STOP SPENDING MONEY (Major Changes To ALL Credit Cards)

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Title	:	STOP SPENDING MONEY (Major Changes To ALL Credit Cards)
Lasting	:	12.53
Date of publication	:
Views	:	228 rb

Hey Graham, pls send this to Joe Biden asap before we default
Comment from : Matt

"There's not a party, a congressman, a senator, etc elected that will fix your life YOU have to fix YOUR life" - Dave Ramsey
Comment from : Nala

Always my advice save money ,live frugal life, work hard , learn how to invest money and wait sucesse
Comment from : Secret millionaire

It’s called mass layoffs
Comment from : Matt Lambert

I'm addicted to personal finance now, thanks Graham 😉
Comment from : Craig Dunning

Funny, the WH says the economy is doing great! 😂
Comment from : Kreuzritter Gottes

😳I get it now Our economy is built on a constantly increasing amount of debt There is too much debt in the system The US govt State and local govt Businesses Individuals The “Great Reset” is a Biblical debt jubilee Nothing is safe There is nowhere to hide Even if individually you had no debt, you could still get wiped out in this as asset values supported by debt crash We are living in Revelation Babylon destroyed in a day The world weeping because they can’t sell their wares A 300 million man army Things are going to get much worse We might even look back on 2023 as the good old days
Comment from : Steven D

"What's up Grahm, it's guys here"
Comment from : Samuel Bakes

Long time, my friend I hope everything’s holding up
Comment from : Sponny Images

Comedian BHicks said One Choice (not really) Fear or Love❤ Ego or Wholeness? Buddha, Jesus way ahead with nonduality pointers
Comment from : Dao the Eternal Nameless Beyond Thought

What's up Graham, it's guys here, lol
Comment from : Kaidian Stone

He said “what’s up graham it’s guys here” lol Sry…
Comment from : Running Wolf

keep in mind that with trillions of dollars entering the market via printing, all historical stats MUST go up via inflation So record numbers arent rly record if you take inflation into account
Comment from : VVhat if

whats up graham is guys here :')
Comment from : bruhbruh

What’s up graham it’s guys here 😂hahaha I love it
Comment from : Trolooolool

The White House already stepped in brTo destroy America and make China stronger
Comment from : Dont ask

My credit card debt is $200 Home is paid off, car is paid off Credit score is 820
Comment from : Marcie Lynn

whats up grahm its guys here NIce dude!
Comment from : Marrs

I’m gonna hold your hands down while you make your videos! I love it
Comment from : Jonathan Valdes

Person lies about income to be approved for an auto loan they have no business being approved for even if they were making the $ they lied about, to buy a product that rapidly depreciates in value brMan that's gonna leave a mark
Comment from : JAS

The previous generation of our parents and grandparents had a wake-up call when the depression and my family never let us forget it My personal wake-up was in 2008 when I lived in fear that I might lose my job I spent years paying off all debt including mortgage I am now debt free and have retired to a life of peace of mind Should’ve taken my parents paranoia to heart earlier in my life Pay off mortgage early on and avoid buying anything you can’t pay cash for You will at least have a roof over your head and wheels if you buy used reliable cars with the expectation that they will get 200,000 miles with relatively low maintenance costs Buy now pay later was is basically like the company store you never dig out of debt
Comment from : lori hamlin

This guy seems like he's always in a hurry Better return the money from FTX
Comment from : DeviANZe

❤
Comment from : Ronin Samurai

My family felt the pinch last year We're a family of six and I went back to work after being a sahm after 9yrs Graham, what advice can you give to those of us who live without credit cards? We've looked into Dave Ramsey and Idk if I completely buy into his system More so the fact that he says not to invest at all until ALL debt is gone
Comment from : Priscilla Merrow

I always get my little fix by using things like the circle k game to win free things No joke i only buy gas and get free items i NEVER buy anything there lol! Also, i use online mobile apps that give rewards if i do happen to go out to eat fast food (which i hardly do anyways but still highly recommend because they got great deals sometimes like when mcdonald’s did 50 cent burgers one day)
Comment from : Diablo Dan

the more i disconnect from social media and the news the less tollerance I have for social issuesthere is so much garbage online
Comment from : Kevin Ice

Thanks Big G
Comment from : Matt Anderson

“What’s up Graham it’s Guys here?”
Comment from : Sam Fusaro

Forget individual debt The government is done forbr$34,000,000,000,000,00000 in debt
Comment from : Above Stars

FTX Boy
Comment from : Vuven

Bh just don’t use a credit it card
Comment from : Johnathan Gomez

How do we short the auto loan industry ??
Comment from : Michael Jacko

What’s up Graham It’s Guys here
Comment from : Brandi Harris

"WHATS UP GRAHAM ITS GUYS HERE"
Comment from : STO’S GARAGE

Joe has got your back if you're recklessly spending money and unable to pay off your debts!
Comment from : Kabloosh

So do we just safe cash or do Ira or 401k? You just said investing is done
Comment from : manydreams1life

They need to lower interests
Comment from : Jordan Bey

"what's up graham it's guys here" i'm guessing that's done on purpose on every video?
Comment from : Ella Pineda

$1T 😮
Comment from : Richard C

I paid off 14k in one year gottabrWork harder that’s all
Comment from : ShotByMoo

found this channel from trash taste, thanks for writing that comment
Comment from : saya cee

Mind you the majority of CC debt is most likely held by materialistic egotistical morons who just have to have the latest and greatest everything while pretending to be rich to people they don't know who also don't care Not me though Nice cushy savingd and investments at age 24 On top of owning a house and a reliable Corolla Can't complain too much
Comment from : Synchro

Credit score is not something used in all countries though InbrFrance, they determine if you are eligible to get a loan (eg, to buybra house) based on the ratio between your salary, your expensesbrand your savings Basically, if every month you 'burn' all yourbrmoney, you're perceived as riskier than someone earning less butbrconsistently making deposits to a saving account I feel in the USbrpeople tend to buy things they don't need with money they dontbrhave The only times I feel one should need a credit is whenbrbuying 'big' things (house, car, etc) Not for a TV I'm 42 with overbr792 credit score, time was put into that to build it up with the help of
Comment from : Mark Johnson

We keep hearing all of this but housing prices keep going up, rent keeps going up, people have no problems buying things in California it seems
Comment from : illistwow

I like the intro…”What’s up Graham, it’s guys here” LOL
Comment from : Dan Pawling

Buy & Hold isn't dead that's just ignorance Now is the best time to stock up on Bitcoin Just don't panic and sell it all when the economy inevitably crashes because one BTC will be worth well over 120k in 2025
Comment from : AΩΣ

"What's up Graham? It's guys here" 😆 Oof Yep, I know the struggle
Comment from : Rupert P Rutzki

Your 43 m subs do not watch your content 😊
Comment from : David Rogafeller

He didn't go into detail about the buy and hold strategy He used that to plug an ad and talk about no trade fees
Comment from : *

@0:23 Old habits die hard I guess
Comment from : Mike Em

Changing long-term money habits that we got from our parents is like saying I can change my addiction of" by simply watching stuff on YouTube like this videobrbrNot gonna happen Just like any other addiction folks will have to "hit bottom" and cryout to God for helpbrbrJust an observation 71k thumbs up are the folks who don't need this advice This makes me happy to see so many wise folks that are not on the "financial ropes" fighting for survivalbrbrThose who are will not find peace from debt until they crash into the depths of debt and lose allbrbrBottoms are a great place to start your way to the wisdom of managing money to be debt freebrbrKudos Graham for the effort to (hopefully) reach those who are almost at bottombrbrThumbs up
Comment from : Fritz Smith

US government: “hey let’s print trillions of dollars with no plan of balancing our budget”brAlso US government: “we should legislate lower late fees for those darned cc companies”
Comment from : Gl1tchDeclined

Go after the highest interest rate first brTransfer a psychologically manageable portion of it to a 0 credit card Throw everything at it Take your APR and divide it by 12 and multiply it by your balance so you can track the monthly drop in interest paid That will keep you motivated Every time you thinking buying something you don't need, multiply the purchase price by your highest monthly interest That is what you're really paying for it Because that money could be used to pay off your highest interest item Likewise, use the same approach with investing, prioritizing the highest reliable returnbrRepeat, repeat, repeat
Comment from : Fog runr

What's up Graham? It's guys here! 😄😄
Comment from : Fog runr

Are you related to Tom Cruise?
Comment from : Mark Starr

I simply do not understand credit card debt, and (aside from a medical emergency) anyone would purchase something they can’t pay for at the end of the month
Comment from : DavidinSLO

Here's another approach, next time vote republican
Comment from : Peter Parker

Thanks Graham!
Comment from : Penge P

Coming from a developing country, I am blessed with good spending habits Cook my own food, clean my own house, never take any loans, save as much as I can, do it myself rather than outsourcing unless I have to, comparing prices, calculate unit prices, search for alternatives, etc I kept the same lifestyle and spending habit for 10 years in the US now, although my income multiplied
Comment from : Coral Wang

How are people so bad at budgeting?
Comment from : El Gato Moscato

i just graduated from highschool and i always told myself that i didn't want to end up living Broke so i try to educate myself on these Credit Cards terms with the guide thru bRicch dawg/b put me thru am steady gettin paid ❇️❇️
Comment from : Veer Crocker

Graham, I love your videos But you speak to fast There are many non native speakers here that have been speaking the language for a long time and still struggle to grasp all that it’s been said I think I am going to slow down your videos 😄 Thank you for posting
Comment from : EMS

Lower fees is for those that incur late payments on a credit card, great, but those people that pay their balance every month will get hit by fees on other bank products Banks will get their pound of flesh The Responsible will have to pay for the Irresponsible The fractional reserve banking model in action Smoke/mirrors and BS Like QE to infinity This money giveaway only creates inflation by increasing the money supply Inflation is a tax
Comment from : Proto Uno

Do the opposite of everything this guy says Keep buying everything you need and put it on your credit cards
Comment from : Joe Luevano

I did used several methods he mentioned The most important tool to use is DETERMINATION! It worked for me!
Comment from : Escalade

just got my new city card today, late fees are $41 lol
Comment from : Jarod Baab

Nice Video
Comment from : Florida Luxury Homes & Resorts

Terrible idea The government waiving late fees on debt when it’s capped at 29 while people routinely get hit with 35 a DAY for overdraftbrbrOverdraft caps would be better so people can catch up on debt
Comment from : TheGrandLevel

Grifter Graham back at it again!
Comment from : Traun Kim

I've never had savings
Comment from : ROBT

Did not realize sub prime loans had hit cars Yeah that is just a disaster waiting to happen No way to afford a car or a house as a single payer soon unless you have a job well over 50 k and most people are not getting that On top of that still a decent chance stock market has trouble and a recession looming this is going to be a wild year Do not fall behind!
Comment from : Timozuna

“What’s up Graham, it’s guys here” really had me tripping out in the intro 😂brbrLove this content man keep it up 👍🏼
Comment from : Greg Lynch

With inflation as hig as it is, consumer debt as high as it is, savings as low as it is and gambling as high as it is If the economy doesn’t collapse hard i will never fear it happening again
Comment from : bruce sanchez

How did he know i make that face when i comment
Comment from : Claud Rapoza

From the intro to the commentary on Instagram verification charges, Graham sounds more and more unhinged… And I’m all here for it 🥳
Comment from : Captain Dietrich

When your sponsor gets bankrupt and many people will not be able to get their money out are you going to be saying sorry again as you did for your previous sponsors?
Comment from : Vadim

A study by the MLM-esque Primerica?
Comment from : Erin Chisman

I personally save 45-50 of what I earn Gotta think about worst case scenarios and plan accordingly
Comment from : Justin Ballew

People, did we not learn anything about our finances after Covid hit? Idk about you, but I will never stop saving and looking for ways to improve incoming money It has saved me multiple times this yr
Comment from : Sandra Algandar

Did I miss something? Why does Graham keep saying, "What's up Graham it's guys here"?
Comment from : Nugget

Whats up Graham it's guys here 🤙
Comment from : Victor3Style

Jesus graham you're going too overboard with the sponsors I couldn't keep track of the topic Every other sentence was interrupted by a plug I understand making your money, cool, get the money but come on man when it detracts so much from the video I start to question why im even watching
Comment from : TheBanchou

What about index funds?
Comment from : Gina L

I don’t understand how so many people can be so bad with money
Comment from : Yoda Master

Graham can you do a video about building business credit
Comment from : Robby Bro

Graham can you please do a video of building business credit
Comment from : Robby Bro

Nahhh, economy strong like bull Spend spend spend 🍆
Comment from : AngusAmongUs

I see what you did there! brWhat’s up Graham, it’s guyas here! 🌝
Comment from : Allegorical Studio

Hey Graham, What are your thoughts on buys gold coins I have a high interest savings account, and investments and I was wanting to diversify more I know gold is not really an investment as much as it is just technically savings So I just want to see if you have any thoughts on it If you see this Thanks
Comment from : DominicRoyce

If you're irresponsible don't get a credit card
Comment from : Charles S Gorski

Graham I have listened to your great sense for two years In reality I am better off I have paid three credit cards down A new consumer loan Working on the car, boat, and Discover at 0interest right now I have learned to improve I am still not on the right side of the money wall but little by little im climbing I have savings now too to buy a house I need one but must i wait? I will lose equity and be upside down Right? Anyone?
Comment from : Lonnie

“What’s up graham it’s guys here” y’all catch that intro?
Comment from : David Kruse

PLS GIVE FTX MONEY BACK SCAMNER
Comment from : TK

Did I miss what Graham's reason for why buy and hold doesn't work? I feel like he just said people don't hold on as long but he still showed that you're 100 likely to be in the profit after 20 years holding soooo wouldn't buy and hold still be viable? I feel like I missed his point
Comment from : Andrew Rodriguez