| Title | : | Retirement Money: How much money do you need to retire in India? (2020)| Everything you need to know |
| Lasting | : | 10.59 |
| Date of publication | : | |
| Views | : | 16 rb |
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Meanwhile "Inflation" laughing at corner Comment from : Ashutosh Tripathi |
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Classy my friend Great info God Bless You 🙏 Comment from : Manish Patel |
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Lighting is really good in the video 😂 Comment from : श्रुति |
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I suppose this is wrong on ur side to preach 8 withdrawal to the common man Pls withdraw such videos Comment from : natarajan S |
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Inflation naam ka keeda kahan hai?? 8 rule main Comment from : Rajat Kholiya |
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Bro, all content on ur channel is preciousbut please make some Important content in hindi alsothere are many people who struggle to get content in English best wishes👏👍 Comment from : Prashant Auti |
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Annual returns 8 every year is not possible in stocks, it dips 💯 and stay there for few years,brOn paper presentation looks easy but reality that amount is not enough to live brAny medical emergency that whole amount 30 will be spent on brIndian currency is inflating like balloons🤗🤗🤗🤗😂😂😂🤣🤣 Comment from : Sk Rahul |
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If the person reading this is from IndiabrPlease don't follow this 4 or 8 blindlybrLet me tell you whybrThese assumptions are made from western countries like US where inflation, index fund return, interest rates all are different from IndiabrSo to safely withdraw 4 of corpus every year, in india you need to add inflation rate of 6 hence total of 10 pa return must be generated to withdraw 4brCoz inflation eats your capital every yearbrAnd you need extra returns to make it same as last year Comment from : Anubhav Barman |
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Shaurya of you could pls keeep your back straight brBrain gets active that way !!! Comment from : Goldumum |
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Pl be practical my friend ! 8 really 😂😂😂 4 withdrawal rate is assuming 8 returns on investments so you must be smoking pot to assume 16 ROI 😅 Comment from : Rupendra Sachdev |
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U just forgot the inflation 50k may be ok for today but not tomorrow Comment from : Ravi Kumar |
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How much returns on 75 lakh Comment from : Preeti Chandra |
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Some other crucial things:br1 Inflationbr2 Medical eventualitiesbr3 Decision to raise a family or staying singlebrbrthese things are very crucial to the equation of "FIREing" Comment from : Boredom Boredom |
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Sorry bro but with 8 withdrawal one will run out of money very soon considering an average return on investment and 6 inflation Comment from : gur charan |
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8 swr Damn!!! That would last how long? Like 10-15 years at best? What about the insane inflation?brbrEven 4 swr was suggested for US market India even that’s too highbrbrPS: Yeah even I am a part of FIRE community since a few years 😄 Comment from : S D |
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Bless you kidyou are way mature than your age Comment from : Dayal P |
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Would be nice if you could focus on finding a way to monetize passions or hobbies Especially given the rate race in India for white collar jobs which pumps huge supply of degree holders into the market and dilutes salaries How about a video exploring other freelance work paths ? Comment from : shriram oka |
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How much ROI should I get on investments, so that even after taking out 8, the principal value remains the same Comment from : GAURAV YADAV |
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Bro keep subtitles Comment from : sachin shinde vlog |
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Nice video But I would recommend 3 rule 8 looks very risky as to continue with 8 you need to beat inflation plus 8 withdrawl So you need gain at least 15 on your investments every year and it's definately not guaranteed 3 is far more comfortable as you will be saving 33 times your annual expenses and that gives you a good cover And 3 is definately you can achieve with your investment Comment from : atharva joshi |
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Keep it short n simple Comment from : Prasad Powar |
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Can u not put bgm Cant focus Comment from : Dubai Shopping Guide |
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Please please please do not preach you'll 'NEVER EVER RUN OUT OF MONEY' on the 8 rule The 6 rule only works 40 of the time (Source: original 4 rule William Bengen study from 1994) I reckon the 8 rule only works 10-20 of the time Also to consistently withdraw 8 one will need to earn a 13 return (accounting approx 5 inflation) Means most of your investments have to be in higher risk investments only (less diversification as well as you'll have to chase minimum 13 returns) What happens when one runs into a lost decade? Comment from : Tej Dhami |
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What if we want to retire but want to travel and enjoy Comment from : Entrepreneurship motivational stories in Hindi |
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This analysis is clearly flawed At 8 withdrawal rate, 75 lakhs won't even last 25 years for someone whose monthly expenses are 50k per month brbrEven if your portfolio grows at 12 per annum, 75 lakhs will only last you 20 years assuming a modest 6 inflation rate brbrYou also have to factor in taxes, and also, you're gonna have to invest all your money in stocks/mutual funds to generate 12 returns Sure, there are people who can go all in on stocks, but majority of us are going to play it safe brbrI think, if your monthly expenses are 50k per month, you'll need a number north of 2 crore INRbrbrEven so, you're gonna have to be smart with your investments And an interest rate of at least 8 percent would be required for your corpus to last a long time Comment from : Akash Choudhary |
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I wouldn't trust the 4 rule in India The 4 rule was based on the US Stock Market, not the Indian market Comment from : Nicholas G |
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Bravo! Keep adding quality contents Comment from : Palash Das |
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Isn't it opposite? 4 rule is rather more conservative where even a saving account can still be sufficient For 8 you definitely need equity exposure, which isn't advisable for a retirement corpus Also, inflation will make it worse 😀 Comment from : Punyadeep Singh |
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Love you contents Sir!! Keep coming up with more such stuffs on financial freedom and their likes Best wishes💛 Comment from : Koena Sadhu |
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Just one question : Are you retired yourself ? Comment from : kaustav chowdhury |
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Ki Comment from : GYAN |
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Very quality content ! Comment from : Arpit Srivastava |
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God bless you Comment from : Shyam Sundar Mishra |
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Nice one , Ncouraging , 8 Corpus with combinatuon of Part time Job FIRE and Investment FIRE , sounds very much logical , as you said living life at our own convenience is quite crucialbr" live young , live free " Comment from : ASHISH RATHOD |
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When you say 8 withdrawal rule might be ok for India, you are implying for a country where 7 inflation is normal, your investments need to be generating about 15 return reliably to not eat into your corpus Also need to consider patches of time for recessions or depressions where returns are low, and also factor in sequence of returns risk during those time brbrI think you might want to study FIRE a bit more brbrI think even 4 for india is too risky for someone who is seriously considering FIRE brbr—someone who has been chasing FIRE from last 6 years and reached FI state recently Comment from : Jigar Mehta |
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I will retire early from my gov job as system is corrupt👍☺brPlease state amount required to quit in small city ☺ Comment from : Saurav Jha |
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Wow! Money depreciates fast in a high-inflation economy The 6L every year will be worth much lesser in the future than today Prices double every decade or so This is incredibly bad advice Comment from : Abhinav Maurya |
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When your taxi driver starts giving you investment advice, its time to get out of the market Not suggesting this IT worker is a taxi driver, but this FIRE movement has reached an unhealthy level of popularity and they are missing some key concept ie a taxi driving given stock advice Comment from : Steve Cox |
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Amazing video, wish you the best of success from MiniMe Planet Comment from : MiniMe Planet - Cuộc sống USA |
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You're looking very retired in that chair bro Good going Comment from : Abhinandan Sridhar |
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Nice Comment from : sharad shrivastava |
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6 steps to attain financial independence Comment from : Ankit Sharma |
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5 hacks to save x crores from any income! Comment from : Nandha Gopal Ravi |
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This is great man! Keep them coming 😄 Comment from : Arvind Krishnan |
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Good video dude Your production value is increasing!brbrOn the 4 rule I’m not that sure actually Ben Felix has a great video explaining why that might not be the best way to think about it Check it out if you haven’t already Comment from : Abhijeet Kamath |
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Superb stuff,keep it up Comment from : Pankaaj Srivastav |
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Really good content and presentation, Shaurya! Would love to hear more on limiting spend without feeling left out of luxuries! Comment from : Vipin Joy |
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Great work Shaurya! Keeping creating more videos I'd go with the second option for the next video Comment from : Munna M |
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Great video A big thumbs up! Comment from : Mukta Singh |
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Seems like you are walking the walk and not just talking the talk! All the best bro! I look forward to your upcoming videos Comment from : Suchith Shetty |
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Great content Shaurya! Keep it going 😊 Comment from : Ramitha M |
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Great stuff !! Way to go Comment from : Kumar Saheb |
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Shaurya good stuff! Comment from : Anurag Bapat |
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5 hacks to generate 5 crore Comment from : Shine Thattil |
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Amazing, got to learn so much in so little time! Thank you for making this brbrpls do `5 Hacks to save 1 crore from any income` as the next video :) Comment from : prajwal p |
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