Title | : | I FOUND THE 5 BEST BANK ACCOUNTS OF 2023 |
Lasting | : | 9.39 |
Date of publication | : | |
Views | : | 274 rb |
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I currently live in Indiana brNone of those bank have branches in Indiana brAny recommendations brMuch appreciated Comment from : Han Ta |
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What do you guys think about Credit Karma's savings account? Comment from : Matías Orihuela |
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Did you check fidelity market money? brThank you for your video! Comment from : Hadriel Silva |
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What about BMO ALTO 485 APY HYS? Good bad? Comment from : Joshua Andreoni |
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Redneck bank looks dope 😎 Comment from : legokingiscool |
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It is only inertia that makes people keep their money - and paychecks - in a Main Street bank account that pays zero interest Anybody who cares about getting the most for their buck - literally - should have a HYSA or non-bank money market account as their primary account, with either a checking account or a bill-pay ffeature as their side account brA universal ATM fee re-imbursement or cash-back at a POS terminal takes care of the times you need cash and rounds out the financial picture Comment from : jd rancho |
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As much as I am willing to use online -only banks, as a customer I like the near-by presence of my bank's locations They have saved my bacon more than once when I needed certain services I could only get in-branch brThe bank? JP Morgan Chase Comment from : jd rancho |
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Vio Bank offers a Money Market Savings account @ 525 APY and FDIC insured up to $250K per depositor My wife and I are insured up to $500k and interest is paid monthly :) Also CFG bank MM account is 52 APY all the same These other options just can't compete Comment from : ACH-2 |
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Thanks for increasing my knowledge on this topic, I recently subscribed to your channel I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this period My husband and I are both retired as an engineer, we are debt-free, and we're living smart and frugal with our money Despite the economy challenges, we're still earning passive income thanks to our savings and investments Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it Comment from : Stephanie Fythm |
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just turned 18 first gen thank you for making these videos I wish my parents had this when they were figuring everything out Comment from : Selena Grimaldo |
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Thanks Graham, I ended up going with CIT banks platinum savings product! Look forward to seeing how it goes with them! As always, appreciate the content! Comment from : Jake Avni |
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What’s up Graham it’s guys here Comment from : achinesechickin |
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Love your posts!!!brbrCould you do one for business bank accounts? Comment from : Tia Marciel |
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Why M1 finance is not on the list? Anything wrong with M1? Comment from : Harshit Joshi |
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Bullcrap list I recommend discover high yield savings account Comment from : J K |
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Any thoughts on Credit Karma savings? Comment from : Parker |
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Interesting videobrThe smart move right now, I think, is a 2-3 year CD/savings bond Inflation is largely conquered, so interest rates won't stay high for much longer We're in a sweet-spot Comment from : Well-blazered Man |
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About the current bank situation, I'm really concerned I am worried about a lot more if a bank the size of SVB may fail I have a friend who manages a fast-growing startup and was severely impacted by the bank run I have taken more than $840k out of my bank Since the FDIC only provides coverage up to $250K, an implosion could have negative consequences presently want to invest in the stock market Does anyone have any ideas on how I might proceed? Comment from : nicolas benson |
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Worldwide or just for USA? Comment from : george cris |
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Ally and SoFi are my personal favorite high interest bank accounts Plus the apps are really easy to use Comment from : Eric Barnes |
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What's up, Graham? It's Greg here! Quick and curious question for ya: when you come up with a financial content idea, what's your process for structuring it into something helpful and succinct for others? Comment from : Gregory Gerbrandt |
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what do you think about betterment? Comment from : Lydia Smith |
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Do you have to pay taxes on the savings account interest you make? Anyone can let me know thank you Comment from : Bobby Lite |
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Plus I put money into structured annuities and the like brbrbrJust need a physical bank for my cash deposits and withdraws Comment from : Coz III |
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How do you deposit your cash brbrbrI only receive cash brbrAny physical buildings Comment from : Coz III |
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Primis Bank is currently at 516 APY brThe highest ive seen Comment from : Tyler Durden |
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I have a 4 american express savings account I can get a debit/credit card for it also Its been great I use it for my long term emergency fund Comment from : surfmotor |
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robinhood is good Comment from : Ivane Maurice Landicho |
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I’ve had Wells Fargo since I made my first checking account in 2016, I want to change banks for better interest on savings and get into some investing Is the bank switch process difficult? Comment from : Dylan Bingham |
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I wish you could review the Discover savings account They indicate that the interest compounds daily instead of monthly and I am curious if that makes a difference Comment from : Michael Day |
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this man is so wise , i keep wondering if he was ever a kid Comment from : Mr StarOfTruth |
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Have you tried UFB for high yield? Comment from : JC Fontillas |
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I would love to see bank accounts for small biz Comment from : Ilovdance |
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Why doesn’t graham talk about yotta bank at all isnt he an investor in it? Comment from : AbsoluteGears |
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Robinhood pays 465 right now Comment from : Joey Nevers |
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Hello What do you think about SOFI Bank? Comment from : Warren |
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Does CIT or Wealthfront have a monthly payout? What is it? Comment from : Jarod G |
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Idk what to do i have savings in wells fargo and i have credit cards but i use my debit card for purchases what should i do? Comment from : Ric |
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No Navy Federal 🤔 Comment from : Michael Hilson |
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Ive used Ally bank , no issues so far Comment from : just stopping by |
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Hi Graham, good video and I have a question: which bank did you recommend for e-commerce? Thanks Comment from : andi aman |
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What are your thoughts on Oportun and their auto saving app? Comment from : eurekaelijah |
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Surprised you didn't mention Capital One, they've been solid for me since starting last year Comment from : Makaio Kalahama |
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Got denied from ally because I just turned 18 and dont have a credit history yet Comment from : Dalton Jansen |
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If Ally doesn't have any physical locations how do you do things such as getting cash from an atm? (of course without having to pay a fee using a random atm) Comment from : James Wise Magic |
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Can you do a video on Credit Karma accounts ? Comment from : ari s |
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Why are there no links to these Banks Comment from : Agent Smith |
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Has anyone here tried Relay Financial? Can you tell me your experience with them? Comment from : AtGorans |
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can you do some that have a physical location Comment from : Sports Spotlight |
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I’ll never bank with any bank that doesn’t have a physical location brPeople are wild Comment from : Manny Gonzalez |
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Why are you not in prison? Comment from : TheRennarc |
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Do you pay taxes on the money you earned? Comment from : Gioxtream |
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Sixth they must be a Zelle partner Comment from : King Sargon II |
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Could you do a video on SoFi? Comment from : Prabhleen Kaur |
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Marcus is a great option as well Comment from : Christian, PA-S2, PTA |
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Marcus is paying higher interest than Ally right now Comment from : Susan Claire |
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So if I put $500k into something is real estate better or this? Comment from : HT |
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Ok if you had to pick one bank to do it all, which one would it be? Comment from : Shaun McCarthy |
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This information is worth the remake every year js Comment from : Hersel Olmos |
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👏🏼 Comment from : Hersel Olmos |
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Wealthfront is the GOAT What is a good bank that has physical locations? Comment from : Landon P Wilcox |
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Money market accounts are insured by FDIC up to $250,000 Comment from : ICU |
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Graham, have you seen the rates of Vio Bank? Better than any of these you talk about Comment from : Aztecadr |
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starting to think just using a safe and completely going fiscally off grid Have the cash, bank makes money off me, pays nothing, and now with visa backing literally block me from having fun due to stupid fraud alerts Comment from : RustbeltRob classic |
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Would be interested in your thoughts on the Wealthfront Automated Bond Portfolio! Comment from : John Benfer |
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Graham any thoughts on yotta bank Comment from : Erik Munoz |
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Capital one currently giving 400 APY on their savings one account Comment from : GSeniorPlay |
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Thanks for this great video !! Since you seem to be willing to touch on brokerage products as savings instruments, it would be good to see a video on buying Treasuries and Brokered CD's in an online account such as Vanguard, Schwab, etc including a discussion of the risk/reward elements of those investments, and a quick comparison between current CD rates from brick/mortar banks versus Brokered CD's Thanks again Comment from : Kevin K |
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Wealthfront can transfer your money into an unsecured FDIC account without your knowledge at any time to "secure your money" The cash sweep thing is a bit trick because of this read the fine print in the agreement Comment from : thelotuseater |
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I use CIT Bank and I love it! Comment from : Kimberly Chin |
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Which bank is for a saving account and gives a good return Comment from : Don dc2 |
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Anyone use betterment??? Comment from : J I |
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Ally and Marcus are brothers My favorite duo, not to mention Marcus is a bank where to put money in the oven and forget it Comment from : Dral22 B |
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Sofi Comment from : Relax |
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I’m still skeptical of these new banks with high yield rates that have fine print they can change anytime Comment from : Joseph Carmine |
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Wheres SoFi Comment from : Luke |
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The fact that Ally bank shows the customer service wait time on their website is so convenient Comment from : Zachary Ferraro |
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I had Varo for a while and it’s just frustrating using an online only bank Comment from : DJFaNaTiiC |
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What about Betterment Cash Reserve? Making 45 with them on savings currently Comment from : Will Raff |
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Apple Savings Account pays 415 it’s through Goldman Sachs Comment from : Chris Allen |
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What about Capitol One? Comment from : Krimstix |
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Redneck bank is wild😭 Comment from : UKnowUnoB |
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Something sketchy when the video has 8k like but 1k dislikes 🤨 Comment from : Dark Magician |
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Thanks for not using affiliate/sponsor linksit always is of concern when you are promoting/pushing something that you are being paid to promoteso appreciate it! Comment from : Feona Lee Jones |
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I use Marcus by Goldman Sachs 4+ Comment from : Matthew S |
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Redneck Bank is a gem I've been with them for years and they are always ahead of the game with APY Plus their debit card is great for laughs when handing it to merchants! Comment from : this guy |
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I use Betterment It’s an investment app (just getting started in investing; I’ll find better options once some major life events are over), and it pays currently 45 interest on its savings accounts, which have no fees and are insured up to $2 million for individuals I keep my emergency fund there, and it grows a little every month I have a few thousand in a local bank, and I have a credit card (which I rarely use and don’t keep a balance on), so the 2-3 days it would take to move the money aren’t a big deal Comment from : Lisa Reynoso |
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Was looking at switching off of my horrible BOA account which only pays like 01 Looks like Ally might be a good fit but have you looked into E-trade? Sounds like the have a savings account at like 35 Was wondering what your thought are Comment from : Fisty Cuffs |
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You missed Revolut and Wise Way better than any stupid banks Comment from : Miklos211 |
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it looks like for redneck bank you need to make 10 debit card transactions per monthly statement cycle to qualify for this rate? :/ yeaaaa Comment from : Sneadles Gaming |
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How about bask bank n bread savings?! Comment from : Native2458 |
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I have a Vanguard savings account and this month they raised the monthly interest to 450 Comment from : Galen Fowler |
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Capital One and Goldman Sachs are a worth mention Comment from : Nicolas Blanc |
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Have you tried the new Apple Savings account? Also another higher apy at 415 Comment from : Zoë Giana |
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Surprised there was no mention of Sofi since they seem to be really popular Comment from : E Camacho |
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Capital One for me…brThey have physical branches in Houston and right now they are paying 375 for their high yield savings account… Comment from : Ramon Sepulveda |
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