:40brYou do get interest beyond the £1000 (now changing to £5000) Once you’ve reached the cap, the interest rates drops and you are given a combined interest rate of the 5 and 05 (on amounts over £5000) for now Comment from : hannah60000 |
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Quick question, say you have a 2 year fixed saver and after the two years the interest earned is over £1000 eg £1500, will your PSA cover this as it's over 2 years (£2000 allowance) or would you pay tax on the £500? Cheers! Comment from : James |
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Hello Andy I'm in natwest, can I put the 5000 straight in the natwest regular saver & get the interest or do I have to do it monthly 🤔 if not I just want to put the 5000 in somewhere for 12 months were would you put it ?, thanks colin Comment from : Colin Daly |
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Great video Andy! Could you maybe cover what saving accounts can be opened by someone aged 16? My son has just turned 16 and his Halifax account changed to an everyday saver I see that a lot of the savings accounts out there require you to be 18 to apply What are good accounts he could open himself? Thanks Comment from : Nick Dinnen |
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Thank you for the advice After watching one of your videos yesterday I decided to open the rainy day savings account with 5k deposit as I had some money just sitting in a normal savings account so thought why not move it over as I already had blue rewards on my account Thanks again Comment from : its_me_sam |
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My nationwide rates increased already 2-25 35-4 and 35-5 for £250 draw account All good Comment from : Life Is A Game |
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Just applied for 1st direct Reg saver max per month Thanks to you I might add as I've been with First Direct since 1998 and they couldn't even be arsed to let me know about this product Comment from : torus186 |
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Hi Andy, thanks so much for this very helpful info A quick question, can I open more than one current or saver account in different banks? Comment from : jasminez3 |
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Could you please do a vid for people who have larger amounts to save short term Comment from : James Wilkinson |
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Do not invest a penny and collapse the corrupt system Comment from : Kenneth Bowry |
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Just a heads up - I have a Hargreaves Lansdown facility which also allows me to use their system called "Active Savings" You have access to many of these banks etc that you highlight I am currently getting 297 through HL for Charter Savings Bank Comment from : bearders22 |
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Hi Andy, just came across your channel today Great information, thanks for sharing Just curious, what would be the best stocks and share ISA in the UK? Thanks Comment from : Rav Singh |
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Better off investing Comment from : JJ |
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Marcus bank offers 25 cash ISA no tie in and you dont need a current account Comment from : KITE |
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Hi! I've just opened an easy acces on Parangon via Raisin at 266 but it says the min deposit is £20,000 and max £85,000 The article said the minimum was £1,000 Maybe there's a typo or maybe I'm just very confused and got it totally wrong? 😵 Can anyone check this? (I'm still waiting to get approve on the group on Facebook) 😀 Comment from : Ilu ✨ |
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Hi Andy, I am looking to open a Co-op bank account with the £125 refer a friend scheme If you have one of these accounts, you're welcome to invite me (Mark McHugh) and we can both get the £125 Just my way of saying thanks for your channel work, let me know :) Comment from : Mark McHugh |
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Maturity in 5 years, 3 years, or even 1 year is to sucker you and your savings in so that when the bank collapse comes, the government will use it to “bail in” the banks and leave you with sweet FA Spread your savings out over multiple easy access accounts is the smart move at this time Comment from : psg8802 |
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Hi Andy, I switched to TSB a month ago using your link I have complied with everything but so far have not received my bonusbrAny ideas?brKeep up the good work! Comment from : Steven Crombie |
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Hey Andy! Do you know the best easy access saver account that accepts joint accounts and a high limit, over £100k allowed to be saved? Thanks! Harley Comment from : Wilson Property |
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'May', 'Might', 'Could'Lol! Comment from : KEN HICKFORD |
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Hi Andy Recently HSBC has launched a ,,Global Money Account,, Can you do a review on it please? Is it the same as Wise account? Is there a credit check when opening this account or any fees? Thank you Comment from : acmramon |
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Information overload Less is more Slow down give us a chance to absorb the info Comment from : E J |
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Thanks again for another decent update Andy I have had regular savers over the years and know the headline rate doesn't equate to what you receive but they are good for short term goals, ie new household furniture etc you wish to purchase the year after I feel they are to get folks into saving rather than those who already have enough to fund, say a fixed rate with the same amount brA good addition to a portfolio as they say :) Comment from : Mini Mad |
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Hi Andy,brbrI enjoyed the Video thanks What is the best account for my childs savings account? I dont ever need to take money out and would put in from £0 to up to £250 max per month Comment from : Capcom genius |
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Never once mentioned YBS 565 instant access withdrawals anytime Comment from : PHIL RADDINGS |
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Would go for another regular saver for 7 but because you need to open a current account probubly will not do as got already 4 hard searches on my credit score Comment from : iCanSeeYou |
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They going to keep printing money to kick the can down the road and inflation is going to keep climbing Comment from : Zorro |
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Whats the best way to safely i vest 150k ?? Any smart suggestions plz ? Comment from : Bull Rider |
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Anyone that’s looking at virgin money I would recommend looking at the reviews It might not be “the best place for your money” as per the video just on rate alone Comment from : imapadlock |
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Thanks Andy, great presentation as usual I have two Nationwide Regular Savers maturing shortly and that gives me something to think about!! Comment from : Stephen Smith |
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Nothing is for FREE Banks are in business to make MONEY 7 interest rate is good but only on snall regular DEPOSITE Comment from : V |
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Got the 2 edge savers thanks andy fantastic as always Comment from : Stephen |
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first direct is no good for my needs i would prefer it they let us put a lumpsum of at least £3k for at least 5 interest 7 per YEAR, but your only allowed to put £300 per MONTH is a bit shit imo Comment from : aman00777 |
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Nice one Andy Thanking you Comment from : david bevan |
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Is switching bonus from bank taxable? Comment from : Vikas Sikervar |
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That 7 percent regular saver is going to fool a lot of people who don't understand the different between easy access etc and regular Comment from : Alex |
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I switched from Starling to First Direct in September and got my £175 switch bonus Decided on the switch from a challenger bank as Starling wasn’t giving anything new like credit cards liked promised last year First direct offered me a current account, credit card, regular saver (7 interest) and isa all in one place which actually works better for me No more multiple apps and credit card apps Yeah first direct need to improve their app but I’m sure that will get better in time Comment from : Nicky Preston |
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Yep, I plan on making a couple of changes tomorrow 😅 Comment from : Sharone Benjamin |
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The biggest crash in history is around the corner How can you promote these products? Shame on you Comment from : cheds1 |
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Hi Andy, you can monitor where the 1-yr, 2-yr, 3-yr are going by looking at the corresponding swap rates After the mini budget 2-yr swap went above 5 They are now at 43 Comment from : Nicc Husc |
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I was considering switching away my First Direct think this will save me for now with the Linked saver for the next 12 months Comment from : Dylan Shah |
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3 interest with 11 inflation, 6 mortgage Thank you banks for doing us this favour Use our money to generate profits and bonuses Must be hard Comment from : DustOffSoul |
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Cheers Andy, gonna apply for a Virgin account and go for the cash ISA! Comment from : EruditoHacker |
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Evening Andy Comment from : rob |
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