Mutual Funds or FD - Where to invest in 2023 after New Tax Rules?

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Information Mutual Funds or FD - Where to invest in 2023 after New Tax Rules?

Title	:	Mutual Funds or FD - Where to invest in 2023 after New Tax Rules?
Lasting	:	8.35
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Views	:	493 rb

Prefer Equity MF, Hybrid as well as Multi Asset MFs
Comment from : Kishor Wad

In equity mutual funds (equity allocation > 65), short term capital gains tax is flat 15, irrespective of the amount of gains, ie one would be liable to pay tax @ 15 of their gain on such funds if holding period < 1 year, even if gains is less than 1 lakh
Comment from : Aditya

I prefer equity mutual funds which can beat inflation easily over long term investments
Comment from : vilas charpe

Videos chahiye sir ji Best mutual fund in sip long turm
Comment from : Bhavesh Rav

Please ap Best sip portfolio bana Dijiye long turm investment k liye 🙏
Comment from : Bhavesh Rav

very well explained sir
Comment from : Devesh joshi

We don't get the 1lakh no tax benefit on STCG returns on equity investments, right?
Comment from : raunak bansal

sab kuch unattractive lag raha aajkal toh
Comment from : Vishal Jangid

50 FD aur 50 debt me invest karo
Comment from : Tejas Kansara

Sarkar: lagaan lgega ispar bhi
Comment from : Sukh Singh

Debt vs FD में एक difference ye bhi h n debt me compound interest milga if it is long term but fd will give fixed interest?
Comment from : Review ON

why govt wants to suck employee salary , tax called income tax ,not a salary tax
Comment from : Aman Ahmed

What’s the difference between debt and equity mutual fund?
Comment from : vk

Stcg 1lkh tak exempt nahi hai
Comment from : Naman Mittal

The idea of investing a significant sum of money may be both thrilling and intimidating There is potential for considerable wealth increase with the correct strategy How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?
Comment from : Patricia Martin

Govt ka simple logic hai Kuch b ho bus logo ko tax ke zariye looto
Comment from : dhruv

Sir your videos are informative Suppose a person around 55 and he manage to hold FD or Debt MF till his retirement After dropping his tax slab he can withdraw which will works in both the cases
Comment from : Rajesh Barje

interest in FD is taxed every year, but debt fund only when you liquidate Is there any difference in benefits due to that?
Comment from : Ubtr9 N

Pl add taxation on Arbritrage & Hybrid funds Thanks a lot for best information taxation
Comment from : Umesh Singh

Why tax on mutual funds profits ?
Comment from : Vishal Goswami

Would prefer FD as it doesn't have high risk
Comment from : rakesh rathod

Hybrid fund ko kaisa tax lagega
Comment from : Rajendra Pawar

According to meFD is better than any mutual fundor bcoz FD has compounding intrest
Comment from : Manav Gupta

This govt is klling us middle class people are actually suffering from this
Comment from : Sachin Karandikar

You are comparing FD with conservative hybrid and hybrid (equity allocation between 35 to 65) mutual funds I per my knowledge equity oriented funds have more than 65 allocation in equity Also balanced hybrid mutual funds have indexation benefits Please correct it I am wrong
Comment from : Abhishek Anand

Ye looto goverment hai brbrWhat a finance minister we have 😢
Comment from : Abhi S

Matlab ek tarah se govt Yeh chah raha hai ki zyada se zyada investor bank fd s par hi invest kare
Comment from : Animesh Sengupta

Nice vedio sir
Comment from : Ashok Kumar

Certainly FD is better than Debt mutual funds due to taxation changes
Comment from : Nitin Khot

Is the indexation benefit available in Index fund?
Comment from : GURUPRITSINGH SAINI

How one decides whether he falls in which tax slab?
Comment from : Arshad knowledge ki college

Great video
Comment from : Darshit Shah

Km
Comment from : archana singh

Is STCG tax of 15 applicable after 1 Lakh profit or profit of under 1 lakh please do reply sir
Comment from : Somnath Halder

Very good information ☺️
Comment from : Rakesh Choudhary

Me mutual fund me invest krna chahta hu pr muje iski jankari nahi h to muje demat account full service ya discount broker kaha kholna chahiye or kispe charges sbse kam rhenge brPlease bataiye
Comment from : Nitesh Sharma

I have I doubt ,fd me har saal 5 return milta he Yani ki 2 saal ke hisab se 10 but mutual fund me amount 2 saal me return aapke paise se Kam bhi ho skta ya jyda bhi toh risky toh mutual fund hi hua
Comment from : Darshan Agrawal

Can we claim expense on medical, medicines and OPD expense of wife who is house wife in my itr in medical sections deduction?08/07/2023?
Comment from : Prakash Verma

Sir,brExcellent video,brI m always waiting for your new videobrSir If Rs 1 lac no tax benefit is applicable on long term equity fundsbrKly clarifybrRegdsbrSr citizen
Comment from : R K AGGARWAL

My option Equity mutual fund
Comment from : Sahdeo Kumar

I'm an ardent follower and fan of your channel What's better for long term (more than 7 years) growth flexi/multi/large/ cap funds or NPS Tier-2 account with maximum equity ratio in view of risks and expense ratio?
Comment from : V S G

I like equity mutual fund only😊
Comment from : Shekhar Kotnala

Saving account ke interest par kitna tax lagta hai ?
Comment from : Atul

Sir equity mutual funds me bhi income tax30lagega
Comment from : Devendra Solanki

कोई मुझे ये बता सकता है क्या कि जैसे मैंने आज FD की रेट 7 पर 1 लाख ₹ 5 साल के लिए इन्वेस्ट कर दिया और अगले साल रेट 6 फिर 5 या 8 जो भी हो गयी तो मुझे रिटर्न हमेशा बदली हुई रेट पर मिलेगा या FD करते टाइम जो रेट था उसी पर 5 साल में रिटर्न मिलेगा भले बीच में रेट कम या ज्यादा होते रहें?🙏
Comment from : Sk S

Has to b Equity
Comment from : Dheeraj kumar

Sir jis year equity mf sell karengy to usi year tax Dena hoga na
Comment from : Greenery Garden By Harish Kumar

One important aspect for short term investment is liquidity which is more in debt funds as compare to FDs So pladd liquidity aspect also
Comment from : Devang Ajmera

DEPT HYBRID FUND CONSERVATIVE REGULAR GROWTH tell me sir MUTUAL FUNDS
Comment from : KORUTLA HANUMANPRASAD

What is difference between market maker & lead manager?
Comment from : Prayas Bhawsar

Ecviti me
Comment from : Amarnath Sahani

<><>A lot of people watch videos on YouTube about passive income and portfolio income, but it occurs to me: am I fed up? and how much do i have to invest? Well, I had a similar question when I met a registered investment advisor (Sherman Williams Trading) that satisfied my curiosity and now I'm making $42,000 every 15 days investing with him<><
Comment from : Gabriele

Correction- Equity oriented fund means minimum 65 investment in equities
Comment from : Ashish Mukhija

You missed a very big point of deferred tax On fd, it will be taxed every year but on debt mutual funds it will be taxed once
Comment from : Vishesh Sethiya

It may be quite more risky but I am doing equity MF
Comment from : Moonknight

Sir aapse bht kuch sikhne ko milta h, thank you soooo much for giving very useful information
Comment from : Suroor Faisal

👌i wonder why so many "firangi" are commenting on hindi VDO more relatable to Indian finances😅
Comment from : Deep Blue

What about TDS in FD ?
Comment from : SHARMISTHA LEONARD

Sir Maine Nippon india small cap mai 25000 ₹ invest Kiya hai, abhi returns aur invest sub money withdrawal Kar k fir se same funds mai invest kar shate hai ? Aisa karne se kya fayda aur nukshan hoga ? Please answer sir
Comment from : Ashik Malek

As per your guidance FD is better than other investments in short term plan iefor 1 to 2 yearsbrThank you so much for your guidance
Comment from : Vinod Sharma

We are heading to danger in economy
Comment from : vinayak tamhankar

My advice to new investors: Buy good companies stocks and hold them as long as they are good companies Just do this and ignore the forecasts and market views which are at best entertaining but completely useless I’ve only ever saved($510,000), never invested but want to start
Comment from : Erin Mills

Risk h to ishq h mutual fund
Comment from : Latest WhatsApp Status

should I prepay my Education Loan (ROI 15) or Continue to Invest in Debt Mutual Fund / FDs ?
Comment from : Hariom Niranjan

30 percent wale OPS lene ke baad apna saving GPF mai krain ya fir NPS mai hi contribute krte rahainbrKindly ek video is pr bhi bnao
Comment from : Rajan Vashisht

You should consider 7 return on equity MF for comparison
Comment from : SUNIL PAI

No tax till Rs 1 L is only for LTCG Pl rectify
Comment from : SUNIL PAI

Best emergency fund option?
Comment from : Amit Paul Purkayastha

Beautifully explained, as always❤
Comment from : Anuradha Srivastava

Fd offers around 11 interest
Comment from : sid

Ill iinvest in modi mutual fundsno tax there
Comment from : Jahazi The driver

Sir Mein 10 equity mutual funds mein invest karta hunbrbrMein 20-25 years or 30 years tak investment karna chahta hunbrbrToh kya koi equity mutual fund under risk ho skata hai ??? For long horizonbrbrPlease clear my doubt 😊
Comment from : nikhil ahlawat

I like equity mutual fund only😂
Comment from : Shekhar Kotnala

Equity > 65 and not > 35, enjoys LTCG and STCG benefits of equity You need to correct this mistake Equity between 35 and 65 will be treated as debt but will enjoy indexation benefits for a > 3 year holding period
Comment from : saatvik99

Excellent explanationas usualNirmala Sitaraman is a bad finance ministermaking taxation extremely complicatedand reducing earning potential of investment options
Comment from : zpto12345

I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement brI've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it,Investing is a long-term game, so I will focus on the long run
Comment from : Alex Steven M

Why you're only considering 30
Comment from : Bablu Bodmas

Govt forcing for FD, so their billionaire associates can take the money and run
Comment from : Bablu Bodmas

Thank you for the informative video brInvestment in Fd for short term will be my decisionbrFurther, i want to know how was the indexation calculations made? Kindly share any relevant information if available
Comment from : Varun Maru

The 1 lakh exemptuon is only applicable in the long run In short run (investing in equity for less than a year) the tax rates are 15
Comment from : Sapna Sharma

indexation benefit milega kisme ye to batao😂😂😂😂😂… lagta hai ye ab bas property me he reh gaya hai
Comment from : K

Mujhe to kuch bhi samajh nahi aata ye shuruaat kahaan se karen
Comment from : Arnab Ghosal

Mukul ji mene SBI, Nippon,axis , HDFC, ICICI, sab me 1000 rs ka sip small cap me invest Kiya hai 2023 April,may ki mahine me brFor 10/15/20/25/30 yrs brWhat do u think is it a good investment plan or it need any changes
Comment from : Srimanta Nanda

🧡🤍💚🥰 from Akhil 👍🙏🇮🇳
Comment from : Akheel shahu, Odisha*Chhattisgarh

Growpital 15-16 tak return claim kar rahe hai , kya ye safe hai please ispe vdo banaye
Comment from : Ashutosh Jha

Please make a video on investing in digital gold
Comment from : Scribe_ SGC

Cash will be trash So invest in physical GOLD!
Comment from : Santano Dcosta

can you please make a small video on epfo higher pension scheme pros and cons
Comment from : Gaurav Gupta

Modi hai toh mumkin hai 😂
Comment from : Shahbaz Akhtar

We work for years to get $1Million in retirement, Meanwhile, some people are just putting $5k in a meme coin in just few months and now they become multimillionaires
Comment from : Benjamin Matthew

FDs at 7 is always better Stock market is a scam Invest in stocks only during black swan events for a quick doubling or tripling of money Now is the best time to short the stock market
Comment from : Anil Prasanna

No question of investing in fd based on current interest rate This means you are loosing money every year
Comment from : Sudip Mitra

The most important thing that should be on everyone mind currently should be to invest in different sources of income that doesn't depend on the government Especially with the current economic crisis around the word This is still a good time to invest in various stocks, Gold, silver and digital currencies
Comment from : Darnell Capriccioso