Where Should You Save Your House Down Payment?

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Title	:	Where Should You Save Your House Down Payment?
Lasting	:	5.58
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Views	:	17 rb

I'm 42 and haven't owned a house yet I honestly feel like a huge disappointment I've put too much effort into long term relationships and looking back hindsight, I should have just focused on a home So now I'm trying to work even harder to make my dream a reality While I'm very happy for all the first-time home buyers, I'm also jealous because I didn't make better decisions However, I'm working on saving 800+ a month Between my 3 savings accounts, emergency fund, Home and just forget about it savings The home account will probably be a HYSA
Comment from : @pigskinrode0

4:00 dude this is intense BIG BRAIN knowledge
Comment from : @OctogonOxygen024816

Any thoughts on using offshore bank accounts for their higher interest rates when trying to save money short-term for a future purchase? Rates appear to average between 3-6 annually Thanks for any insight
Comment from : @austinprice1029

I am liking the newer set now, must be the brightness of it compared to before Thanks for all the information that you and your crew provide us!
Comment from : @trwiza

I have no hope in the future I saved and saved throughout my twenties and home prices just kept outpacing my savings… I’ll probably just quit this lifetime
Comment from : @RT-cn5hl

Worth considering that housing is currently a seller's market, as far as I've seen I don't think any buyer in my area would stand a chance of making the sale if they tried to submit an offer with less than 20 upfront
Comment from : @spartansfan1026

I didn’t have to put a dollar down when buying my first house, and the sellers paid the closing costs
Comment from : @leee3880

I can get up to a $50,000 loan at prime rate (about 425 right now) with a term of 120 months (10 years) through my 403b at work for a down on a home Would this be a good idea or bad idea?
Comment from : @DoubleOddJosh

I bought my first house in 2010, foreclosure and I was liquid and ready to buy, such a great deal on the house
Comment from : @MrHandros

I'd spend it all on blow and hookers
Comment from : @DoubleJabSlipRightHand

What about your money losing value because of inflation?
Comment from : @Rubenmontes3rd

How about a Stable Value Fund ?
Comment from : @michaeldowning7094

I would advise the 24 year old caller to put $10,000 per year in iBonds By the time he’s 30, he’ll have $60,000 in iBonds, and his money will have been protected from inflation losses Win win situation
Comment from : @Kyle-kr8ed

Hi Guy's, it's my first time commenting on your show So thanks for all your great work I fully enjoy listening Where would you advise putting the cash to maximize return and minimize risks while waiting for the housing market to soften? Thanks, Gar
Comment from : @gearoidkingston2206