Martin Lewis shares the best ways to save money

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Information Martin Lewis shares the best ways to save money

Title	:	Martin Lewis shares the best ways to save money
Lasting	:	11.32
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Views	:	185 rb

"Most people can cut there credit card costs" Therein lies the root cause of the problem - people buying things for which they don't have the money!!
Comment from : Marvi Wilson

I will be forever grateful to you, you have changed my entire life and I will continue to preach your name to let the world know that you saved me from huge financial debt with little investment, thank you Mrs Lily Rohbinson
Comment from : Anis Louriche

I think it is important to spread funds in channels that are poised to do well in recession I'm currently finishing my 6th duplex and retired from the rat race at 35 and what funded all these were strategic investing in stocks and consistent trading crypto I'm exceptionally well positioned for what's to come because my portfolio is solid enough to withstand and outperform irrespective of the market trends
Comment from : Joe Robert

The government help to save scheme appears to be only for those with young kids or people working brWe’re on legacy benefits (disabled) and want to save something for next winter fuel - what help is there for us ?
Comment from : Steve Goodliffe

Yet all that money being withdrawn for ALL THOSE DINGY DIVERS WHO ARE STRIPPING THE ECONOMY,WHO GET EVERYTHING PAID!!!’
Comment from : David

Hi MartinbrbrThanks for the great informative videosbrbrMy daughter turned 18yrs old 2 weeks ago, Foresters arranged their adviser to see her Being 18 with mature lump sum she wants to put £4000 into a LISA and put another £4000 after April 6th brHe said lump sum is not as good as a DD monthly payment because they are trying to buy stock when it’s low? I felt he wasn’t telling me the truth brbrI have looked at many LISA plans like One Family, Money box However the Adviser told us their stocks and shares LISA will grow 30 to 40 at Foresters? He showed us a chart and it’s did show a steady inclinebrI am worried we are paying 15 unnecessary and at this stage we can cancel if we wishbrI really appreciate all your advice and help Have a great daybrPaula
Comment from : Paula Wan

A great interview with Martin Lewis where he shared some valuable tips about managing money It was very insightful and informative
Comment from : Money & Savings

Is it legal to take 25 of your pension at 55,live on it,and with your income in that time,from a job raise the pension pay in to 40k,and reap the tax back benifit?
Comment from : FamilyOfTwo

I watch a myriad of financial videos/sites - this interview was one of the better I've seen A day off work to save $1K, personal responsibility, and low income learners are all great talking points My 2 cents
Comment from : Lady Locust

The man that works for the system
Comment from : D H

Last year, I sat for 2 hours with my sister, and looked at her finances We stopped £70 of forgotten/not-needed direct debits, a month, and put some of her money in a savings account, that will earn £200 interest That's over £1000 In 2 hours Check your direct debits, folks!
Comment from : Tony Pressley

Making money should be a routine A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k
Comment from : Kevin Meaders

I believe BoE published research saying average household's mortgage monthly payment will increase by £250 from £750 to £1000 I think this is what Martin was referring to
Comment from : Jacek D

Awesome
Comment from : John Carter

MARTIN should be chancellor of the exchequer, he would definitely sort our financial problems as a country
Comment from : Jayne Williams

The root cause of all this is rising costs of petrol/ diesel (both of which have come down) Wholesale cost of gas has also come down, so why are the bills not coming down Lower inflation, people will better afford to live
Comment from : Alastair Leith

With interest rates rising over the past year why do our bank account interest rates not rise with it ?
Comment from : Sean Morris

What a load of bull ! Wanting individuals weaker in health?
Comment from : Jamel Angeli

There will be so many in 20 years or so in poverty in retirement
Comment from : FinanzFerdinand

Key words - "Low income" All the other stuff he says is about picking up sweeties
Comment from : FinanzFerdinand

Get it in crypto forget fiat its a dead system
Comment from : N R

The difficulty with pension credit is years have passed and the criteria hasn't changed its amount to take in the rising cost of living while pension credits stay as low over many years but just enough so they make sure you can't get it , Because the pension is low also aimed just above it we are about 5 down the list for our pension other countries pay better?
Comment from : John Randle

If people pay off their mortgage weekly they would save thousands in interest and the mortgage would be paid off quicker
Comment from : daisychains2buttercups

It's tough just now Martin, didn't you notice ??????
Comment from : James Fulton

Apparently the energy companies that charge the British public such inflated bills are owned by our European neighbours?brThey charge us inflated prices to provide a service and support their own people?brThe very same EU countries who receives £100millions every year to prevent small dinghies leaving their shores in pursuit of financial Britain and fail miserably!!
Comment from : Harvey Dontell

on my NHS pension, I got 68 pence a month rise this year and you lot are complaining, when I wrote to my MP I got no reply, that not surprizing
Comment from : Brian

You all need to stop voting Tory’s into government!!!
Comment from : Fiona Mclean

The best way to save money is easy Stop spending it
Comment from : Nicholas Postlethwaite

I would love to use the help to save, but I'm only legacy , so I don't count I also didn't receive the uplift I turned the oil heating off last February (£1000) to fillbrType 1 diabetes, no left leg, paralysed stomachbrWe need a social tariff
Comment from : Andrew Hill

Martin Lewis needs his own YouTube channel
Comment from : The chilled out guy

Best thing to ever happen for a “money saving expert”!
Comment from : Gareth Hodson

Help to Save is 4 years I have one thanks to Martin Get one before September 2023 because the government is closing them They also raised the minimum earnings to open an account fo £648 per month The bonus after 4 years is £1200 if you pay in the maximum of £50 per month
Comment from : milly

Thank you so much for this helpful information
Comment from : Lisa Williams

Thank you Martin You're the only person in the media who is trying to assist people The thing is though, who wants to live our lives constantly counting every penny and cutting back on our food, heating and other expenditure and saving every little bit of money we can and live a miserable life? We live in a so-called developed country It's a wealthy country, just that most of the wealth is concentrated in only a few hands No-one should be working hard all the time just to get by in life Spending creates a healthy economy, and if the majority of people don't have disposable income to spend that will cause a downward spiral with many businesses closing etc It's fine to have some savings as a cushion for emergencies and unexpected hard times, but wealth hoarding of saving just for the sake of it should be a crime There should be an upper limit on savings and investments, and millionaires and billionaires should be made to release their hoarded money and also pay fair taxes
Comment from : Amanda Hunter

Best way to save money is NOT TO SPEND MONEY
Comment from : Jack King

It’s simple, just earn more money 🤪🤪🤪🤪
Comment from : WHEAL

Speak to your energy suppliers about the PSR ( priority services register)brFor the elderly, vulnerable, sick and those that have a young child in their household you can register for the PSR It means you get priority in power outages but MOST importantly means you are registered as having needs that no matter what they cannot switch off your electricity and gas and CANNOT fit a prepayment meter brIf you have 2 providers contact bothbrIt still means you have a gas and electricity bill that needs paying but make sure you offer a payment and keep the payment no matter what It isn't ideal but it means if you're struggling you cannot have your utilities switched off
Comment from : Donna LONGDEN

Martin Lewis for prime minister
Comment from : Matthew Koschara

Middle workers will start feeling it??? They already are and no help is available at all!
Comment from : EJR

Should have cut back a long time ago instead of sitting basking in 24C Get out and have a walk and when ya get home ya don't need so much heat People are too lazy nowadays
Comment from : Mike Dennington

Changed my bank account to Santander, didn't like it, and went back to my favourite HSBC
Comment from : Tantija Tatjana

I've never bought presents for adults - only for their children, and just gifts for my own and my partner's parentsbrOnce children became 14 l started to buy just for the parents insteadbrAdults with no children - like myself, who gave gifts l'd reciprocate in kind
Comment from : 🎭MPM

Hi I want to ask about the wealth loophole" that you have mentioned can transform anyone into a millionaire within 3-4 months, cryptocurrency auto-trading program called Ethereum Code, thank you
Comment from : Yasmin Khan

Notice that the more social welfare the government gives out , the more is needed
Comment from : Freedom Works

England ??? brSocial benefits ? brLots of welfare in Europe
Comment from : Freedom Works

The social tariff mentioned I've never ever heard of! So pleased to find something that may help reduce costs on an extremely stretched budget Thank you Martin 😊
Comment from : The Mens Rea

Force the banks to pay base rate on savings rates
Comment from : 80 20

Being Smart and Savvy with our money - as opposed to not being able to afford the things we once could - i saw what you did there system pig
Comment from : TheJack4000111

@8:15 this is something I never heard of but sounds even better than Martin said, see the government site
Comment from : G M

Does anybody have a 'Help To Save' account, on ESA? Everything i read suggests he's wrong about legacy benefits getting it
Comment from : Yvo19

We were all warned about this for the past 12 -18 months
Comment from : Lifeofa40something

Nice show enjoyed that
Comment from : jermaine robinson

Every week I look at the food I have in my cupboards, fridge and freezer and base my grocery shopping on that I write out a meal plan for the week ahead which incorporates what I have in stock Every penny I have is budgeted and has a job to do Only buy the things you actually must have Take packed lunches to work etc Cut all non essential spending
Comment from : Carolyn Wood

Watch Dave Ramsey on you tube loads of good advice
Comment from : Alastair Dickson

Best way to save money don’t spend it simple put extra clothes on I have a blanket downstairs there’s all manner of Waze that you can use not to spend money on heating
Comment from : Rod J S Powell

We had uc for a very short time due to work changes In that time we opened help to save accounts Putting the maximum in every month Plan is to have a car replacement fund rather than getting finance on a car
Comment from : Ali Bali

Thank you it’s looking bad
Comment from : chrisrine lambert

You need to be buying physical silver and gold now It's all going to be revalued soon
Comment from : simon mason

Martin now a climate change mouthpiece as well 🤦🏻‍♂️
Comment from : Paul Lasky

I saved money by stopping watching TV so I don't have to pay the license fee I now go to our local tip shop and buy DVD,s for 20 pence I watch one film usually a day and find that this cuts down my electricity bill as the TV isn't on most of the day My computer tablet is charged by a solar panel and my smart phone is charged in my car
Comment from : Catch 22

Use budget spreadsheets They saved my life when saving up and cutting costs When you see the numbers in front of you, and your disposable income left over It motivates you to increase that disposable income by decreasing bills by switching providers or cutting out subscriptions you don't use as much Spotify, YouTube, Netfix, Disney plus, apple TV They all add up on top of your TV license! Cutting out daily coffee purchases, nails appts Just all non essentials It's a shame, but you can live without them
Comment from : natta4

I rang a few companies and got discount s, I had to ring
Comment from : the world will ztop

Buy your Christmas presents in January, better still go without
Comment from : Samantha

Exelent video thanks very much
Comment from : John Rees

If we require financial wealthwe must be good at genuine relationshipand end the social state brbrCare for another cannot be delegated to a political systembrbrFurlough has cost the poor more than any scheme before brbrRenewable energy will help to mitigate certain failures yet not allbrbrInflation is the price Zimbabwe paid It seems Britain is joining itbrbr The common threaddesire for sovereignty in a networked worldwhere relationship lies at the centre of being
Comment from : Adam Anthony

This December only buy presents for the kids adults don't need Christmas presents that will also save your money for the rest of the time
Comment from : James

Maybe he could achieve more if he went into politics
Comment from : E Mover

IMF Country Report No 22/56
Comment from : Alexander Romanov

Some people don’t want to help themselves I’ve lost count of the people I’ve offered to help cut their bills Friends, family & neighbours with the exception of one My mum (who was very ill at the time) accepted too Her bills were slashed & she got freebies My mum was incredibly financially savvy & thought nothing of haggling with market vendors but didn’t think the same applied to services We can all learn to take good advice
Comment from : Dana

Spring 2023 will be tough?!
Comment from : Sarah Fellows

He's talking absolute BS Martin has set himself up as a money saving guru and he's telling people to spend their money on stuff they don't need just in case something happens It won't Don't take his advice
Comment from : MyPoint ofView

Government ‘provisions’ means spending taxpayers’ money whilst energy companies report extra profits
Comment from : Birds Aloud

Cancel tv licence and Amazon Prime
Comment from : Birds Aloud

Buy shares in Amazon
Comment from : Taz

Martin Lewis is so helpful with the work that he does - he's a mine of useful information for the nation And many thanks to him for doing the work he does so meticulously and passionatelybrbrButbrbrI can see why some people might react negatively to talk about savings etcbrbrThere can be little hints of 'othering' in the language used - little hints that he views 'the most disadvantaged' as an entirely different group of people, not at all like him or even like his viewers When the reality is that more and more people are in that situationbrbrI just think that if he was a little more careful with the language used, he could avoid alienating and upsetting people on the sensitive issue of personal financial strugglesbrbreg "Many people will save over £1k per year" (by reviewing their outgoings) For the people for whom a grand a year savings is simply not possible, the "many" is alienating If he had said "Some people could save £1k per year" that would have been more inclusive, IMObrbrORbrbr"It won't have been that much money, so it's only a few hundred quid a month they're putting away" A FEW HUNDRED QUID A MONTH? That is a huge amount of surplus income to many! For many many people, being able to save a few hundred quid per month is a pipe dream If Martin had just said "It's a few hundred quid a month that they could put away in that type of account" and avoided the 'only' and the 'it won't have been that much money', he would have avoided alienating the significant number of people for whom a few hundred pounds per month is a lot of money, and could avoid accusations that his programme is only there for the middle classes
Comment from : kamal gujral

I spoke to BT when renewing my BT contract and told them of my situation and I spoke to someone about the social tariff, but was told if I had any problems with my internet connection, it would be prioritised, like it is on a full contract and have to wait for it to be repaired, so that put me off of going onto that as I do depend on my internet connection So they offer it, but with strings attached!
Comment from : groovydonkey

I just saved £500 a year on my Broadband/ TV supplier £80 a year on my mobile Changed all my saving accounts to ones 6 times higher
Comment from : Classicracer Uk

here is a way you can poaitaly make a bit of mone but no right now because here is soimehing going on with silver ha has risen the price wai for it o fall before you do this you can buy silver bullion from an online dealer ive seen it as low as £16 an oz and sell it for he current price of £48 on amazon or ebay
Comment from : WHAT THE BIBLE SAYS BY TOPIC

NOONE NEED to STARVE AND FREEZE IN HE DARK YOU CAN GE 16p cans of baked beans with Asda essentials rage and los of other nice bargains and with the app olio you can get free food and the app too good to go you can get food at 1/3rd regulare price you can boil 100 cups of water for £1 use tha in hot water bottles and youll be nice and toasty i bought a jetcloud oversized blanket hoody and ive hardly had o use my heating with it on light and enough power to charge a usb radio or phone solar led work lights for under £10 fear noy gods got your back
Comment from : WHAT THE BIBLE SAYS BY TOPIC

ONE REALY GOOD THING MARTAOIN HAS ON HIS WEB SIGHT THAT WILL HELP THE POOREST OF HE POOR IS THE FORUM WITH WO MEALS FOR 50P
Comment from : WHAT THE BIBLE SAYS BY TOPIC

Thank you Martin, u really are the People’s Hero !! I don’t think that there is a Minister around the Cabinet table that is even a tiny fraction of your commitment to people’s financial welfare than you are Like you I dearly hope that The Gov will ‘lift’ the current levels of Benefits & Pensions by the rate of Inflation and not drop it by some mis-begotten level of wages and salaries If they don’t we are likely to see the most devastating and widespread destitution that this country has seen for 50years But even doing that won’t stop Nurses & other workers struggling to Heat themselves and their family relying on Food Banks for something to eat, even if it’s only half a packet of supermarket cornflakes !!
Comment from : william goss

The only problem, as we all try to spend as little as possible, and the government cuts spending and raises taxes, is that my spending is your income and vice-versa, the fallacy of composition kicks in, Keynes's 'paradox of thrift', ensuring that debt rises as a ratio of national income The government is not a household But they do know all this, and it seemed to work for them last time round (ie the 01 guiding policy decisions and proselytising for it)
Comment from : lifeonanotherplanet

Any good news
Comment from : MyMccarron

earning the same as i did 15 years ago
Comment from : Kradd

What if you’re already doing all these things though?!
Comment from : Lucy Dawson

Learn the difference between wants and needsbrCancel all money draining subscriptions ie TV licence and skybrEat to live not for entertainmentbrDo a menu every week and go shopping with a list and stick to itbrGet rid of bad debt
Comment from : Richard Killey

Skip the $8 Twitter sub
Comment from : David Renwick

Stop buying non-essentials as soon as possible Things like tabloid newspapers for example We don’t need them and are happier without them
Comment from : Dream Dancer

Brits gonna ifreeeeze/ibrBrits gonna istarrrrrrve/ibrbrPutin gonna iwiiiiiiinnnn!/i
Comment from : Living Tribunal

Look for the system to break brbrIt nearly did a few weeks ago as British pension funds were nearly crushed by a LDI liquidity/derivative crunch and had to be bailed out by the BoE brbrAs interest rates climb to combat 11 inflation this scenario is likely going to be repeated, not only in the UK, but also in the US and Italy particularly brbrBatten down the hatches, mates Very rough financial seas ahead
Comment from : Sal Sanchez