Title | : | Should I Use a HELOC for Home Repairs? |
Lasting | : | 5.38 |
Date of publication | : | |
Views | : | 86 rb |
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3k housing allowance when hes out of thr military??? Is he tLking about va disability? Comment from : bjorn joseph |
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I’m 11 sec in…… I bet you he says use cash Lol Comment from : James of all trades |
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HELOCs are revolving credit You can borrow money, pay it back, and borrow it again, up to a maximum credit limit Anyone who has been investing while working won't have to think towards the HELOC direction For me, I have come to discover that the secret to making millions is making better investments Comment from : James Abdelkarim |
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Dave Ramsey doesn’t approve of anything 😂 Comment from : 2 EZ |
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What if they own the house free and clear? Comment from : zully moguel |
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I walk around my brothers house all the time because it DOES NEED TO BE FIXED UP! This can’t be true for everybody Comment from : Jane doe |
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Wouldn’t it benefit you if you used your equity to invest back into your home tho? Comment from : Jane doe |
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I need Dave Ramsey help!!!!! Comment from : Jane doe |
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Ill bet the wife wants a new kitchen and bathroom Cash flow that and fix it yourself it's not hard An emergency like a roof or HVAC ok, I can see a heloc because it has to be fixed immediately Need vs want Comment from : Robert Bell |
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Sowhen is it okay to borrow from a HELOC? I actually have structural reappears needed on my roof, eaves, soffit, and maybe tailed of some rafters The previous owners were not the best at getting repairs done nor taking care of anything Comment from : tjdjinn1983 |
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Umm hello! Take out the equity in your home, consolidate your debt with it That is the lowest cost of borrowing funds Save yourself some interest expense Go gazelle intense and wallah! Pay off the $20K faster! Comment from : Luvsjeeps |
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2:25 “You can’t barrow your way into abundance” - Dave RamseybrbrThank god for the land of USA You can file BK as much as you can Take a look at the national debt 30 Trillion dollars There is plenty of new thinkers in this world Instead of saying no of the bat why not give them abundant of wisdom next generation need a lot of wisdom Comment from : WORD DEFINITIONS channel |
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Ask can I live with it the way it is Kevin no debt is the way to fly Comment from : Koda GSD |
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The cursed honey do list Kevin’s got rank if his Housing allowance bid $3000 Comment from : Koda GSD |
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"You can't borrow your way to abundance" I'm going to send that to my ex Comment from : DCM SR |
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Haha When David mentions the baby that's me right now 😅 32 weeks pregnant with our 3rd Nesting is real Comment from : Tessa |
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$3000/month in a housing allowance I am all for thanking the military veterans for their service, but golly that is a lot of money Can somebody in the know shed some light, is that for life, or for only a certain time frame of service, does it have a sunset on it? Comment from : godfathaofyo |
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This idiots answer is live in a broken down home while he lives in a mansion See how these rich elites are? Dave is one of them Do has I say, not as I do These multimillionaires look down at you Comment from : MikeTheYungGod |
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So what if our house is paid off and we have no debt? Just be patient and cash flow repairs? Comment from : Mahomeboy7262 |
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Hi I am taking heloc out from my mortgage lender, should I use in house lawyer or find my own? Thanks Comment from : Dragon Slayer |
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Anthony knew the answer But no one can deliver it like Dave brbrDave, never leave us! 😫☺️ Comment from : Pandorash8 |
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I'm still not getting it Isn't there a difference between a HELOC and a home equity loan? Comment from : Richard Stewart |
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My Mortgage company identifies as a woman, it’s a SHELOC Comment from : TheGrayArea |
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Does having only a mortgage count as "being in debt" in Dave speak? Seems to talk about debt and mortgage differently Comment from : Rivermike |
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Smart advice Comment from : Star Gazer |
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And that $3000/month is tax free!!! Comment from : Ashley Jones |
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Dave’s laugh @ 2:10 hhahahaha Comment from : 0o |
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Roof , furnace , and plumbing are really the only things that justify borrowing Any aesthetic or "upgrades" are wants not needs Comment from : jcrowley1985 |
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Don’t use your house as an ATM Comment from : TammiCal |
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E5 BAH is $3000 in San Diego!?! My how things have changed since we were there! I remember it being expensive, but goodness! Inflation ain't no joke out there Comment from : Autumn |
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That’s a massive house for a husband sorta working / being in-school and a wife raising a child (Short and sweet, she needs to go back to work) Comment from : C Castagno |
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I was waiting for them to ask what kind of repair Some are urgent and some are not, duh Comment from : KB Me |
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Another caller who can’t get to the question All that backstory is irrelevant, long-winded, and unnecessary Regardless, he will still borrow the heloc because he’s stubborn and wants to do it his way Fool Comment from : teaboone |
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I'm going to call Dave and ask if it's okay that I buy a junk car to deliver pizza-brbrDo you think I should? Comment from : Gardener Earth Guy |
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LOL, Dave's comments about the wife being at home Comment from : Betty Smith |
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This is wild I have this situation occuring to me right now This was the answer I needed hear to take the correct road Comment from : Elias Ordonez |
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Nice work ✨🎆🌠 Comment from : Jeff Dorris |
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Dave laughs like The Count in Sesame Street Comment from : David K |
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Being willing to suffer often Brings Great Rewards Comment from : PrK Zoomin |
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This man is gonna take the HELOC lol Comment from : Alan |
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His wife will talk him into taking out that Heloc, he's not gonna listen to Dave Comment from : Romeo Smith |
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😁👌👍✌🖖 😎 Comment from : john mirbach |
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3k housing allowance?! That's insane, and is about my take-home pay Comment from : Jeff |
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Does it make any sense to do a cash out refinance? Comment from : THE508 |
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That’s what it is for It’s for home renovations and repairs A pair of jokers I took out $20K and got new doors, flooring, and bathroom Best thing I ever did We got money left over so we put a down payment on a new car Life Is Good Comment from : MikeTheYungGod |
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There is an emergency home repair and there is an “aesthetic” repair I never understand the later one Comment from : Hang Nguyen |
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When people call to ask Dave for permission to go deeper into debt I pause the video, heat up the coffee and start making popcorn! Comment from : RJ Russo |
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Anthony just made me yawn 😆 Comment from : The Stanley Way |
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That shirt Dave is wearing is straight up fire!!! Comment from : Dapper Danny |
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People just can't stop spending money they don't have Comment from : BlackWorldTraveler |
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How does he afford a home that expensive on that salary? Comment from : Robert Eskew |
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Does Dave always take the Gross Income or Net Income when taking the adjusted Debt Snowball Downslide Comment from : David Carson |
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This title is misleading These are not repairs (ie necessities) They’re for updates- which seems cosmetic Comment from : Jill |
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Also do not forget that housing allowance is not taxed Comment from : weaselton |
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Making 60k in a 300k house? What? Comment from : Hubster |
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Do they have any savings Comment from : Craig Morgan |
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I would have done 10 in jail to get what he's getting We are going broke from free riders Comment from : Duk Balla |
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Easy question - NO!! Comment from : Jim Roscovius |
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Tell his wife to go back to work here in the next month or two on the weekend let the grandparents babysit easy peasy But yeah they make plenty Comment from : Michelle Morgan |
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I know he didn't call Dave about taking out a loanlol wasted phone call Comment from : Queen B |
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What about a HELOC to purchase land and build a new home on it , debt free including mortgage Comment from : Hoosier87 |
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Help your wife take a DEEP breath Get out of debt Comment from : Mostly humble 1 |
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How does he still get 3k/month housing allowance when he’s not even in the military anymore?!?! Comment from : Nick M |
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Honey doo list Comment from : Chad Erickson |
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"Let me call Dave Ramsey and ask if I should borrow money" - Caller who odviously never listened to Ramsey before Comment from : Swackhammer |
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2:14 ??? Comment from : Levi Hudson |
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Use a HELOC for a vacationgreat deals on hotel rooms right now enjoy Greece and Turkey!br😉😉 Comment from : Kejriwal saara punjab tere naal |
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For April fool's day, dave needs to do a video where he actually tells someone to take out a loan for a car and buy a time share Comment from : Rich Yeilding |
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Use a HELOC for a new car or a really great family vacation Comment from : cato |
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The wife should do some repairs brIe paint Comment from : Lourdes Boet |
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Dave, I want to thank you for your honesty and advice You saved me from doing a debt consolidation program and face this mess I got myself into on my own Since doing so We've already payed off some debt and are on our way!! Couldn't thank you enough! Comment from : wsanders7915 |
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A home equity loan to fix your house? No Comment from : Johnny Day |
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Wife can do weekend shots bring in some cash to can flow Comment from : K Roddy |
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If you can't afford to fix your home, you should not be a homeowner Comment from : Jazzy Michael |
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Dave: you need to deliver pizza to fix your house Comment from : pimpballer3 |
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before i listen i think dave will probably say no Comment from : Rob L |
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That "better than I deserve" sounded a bit sad what's going on Comment from : Tech Tricity |
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Second 😊 Comment from : Angela Simmons-Smith |
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First to view? Comment from : Adingo Azuntaba |
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