Mutual Funds VS Market Index Funds

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Information Mutual Funds VS Market Index Funds

Title	:	Mutual Funds VS Market Index Funds
Lasting	:	9.35
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Thanks Dave
Comment from : Visy Martyi

Where should I put 10,K and leave for a ten year period? Thanks
Comment from : Yodak Barrabucci

Dave is really getting beaten up in the comments section—and rightly so
Comment from : Benjamin Schultz

Super helpful
Comment from : Chad Bailey

Ramsey knows nothing about the market DONT LISTEN TO HIM BUY INDEX FUNDS Large majority of the comments think he is fool I hope that poor caller is wise enough to not trust Ramsey
Comment from : trave764

Dave has no clue whatsoever about investing He needs to stay in his lane
Comment from : Brian Smith

Rather of relying on penny stocks, I wish to diversify my assets by investing in ETFs/index funds/mutual funds and stocks of corporations with stable cash flows I received $400k from the selling of my property What should I do?
Comment from : Emmanuel

Go with vanguard Jack bogle is the best
Comment from : Billy Johnson

OHHH, so I just pick a mutual fund that has higher performance than the market It's so simple
Comment from : MrSnuggle

BEEN SCAMMING PEOPLE SINCE THE 90'S
Comment from : arseniclullaby87

Generally Dave gives good advice but on this subject he doesn't have the heart of a teacher On this subject he has the heart of a salesman He wants you to pay your fee so he gets his cut He's worth over 500 million You'd think at this stage of his life he could just tell people the truth Low cost index funds are the way to go Vanguard is the best
Comment from : david thomas

It really made no sense to me when he said ''It doesn't matter whether I'm right or wrong, whether the market goes up and down I'm good regardless'' People are really losing a sh*t ton of money out here I personally have been buying stocks since the beginning of the year and yet nothing's changed, but I've been reading articles of people still in the same market pulling off over 350k in just a couple months Its tough out here!
Comment from : Quinn Conor

Wow Way to equate an index over actively managed as anti capitalist Terrible explanation
Comment from : James

I have a simple IRA with a match from my company I have a payroll deduction so money is taken out for my IRA Is it still possible to start a separate IRA away from my company to get an early start on investing?
Comment from : Jason Vasquez

Is it just me or did Dave not explain how his approach is better than investing in an index fund?
Comment from : Do you even know what literally means?

I won't dwell on the mutual vs index vs ETF argument, but don't pay more than 25 expense ratios In fact, aim for 1 or less There are plenty of options - Fidelity, Vanguard, Schwab - they are all pretty much the same Fidelity offers FXAIX (S&P 500) for 015 This is pretty much as close to "FREE" as you can get in an index fund Is it actively managed? No Do you need actively managed investment funds? Heck no Fees are real I am willing to pay higher fees for a fund if it has PROVEN rate of returns higher than the fund with lower fees to the extent that my rate of returns puts me ahead in performance I am willing to pay higher funds if it is a niche fund that needs to be actively managed (think JEPI or JEPQ) Putting $12,000 per for 30 years into Fidelity's FXAIX at 015 ER is $1,468,15042 at 8 gains $1,463,91365 after $4,23677 in fees Just over $4,000 in fees is nothing Now, using those same numbers, except with an ER of 5, you'll only have $1,333,85229 after $134,29813 in fees That is too significant to ignore And that's just 5, which is still considered "low" There are plenty of investment funds with 25 or less ER's It doesn't make sense to go higher
Comment from : Kristopher DErasmo

What does politics have to do with this? It is statistics
Comment from : comptroller39

Thank you 🙏
Comment from : Cuzcohusky

What percentage of funds beat an S&P500 index fund over 25 years Dave? ;)
Comment from : Toby Norris

Legends to embrace if you want to get rich investing Dave and Gary Joe Wilde Unfortunately, don't know why Gary chose not to own a video channel here like other pros He is long-established and very advanced in the field
Comment from : PK McCain

Whenever Dave talks about mutual funds, note how he is never giving any examples of funds to pick Index funds are a great option, but that doesn’t provide him any SmartInvestor kickback
Comment from : Zyph

Yikes! Mutual funds over index Don't do this
Comment from : Phantom Vista

I like closed end value funds professionally managed and reits
Comment from : Matthew James Montgomery

Dave is not being a fiduciary here He knows that fees drag things way down
Comment from : Grant Lehmann

And which research shows that a large number of mutual funds beat index consistently over a long term I might have missed that
Comment from : Chandan Prakash

For anyone who needs help in forex/stock trading kindly reach out to Mr Adam on the email address listed above my comment, He is a great teacher, I made $178k from his trading strategy, I’m making extra income aside my job with ease greetings from US
Comment from : Linn ) Adamreginaldq@gmailcom

Index funds for me thanks
Comment from : pip

Folding those arms smugly doesnt make you right
Comment from : Graham Gregory

Geezus just pick index fund
Comment from : Lost Boi

Scoffing at criticisms of capitalism while your entire platform is about mitigating its systemic issues Ironic
Comment from : John Cruz

Mutual joint right
Comment from : Janns Garcia

2018 retirement
Comment from : Janns Garcia

Is a ira 401k
Comment from : Janns Garcia

The mutual fund shilling and the commission that Dave Ramsey gets is his big flaw, and really detracts from his otherwise sound advice It really is dishonest, and even though he helps a lot of people, it makes him a bad person because without him getting paid big money to shill the mutual funds, he would never in a million years ever suggest it to anyone Yet he advises that "everyone" do it It is a case study in incentives, and is very poor form
Comment from : Tom Dallas

Thank you for this So much information unpacked in a short time
Comment from : Steve Vlahos

He needs to speak English because that man doesn’t understand what he was saying 😭 neither do I
Comment from : IDGAF Respectfully

Side stepping Remember folks dave gets money from mutual funds and that’s why he’s pushing it over index funds He’s a 🐍
Comment from : justdl

I think this comment section speaks for itself Index funds are generally better
Comment from : Jay Edney

Completely disagree with dave
Comment from : Ryan

Index in my opion
Comment from : Mr B

WHAT mutual funds tho???brWHERE? How? 🤔
Comment from : TurnOver TheLeaf

He gives bad advice on this because he gets paid by the mutual fund advisors So he doesn't care what's best for the audience he cares what will make him money He's ultimately corrupt So much for him being a "Christian"
Comment from : david thomas

As a first world country we pay very little in taxes compared to most other first word countries…and those other countries get much more in return for each tax dollar than we do here in the USA!
Comment from : NipItInTheBud100

Brand new to all thisbr Is a 401k a mutual fund?
Comment from : JETUP3

Great call!😎
Comment from : michael parker

Horrible Financial advisebrThe PBS Documentary was 100 Right OnbrHe's FOS
Comment from : Tony K

So, what do you think Dave? Dave- Good Question! 🤦‍♂️😆
Comment from : Newbeginnings

I feel he did a poor job explaining & defining what an index fund actually is from a Finance perspective He just brushed it with Trying to explain it That’s just me
Comment from : Oi Vinn

Can't believe people still listen to this guy he's so wrong about stuff and leave it to Dave to through in politics
Comment from : George Garner

Dave speaks as a man who makes money from fees Unnecessary fees taken from suckers Not Christlike in any way
Comment from : ultramegasuper

so the question unanswered was are all mutual funds actively managed? why can't he answer?
Comment from : d solo

Seriously many investors do not know that they're contributing 40 to the daily crash through panic and selloff
Comment from : Jeffrey Hulkman

I'm so confused 😕 studying before I invest in anything Jeezz very confused lol
Comment from : Marisol Almonte

Dave is great for getting people out of financial trouble and back on solid ground His investing advice, however, is subpar Index funds that are low-cost and broadly-diversified are your average investor’s best bet over the long haul That’s been proven
Comment from : A Fridge Too Far

I don't like Dave
Comment from : Michael

growth growth and income aggressive growth international
Comment from : abluee 22

Dave’s wrong, stick to index funds if your reading this sir
Comment from : William Read

I'm still investing hard into FSKAX Dave's got good info, but, there's nothing wrong with investing in Index Funds
Comment from : Invisible

Thanks Dave for all your help and the wisdom you have gained from My Lord and my God, Jesus! brJohn 20;28
Comment from : Carl Ferry

thank you so much, i ;ove your honesty
Comment from : All About Natural y Unica By: Luzdeyvis Menendez

He tries to make it sound complicated lol
Comment from : No Name

Taxes are insane We should get a breakdown each year of what goes where, for federal and state
Comment from : DJLOUIE1000

Exactly why we should REPEAL THE 16th AMENDMENT! The founders were adamant there be no direct taxes on the citizenry, which is why the Marxist progressive income tax required an amendment in the first place We THRIVED for 130 years without an income tax, and should NOT have one today!!!
Comment from : hlf_coder

Where to buy an index fund here in Canada?
Comment from : Dupe

Ramsey is the ultimate charlatan 😂😂 He has no clue
Comment from : Gary McFadden

Very helpful!
Comment from : Sonia Gordon-Walinsky

I moved all future investments into ETF’s and away from a target date mutual fund Way cheaper er
Comment from : Buz Snyder

I'm reading everyone's comments and am convinced I need to invest now with Index Funds instead of using an investor to choose my Mutual Funds So with this being all new to me, how do I even begin? How do you know what to choose? brWho do you follow instead of Dave Ramsey to teach you how to invest in Index Funds? TIA!
Comment from : Shamim Schubarth

I think all the fighting about Dave’s advice about mutual funds would end of Dave puts a page on his website with a list of mutual funds that outperform the index funds And we can watch these throughout the years and we can see if what he is saying is true or not We of course have to take into account the fees and compare apples to apples But his generic advice about do research is useless to someone like me I am busy Engineer every free moment I have to study these things are better spent studying engineering
Comment from : عمر

Dave trying to make an argument for his smartvester pros Index funds are far better than mutual funds
Comment from : The Capitalist

I think s&p500 index fund or etf is easier to be disciplined about
Comment from : Alex Koltsov

Ok - I think people need to listen to the whole video to understand what Dave is saying before misunderstanding him 🤣
Comment from : Elizabeth Palu

Salesman award to Dave 🥇
Comment from : Angelica Cook

Such BOOMER advice…ETF INDEX FUNDS…cheaper because you manage the risk
Comment from : Michael White

Just drive an old car and never charge anything - I’m being sarcastic
Comment from : Wade McKinnon

What you can do, is look at the holdings of the mutual funds, index, & ETF's and just buy them yourself without paying anyone Keep it simple stupid (KISS) If Dave wants to pay someone when the info is free, thats his business
Comment from : SilverRush34

As I understand, or at least since the time when so many people have been investing using some sort of a brokerage online, when someone is referring to "index fund" they are usually referring to an ETF I also understand there are also some mutual funds that also are based primarily on certain indexes Dave didn't really clarify this to the caller or his audience (it's like he doesn't want people to know about ETFs - not surprisingly since his smartvestor affiliates likely all deal exclusively with mutual funds) What I personally like about ETFs is I don't have to deal with a human gatekeeper, I can do the research myself and buy the investments I want and because of this business model they can offer much lower MERs compared to mutual funds yet the same performance (thus better returns overall) FWIW I also have some mutual funds with some different institutions too, but so far I'm finding the ETFs are much more sensible for me
Comment from : Lon

Payroll Deduction should be a human rights violation!
Comment from : Prolific Widit

Only invest in companies that give you a dividend, otherwise, it's a bad investment
Comment from : MikeTheYungGod

TQQQ
Comment from : jcman240

wow what a load of biased bs
Comment from : mark reynolds

S&p500 and Nasdaq 100 are safe and have higher returns in Long term than active funds brI am a big fun of index and ETFs
Comment from : Variav Nath

505
Comment from : Torch TV

I just read "the little book of common sense investing", it's a good source of information and I do recommend to read it, but seeing the comments, it looks like it's the only reference for a bunch of people, and it's becoming more an ideology rather than a source of informationbrI'm going to respond to myself to give details, just in case anybody want to read them
Comment from : luis enrique vargas azcona

Great explanation Every high school student should be required to take at least one class using Dave as gbrthe instructor
Comment from : Stroys

As if PBS would ever publish anything pro-capitalist They want you broke and dependent on govt
Comment from : Will Elliott

Dave and his political Drivel again, another partisan simp
Comment from : topsecret08

Good question, terrible answer! Someone with limited knowledge would leave so confused from this!
Comment from : Chris Pinkerton

/)()
Comment from : Karen Hovannisian

Unbelievable fees don’t matter?
Comment from : Cole McDaniel

So many experts in these comments, but how many would line up their portfolio vs Dave's? DIY for everything too Pull your own teeth, fix your own cars, etc
Comment from : LZ

95 of all PROFESSIONAL FINANCIAL ADVISOR do NOT beat the S&P 500 Index fund over a 15 year period All of Dave's investor pro's charge you money to invest this is WRONG
Comment from : john Smith