Cash Down on a Lease .. What’s TOO MUCH?

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Information Cash Down on a Lease .. What’s TOO MUCH?

Title	:	Cash Down on a Lease .. What’s TOO MUCH?
Lasting	:	7.11
Date of publication	:
Views	:	55 rb

Your the best! great info
Comment from : Shant Janesian

This is advice, albeit dated by no fault of the poster, is absolutely and purely based on whether you total your car and the insurance company agrees that it's unrepairable That's itbrIf you never total your lease, and you put extra money down to lower the payment, I think the only way it works for you is if you decide to keep the car once the lease expires, otherwise, that extra down payment will get lost forever, because the residual is set, and current used car value frenzy isn't going to last forever and ever
Comment from : F P

oh man I fuck up lol
Comment from : ricardo paredes

Good to know! Thanks
Comment from : Abstract Assembly

Hey buddy and what about Florida? How could be the process for leasing a car here?
Comment from : Usama Said

Nothing is too much as you pay the same total amount payable regardless of the deposit (in the UK anyway) simply down to budget
Comment from : Ash Jackson

So 10k down on a 2021 bmx x6 is too much huh?
Comment from : Victoria Margarita

Went to lease a 2021 sonata wanted to put down 1,000 down and that’s it Dealer kept insisting for more money I said no and left My credit score is in the 700’s Dealers are predators and thieves
Comment from : Wonka

I have a trade that is worth $8,000 I will put no money down, but apply the trade equity ($8k) which lowers my monthly payment If I don't apply the trade, my payments will be sky high
Comment from : kilim

damn man 😎🤝, fck straight info broobri’m in the market for a Lease now a Camry LE FWD 25 L 4 Cyl it’s i gods idea to lease a Used car, like 1 ir2 years old, that would be stupid or nerd ? your thoughts
Comment from : DaveKing11

Great info thanks
Comment from : Daniel Smeltz

$1 is too much down Let’s say you total the car two months in That money you put down is now total loss, no one gets that back Insurance pays off the lease and the car, and you get into a new lease with a higher payment If you put $0 down though, you do have a higher monthly payment but you only lost the two months of payments you made and you didn’t lose any money you put down since you didn’t put any down
Comment from : Sami Wasti

Why not roll everything but the first payment?
Comment from : Kelly Almanzar

Wish you quick and full recovery You are awesome You have helped me and my friends Thanks so much
Comment from : andrew Poole

Amazing video helped loads 👌🏼
Comment from : Kyle Bookless

LOVE the video great help, LOVE LOVE LOVE the zinanishan on your left arm Getze hayastan, Getze hay azki!
Comment from : AP Pit Boss

I don't want a Honda I want a kia 😩
Comment from : Black Lyfe

Great info I certainly don’t want to put another 7k down 😟
Comment from : Jenny Jauregui

don't worry the flue has "MAGICALLY" disappeared!
Comment from : Just think

I’m sick to my stomach I put down 5k on my lease Never again
Comment from : Angel ackerman

I put down 9k on a bmw 440i convertible and 510 monthly payment
Comment from : Herb DT

I leased a 2021 toyota tacoma 4 by 4 and put 1500 down and 400 month for 42 months i didn't negotiated as much was i dragged into a bad hole?
Comment from : Leonardo Garcia

Good info However, if the dealer says No and tells you they need 5 down plus acquisition fee, what should I tell them? It ends up being extra $1500 I feel like I should give him a reason to counter him Thanks
Comment from : ocwaveoc69

Hi Ari, been talking to a dealer via email regarding a lease This is what they told me - is this normal? "Just so you are aware, the only way to secure a vehicle and run credit is with the $500 deposit"
Comment from : Nezzys Place

Well shit I just leased a car but put down waaayyy too much Mainly because I didn’t want to have a high monthly payment Didn’t dealership wasn’t asking for much
Comment from : Alberto Torres

It when I use this formula the monthly price of the lease is always too high So I put down additional money to get my payments where I am comfortable
Comment from : devin dorsey

@Ari Would the monthly payment change(lower) the more money down you put on a lease? brbr I'm making this comment in reference to my experience with the car brand website where after you build the car you want you could estimate monthly payments
Comment from : Xavier E Sevilla

0 down, 0 drive off, not a penny out of pocket That's the deal It's a rental What the heck is a "down payment" on a rental? You're basically just paying a big chunk of your rent upfront so you can reduce the subsequent monthly rental fees afterwards It makes no sense to even call it a "down payment" It's more like an advance on overall rental costbrbrWould you pay a "down payment" on your initial overall apartment rent so you can pay less every month on rent? No It's the same concept on leases Of course, some dealers won't accept 0 drive off but some will I found a few after shooting out 15 emails through the online services and just telling each one what I will accept
Comment from : Winter 1944

Can you do a one year lease
Comment from : jaysolo

What about the $7500 fed tax credit in a lease agreement to lower the price How do you calulate capital cost into interest
Comment from : TheWaterman1000

I like to keep my monthly payments low, is it ok to put more than 5 down to do that?
Comment from : HornFan2

Does it ever make sense to buy a vehicle early off of lease? I have a 2018 Toyota Tundra Platinum that I have decided I want to buy outright The agreed upon residual value for the truck at the end of the lease is 28k I have, I think, 10 more payments to pay I wanted to know if there is any circumstance that would make it advantageous to me to buy the truck now Thanks
Comment from : tokyobosco

Damn I got fucked on my first lease giving down $5,000 and $840 on a A5 payments, now I’m doing all this research for my next lease
Comment from : edgar delgado

Damn! That is a great deal you got your mom! I wish I lived in Boston! 👍🏾👍🏾👍🏾!!!
Comment from : marcus simmons

hi ari i found ur channel good info when u say 5 with MSRP tht included all the fees also
Comment from : Motivation Path

Hi Ari I am in the market for a 2020 MB GLB The sales guy is offering me $4,250 due at signing 10k miles 36 months for $507 monthly taxes and fees included I have tier 1 credit I feel this is not a good deal Can you share your thoughts please? I am in FL by the way
Comment from : Francesco Denegri

Thank you very much for that information I’m learning a lot from you that’s why I subscribed you🙏🙏🙏
Comment from : Angelo Limcangco

Ari can you make a video about these rules all together 05 percent rule and more recently I think you had a 1 rule?
Comment from : Jonathan H

You deserve at least 500k subs brother
Comment from : MrSTROM26

Down payments are for purchasing something, not borrowing
Comment from : Allan Powell The REAL AP

Would you do the same 05 down payment when financing?
Comment from : Angel Verduzco

Ari, I thought putting any money down on a lease was bad? If you’re putting money down, is it much better to do a security deposit vs a down payment?
Comment from : Jake

Do you do consultation?
Comment from : Maritza Juache

But what if your credit is top tier? In my case BMW said I had to put down the full 5000 plus first month payment
Comment from : SHOTAMAN77

I want to lease a 2020 Infiniti with $3,000 down and good credit for about $300 a monthdon’t wanna pay anything higher than that Is it possible?
Comment from : QCream

Does the 5 of MSRP include all the dealer fees, tax, etc? Also, does it include the 1st months payment? Thanks for all your great info!
Comment from : pettigrew95

what about when buy a car?
Comment from : azrael

Great 👍 advice and information
Comment from : Lenny7118

Hi Ari, I love your videos Where were you before I got sucked into this lease for 2019 Toyota Highlander? Ugh I want out and it’s to soon Help!!
Comment from : Joan Beach

Im getting a lease on 2020 lexus gx 460brIm giving them $399900 down and $500 a month brIs that a good deal ?brThe Mrsp on that truck is $58000
Comment from : Sibgha Beig

I NEED SOME ADVICE GUYS WOULD YOU GUYS EVER CONSIDER BUYING A 2019 SUBURBAN LTZ WITH 36,000 CLEAR TITLE THAT HAS BEEN A RENTAL FOR AN MSRP $38,850?
Comment from : Jesus F

Only car worth a payment is a Tesla
Comment from : Swat is Quantum

I’m looking to exit the below lease Looking to lower my payment with zero $$ downbrbrJjBbrbr1- 24,000+/- milesbrbr2- 18 months remaining on lease termbrbr3- $1,419/ monthly paymentbrbr4- 2017 MASERATI LEVANTE S Pristine condition/garagedbrbr5- Fully loaded vehicle with all amenities (see photos attached)brbr6- Maserati Capital USA (Chase) 844-868-2149brbr Purchase payoff: $71,91956 (includes tax: $574689) Good to: 1/1/2020; buyout fees: undetermined
Comment from : KIDDY CLOWN AND FRIENDS

I don't understand that bullshit "pay them what's required" who the fuck gave them right to ask for a down payment when I want to lease a car?? this is flushing money down the toilet, you should never do any down payment to those fucking thieves
Comment from : Smolex

Is this true in California? Because the insurance said they put in the msrp car value
Comment from : Raffi C

When you lease a car do you pay taxes up front or on the payment?
Comment from : edgar Cervantes

What would be a plan of attack to get me into a 2019 Golf R?
Comment from : Scott Robertson

Fuck Civic!!! Only teens with pizza delivery jobs would buy a fucking Civic!!
Comment from : Best Relaxing Beach ambience music

Have you heard of GAP INSURANCE?? Most car companies offer that free of charge!! Means they cover the amount that your insurance doesn’t!!
Comment from : Best Relaxing Beach ambience music

$1 is too much for a lease If you have money to put down, buy the car
Comment from : Oroborus

That's also why you always take the cash rather than the interest rate when purchasing
Comment from : R Double D

Man thanks for the info just a little feedback get to the point right away 👍🏻 for future reference
Comment from : Jhonatan Gomero

Thanks
Comment from : Bunny C

My question is if I put 2,000 down on a 40,000 msrp bmw 230i? Should that 2,000 cover all the dealer fees? But not the tax on the vehicle?
Comment from : Russell Pace

Can I apply this to financing a car as well?
Comment from : Jae_Butta

What about BMW with a security deposit that you get back at end of lease?
Comment from : Paulie Walnuts

Great information 👍
Comment from : Bo Cowan

Your mom is dumb
Comment from : Oscar Lopez

Great collection of videos sir! Thanks for sharing your wisdom!
Comment from : Elric 2112

Hey Ari, do you think service packages are worth it when leasing a car? My monthly was 375 but after sitting with the financial guy they told me I need to get this service package which shot my payments to 465 a month
Comment from : CarlieeJay

Thanks for the video! Apparently hard candy is better for a cough
Comment from : Charlie C

I Lease a 2019 Toyota Highlander XLE I put down $2,000 and my payment is $47000 Good or Bad Bad ???? 🤣🤔 PD: Excellent Credit with Toyota Finances 19 trough Toyota Dealer
Comment from : Alk3r0

Thanks for the info I’m curious what ur thoughts are on my current lease brbrI leased a 2017 Charger sxt Rallye for 36 months with $0 out of pocket or any money down plus the dealer made my first payment It’s with 15k miles per year My payment with taxes and disability insurance included is $388 a month Oh and the MSRP was $36,47000 Thanks for any info
Comment from : Marshall Fox

This is good advice, however if I’m buying for example the 2020 GLS that’s coming in next month on the special order and the car is 94k and I want the lease around 1100 or less a month I have no problem putting down 5-7k
Comment from : CSPRKing81

Thank you for the great info You said this rule can be applied to any car for example a G wagon or a Ferrari
Comment from : albarr300

Thank you,!!!!! Good video
Comment from : Jose Lopez

I guess I don't understand putting ANY money down on a lease If I have a 12 month lease on an apartment for $1000 a month, I don't put a down payment of $1200 on the first month just to have a $900 payment The total will be the same in the end of the lease You are paying for the use of the car, split up over X payments (Cost of lease )/(number of months) (+ other fees, of course)
Comment from : phanttomracer

With everything you said in this video does it still apply for those with credits of 600-695?
Comment from : Orlando

Putting money down for a lease is for suckers Who wants to have cash tied up in a tool?
Comment from : RD

But what about if you want your payments to be a certain amount I have perfect credit but I always put down more than the minimum in order to have my payments where I want them to be Is that wise?
Comment from : devin dorsey

This is why I don't put down payments on anything I rather pay just a bit more and keep access to my money Use the down payment to supplement your payments if that situation arises
Comment from : Tampa0123456789

I want a Lexus is 200t 2016/17 , around $20000, I have $15000 cash, should I get Lexus is 200t, Lexus nx 200t, accord 20, or Camry xse? I like the new rav4 but way more expensive
Comment from : Solocartier

This is great advice as I wasn't thinking about that at all Thanks
Comment from : Alos

When you introduce yourself You shouldn't say you're running a car "buying" service because I suspect a lot of people lease and in that case your not buying s*** you are rentinh but I still love your channel!
Comment from : 1xraydoc

Please explain the “” hold back price for Subaru ascent 2019 Touring “”, Also what do you think of Costco price invoice minus the $250000 Costco discount from MSRP of $ 47, 459bris the invoice price, Per sales man no more further discount from the invoice price since Costco gives only $ 2,500 - discount to their members for Subaru Ascent How much money I have to put down to buy my SUBaru Ascent Touring ? How much more I can negotiate to lower the price in buying my Subaru Ascent? Thank you 🙏 Ari for your kindness and time Peace be with you
Comment from : Empe Amparo

If I’m buying a 2019 Honda Civic, the 005 would be around $1,050 I’m a bit confused on if you meant that’s the full amount I should pay upfront as cash down with or without the fees? I live in FL which have a bit higher fees, if those fees come out to let’s say $1300 would I pay the total amount of $2,050? Or try to negotiate some of those fees down to the $1,050?
Comment from : conflit1993

I love your videos I watch them all the time I’m looking at the KIA TELLURIDE SX AWD CAN YOU TELL ME HOW CAN I GET IT FOR $300 i was thinking to finance or lease but now your telling me if I lease I can loose my down payment HELP HELP HELP !!!!????
Comment from : Frank Sparacino

Ari, if car is totaled dont you get made whole and get deposit back with Gap insurance? brOh no that's just paying you back on depreciation losses?
Comment from : J D

so on a 72k Porsche, $36k is the max good to know
Comment from : John Brothers

Can we chat about car Leases and if I am trying to trade in my car
Comment from : dameon evers

Yo, this channel is dope
Comment from : Marco Maserati

You give advice you hope we listenI gave you advice and what happened ? Hand weights bro Buy some hand weights 🤣
Comment from : Brian M

In my opinion, what confuses people is the word "down" So that 5 (just to use your number), is not a 'down payment' It is, as you said, your 1st month's payment, as well as an acquisition fee, doc fee and reg fee So that has nothing to do with a 'down payment' as most people tend to think Just me, but I prefer to say 'out of pocket' (or something like that) There are some leases that require no money at all "out of pocket" But, essentially, you're rolling that money in to the lease payment But, conversely, you can have a 'no money down' lease and still have money due at signing
Comment from : David Speakman

Great video Ari can u make a video for someone that doesn’t like their current lease and wants out and maybe wants to trade for another lease ? Thx in advance
Comment from : Emin Abramov

This video is gold I plan on leasing in a few months when i actually figure out what vehicle i want lol You will definitely hopefully help negotiate my deal My question is how would you structure a good lease deal if you have a ton of negative equity in your trade in? I have heard the best way to combat negative equity would be to lease
Comment from : Tayshawn Price