| Title | : | The Genius Business Model of Buy Now Pay Later |
| Lasting | : | 15.14 |
| Date of publication | : | |
| Views | : | 4,5 rb |
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Chapters:br0:00-1:44 Introbr1:44-3:17 What is Buy Now Pay Laterbr3:17-4:48 Market Opportunitybr4:48-6:00 Business Modelbr6:00-7:07 Value Proposition for Merchantsbr7:07-8:01 Unit Economicsbr8:01-10:33 Own the Demandbr10:33-11:21 Flywheel Effectbr11:21- 14:06 Recessionary Concernsbr14:06-15:13 Closing Thoughts Comment from : Thinking Business |
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0:22 - affirm holding was ta 12458 when you did video now its $1790 its tanking Comment from : William Haynes |
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Great video One major risk I see is a regulation crackdown Currently, these debts don't appear on your credit report and consumers are able to use all the BNPL apps available which could lead to irresponsible borrowing Wonder how the default rate will behave during the next few years Comment from : Jorge Leyva |
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We are implementing order now pay later in one of our models and this was a good overview to get started to lear n how this works Comment from : Vansh Raj |
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A successful business model that DOESN'T benefit at consumers' cost This is how business in general should be Comment from : Ramez N |
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It's interesting that you have such a good view of the Buy Now Pay Later business model, whereas Modern MBA thought it was a wretched business model, where providers are never able to actually generate a profit Have you seen his video? Do you have any thoughts on it? Comment from : NobodyInTraining |
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Include hashtags! Comment from : vc |
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This was educatingthanks brbrBNPL isn't new per say brI live in a third world country We have this practice of purchasing foodstuffs, items like sachet milk, pieces of teabag ( many folks can't afford a pack), a cup/module of rice; measured from bags using empty an tomato tinyet a lot of households can't afford to pay for these items brbrAnd so we buy from neighborhood kiosks with the promise to pay later - much of it is based on trust brbrOf recent, new startups in Nigeria are trying to do data driven BNPL For instance, platforms like carbon zero require the credit history of applicants before approving their purchase Comment from : Uchenna Michael Maduka |
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I am a fan of BNPL brI use it mostly for home decor brThe process is quick and painless brNo issues so far brbrI can see how BNPL can get one to overspend and go into debt, though brPeople who can’t/won’t control their spending, will have an easier time just buying whatever they want, and deal with the consequences later brbrThis payment option can be a double-edged sword Comment from : Dini Makhmudov |
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Very nice introduction to BNPL! I can tell you're running a very promising channel here! Please keep it up! Comment from : Hoang Le |
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