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Points To Check While Buying A Health Insurance Policy | Clauses In Policy | CA Rachana Ranade

Frames Points To Check While Buying A Health Insurance Policy | Clauses In Policy | CA Rachana Ranade

Description Points To Check While Buying A Health Insurance Policy | Clauses In Policy | CA Rachana Ranade

Comments Points To Check While Buying A Health Insurance Policy | Clauses In Policy | CA Rachana Ranade

The most insightful video I've watched by now, I've watched a lot of videos on Health Insurance but none mentioned the Zonal Copay along with what to do if your claim gets rejected, Some cool info by ma'am thank you Comment from : Aayush Kalyat

CORRUPT MONEY SCAVENGER Comment from : anand jadhav

Why on earth all youtubers are sponsoring health insurance policies? At least they should spare health insurance polices brbrKaha se bhi Ad mile lelo Ankur says Navi, whereas here Ditto! Comment from : RG

Thanks for the helpful video 🙏🙏🙏 Mam Comment from : Prince Mjprasanth

Helpful information Comment from : Geeta Roka

Do you have a similar video in Marathi? Comment from : Donald Dsilva

Ma'ambrManipal Signa chi health insurance policy ghetali hoti,brTi cancel kartaa yeil ka??brWith full refund of premiumbrPlease guide ma'am Comment from : deepali dongre

Dear Ma’am brCan you make a video on Bank offer’s health insurance bcz they are offering a low premium…brShould we go for that? Comment from : Omkar Parab

Please elaborate on PPN package by GIPSA Even if the policy does not have sub-limits, the insurers are making us pay because they don't admissible claim beyond the agreed limit with the hospital So even of you have a cashless claim, you end up paying more of the share of the claim This issue is not highlighted while purchasing the policy and only is made realised when claim is made This is total shock! Comment from : Manya Ranjan

He is Mr Bichare 🎉 😂😂😂 Comment from : ASubhan Rangrez

Notes: Co-pay clause; zonal clause; permanent exclusion; waiting period; room rent restrictions; cashless claim - planned treatment; emergency treatment; claim rejection Comment from : Rajesh Sridhar

How is Acko Platinum 1 cr policy for family? Is it good Comment from : Rish

thanks a lot madam for such a comprehensive and detailed explanation!! Comment from : SOUMYADEEP Das

One point forgot Restoration benefits of family optima policy Comment from : Samiran K

Please 🙏 Hindi Comment from : ambrish pandey

Medam kabhi hindi hi bol leya kro Comment from : Ganganagar city

which is the best health insurance company, any advises please Comment from : Foster CLOUD

Superb duperb information with excellent explanationNice Thnks a lot for making such video Comment from : Vaibhav Dada

Hello Mam, brI hope you are doing well Thank you for such an informative video br brI want to highlight one concern related to the term plan counteroffer shared by the insurer Recently, I purchased a term plan for 2cr The initial premium was 29445 per year, but now the insurer is giving me a counteroffer of 54500 per year I was diagnosed as pre-diabetic last year, but my HbA1c level is under control I am managing it without any medication It was 59 when checked on May 23 So I had mentioned the same in the proposal form before taking the policy The insurer also conducted some medical tests at their end, and per the latest report, my hb1ac is 46, which means I am now not even prediabetic But the insurer increased the premium by 80, and for that reason, they have mentioned that I am diabetic br brSo please suggest to me if I should accept the counteroffer or negotiate with the insurer for a better premium? br brThanks Comment from : Devesh Jaiswal

Thank you very much for such an informative video!!! Comment from : Yogesh Joshi

You forget to mention about pre & post hospitalisation & OPD expense Comment from : Akash Yadav

can someone discuss best health insurance in india plz Comment from : Madhugandha Bhalerao

Thanks for adding subtitles otherwise person like me having listening problem in both ears can't understand ur learning Again thank you so much And pls keep adding subtitles in all ur videos🙏 Comment from : Viral Shukla

We have 2 seperate health insurance, after marriage should we merge the policy or keep it seperate? Comment from : Meghna P

Hindi me Baat kiya Karo Comment from : mahesh bagul

Kya Kya ho gya, 😮 Comment from : Rajdeep Sharma

Frankly online helo not actually assistance Comment from : Seema grover

Nos of IRDA in large print please can read it Comment from : Seema grover

In the hospital the patient and attended does all the running around the insurance company should be doing all that only CEO of IRDA questions to without anything more than that premium paid Comment from : Seema grover

How does anyone know 3 days before he is going to fall sick Comment from : Seema grover

Informative video Mam Thank you 🙏 Comment from : kumod Ranjan

Health insurance before buying they are good After buying they will make us roam 10 times Which is best insurence Comment from : Queenshrutii

Hdfc ergo mentally harrased me from last 8 yrssome officers are liers and cheaters those officers had given (Dhamki) to my son,logo ki life barbad karne Wali company👎👎👎 Comment from : Uday Kaple

Many clauses are not covered 😢 Binge refile, etc Comment from : Umang Patel

Kindly suggest Is it wise to renew a 6 year old NivaBupa Reassure plan or go ahead and buy a NivaBupa Reassure 20 plan entirely as a new customer keeping the 20’s benefits in mind NivaBupa doesn’t allow porting of Plan from Reassure to Reassure 20 during renewal for old customers Only option is to buy the 20 plan afresh and wait till all the waiting periods are over ! For reference, my age is 34 Years Comment from : ASP

Pls sanga madam amhi khup problem madhe aahot kuthech mediclaim milat nahi misses la Comment from : Girija Mohite

Madam namskar mi kishor tumche videos baghat asto khup motivation speech aani anokhi mahiti deta khup kahi shikayla miltebrEk question aahe maz v mazya family la health insurance kadhaychi aahe brPan pre existing disease aahe brTar konti mediclam policy deil ka amhala policy Comment from : Girija Mohite

Hi Madam, thanks for your valuable and simplified video Comment from : Noble SJW

Please help me on this case brMy fatherin law had purchased a home with a home loan(pnb Bank) on sept 2020 , and insured that with a home loan /life insurance with Bharti Axa, brMy brotherin law was the co applicant for the loan brMy fatherin law met with an accident and expired in oct 2022 , so we put for insurance claim for home loan brWhile insurance was in progress , my brotherin law met with an accident and expired in Jan 2023 brNow insurance ppl are telling my fatherin law did not mention his heart surgery(Stent in heart) which happened in 2016 June, while applying for insurance , so the claim in rejected brWe are asking for accident cliam , they are saying false information provided while applying insurance and rejecting it brThe Pre existing condition states that it should be less than 48 months correct me if I am worng , brThe only Person alive in their family is my wife and Siter in law(non working) brBank ppl are asking to pay the EMI - brwith no income to this family and was solely dependant on the insurance and now they are rejecting brWe are clearly claiming for Accident, however insurance ppl are rejectig stating Pre existing condition was not declared brPlease advice on how to go about Comment from : Rajesh Kumar

हा व्हिडिओ मराठी मध्ये आहे का 🙏🙏 Comment from : prashnt babar

Which tablet you are using in this video Comment from : ItsMeNirupma

स्टार मेडिकल के अंसोरांस एक जालसाज कंपनी है मैन पूरे परिवार का पिछले 4 साल से प्रीमियर भर रहा हूं लेकिन जब क्लेम किया तो एक पैसा नहीं दिया। मेरा आप सभी से हाथ जोड़कर प्राथना है स्टार में अपना मेहनत की कमाई ना करें Comment from : Ajay Jain

Why it is in English😢😢 Comment from : Amol

Madam, please send ditto link Comment from : Malaya Ranjan Nayak

Mast starting h🤣golmal hi h sach mbrMy question is madam,does health policy clauses can be changed by insurer in future Renewal of same policy as we are getting everytime new agreement every year perticular in health policy🤔? Comment from : parth patel

Mam,brbrThank you for your time and efforts making such videos I have a doubt Before buying Health insurance what kind of health check-ups we need to take ? Pls guide me on this Comment from : Vasanthakumar Palanivel

Marathi video Comment from : MINAKSHI DABADE

Very good and usefull information mam Comment from : Changdeo Khomane

You didnt tell anything about no claim bonus Comment from : Vipul Mehta

Mam please give a detailed review of acko health insurance as it claims to provide no waiting period even for pre-existing diseases Also it's plans are cheap Comment from : Aditya Kumar

Interesting , the stock market is currently experiencing a decline while bond yields are on the rise However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250,000 stock portfolio I'm seeking advice on the best strategy to capitalize on this current bear market Comment from : Raul Romero

Wow! Clear and concise explanation The video I was looking for Thank you Comment from : harish mathivanan

Hi ma'am Can you please guide us on whether we should be going for online insurance or only through an agent? I have heard that the claim rejection ratio is higher for online policies Comment from : P D

Ma'am which company good for insurance? Comment from : DrRp Dhakad

स्टार हेल्थ इन्शुरन्स कभी मत लेना, स्टार हेल्थकी प्रिसेल सर्विस अच्छी है, दावे बडे बडे करती है, लेकिन क्लेम सेटल नही करती Comment from : Rahul Waghumbare

Mam 60+ parents sathi kont policy buy karavi, jyanch income kami ahe ashani Comment from : Infokrez

I love you mam m ur big fan Comment from : Ritu

Hindi me nhi bol skti kya , mam , itne jankaar hote to vidoe dekhne nhi aate Comment from : mr aman

Thank You Rachana 🥰 I'm planning to take a health insurance for my parents, this was very informative 🤝🏻 I've learnt alot of things Comment from : Karthik Subramani

Who allow such policy Comment from : bharat

Excellent job for making us knowledgeble Thank you so much Comment from : Krishna Chandra Sharma

Hi Mam, Can you please help me in choosing correct health insurance(upto 5Lkh) for my Father(52 yrs) and mother (50 yrs)br1 Max Saverbr2 Arogya Sanjeevanibr3 ManipalCigna Prohealth Prime - Protect+ NMEbrAny help here would be highly appreciated you can also share other policies if above listed are not up to the mark Comment from : Gaurav Singh

Sir, suggest me a good health insurance for my parents Comment from : Manoj Assam

Very nice content Comment from : Sathyaraj Murugan

Kavi vi PSU company k bolo Paisa nehi milta na So jo jo paisa deta hai oska app promote korte ho Comment from : Rajib Basak

Please give the more awareness for this type of videos Comment from : PAUL PANDI

Excellent Video Rachna Madam as always !! Comment from : Ravi Landge

🙏🙏🌹🌹 Comment from : RS Education

Very well explained Thank you Comment from : Vaibhav Chaudhary

Sponsored by Ditto!! Comment from : Pulkit Sareen

Ma'am your videos are really very helpfulbrbrMa'am can you please suggest best health insurance Comment from : Mohib

This video help any person to choose best health insurance Thanks for sharing it Comment from : Primassure LLP

Marathi yet nahi ka Comment from : Anil Navale

Again amazing &complete explanation Comment from : Ruchir S

Thanks a lot, it was very good & made awareness about the insurance Thanks once again Comment from : Shahabuddin Ansari

Meri Railway m government job h kiya mujhe health insurance lena chaiye ya nii Comment from : Roop Kishore

Hello, nice informative video 👍 I am going to buy Liberty health insurance cover for 7 lac floate , , is it a good one company ? Secondly, my spouse and kid has a corporate policy cover from Oriental but i have not included myself , now if in case of admission the bill comes out approx 9 Lac so can we club both the policies to pay Please reply Thanks 🙏 Comment from : rajeev ganotra

Maam I bought Lic policy which premium is 4000 approx I want to switch and buy other it would be better maam or not please guide Comment from : cars edit 07

Which health insurance policy doesn't have reasonable and customary clause? Comment from : Manisha Singh

Thanks for an eye opener video It would have been an additional info if you could have spoke about choosing "Family Floater" or "Individual" type of health insurance Even a shorts will be nice if you make it Thanks🙏 Comment from : Vivek Siddarth Kalyanasundaram

Risod ❤ Comment from : Pravin Aru

I don't have health insurance for now But i am planning to do surgery next month or 2 Can i buy insurance today and claim the benefits of insurance?? Comment from : KK

I m in hospital my Aditya Birla cashless claim is rejected and they are not discharging me, please guide me what to do? I don't have any relative with me in hospital 😥 Comment from : AADI_AERO

Thanks for the information Comment from : Prabhakar G S

One more thing I would like to add in this that I got my Mediclaim rejected by saying that I went under the BAMS doctor not MBBS doctor brSo, before you purchase any health insurance, please ask them the hidden terms and conditions Comment from : Ketan Deore

Hi mam, I had pancreas surgery last year I'm planning to buy health policy but companies are rejecting my proposal What should I do? Please give your suggestion Thanks Comment from : Jakaria Mirza

Hello madam,brPlease make a vedio on cancer insurance specially for women because it differs from normal health insurance Comment from : neha joshi

Ek Marathi mde pan houn jau dya mam Comment from : Rushikesh Parab

Excellent information sharing Only point is why only Ditto? Are you promoting Ditto? Comment from : Nitin Gorivale

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