Title | : | Pet insurance 101: What you should consider before buying |
Lasting | : | 4.49 |
Date of publication | : | |
Views | : | 3,2 rb |
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My new idea is to offer pet insurance for not only dogs and cats but birds, reptiles Comment from : Chris Walls |
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There's also Care Credit, which let's you pay in installments I'll be using that and canceling my pet insurance this year For emergencies, I'm just going to open a credit card and set it aside for that purpose only Just in case, God forbid Comment from : FloppityFlopFlop |
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I called the other day and the rep said there price DOES NOT CHANGE DISAPPOINTED TRUPANION Comment from : Lina |
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One of my friends dog spent 2 days ,cost 10,000 for 2days,never found out what was wrong with dog ,and paid 1000 $ deductible Comment from : William Chandler |
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LOL Banfield Pet Hospital membership It's worth it if your pet is worth it and you can afford the membership fee Even the top tier of that membership is under 100 dollars a monthbrbrMy dog was healthy for 12 years The last 2 years of his life were awful We went to the vet every 3 to 6 weeks because he was neurologically declining brbrMy membership covered labs, medicine etcmy out of pocket was never too much, whatever tests needed to be done, vaccinations, worm pills etc I was shocked I was affording it allbut that membership has one of the most affordable itemization lists aroundbrbrWe just put him down after his legs stopped communicating with his brain I paid 200 dollars for that service I saved so much I was able to take him to a third party and had him aquacremated and skull preserved I paid more for THAT than I did his dental work😂 at least now i can see all the extractions 😅brbrbrOver all, I saved thousands by paying 48 dollars a month brbrI had a month where he needed labs, x rays and SEVEN teeth extractedi didnt go over 1k for it all thanks to that membership Comment from : Jocelyn |
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I was hoping this segment had even a brief mentioning about pet insurance for small or exotic pets Oh well Comment from : Jess R |
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Woooow Margie Tooth is one of those crazy out of touch “Let’s blame the consumer for not being rich ie not wanting to buy our crazy expensive products” corporate duds Have you ever been middle class or poorer Margie dear? We have pet insurance (Nationwide) for our little ones, but we didn’t go with Trupanion because they were so expensive and actually offered less coverage A friend of ours had Trupanion but canceled last year because they kept raising her rates even though she hardly ever used her coverage!! It’s like they just don’t understand that it will always come down to cost for 99 of people They don’t really give you any options or flexibility from what we saw anyway You can’t get just accident-only or wellness for example They charge more because they can pay vets directly I guess but who really cares about that?? I’d rather just pay less and file a claim like normal Comment from : Avarcirith |
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This advertisement is misleading in that pet the pet insurance business is NOT booming During the past two years, the percentage of insured pets in the US has not budged In fact, never in the 41 years of existence has the pet insurance industry "boomed" The reason is simpleunlike any other kind of property insurance, the pet owner must pay the entire veterinary bill before submitting a claim Unless the pet owner can afford that, the insurance is useless Further, only one of thirty-three pet insurance companies provides 24/7 emergency claims pre-authorization services All emergency veterinary hospitals will require the pet owner to pay 50 of the estimated bill before treatment can begin If a pet owner's insurance company doesn't answer the phone, economic euthanasia often results Comment from : Kent Kruse |
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The victim is our pet and underpaid hospital staff when the resources aren’t availablebrbrI have read thousands of testimonials from pet parents raving about “great service and efficient claim processing”, “insurance saved my cat”, etc And read negative reviews (approx 1-2 are negative)- “misleading”, “denied my claim”, etc What I’ve learned from the negative reviews is the majority derive from the consumer not understanding what they were buying I’ve also read, “I spent $600 a year on pet insurance and never used it, what a waste” This makes me laugh because now I feel I should tell my son to go break his arm so I can get a return on our medical insurance It’s not a financial instrument with an expected return! It’s insurance!!! brbr If we continue leaning on regulators to enact bills providing consumers the transparency & protection before binding an insurance policy, pet insurance will continue to be a great solution I’ve seen many insurance providers begin taking on these responsibilities by being more explicit in areas that cause consumer concern brbrAnyway, after thousands of conversations with veterinary staff, I haven’t met one that isn’t asked about pet insurance or some financial solution daily In the end, it’s the consumer’s choice and providing access to clear information on options is the best we can provide Comment from : Pet Insurance Review |
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Word of advice find a good vet that will let you make payments if you can Comment from : Amber Stephens |
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People can get a medical credit card that also covers vet bills Check with your provider to see if they take it To get one you must apply through a provider who takes the card This type of card allows you to pay off your bill in monthly installments with no interest payments if the entire balance is paid off within the promotional period If that doesn't happen, the interest rate is rather high and you will owe all of it, including the promotional part But I've always managed to pay off my bill within the promotional period so it works well for me Comment from : lannebromwell |
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