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COST OF LIVING IN THE NETHERLANDS (living in the netherlands as an american)

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Comments COST OF LIVING IN THE NETHERLANDS (living in the netherlands as an american)

As someone from the US looking to retire to NL, this is incredibly helpful By my calculations even as retirees we'll save on healthcare, which is impressive Housing costs are soaring as you know, but I'm optimistic the aggressive housing construction plan will eventually help with that and I have to say, outside of the hyper-desirable AMS and ROT markets rents are reasonable To me, the great unknown are property taxes Having trouble finding good data on that Anyone care to answer what's the combined local and other property tax as a percent of property value? Comment from : Peter Franz

i live in a small town in the netherlands and my rent is roughly 600 to 700 euros and thats for a 2 bedroom family home, the costs of living in a large city is way higher if you want to live here in the netherlands consider going to smal towns public transit is good enough and you can get to bigger citys in 1 to 2 hours (depending on location) you dont realy need your own car to get anny where in the netherlands Comment from : Peritash Gaming

You're rent is 2300 thats my salary😢 Comment from : A B

Like everyone already mentioned you are extremely overpaying for your rent Get in the subway in Rotterdam and take a little trip to the beach destination “Hoek van Holland” While you are in the train look out the window you will pass several little city’s Schiedam, Vlaardingen and Maassluis All minutes close to Rotterdam to commute but way greener and way cheaper to rent We Dutch people will never pay ridicculous ammounts like 2000,- or more on rent We all pay way less Oh and do this on a sunny day and you wil also discouver the nice beach😊 Comment from : Gijzzz Farbridge

€2350 for rent for an apartment 😱brI life about 45 minutes from you guys and I pay about €550 a month for a 3 bedroom house Comment from : Rogier Van der Sterren

Maybe sowhere in the south of the Netherlands Like Breda could be something! Comment from : The Aircooled Collective

How often do you use the train per month? 70 euros is so cheap Comment from : Kjell

As of your reaction on the rent for an appointment for instance, you should look at surrounding villages Are you go to the village is usually cheaper than living in the city If you figure out there is a lot of public transport It doesn’t matter if you live in Rotterdam or somewhere in the neighbourhood it’s just a tip Comment from : wladimir van Heemst

Your cell phone plan can be even better Comment from : Arjan Plantinga

Damn this guy has the skinniest arms 😮 Comment from : Stan Basov

You are not required to have someone do your bookkeeping if you’re self employed I’ve been for 5 years and do it myself They do recommend it But my bookkeeping for the ‘ZZP’ is quite simple cause it’s next to a fulltime job Comment from : Marthyn Olthof

My husband and I worked at the same place in the US We just quit our jobs and are moving to NL in 3 weeks While with that company, we were fortunate to have an employer who offered insurance (since it isn’t required) AND heavily subsidized the cost for us Although they underpaid everyone to also cover the benefits The majority of my jobs in the US did not offer insurance or offered plans that were at too high a cost to me to be able to sign up for them brWhen we quit, the amount we would have had to pay ourselves to keep the insurance (which was a basic plan- no bells and whistles) was $1800 a month EACH Comment from : The Odd We See

you can buy a house and pay half the rent i bougth a cheap house in Tilburg and only pay 500 euro Comment from : Pascal Postelmans

$70/mo Google Fiber gigabit here in Charlotte, NC but scarcely available, not everyone can get it Comment from : oConshien

Those municipal taxes (not taxes for renting/owning a house it's just linked to your address) and sewage taxes are for all the benefits our country offers and most Dutch take for granted but expat notice and point out often Our bike paths are build from those city taxes for instance or firetrucks and upkeep at our fire stations, landscaping and upkeep in public spaces, garbage trucks underground garbage etc and sewage taxes is so that you can drink our water straight out of the tap without getting sick, and to regulate our waterways efficient since we have some trouble with to much water otherwise To mention some things, there is a lot more that get paid from those taxes Comment from : Linda Raterink

You are being scammed with the rent for 2k euro you can have a near villa even in rotterdam Comment from : Cooika

2350 euro's for rend ????? for a 3 bedroom apartment?????? Do you know the word "Scammed"???? Bruh, I live in a smaller city thats like very close to Rotterdam No joke within a small 10 minutes with my car and 30 min on the Bike I am in the shopping center of Rotterdam For a apartment with just 1 less bedroom so 2 bedrooms I pay 555 euro's per month bruh Such a high rend for maybe a tny bit of more space is just not worth it Also homes directly in the big cities like rotterdam are also pretty small and indeed the prices are high as f Comment from : MonarNL

NGL - this Texan still here in TX on our crazy grid immediately grasped her pearls when you said all electric 😂 Comment from : Alisa Sky-Eagle Smith

Maastricht Go there Right on the German border and close to Aachen Comment from : VulcanForge

I advies a visot to Breda, for a veey nice smaller city Or maastricht is also great! Comment from : Matthijs Vos

go out the city and your rent wil half easily Comment from : Roquelord

That small city could be Zutphen Go visit, it’s gorgeous! Comment from : deetgeluid

If you like Rotterdam and still want to be close look towards neighbouring villages Like, Berkel en Rodenrijs, Pijnacker etc You would be still super close to the Rotterdam city centre with the metro (10-15 minutes) and would get more bang for buck when looking to buy a home Comment from : Karim Kadri

How did you find your bookkeeping service or person ? I do that myself but can be good to know if I need to help a newcomer 😊 Comment from : Kool Klem

Very helpful information Thanks so much! Comment from : ShanuWral

So welcome 😊 Comment from : Hans Schoens

Judging by the price you probably live in one of the newer built luxury apartment towers like the Zalmhaventoren, Cooltoren or one of the high rises on the Kop van Zuid A more normal price would be 1300-1500 for an apartment in the open market in Rotterdam Comment from : Mac Ten

Just go to green and veggie capital Nijmegen😊 Comment from : Jos Hendriks

advice stay 1 houre driving away from amsterdam/randstad and the prices will go down fast Comment from : thePepiShow

Whaaat??!! You guys pay WAAAYYYY to much on rent! For that amount, you should be living in bloody penthouse or luxury loft or something! I am Belgian, native I know that prices in Amsterdam and Rotterdam are slightly higher than the other big cities in Belgium or Netherland I havent really seen your place, but I can assure you that 2300+€ is crazy high if your place isnt on the very very top high end Many greeting from La Belgique (and you may ask me anything regarding anything you need to know about the topic) Belgium and Netherland is practically the same regarding law and customs PS; why do you pay an additional 350€ on health insurance/dental? Its unnescessary, dental (not cosmetic) is covered when you see your dentist minimum once every 6 months Only hospital insurance is what you need to get extra, and thats like 25€ pp every month So? It cannot be that different, Belgium-Holland? Comment from : muzikelektronik

Waaaaa no way XD I pay 700 Euros for every of that here in Croatia I'll keep searching Comment from : Jorge Higginson

Rent for your apartement is waaaay too expensive, Move Comment from : Kućni majstor

Come and live in the South of the Netherlands in Breda, a beautiful medium-sized city and less expensive Comment from : Victor Lodewijk

I can tell you this2350 just for rent is very high So depending on what you want, there are cheaper places to live in the Netherlands I've lived in many places, but like Utrecht the most If you are paying that kind of rentit would be a lot cheaper to buy a home, your mortgage would be way lower and it would eventually be more useful later on What I have noticed is that in the USA you might pay a lot on insurance, taxes and that sort of stuff, but other stuff like clothes, toys and things like that, that you buy in stores seem to be a lot cheaper Comment from : Sentoki Games

If you'd move 10 km-s aways from the citty you rent would be half I guess Comment from : DanszTheDude

If you'r a student you pay around 800 euro for an approximately 10 square meters room in Amsterdam, Utrecht and Rotterdam You guy's are very and I mean very lucky with that If you at the 80 euro's per m2 I think you will pay a lot more than the US especially if you take in consideration that people that do use gas for the house are paying like 400 to 500 euro's each month This is not included in the rent brbrYou got a goldmine, nicely donebrbrPSI'm dutch Comment from : Steyn Janssen

Everything is expensive in the Us because everything is corporate for profitEspecially Healthcare Comment from : Trains Planes and Other Things

They did not talk about tulips lol 🌷 Comment from : 2Cartalkers

Italy, lower cost of rentals and homes, great scenery, coupled to culture and ancient history with AWESOME food! Look at the regions of Le Marche, Puglia and Calabria Comment from : 2Cartalkers

They pay less for health care than we pay for crummy Medicare Comment from : 2Cartalkers

Health insurance in many EU countries is: 1 far superior to the USA and 2) it is real health care Comment from : 2Cartalkers

Renters in the USA pay property taxes, they just don't see it It is built into the cost of the rent In the Netherlands it is disclosed, that is the difference There is no free lunch Comment from : 2Cartalkers

Almost nobody can stand the rising prises anylonger Comment from : jos zoet

Your boss is still aslo paying for your health insurence in the Netherlands Comment from : Johnny Dinnissen

2350€ per month !!!! 😳 Comment from : OP 1000

Groningen ❤ Comment from : Peter Horlings

Oh you would be more than welcome in the great east Enschede, Hengelo, Oldenzaal or anything in Twente You'll love it Comment from : Rutger Blom

€58?? for 1Gbps is quite a lot KPN asks too muchbrYou can literally move to T-Mobile or Tweak for brcheaper €41-45 per month for 1Gbps down/upbrAlso who needs cable TV with limited HD channels, brI use premium IPTV with VPN and you'll usually pay €1000-1500 per year with cable TV and 1GB internet fiberbrbrWhile I only pay €550-650 per year best internet speed with best TV HD channels (even 4K, 8K channels from HBO etc) even build in Netflix, Disney built in within IPTV Smarters Pro Comment from : Winn B

Nijmegen, great city !! Comment from : dawid kuzniar

Holland is freakin expensive Kindergarten or Rent for living are more expensive as i tought I was lived there before the war has began Nevet again Shit Weather too small country too much kriminal never again Comment from : Tamás Varga

where did you find a 200 euro note? never see anything moee than 50 Comment from : evanherk

You should really visit Amersfoort, it's a beautiful 750 year old city that has most conveniences of the big cities only a lot more green and nature Comment from : David dutch

How much money do you make compared to the US ?brProbably work less hours and better quality of life?brThanks for sharing Comment from : Mobile empire

I would advise you guys to look at some small towns around Rotterdam Housing is WAY cheaper there than in the city itself most public transportation will still get you to the city within half an hour I live in Hellevoetsluis myself which is half an hour west of Rotterdam by car I was however born and raised there on the south side of the city City's like Spijkenisse, Barendrecht, Hellevoetsluis and Brielle have great access to the city by public transportation Comment from : Fyrre84

It would be helpful if you gave the exchange rate for euros in US or Canadian dollars Comment from : Barend Kamperman

For that kind of money you can buy a house! Comment from : efexor666

The money for the sewer is for cleaning your waste water :) Comment from : efexor666

Come live in Nieuwegein Comment from : Edgar Vos

Israel does the same thing with renters paying property tax, plus sewerage as well Worked there during the 90s Comment from : Marcos Esteban

Super helpful - thank you for sharing this video So many great, interesting videos on YouTube but without the dollars and cents numbers - any farm, antique car, vacation home rehab/repair or move to Portugal video is lacking I wish more folks would share the budget, profit/loss numbers so people can understand if these projects are feasible from a financial perspective Comment from : Jay Martell

Oink! €2350,- per month rent for an apartment??? In Groningen (in a village in the countryside) I pay € 548,33 per month rent for a three bedroom house, two floors and a garden (and yes, here we use a comma to keep the euros separate from the cents) Comment from : Marjan Smit

Thank you! Great information :) We’re a family of 3 starting our research to move there after military retirement We spend $3900 😳 on rent in CA, so housing seems much more affordable for us there Comment from : Megan Butcher

for the prisce your paying on rent you could buy a house in rotterdam with a mortgage Comment from : Arjan Molenaar

we live in a village in friesland surrounded by everything you could need we rent a two story gas free house for 700 a month i knew the bigger cities were expensive but jees that's a lot Comment from : McOpaal

Your rent is insane!! I live in a 3 bedroom, single family home with 3 floors and I pay about 30 of you guys Comment from : Chris van Hilst

If you are planning on moving to a smaller city, look at Arnhem, capital of the Province of Gelderland I've lived there most of my adult life and I loved it there It has a bit of an international atmosphere, there are hills in the city, lots og green, national parks right outside the city and the River Rhine Good public transport (trolley busses) and train station with trains in all directions For instance: 35 minutes to Utrecht, 58 minutes to Amsterdam South, 1 hr and 5 minutes to Amsterdam Central and also the ICE, German high speed train, stops in Arnhem, it will take you to Cologne in 2 hours Comment from : Theo Nijkerk

maybe visit my little town Gouda yes famous for the cheesebralso Gouda is sort of in the middle of the bigger city's like 30 mins Den haag 30 mins Utrecht 25 mins Rotterdam 45 mins Amsterdam and it is very nice here Comment from : Gert van Bruggen

Oh man, you can buy a house in Brabant very easily if that's your rent But you should be smart and look at the housing market prices and make a tactical decision I live in tilburg and you can buy a house in the quiet/safer sub-urban area between 200(++)-500k (some provinces are cheaper) idk precisely about the mortgage loans at the moment but you got serious opinions if you want it Just a well meant advice, it's none of my business but I'm shocked to hear those rent prices tbh Comment from : Erik Tabbers

Buying a house is the outskirts of a medium sized city in the Netherlands, like Breda or Roosendaal will cost you around €1200 per month for a three to four bedroom house (rijtjeshuis, 1 gezinswoning) Comment from : Raoul Slavenburg - de Jong

If you’re still looking for long term plans consider Tilburg It is called the Rotterdam of the South’s A nice reasonable priced city If you want we have video’s of the city on our channel but we also love to show you around Comment from : J&J-walks

As a person of great interest to move to Amsterdam myself, in reference to your outro in which you asked if you left any expenses out of the list… I deem it necessary to point out that you didn’t include the expenses of tha zaza Comment from : patriks palsans

That’s a lot of money for rent, I wouldn’t pay that much best buy a place fast!! Most I payed for rent was 780 euros Comment from : Rob J HE

I wish I went there after college 😢 I understand how important that place was I’m a big fan of ASML Comment from : Cuzcohusky

Im surprised about the heating installment you mentioned I was also paying 120€ per month until I saw the real consumption in the app And it was 500€ per month in this winter ( its me and my wife and we only heat living room) brAlso don’t understand, what people eat, when they say 500€ is too much for 2 people We spend 600€ on average 😏 Comment from : Davit Natenadze

This surely is interesting! But i think you have to compare income as well to get a good picture Dutchies pay a lot of income taxes 😅 Comment from : boebeertje90

Having a bookkeeper is not mandatory when you are self-employed (ZZP) Comment from : Niels van Hoef

For the algo 🎉 Great vid Thanks guys Comment from : Lauren Williams

2:35 you pay for "waterschapslasten" this is everything from sewage, waste water, maintenance of dykes (the ones that keep the water out not the women that like women LOL) plumbing etc etc Comment from : TheTruth76

11:16 in a city it is of course different than in a village where I livebrand apartments are expensive everywhere I pay for a 1-family house, 3 bedrooms, spacious living room and kitchen, bathroom with toilet, spacious front and rear garden 625 euros per month Comment from : m vdh

What about income taxes? You don't pay any? Comment from : Paul VANH

I have lived in the US for 24 years But I was born in NL and lived there till I was 14 brI hope to move back some day with my little family and this video helps immensely with the idea other than cultural connections I already have and the "adulting" factors I have no experience with in NL brHave your occupations changed (like switching companies) since moving, with a slight income change to be able to compare the reoccurring costs accordingly? I am wondering if income is a big difference in the NL vs the US per occupation brIn my experience the Dutch don't really speak to eachother about comparing income like Americans do They don't let their jobs become their identity and focus on being able to enjoy life America is all about financial profits and work work workbrI'm just trying to make sure we're comfortable if we move You sharing your experience is greatly appreciated! Comment from : Mariel Staszkiw

Living in a welfare state, good on you Comment from : Pidols

Just swap appartments Comment from : vabroekhuis

If u move from t-mobile to kpn and match wifi with phone service you will get a huge discount per month Comment from : Niels VDS

Unfortunately, this analysis doesn't take into account the high tax income salary brackets and the high cost of purchasing and owning a car such as high gas prices and special car taxes Comment from : Roland Siem

Pretty cheap where you liveso don't nag Comment from : confuzestudio

Great idea to buy a house in 1 or 2 years, that rent price in ridiculous off course but that’s the fast way to come in here Also write yourselves in for rent places in desired city because waiting time is around 10 to 15 jeans in busy areas Good luck! Comment from : Sky Fall

Nice comparison videos i love them I would like to add that when you're self-employed it's not mandatory to have a bookkeeper, you can do it yourself if you now how to do it It's my advise to use one, but still not mandatory Comment from : Spooky

move from Rotterdam to the east of the Netherlands cut costs in half and you earn just as much in terms of profession Comment from : R Jansen

€ 500 per month for groceries!?? I don't know what you eat and drink, but that's just absurd we pay to a small cozy (3 people) € 350 in groceries Comment from : R Jansen

Like mentioned by others, moving out of the randstad will greatly reduce housing costs so for sure look into thatbrbrNow for festivities look into carnaval (ASAP) big celebrations in the more southern provinces Comment from : Rainier Albertsz

Are you listing all your insurances here? If so, I would advice to take out some additional insurances such as travel insurance, liability insurance, law-assistance insurance They are all fairly cheap (<60 euros/month for all combined for two persons) The reason I ask this is because "contents insurance" is not mandatory, it just covers the inventory of your appartment against (for example) theft or fire The insurance for the building itself is payed by the landlord (which is mandatory)brbrDo you have a specific reason for not having the internet and mobile phone through the same provider? Generally it's cheaper if you combine itbrbrPerhaps a bit negligble, but for most Dutch banks you pay around 3-5 e/m for an active account Comment from : McVeal

Ridiculously high costs still :) Comment from : John Bennett

As a person who has lived abroad as well, i totally understand your remarks Your medical insurance cost however is not properly calculated As an employee your employer will keep 5,5 of your gross for health purposes As a self employed person you will get, next to your income tax bill also a health contribution bill of about 7 of your turnover Besides that you will have to pay the first 385 euros of medical cost in a year yourself, as your own risk Comment from : tangoelcorte

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