| Title | : | The Death of BNPL (Buy Now Pay Later) Startups? : Multipl Business Case Study |
| Lasting | : | 14.05 |
| Date of publication | : | |
| Views | : | 613 rb |
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THEY LITERALLY MADE SUPPLY CHAIN FINANCE IN TO AN APPbrBUY NOW ,PAY LATER! Comment from : bhuvan |
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Just because your bill is split in month it's still doesn't look affordable to me Because my budget book say no Comment from : rya |
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Why don't you stay on one topic rather than jumping on different topics Comment from : kush kushagra |
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Lol basically it is an ad for an app Comment from : 9876karthi |
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Advertisement masquerading as a case study Is this even legal Comment from : Meh Mano |
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loved how "Multipl " has been used :D Comment from : Arkadeep Banerjee |
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While i appreciate the video, my biggest question is the tax component for any short term goals i may have to save for Comment from : Joyeeta Dutta |
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It is a promotional video Plz state it You are promoting a company Comment from : bhaskarmajumdar29 |
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why do that so called multiple company doing it for free isnt there something sus because end of the day this also falls under bnpl Comment from : Gopala Krishna GK |
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You guys are simply superb Thanks for all your videos Comment from : Ambrose Machado |
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Money attracts money Comment from : Hemanth M |
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Bs bs hadd se jada krdiye ho promotion Comment from : Harry Bernard |
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What about taxes? Since the money is saved in mutual funds so for 6 months stcg will apply right? Comment from : navead kazi |
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I am just 21 and i own more than 10 credit cards and so many pre approved loan offer and so many bnpl apps have provided me great credit limits that too without any income verification but i know how to use my cards and my limit properly and bnpl apps like slice lazypay postpe flipkart pay later amazon pay later mobikwik zip helped me to build my cibil which helped me to get pre approved credit cards and loan offers basically BNPL like slice and lazypay were best in market when used in discipline and for building cibil without paying any interest 🙂 Comment from : Adarsh Patel |
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😂😂😂 what a way to promote another app … Comment from : rinaldi pereira |
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An ad in disguise Comment from : The Viewer |
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Don't use impulse fall into debts Comment from : Syed Maricar |
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I AM STILL SCRATCHING MY HEAD WHAT PM HAS TO DO WITH THIS VIDEO EITHER ED HAS GOT SOME VIDEOS OF THINK SCHOOL OR THEY HAVE TAKEN HEFTY LOANS TO OBAY THE MASTERS:-) Comment from : Kann ich |
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Is it advisable to invest in mutual funds through multipl in the recession situation, where future returns are uncertain Shouldn't we go with the minimal risk options where atleast my principal amount will be safe if not returns Comment from : Yashi Singh |
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Restricting BNPLs because some segment of society indulges in bad financial habits is like banning cars because “sometimes accidents happen”… brbrmake finance management a subject in the state education curriculum and give some real world knowledge to kids, it’ll go a long way Comment from : Tobblesmash |
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We all know you are very smart but don't over do it , we all know that it is a complete promotional video , could have promoted it in a better waybrI will continue watching your video but you lost a bit of trust and credibility from my side Comment from : Pushpendra Singh |
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I cannot believe I volunteered to watch a 14 min long ad!!! Comment from : Akshay Ur |
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Unsubscrubing you for promoting an app without telling that it is a sponsered video What low you will fall to ? After promoting BNPL and taking hefty amounts now promoting another app as a Cure Public ko pagal samajh liya hai kya boss bilkul hi ? Comment from : PRATEEK SINGHAL |
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your videos are good, plz don't get into the trap of this kind of sponsorship, I disliked this video only because of the sponsorship of that app, don't think u can manipulate your viewer if anyone is watching your videos, he is already smart enough! thank you Comment from : Sunil Kumar |
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The only problem here is our investment is spent on our liabilities rather than our assets There would still be a regrets while spending on trips while using SNPL scheme meanwhile it's a great opportunity for students who want to save money for their higher education Comment from : Likhith Salian |
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An amazing video by thinkschool it changed my way of thinking about the money thanks Comment from : hatim bharmal personal |
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I don’t buy it, to save us from bad financial habit rbi banned BNPL? That’s bullshit It gotta be either banks or credit card companies Comment from : NM |
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Which app is best for long term investment Comment from : Seven Sungoh |
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You didn't explain how multipl makes money !? Comment from : Ruchita Dwivedi |
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14:05 min advertisement Comment from : gameaholicAF |
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1 Promote BNPL 2 Explose BNPL using another sponsor That's the actual business case study Comment from : Pranav |
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" Delayed Gratification " Comment from : Prashanth Vish |
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This is already offered by existing FIsbr1 Banks: offer goal based RDbr2 Mutual funds: offer goal based SIP investmentbrbrInstead of going for this new company, I would rather use above 2 ways Comment from : Genuine_thoughts |
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@ThinkSchool what about the exit load on MFs in 6months? Comment from : Shashank Bhatia |
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A suggestion the background music is a little too loud The content is priceless and it’s distracting form that Comment from : alisha |
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Sponsored content aka Ad Comment from : Preeti |
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Very Informative 👏 Comment from : Priyamvada Shrivastava |
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Good information about BNPL companies, but focus on multiple is little high :) Comment from : Linga Sunil Kumar |
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Goal-based investment is a stupid idea It does not work since the market is unpredictable You should invest for the sake of investment and maximize your long-term gains Comment from : Debasish Ray Chawdhuri |
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Why would I use multipl for SIP to buy mutual fund units when I can do this manually( through any other broker)?brHow is this different from just another investment instrument? Comment from : SOS: Statistics on Steroids |
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There literally no advantage of having access to small ticket loans Just use cash or UPI payments It is true that the markets do expand if you give access to credit, but it is at the expense of the consumer No one needs 18000 rupees worth Jordan shoes, no one Especially someone who earns only 50k per month Comment from : Debasish Ray Chawdhuri |
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The main reason why BNPL works is because people are trigger happy Asking a BNPL customer to become SNPL customer is basically asking the person to change himself/herself It's not practical Comment from : Ashvin Lakshmikantha |
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Not only BNPL Apps , From past 2 years when the corona came the small lending(loan) apps came into action , at first they will say low interest rate but later it will show we have to pay within a week and with more that 30-40 as intrest , I personally saw my frnd who is more stressed by this bullshit apps Comment from : Rocker |
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Just when we think someone is more or less genuine, a video like this with bgm from lord of the rings promoting some app comes up Comment from : Secret Superstar |
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America crony capitalism 2o Comment from : TheOneYouHateToLove 2 |
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Can Renting replace BNPL?????? Comment from : Viranshu Pitale |
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Amazing video bro 👏 Comment from : malhar kharadi |
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Adding one more point "BNPL open a personal loan on your behalf that can also impact your cibil score" Comment from : ToTheCode |
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How to buy a Ferrari when my income is 12 lpa !! Please please someone tell me Simple answer is apne awkat me rho Comment from : sada haq |
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Funny how he says one side of the story Comment from : jnana das |
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Looks like an advertisement of multiple Comment from : Motivational Engineer |
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There are a bunch of startups like multipl it's not a new idea Comment from : Tiny Blue Dot |
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Conveniently ignored the Disclaimer: The brand benefits and investment returns are subjected to change Multipl does not guarantee any fixed investment returns Please read the details for the goal before investing on the applicationbrcopied from the app website be careful do not fall for think school business tactics Comment from : Arunbabu Ayiriveetil |
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Save Now Pay Later is good habit Comment from : Millet Snacks |
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The way you cleared both BNPL and SNPL model and promoted them as well Is just awesomeee Comment from : Patrick Bateman |
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One time I need to buy medicines which cost 3000 after 20th of a month , I don't have money so used Simpl app, later when I received the Sal paid tye amount , however I need to buy the medicines every month, brSo BNPL can be used where u have sufficient money but at wrong time Comment from : sohail basha |
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BNPL ke case study ke naam par multipl ko promote kar deta hoon solution ke naam par, kisi ko kano kaan pata nahi chalega😏 Comment from : Suman Dhibar |
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Living within one's means is unfortunately an under rated idea today Buying a ₹18k Jordan is 36 of the monthly salary of ₹50k in this case A whopping 36 on a single item of clothing How much for jeans, tshirt/shirt & innerwear? brbrSuch a mentality is a recipe for disaster and the one's falling for it truly deserve it It is baffling to to see how many people go on without using their brain for thinking thoroughly Such lifestyle can only lead to corruption & misery Comment from : Rajneesh Mishra |
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Bhai yr investment do not have gauranteed returns, and in that case aapka iss video ko banane ka koi matlab nhi banta at least for audience, haa lekin aapko unka promotion bhi karna hai Comment from : Pseudo Motivation |
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Title should be promoting Multipl and topics like BNPL is only to start a discussion Comment from : Sathish Barki |
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Good topic superb bro Comment from : harsha vision |
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People are being taken for a ride by Think School They make money off of you when you click on their videos Their content is mostly thrash and misleading Comment from : David DB |
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Why are people buying shoes worth 18k if their take home salary is less than 1 lac per annum It just doesn’t make any financial sense There are so many good shoes in 3-6k price bracket Time stamp at 5:00 Comment from : Satvik Khare |
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this video is a giant ad campaign Comment from : titanxs |
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Good Advertisement of 14 mins What is happening with Youtube So many Ads Ads after Ads Even after buying Youtube Premium, i get to see Ads -_- Comment from : Nishant Kumar |
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Full sponsored video! Comment from : Hemank Chauhan |
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You made me sad today Greed leading to Unethical money making destroys 99999 brilliant people You joined them today by promoting an Fintech App without giving the requisite disclosures and warnings Comment from : Nirleponshishprapanc |
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Mummy mummy ban ho gaya😭, koi baat nahi beta 1 video uspa bhe bana da Comment from : yash kumar |
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credit cards are good if you use them wisely I would recommend everyone to watch documentaries on south korea, how people are trapped in credit card debts and impulsive spending You can see shiny new clothes that everyone wear but not know the amount of debt each individual holds Just watching those documentaries will give you chills! Comment from : Revanth |
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Super Comment from : Akshay Me1 |
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Basic question: Why should a young professional buy shoes worth ₹18,000 at all? Go to Decathlon and invest the restbrbrBeen an entrepreneur for about 10 years now and the costliest shoes I've ever bought are worth 4k! Comment from : Music For Your Mood |
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Just amazed how swiftly & smoothly he introduced the sponsor Comment from : Manan Mishra |
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Choona laga dia info dene ke name pe Nobody educates for free nice Comment from : yes its your dad |
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It is an advertisement video and is very far from being educational Comment from : kartik kailas |
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No revolution in Indian election system Indian election system 20 Comment from : Srikanth V |
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Buy now never pay Comment from : Srikanth V |
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ICICI has came up with this save now, pay later idea years back, nothing new about Multipl idea, without stock/mf gambling 😂😂😂😂 Comment from : Raja |
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These are just EMI credit cards Comment from : Amrit Pal Singh |
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The method of investment is questionable, short term mutual fund investments have serious downside risks without the benefit of averaged compounding interest I am questioning whether or not this is a sponsored video Comment from : Intergalactic Gamer |
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hi is this app available in Australia Comment from : sunny set |
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What will happen if market fall down my saving will take a hit But in case of slice / one card i will get discount and also intrest free emi by calculating that i will save approx 30k Comment from : Dheeraj Bajaj |
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ICICI Bank provides a similar facility since many years It's iWish also known as flexible FD, it is also goal based But the problem with iWish is that the money lies in the bank so it gets inflated Comment from : Nandita Tiwari |
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Haha hole banking system is just a Ponzi they don't want everyone having access to the Ponzi Comment from : EVERYTHING |
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Why does this look like an ad Comment from : Prashant Maurice |
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Are wahh he said he wanted to be accountable for promoting slice etcbrbrNow he’s promoting multiplbrbrNotice the elevated music when introducing multipl as if they are doing some rocket sciencebrbrUnfollowed this channel! Thanks for all the gyan so far Comment from : Vamsi Gunturu |
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In financial management my teacher say debt ke pass jao lekin jayada pass nhi warna woh tumhe barbad kar degi And he is true Comment from : jayantkunwar |
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Thousands Indian are living in China and Alot of indian YouTuber in China shared their update lifebrPlease search on YouTube, The channel :brIndian in ChinabrVinod vlogs from ChinabrRuchi in Chinabr25 travelersbrShashi4xNewbrArti SharmabrLife in China-DiptiMali Comment from : David Zan |
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That’s such a glorified ad 😂 Comment from : kp |
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Thanks bro for suggesting this unique and wonderful application Can I ask one doubt I have regarding taxation How does the tax calculation works for money we earned from this application once our goal investment matured? Please advise on it Thanks Comment from : Sahil M |
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Brother can I trust this application Comment from : vivek R |
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What happens if the markets crash? As mutual funds are subject to market risks, what happens to my goals? Will Multipl guarantee that the base stays the same? Comment from : Sayantan Dhar |
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Multipl is not that good, if we setup short term goal based investments like 6 months we will have to pay heavy income tax when we sell these mutual funds in less than 1 year Comment from : Amey Datar |
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I appreciate your efforts, and happy to know that people are concerned of these issues but why did this video sounds so promotional rather than being educational Comment from : Abhinav Singh |
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Great video! A couple of questions I had 1) What if he market is on the downfall? How would that increase the investment? 2) Can this be treated as a tax saving option? Comment from : Akhilesh Sangewar |
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Saurabh mandal is indeed very smart 😉 Comment from : Amit Chauhan |
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Which app do you use for video editing Comment from : Piyush Sinha |
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Nicest way of promoting 👏👏brThe tricky thing here is by this means companies would know what we are spending our money on so that they will know the demand of the product well in advance and make them costlier but they say they provided points and discounts displaying benefit to the customerbrbrBusiness models these days are inheirting strategies that are weak by showcasing their areas of profit margins, at least to the section of people who have financial awareness Comment from : Arjun Palepu |
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