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How To Create Retirement Plan with Retirement Calculator By CA Rachana Ranade

Frames How To Create Retirement Plan with Retirement Calculator By CA Rachana Ranade

Description How To Create Retirement Plan with Retirement Calculator By CA Rachana Ranade

Comments How To Create Retirement Plan with Retirement Calculator By CA Rachana Ranade

✔️ Invest in Knowledge: socialrachanaranadecom/Courses br✔️Kickstart your Investment Journey: linkrachanaranadecom/Zerodhabr✔️Secure your Life and Health:br- Life Insurance► bitly/3tYenqrbr- Health Insurance► bitly/3ynVssD Comment from : CA Rachana Phadke Ranade

Share retirement calculator Excel sheet Comment from : Arundhati Ayachit

"Life management is more important "very truenice presentation and a very useful topic for all Thanks ❤ Comment from : Charles Edwin

Your age is almost 40 years Comment from : Trekker

Any plans you suggest for nri Like pension plan Comment from : Kanwardeep Singh

Good video, but I do have some lingering doubts on the Calculator depicted herebr- This model assumed the individual has Zero savings at present? There should have been a field where we can enter one's current savings? That should be offset against the corpus required, right?br- Is the Corpus treated as a Reducing Balance? Income for funding expenses (post retirement) will come from the Corpus (it must!), So while your Corpus will GROW annually at your estimated return (even after retirement), the Corpus will also REDUCE annually by the expenses that you need to cover! Post retirement, every year, you will be withdrawing X-Amount from your Corpus to cover your life expenses So while your Corpus will grow, it will also reduce by the amount you keeping withdrawing from the Corpus each year, so in the long term it is a Reducing Balance Corpus (unless the Rate of Growth estimate is Greater than the estimated expense) Comment from : J K

mai 75 pe marna nahi chahta Comment from : AKS

Great job Rachna - I think you should also include current invested corpus value field in the calculator Comment from : Prasenjit Banerjee

Why so much of the unwanted bla bla bla comes to the point, we need not want to know your background Comment from : Rajeev Metha

I cant find excel sheet link here,pl guide somebody Comment from : Pandurang Patil

Govt has no pension so every employee should have retirement planning I observed many plans but practically they make us fool Plan bechte time batate badh chadhkar he lekin return कम milta hai Comment from : Sushil Saxena

MARATHI MADHE OL ANGREZ KI AULAD MARATHI AHE NA TU Comment from : arun borhade

when i use the calculator as i reduce age of preferred retirement the corpus reduces though it should increase for example, when i retire at 45 the corpus should be higher as opposed to 60 ? can you clarify please Comment from : Amit Chadha

Rachana jee, you may call me a CONSERVATIVE investor I stay away from shares, stock market and mutual funds and equity linked investments I invest only in PPF, LIC (insurance policies and pension plan), Post Office (RD, TD and NSC), Bank FD and RD etc I shall be superannuating in June 2028 I have cut down my home loan tenure by five years by continual increase in EMI and my home loan liability ends in June 2024 (ie 12 months remaining) I will have 48 months to retire from end of home loan and wish to invest this EMI amount in SECURED investments (CONSERVATIVE INVESTOR) I will be able to shell out Rs 75000/- (Rupees Seventy Five Thousand) per month for investing I already have PPF (for myself and for my wife), I have LIC pension plan (non-equity linked) and couple of LIC policies which are getting matured one every year till year 2027 I have some investment in Post Office NSC, RD and TD and Sukanya Samriddhi account for my daughter (who is now 18 years of age studying in 1st year of graduation) I plan for her marriage once she completes her PG ie around year 2028 I request your advise for more investment options for me which can take care of my retirement as well as fund for daughter's marriage Comment from : NITIN DONGRE

Hi madamI'm 30 years old and want to start Pension schemes now I want to take the moderate risk for investment Please suggest me the best pension as per present scenario is concern Comment from : Aritra Majumder

Unable to use calculator because it is on view only Comment from : Xpert Vision

Started in 2010 with 4800 monthly 200 inr professional charges no pd 60k annual package 🥳 Comment from : yogesh patel

Its correct to derive plan from a theory strong vendor than practically successful pensioners? Comment from : SUBBARAJAN SRI

Somehow I get a feeling she's not giving her best in this video, looks superficial Comment from : Shyam Sundar Mishra

The sheet is view only Comment from : Shweta Bhutani

I think it is important to spread funds in channels that are poised to do well in recession I'm currently finishing my 6th duplex and retired from the rat race at 35 and what funded all these were strategic investing in stocks and consistent trading crypto I'm exceptionally well positioned for what's to come because my portfolio is solid enough to withstand and outperform irrespective of the market trends Comment from : Joe Robert

I had a questionRow 13 - does this mean at retirement age what will my monthly expense look like ? Which is 250000 Comment from : shaun3008

Hi Rachana, I am 42 now and how much I need to save monthly till 60yrs Currently I am having life insurance of 18L yearly Comment from : Manoranjan Pradhan

Wonderful details shared on the important calculator Comment from : Metro Money

I am very thankful for this information The calculator helped me lot Your vedios are really keeping me financially update and independant I am a big fan of yours Comment from : Dr shabana

The Calculator is goodbrBut have we considered inflation after retirement? Comment from : saubhagya ballav

Thanks for a very helpful video and sharing the customizable Excel !! Comment from : mayank sahu

I have incurred so much losses trading on my ownI trade well on demo But I think the real market is manipulated Can anyone help me out or at least tell me what I'm doing wrong Comment from : Vicki A Weaver

Sirf darake chhod diye didi aap to 😰😰 Comment from : दाढीवाला Traveller

मैडम यह एक्सल शीट सिर्फ viewओनली है कृपया करके आप एडिटेबल बताइए Comment from : Nakul Hathoja

कृपया मराठीत सांगा Comment from : Swapnil tatya

If I'm retiring early the amount is showing less I'm confused Can someone explain? Comment from : Monika Kottha

I can't edit the excel Comment from : nakhro limba

If you are a programmer, just write your own program for itbrPlan for new purchases like car or appliances etcbrCustomize your program, it's a good learning Comment from : Shyam Sundar Mishra

Corpus required if retiring 55 should be higher than what's required at 60 As per your formula at 60 is higher at 32 cr and 55 it's 27cr Comment from : Natasha Shetye

Thank you so much for your knowledge N also for the excel sheet Comment from : MoneyMagnet

Madam, as per given example answer comes as Rs29570689 instead of Rs25137741 Comment from : Kumar Chinnusamy

Hai rachna Hindi me bola Karo because every body did not understand English Comment from : Tandel Indravadan Ramesh Chandra

youtube/ZIGuk5BNHRE Comment from : pratik shah

Calculate the inflation post retirement life too,if a person live after 15 years after retirement that money not enough due to inflation, and what about if a person live like 90 to 95 years? Comment from : Arka Mukhopadhyay

But u should hv included 1 more part that hw much money to invest every mnth and at wt intr rate so as to reach that number at our retirement agepls make a video on this also Comment from : mukul sohoni

Can you please send me excel sheet for calculations Comment from : Muktar Ahmed

youtube/YnWTiU4XnoA Comment from : Highly Adventurous Joe Peter VLOGS!

Calculation part starts after 6:20 Before that it's all muft ka gyan and you can skip it Comment from : श्रुति

No talk on nps?? Comment from : Yogesh Sharma

at 9:33 not sure how come if a person decides to retire early (with same life expectancy)in this case from 60 to 55, how come the retirement corpus required is decreased ?! Comment from : Manish Tiwari

Can you pls give your full talk in english Comment from : Paulson PA

Some problem in calculator If I increase the retirement age the corpus required to a count for retirement expenses increases with the same life expectancy ? Comment from : Nandagopal

Thanks Feeling great You are not like others who are creating fear Comment from : moodup

Can we add my property as retirement corpus Comment from : kaustubh datar

The excel calculator is really helpful Thanks Comment from : I love You Money

madam please suggest good retirement plan in year 2022 my current age is 36 Comment from : aditya vispute

Can you please make a video on EPS contribution I am not clear on if there is an option to contribute 833 on actual salary compared to the capped Rs 15000 to EPS If this option exist what is the procedure to avail it Comment from : Nagaraj Chillale

3 crore f*** God help me Comment from : urvish shah

If person need to retire at 35, life span is upto 80 years What is the money should be saved at the age of 30 as of 2022? Comment from : DRK

Which retirement plan is best for single pay option in quarterly annuity returns? brPlease reply Comment from : SOUMITRA KUMAR SUR

Thanks a lot Comment from : Alex Cherian

Where is the excell sheet Comment from : ASHOK

I have retired in August 2021 how to invest my 25 lakhs Comment from : Krishna Kulkarni

How do I know how much one should contribute towards SIP to achieve that retirement corpus? Can you edit the spreadsheet such that folks know there itself how they should be saving per month to achieve the retirement corpus Thank you Comment from : Pawan Pinjarkar

Hello!! Try chanting Nam Myoho Renge Kyo it's a life transforming philosophy which I have been practicing for 9 years I chant to the Gohonzon Comment from : Simi Taneja

Thanks for your videos and motivating people to think about retirement savings early in career I have found a few thing that are not practical from this video and have listed them below:br1: Inflation of 8 assumes that someone would have same level of lifestyle till they die without lifestyle inflationbr2 It seems like inflation is only applied till a person retiresbr3 Requiring 80 of current expenses is a flawed assumption Also the amount calculated seems to be wrong for some reasonbr4 Video talks about “12 get table from equity” without any mention of risk Yes, 100 is also gettable if you do sports betting or horse race betting Risk is what someone retired should think about not return Worst thing that can happen after retirement is that you lose all of your money from an investment Comment from : suprit dk

Questions: br1) You have talked about creating corpus but not how can one get monthly pensionbrEg if I have 3cr at my retirement how can get monthly pension coz interest rate in banks will be 1-2 that time in Indiabrbr2) how to get incremental pension each year? Reason : at 80 one may need more money than 60 Comment from : PK

Tax deductions should also be included Comment from : S I

Having a dynamic strategy cannot be overemphasized when trading forex The best advice I could give to any forex trader is don’t trade if you don’t have a working strategy Comment from : Vera Monique

3:57 claps 🤗 Comment from : Shilpa Aggarwal

Mam, kya mujhe GPF se 50 nikalkar home loan mein Dena chahie?brAnd isliye Mera pension mein koi effect hoga kya?🙏 Comment from : Aniruddha Ray

expenses after retirement is the nice feature that I haven't seen with any calculator that I have used in the past Thank you for providing this option Comment from : Sudheer Gaddipati

9:35 - If you're wondering why the required corpus is less if you retire early, it's because of the 'Return on corpus' The earlier you build your corpus, the more interest you'll be getting as the time invested would become more and more So, the requirement of the corpus decreases It's an inverted U shaped curve (a little slanted at the start) Try it in the excel Put the retirement age only 5 years from your age now and keep increasing, the amount will keep increasing and decrease at the very end of your years All thanks to the interest on investment Comment from : Pranav Gautam

Nice clip Comment from : sanjay kadam

The excel sheet is view only? Comment from : Neji Hyuga

The excel sheet isn't getting edited anymore? Please help? Comment from : Payal Lodha

Useful content Thank you Comment from : ch sairam

Thanks for the excel Very useful Comment from : Archana R

what is return on corpus here?????????? Comment from : Sunny

kindly suggest retirement age as an average of your all gradparents age +5 years as per rising life expectancy Comment from : Maninder Mann

Mamstill I have some doubts can u please clear it herelike u have only mentioned expenses but how do u calculated the return of corpus Comment from : Mahes_ waran

Kaunsi naukari 20_21 ki umar me lagti hai? Yahan to kisi ki naukari hi nahi lagti hai Comment from : prateekchhillar

Chutey log giving suggestions at this timewhy cant u give suggestion 30yrs back Comment from : yo man

Good simple calculator Suggestion you should also build a required saving per month calculator in the same thanks Comment from : Maninder Mann

please reload the link of Excel sheet because it's not downloading Comment from : Kanchan Dubey

Excel sheet not working last row of the sheet shows error please guide Comment from : Kanchan Dubey

As always a great videoreally appreciate your support in passing such good knowledge 👏👍 Comment from : sameer gupta

paid but not renewed membershipwhy? Comment from : Anupam Ojha

Ma'am, How do we account for the inflation for the years post retirement? Comment from : Ganesh Radhakrishna

I am only 17 year oldbrI didn't even start earning and here i am planning for my retirement 😹 Comment from : आकाश यादव

So for this corpushow much to save monthly Comment from : manisha bhagwanani

Is there any asurence that MF or SIP will give 10-12 of return till next 30-35 years? Comment from : Mithilesh Gohite

👌👋 Comment from : Krishna Bhat

Wow mamvery useful & informative content✌✌✌brमॅडम,मराठीत पण बनवा video म्हणजे जास्तीत जास्त मराठी लोकांना गुंतवणूक करताना मार्गदर्शन मिळेल Comment from : Prathamesh Patil

Thank you for educating us and giving such meaningful content 👍 Comment from : Amruta Parkar

for the on who are retiring now what is your advise? Comment from : Robin Isaac

Thanks a lot Comment from : chavan chavan

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