Title | : | I Make $2,000 a Month And I Have a $600 Car Payment |
Lasting | : | 8.08 |
Date of publication | : | |
Views | : | 2,1 jt |
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buying car cash is always the best I used to sell cars professionally brDon't believe the getting your credit higher after paying off thats just a sales pitch Comment from : Kyros |
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Think give it up Comment from : Julie Desonia |
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2000 a month my car 666 a month but like said gave car no job Comment from : Julie Desonia |
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Whether you want to hear it or not, if you have a car payment, you could not afford the car in the first place Comment from : X |
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Yeah, I'm six years too late (unless I commented on this six years ago) So, he's got/had a $600 car payment and rolled negative equity into this loan from his PREVIOUS BMW Eeyow! Amazing that he was allowed to do THAT Now this sounds like it's ancient history for Feraz, because I read another comment that says he's debt free That great to see Comment from : Carla Quattlebaum |
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Been there done that Comment from : Michael Lamar |
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Their parents are cousins🤣🤣 Comment from : Jace Serrato |
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when you say car payment do you include gas and insurance or just to pay for the car? Comment from : Rich Timm |
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I would've advised him to sell his BMW and get something cheaper Comment from : Praveen Balineni |
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This video hasn’t aged well, in a time when used cars are as expensive as new ones and buying a $6000 cash car (something that would’ve been feasible for a young person to save up for five years ago) will buy you a lemon, a gas guzzler, or both The issue of cars and car payments runs deeper than poor financial decisions It’s the fact that we live in a carcentric society, where everything is so spread out and walkability in most major US cities is so bad that not having a car can be out right dangerous (looking at you stroads) It’s a conniving, yet brilliant business model Gotta love ‘Merica Comment from : ALC |
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I am retiring next yr at 55 with 3 houses paid off worth 45 million One is my place of residence the other 2 properties will give me $80,000per/yr rent I will have an income stream of $20,000 per mnth through my super biz which gives me total $240,000 a yr to live comfortably I have no debts Giving credits to bRoch Dungca-Schreiber,/b (my fin adviser), she saw me through the process Look-Her-Up Stay Motivated!!!! Comment from : Tahiri Said |
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That crazy credit score thing is the reason why people can take that kind of loan I see many immigrants more than capable of paying huge car monthly payments but cannot get a loan because that person doesnt have a credit score idiotic thinking from financial institution Their math is flawed as always Money creation is very good example Comment from : Badong Tagalog |
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The title itself said that you lived at home with his parents Comment from : JPTV3000 |
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Feraz is in debt again! This time with two BMWS! He really likes BMW! Comment from : PiranhaJaw22 |
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Wtf 20 hours a week full-time student Comment from : Tangie Chapman |
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So many of our young folks nowadays are spoiled and ignorant Perhaps we should revise our school to actually teach them (and likely their parents) how to think Comment from : sonofizzy |
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Big deal! Park it close to work and live in it Comment from : kdwaynec |
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I agree BMW ought to ashamed! Never owned one and I guess now I never will! Comment from : James Tackett |
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Its quite disingenuous to say dont use credit cards I use mine as cash and have never held a rolling balance Dave is a multimillionaire and has tons of credit at his disposal The plastic surgery is only necessary if you use your CC as the lender want you to Comment from : 4himsanctified |
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Funny thing is this is the norm for people now Comment from : Jobe Jeancharles |
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27 yrs old with a auto loan for $60000 no Way would I even think about buying a vehicle with a payment that high Sure it’s nice to want Champagne taste on a beer budget never works Comment from : Robert White |
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This is not uncommon I work with tons of these type of people Comment from : Brock Landers |
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My son 21 yeas old Miami Florida with Gm he make $25 hrs as a automotive technician Comment from : NOSTER pierre |
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Bruh they won’t even give me a civic and they gave this guy a beemer 😂 Comment from : Zak G |
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I make roughly 10-12k per month I drive a 2011 Tacoma, no lift, nothing fancy, it’s paid off I don’t drive it like I stole it And no one cares what I drive in reference to how much I make Comment from : SAHAR |
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Whatever you do keep the car a BMW is a real chick magnet it says " This guy won't take me to McDonald's, this guy has more dollars than sense" Comment from : Earl L Simmins |
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Must have had a high down payment to get the loan approved Gotta show other students he's got a "cool" car Comment from : Juh Dah |
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Even 50K is unjustifiablebrBankruptcybrJust walk around saying "I declare BANKRUPTCY" Comment from : Tom V |
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Apparently this guy didn't get the memo that the paid off home mortgage has taken the place of the BMW as the status symbol of choice Comment from : P Krott |
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Dave said the lender smokin rocks😂 Comment from : Mrcoolguy |
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Did the guy on the phone say at around 2:25, that after graduating doing AIR CRAFT MECHANICS ! He will get paid $22 ??!!?!? Oh wow that’s crazy to me! I work at a animal hospital and I get paid that, without college! He’s good! Comment from : Kiya |
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I'm in the same boat right now, I feel like I got talked into buying the vehicle Comment from : Poo |
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New car shouldn’t cost more than 15 of your monthly income 10 if it’s used I’ve lived by that and it hasn’t steered me wrong Comment from : ksaboda |
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What would happen if he returned the car and said to the dealer that he’s not able to pay it anymore? (It’s me) Comment from : Sinan Ballı |
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Meanwhile I’m trying to justify a $600 payment on a 100-110k household net lol But I live broke and only have one passion 🤷🏻♂️ Comment from : DefyYourLogic |
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This is probably the funniest Dave call I’ve ever heard!!!😂 Comment from : Tim Short |
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They do it all the time and that is the average price for a non BMW or a BMW It’s how they make their money Comment from : e w |
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He called out BMW 🤣 Comment from : Ryan Devlin |
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dude lol Comment from : Big Dog |
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I got $989 monthly car payments Comment from : Q |
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How comes he couldn't make 600$ payment and he's making 1200 and still living with his family Comment from : Abdelhadi maddi |
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Make just over 3k and I drive 2003 nissan almera for $500 Comment from : Mantas Kizeliauskas |
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I make $3200 a month after taxes My car payment is $244 Comment from : Alex Yokiel |
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As an aircraft mechanic, he will do fine Comment from : Jeremy Hill |
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I agree with your advice Comment from : Val Bentley |
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There parents are cousins😂 Comment from : Jamahl Humbert, Jr |
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At the onset of the call Daves emoji was 🙂😁😲😧 Comment from : Tybiang |
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People use “college” as a cop out Comment from : Imhim |
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The problem is to like bmw those a the worst after 100 k Comment from : maxracer tejada |
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Car payments? no thank you Ill gladly keep my beat up old 2003 Honda Civic, easy to work on and fix, great on gas, and insurance is cheap, plus its fun to drive and no stress about having to make a monthly payment Comment from : Paul Cabrera |
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Goes to show that the poorest people are the ones driving new luxury cars Comment from : Shades_of_Cool |
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Great advice as always Comment from : lucciana lewis |
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can i afford a 700$ car payment if i make 3000$ month take home Comment from : prXsphr YT |
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I dont want this guy fixing my airplane His money making decision skills is grounded for sure Comment from : James Wilson |
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I make USD 4000 a month and still I did not buy a car Comment from : Deep Life |
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I mean honestly if it's only a 12 month plan that's pretty good Comment from : shakinbottles |
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25 in debt making 1200 crazy Comment from : Crystal Chavez |
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“Their parents are cousins” DAVE 🤣🤣🤣 Comment from : MY YT |
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I make 17k with a $780 car payment (: Comment from : Randy Navarro |
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This story is 75 of the people my age in my town £1,500 per month income with £700 worth of car bills Comment from : Ëviłnxte |
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What a bum JesusbrCan’t wait to graduate college to make $22 an hour 🤡🤡🤡🤡🤡🤡🤡 Comment from : Kerm wita Perm Gaming |
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Wow 😂, people really be taking on crazy loans Comment from : CandL |
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Of course BMW financing approved him to roll over the negative 15k into another BMW 🤣 Comment from : Hugh Jass |
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Lol I am in this exact situation financially but don’t have a car payment I was thinking about buying a new car But this video talked me out of it Comment from : rosypink1206 |
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Income 2k can get approved of car payment at 600 This is a classic IRRESPONSIBLE LOAN Both on the debtor and the creditor Comment from : Jo Montanee |
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Wauw he makes allot of money for 20 hours But man this isn’t a dumb guy you would think with his study… but what a dumb decisions he makes… Comment from : JDN Rotterdam |
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Time for me to update my car too I have a dumb one I need to get a smart one Comment from : Larry D Moore Senior |
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35K Type R Comment from : Alvaro93 |
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Their parents are cousins 😂😂😂 Comment from : Larry K |
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😂 Comment from : Howlin Berry |
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I make 2000 a month an have a 400 payment an i thought that was hard i cant imagine 600 Comment from : SaskatchewanBadAss |
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Man just roasted the sellers Comment from : Swift |
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I make $4k a month, about to go buy a Lambo Comment from : Rodolfo Suarez BabyBearRudy |
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Dude has to pay insurance, maintenance and gas on top of that Comment from : Butterfly |
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LOL "their parents are cousins" hahaha Comment from : Hitha Dinesh |
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AND he lives in LA Comment from : RiSkY Nick |
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Avg car pymt for a new car is now $741 in 2022 Comment from : crb4059 |
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Well in June if he find a job Comment from : Silvia Tio |
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Should I give 27k for an audy q7 Comment from : Noelly Zavala |
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Dave thinks the lender is stupd? The caller is so foolish home with mommies at 27 yes of ageWhen do we grown up? Comment from : JAYA FOW |
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01:24 their parents are cousins Comment from : Pahanin |
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You know Abraham son married his cousin right 🤷🏻♂️🤣👍🏻 Comment from : looking4vehiclescom looking4vehicles@gmailcom |
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If only bmw will do this for me 🫠🫠🫠🫠 Comment from : Mintxviral1 |
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This is outrageous My husband and I combined make roughly $10k per month and even WE would never agree to such insanity It's now 2022 and we still drive our 2015 Nissan Xterra! The lender that this kid got his auto loan through is clearly VERY predatory Do they not even LOOK at debt to income ratio when approving these loans??? If he was only making about $2k per month working only 20 hours per week at the time he bought this vehicle, there is absolutely NO WAY that auto loan should have EVER been approved They should have come back and said, "Sorry, kid, but you have to start looking at much less expensive vehicles," or they should have flat out denied his loan for lack of adequate income This is disgusting Comment from : jrwheeler81 |
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Got a better one for you I drive a Honda Accord 2015 my ex boyfriend bought it for me in 2014 brand new all cash He paid my insurance until we broke up Still have my car no payments Car currently has 100k miles Im going to drive it until the wheels fall off Its my baby So sleek and gorgeous Comment from : Sharon Amadi |
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Im a student and I drive a LaFerrari to school every morning! SMH🤣🤣🤣🤣🤣🤣🤣🤣🤣 Comment from : Albert The Scientist |
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I make Net/clear 7k a month time to buy a New Bugatti!! 🤣🤣🤣🤣🤣🤣 Comment from : Albert The Scientist |
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I make 3k a month and I guess I should start working on the Uris that I want Comment from : Gods Child |
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He said their parents are cousins🤣 Comment from : Danny Calvillo |
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Sellers don’t care, with you don’t pay on time they take your car back Comment from : pamela lima |
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"Your'e getting hammered and you set yourself up to be the nail" I Love Dave ramsey Comment from : BULLSWOODWORKS |
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"Their Parents are cousins" I love Dave Ramsey Comment from : BULLSWOODWORKS |
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Uncle Ramsey is always honest Comment from : Q Doe |
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Hey Ramsey Im from New Zealand and I have a mortgage of 245k and saved up 150k should I throw it at the mortgage or invest it in property? Comment from : Feta Meleisea |
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I don’t wanna fly the airplane fixed or prepared by a mechanic whose math ability is a suspect Comment from : Eventdash01 |
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