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Retirement Planning | How to Plan u0026 Invest for Your Retirement | ETMONEY

Frames Retirement Planning | How to Plan u0026 Invest for Your Retirement | ETMONEY

Description Retirement Planning | How to Plan u0026 Invest for Your Retirement | ETMONEY

Comments Retirement Planning | How to Plan u0026 Invest for Your Retirement | ETMONEY

I watch several YouTube videos on how to trade in the stock market but haven't made any head start because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking risks in my own hands Comment from : ARTHUR LESTER

There are a lot of strategies to make tongue-wetting profit that the average joes don't know Personally, the financial-market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe! Comment from : Wilson Kelvin

pls make a video on how to invest One crore from property shares for an ancestor in the best MF index stocks debit funds Comment from : Maninder Mann

Very informative and practical Thanks brPl make a video for those people who saved enough, but didn't invested in instruments that give tangible monthly returns (instead they invested a LOT in real estate) This means, they saved money, but that money, and that asset class is appreciating, but they don't get returns Asset rich and income poor :-) I see a lot of my friends did this Comment from : SrinivasaRao A

Sir I have 10 lakhs I am 52yrs where to invest to get swp and how much I can get monthly my capital must also grow reasonably please tell me sir Comment from : Manjula N

I made it a mission to watch all your videos when ever I get time during the weekends Thank you for the awesome Info you happily share Comment from : Atorb Fire

the entire retirement excel calculation is wrong TOTALLY FAKE WRONG INFO i downloaded the sheet n put the following databrage 33, retirement age 50, life 80, inflation: 6, pre retirement 11, post: 8, current expense 40000 now pre retirement corpus at age 34, at 11 return on (65000*12) is 865800 now, year 2, age 35, sip: 65000/month annual: 780k, pre retirement corpus becomes 1826838 so, in 1 year with 11 return corpus goes up from 865800 to 1826838 what logic is this? Comment from : Saikat Halder

I have started an SIP in SBI Retirement Benefit Fund Aggressive Growth Plan for building a good corpus for retirementMy investment time horizon is 19/20 yearsHow is this Fund ?? Could you please give your valuable insight into it ?? Comment from : Puneet Wazir

Hi Thanks for the explanation brSmall doubt - The annual expense at the age 61 is calculated as (expense at age 60)*12*inflation_factor with inflation factor being calculated as 1 It should have been (expense at age 60) *12*107 (assuming inflation at 7)brbrPlease clarify Comment from : Shankar 400

Years of investing number for a and b is wrong @3:05 Comment from : Durai pandian

Hello Mr Nath , no way would I want you to retire early I believe you are the best and the greatest Financial Guru Need your valuable knowledge for our benefit brRegards from Mumbai Comment from : dererishi

Sir,brYouTube presentation is excellent Can you clarify how Rs10000/-,pm in a span of 10 years from 25 years to 35 years at monthly compounding, how the maturity value works out to 58 crores Comment from : Swaminathan S

@25 years , majority are jobless Comment from : satyajeet Sony

Great presentation! Comment from : Harsh Seth

Sir is hindi version also available Comment from : deepak acharya

But person who not married, it's difficult to calculate expenses in present and also increased medical expenses after 60 Comment from : SHAILESH jain

Nicely done videoThanks a ton Comment from : srikrishnar R

Super Comment from : Abhijit C

I didnt understand how in the second example, A earns 48 cr from 15 yrs of investment vs B who invests for 25 years and gets only 18 cr Comment from : Yolo

Hi ET Money, It seems the retirement calculator linked in this video has not been constructed properly I decided to take a look at it but it is almost unusable Cant write all issues I found but a few to get your team thinking about it Firstly its designed for a 36 yrs old, if you change the age , many calculations break Second most important - all calc are done with simple interest in mind and assuming the entire annual investment is available on Day one of the year - which is a huge mistake Please correct the same or remove the link to this - many people will falsely believe to be in control when they would actually be not Comment from : Vijay Sharma

NamastebrbrWe can consider National Pension Scheme Comment from : Online Sai Dasa

awsome way in which this video is structured Comment from : Jatinpal Singh

Hi @ET Money,brIn your Excel Calculator, the column name is "Post Retirement Monthly Expenses", whereas the calculation comes for Yearly expenses, I guess the column name needs to change to "Post Retirement Yearly Expenses" Comment from : Aman Singhal

Today second video on this channel and simply WOW 👌👌👌 Comment from : Rahul Kshirsagar

Stock market (equity) does not give compounding of money, not sure if the calculations of A and B are practical in nature?brbrAlso, I believe only FDs offered by the bank can be used to take advantage of compounding, but since their return is less around 6-7, the difference at the end for A and B would be less than shown here? brbrThank you Comment from : Be Curious

Is there any swp option in etmoney app Comment from : Sounik Nandi

A wonderful session on retirement planning Comment from : Gopi Kannan S

excellent explanation Comment from : milton worlikar

The years of investing is mentioned incorrectly for both, A should be 35 years and B should be 25 years Comment from : anoshsoman1

Thank you so much dear😊 Comment from : Milind Borkar

Sir, again very nicely explainedyou have made retirement planning a very simple exerciseexcellent content and fantabulous calculatorJust one query here is the pre-retirement returns are 11 whereas the return for MF is considered as 10 Comment from : tanu tayal

10-11 percent के लिए index funds काफी है, कोई zaroorat नहीं active mutual funds लेना, even better index etf ले लो, 30,000-40,000 crore का aum लेके, 2-25 percent expense ratio लेके active mutual fund का manager अगर 30-35 साल se 10-11 percent cagr return देता है तो वो fund एकदम बेकार है और नाही fund manager का कोई काबिलियत है Comment from : Chronos

HiAppreciate the effortCan you also brief more on expense calculation for retirement as expenses at retirement will not be same as now Comment from : Shailendra Kumar

Wonderful video Comment from : ABC

Received my first profit of 15k yesterday!!!brIt really feels like I've won the world cup finals 🍾 💃 Comment from : Abelard Sebastian

You mentioned that out of the corpus we need to only spend 4 so that it remains till 33 years but where to keep that corpus, can you guide me on that Comment from : Abhishek Chaugule

There is a mistake in Years of investing, for A it would be 35 years while for B 25 Years if you can correct or put it into the description Comment from : Sumeet Singhal

Good Evening Sankar, I came across this video must say was u have explained in the simplest of the way, would like to take the services of ET Money for the samecan someone from your team get in touchVikas Comment from : Vikas Arya

Do you cater services like retirement planning for people like me If yes, can you provide me your contact details Comment from : Raja P G

Very informative just one point noted on the retirement calculator I believe the amount under post retirement monthly expenses is actually the post retirement ANNUAL expenses Comment from : sandeepsimons

Just started Comment from : vijin vijayappan

Very nice sir Comment from : Surrender R Allawadhi

Very well explained session Appreciate it Comment from : pavs695

Nath sir, tou are just ossum💐💐💐 Comment from : DrGaurav Bhambhani

It's not really that big of a deal if you haven't got any investment or savings for retirement yet, it's still very possible to build a million dollar portfolio within a limited length of time I ventured into online investment for the first time August last year through guided trading with a regulated broker and i've made an average of $845,000 from my total investment capital of $140,000 Comment from : Michael kimpi

I used to earn only 18K in my 20s Comment from : Pradipto Dey

Thank you for the detailed info Comment from : Dipesh Dipesh

Many profession starts earning at the age of 40 like medicine ,etcbrbrbrInfact most educated professionals start earning at the age of 35-40medicine ,architects, acedemicians in professional domains ,scientists , etcbrbrAlso most young age startups fail till the time startps becomes successful , the founders age is usually above 35 Comment from : Gaurab Das

Superb Comment from : ZERO EVOLUTION

Excellent video sir Comment from : Rajkumar Kasaraveni

Buddy, is the NPS tier 2 worth adding to my MF portifolio, like an expense ratio less system like indexbrThere aren't much financial advisors whom you could trust, sobrCheers Comment from : The Awkward Curry Pot

What is your fee Comment from : CMOTPT sarkar

Sir Thank you for your valuable information Comment from : sanjib Chakraborty

very informative Comment from : R M D Bhuinya

In the example calculation, it seems the rate of expected returns on this is assumed to be really high at somewhere between 14-15 CAGR Which is an aggressive assumption Comment from : Rider_Jitesh

Thank you 🙏 Comment from : pk panda

Compounding doesn't work in market Comment from : Arjit Vijay

You always chooses the most appropriate and contemporary topics The way you explain the details is also brilliant Keep up the good work, your channel deserves huge number of subscribers Comment from : Satyam

I request all to report the comment from @Hyland Ryan Its a scam Even a gullible person like me was able to notice! Comment from : shridhar anekar

You have not considered Rental income in your retirement planning, people have mix of FD, Equity and rental income plan while thinking retirement will you help elaborate in how to consider rental income while doing retirement planning? Comment from : Sanjay Arora

2ns example nahi samjha mujhe Comment from : Mohammad Aamir Shaikh

Sir don't you think 85 years is too long to expect?? Considering the current situation brAnyways, nice piece of information Comment from : Mah Narayan

I’m 60 and I’m planning on retiring but I haven’t saved up much for this yet Comment from : Smriti Mandhana

Great Videobrthank you somuch🙏 Comment from : Vinayak More

Thank you for sharing 🙏 Comment from : Sudhesh Sankar KK

Retirement came to me as a breeze when i took the bold step of looking into stocks as a noob, my portfolio has grown rapidly since i started trading with professional help from mrs lucy maria koss , she assists me in my trade decision and she is also popular in the United States Comment from : Claire Hunter

I have said it before and I will say it again investing into crypt ô has changed the life of many people, working like magic 🪄 Comment from : Mohamed Khalil

I was at a retirement seminar and the speaker spoke on how he quit his job after he made well over $950,000 PROFIT within 3months he invested $120,000 I just began investing and i will really appreciate any tips or helpful guide Comment from : Leonard Friedman

I completely agree and respect to whatever you said, but compounding word/name truly not applicable to Mutual Funds because there is no guarantee on returns year on year Here we should just assume only that numbers (12 return) will help us on the long run Comment from : Pinky@Good Girl 💕

Hello Shankar/ ET Money Team, Congratulations on creating such beautiful content Also, thanks a lot for the retirement calculator It is awesome But, I think you have a glitch On Colum N, you used IF(($D$10-$D$9)>$B23,(G23*12*(1+G$16)),0) where 1+G$16 this thing gave it a flavor of CAGR as if the entire money will be invested at one go Should we not use FV to take periodicity into account? Thanks, Avi Comment from : Avishek Bhattacharya

Love this channel for a reason For people like us who don't have a financial background, examples are very much important ETMoney channel brings us complicated information through examples and wonderful excel sheets so that we get an idea on where we stand I have shared this video with many of my friends :) Thanks and keep it up team Comment from : Varun A M

Big thank you Et money 👍👍 Comment from : seepakraj

Its 4 month now I have started my NPS I don't get how interest and Amount is calculated Because after every installment They total amount runs around the principal only With Inc or Dec rate of interest Comment from : NoobMasti Gaming

Sir Can you please help me I'm confused between NPS vs Mutual funds Sip for Retirement corpus Comment from : prashant soneji

Appreciate ur and ur teams efforts 😊 Comment from : Jinesh Shah

Useful Calculator Thanks for this Two questions (1) Should we not look at bringing in the money accumulated in "Projections" sheet into the Monthly investment info in "Retirement readiness" tab? (2) EPF here is only Employee contribution to PF or we should input both employer+employee? Comment from : Badri

How to plan your retirement with Covid ? Comment from : Skynet ca

Really underrated channel you are really going in detail Comment from : Jewel Jose

Hi, there seems to be an error in calculation in "Post Retirement Monthly Expenses" in sheet 1 I am seeing an inflation grow from 1LK today to 43LK in 23 years I think you are multiplying it with "12", which makes it a yearly expense not monthly Comment from : Ankush Khanna

One of the best 👍👍 Comment from : gaurav rajpal

Can anyone explain to me how the power of compounding works in direct Equity or Equity Mutual Funds?brbrMy understanding is, there is a stock value or NAV whose value might grow based on company performance and/or situation? It can be fast or slow it depends But how compounding is calculated for equity or MF case?brbrPS: I know the general formula of the compound interest Comment from : Sourabh Yadav

Please make a video on what to do with the retirement corpus since that is very important after building a corpus as well More specifically it will be great if u can tell how to use SWPs after retirement Great content as usual❤️ You deserve more subscribers for a financially independent india👍 Comment from : Aditya Dora

Is it good to invest in NFO of aditya birla sunlife multi cap fund ? Comment from : ROHIT CHARDE

Dear friendsbrPlease recommend mebrWhat are compounding based financial instruments available in india?brbrYour recommendations will be helpful to mebrbrThanks Comment from : Dr S & D

Thanks for valuable knowledge 👍👍 Comment from : avinash chouhan

My all MF portfolio managed on ET money Great platform Comment from : Bhavik Thakkar

Excellent channel 👍 Comment from : Siva Naga Pallavaraju Menda

you did not consider the current corpus in the first sheet Comment from : Nairit Panda

Can you please make a video on where to invest lump sum money say 1 lac which is received as a bonus Comment from : Pankaj Jha

Excellent well researched video Thanks! There seems to be formula error in populating post-Retirement Corpus in Column K in my case Post retirement corpus does not come up from Projections sheet Comment from : Autumn Trader

Great information Thanks ETmoney Comment from : akshita gupta

MAKE A VIDEO ON WHY AXIS MFS ARE NOT PERFORMING FROM LAST ONE YEARIT WOULD BE A NICE TOPIC TO COVER 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏 Comment from : Sumit thaper

Hello sirI am planning for good and ideal investment plan for my kids starting early so that we can have accumulate enough corpus for both of my kids can you please make video for same with low risk protecting my captial Comment from : Madhuri Reddy

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