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How Health Insurance Works | What is a Deductible? Coinsurance? Copay? Premium?




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Title :  How Health Insurance Works | What is a Deductible? Coinsurance? Copay? Premium?
Lasting :   6.07
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Views :   176 rb


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Comments How Health Insurance Works | What is a Deductible? Coinsurance? Copay? Premium?



Shpitz
I know all the other comments say this but thank you, this is THE BEST explanation for health insurance I have come across and I have just watched like 50 videos I was tyring to become a pharmacy technician so I wanted that understanding and you nailed it on the head, I completely understand now THANKS AGAIN!!!
Comment from : Shpitz


Saumya
Thank you SO MUCH man!! I just joined a new company and I have to compare insurance plans and all these terms were new to me until you explained it so well God bless you!
Comment from : Saumya


Camila Ella
I am learning so much from watching your videos Thank you so much for sharing this amazing source of information This one is quite helpful
Comment from : Camila Ella


Les Hommes du Pilly
France: Bro, just show us your carte vitalebrbrUSA:
Comment from : Les Hommes du Pilly


Stepanie Vire
too good
Comment from : Stepanie Vire


skoop queen

Comment from : skoop queen


Wrenlee Neriah
Thank you for the video!!! We learn a lot with you! Thank you!
Comment from : Wrenlee Neriah


Nexus 9 Kd6 37
Thank you, I was stuck on stupid when trying to understand all of this on my own
Comment from : Nexus 9 Kd6 37


navneet yadav
Thank you so much!!
Comment from : navneet yadav


Matthew Thomas
Basically health insurance companies profit billions each tear
Comment from : Matthew Thomas


Waking up this morning
Help me to get a job at ensemble health as a medicalbiller
Comment from : Waking up this morning


Alex De La Cruz
Thank you for the explanation Only in America we have to go through this non-sense
Comment from : Alex De La Cruz


Ahmed Hassan
very easy and straight forward , thanks for explaning
Comment from : Ahmed Hassan


Just a girl on the internet
Crazy to think an ER visit could cost $6000 USD even after the insurance company pays their share It costs $23 USD for an ER visit (all inclusive) in Hong Kong Gotta love universal health coverage!
Comment from : Just a girl on the internet


King25
Very helpful
Comment from : King25


qingyi zhang
Thank you so much sir
Comment from : qingyi zhang


palmway tech
Thank you , a better more understandable explanation of Dreadful Health insurance
Comment from : palmway tech


BallerDman789
great vid, thanks for the help and the "no-nonsense" manner of presentation, really appreciate you getting right to the point with the info!
Comment from : BallerDman789


Daniel Cordova
Thanks this helps a lot I got my first job that gives me health insurance so it was a bit confusing
Comment from : Daniel Cordova


Little Miss Plushie
they need to teach this kind of stuff in school even though i graduated in 2014, im still tryin to understand this damn marble we live on XD
Comment from : Little Miss Plushie


BorkBork
I’m confused with a deductible, so say I need to go a dermatologist and it’s $400 I would have to pay $400? Since my deductible is 5000 If so what’s the point of insurance unless I to a hospital and have a bill that’s like 30000
Comment from : BorkBork


gkc2099
smooth - simple - nice explanation
Comment from : gkc2099


Robin T
Buying drugs you say 😂😂😂
Comment from : Robin T


Tufan
This is the best Insurance explanation I have found ever
Comment from : Tufan


Steve Lewis
You should do a whole series on different plans? HMO vs PPO, what's an HSA, things like that Good vid
Comment from : Steve Lewis


Abhishek Rajeev
amazingly explained !!
Comment from : Abhishek Rajeev


dVKbnkabwOX Alcoubz
What happens to the money you used to try to reach deductible but didnt, do they keep it and you pay full price or will it be discounted from insurance?
Comment from : dVKbnkabwOX Alcoubz


Juan Tejeda
Great explenation Thanks!
Comment from : Juan Tejeda


J K
I am young adult and this helped me understand the basics of healthcare plan in us 🥲
Comment from : J K


Rana Pilgrim
Informative
Comment from : Rana Pilgrim


Laxmansingh Rathore
This is very helpful Thank you
Comment from : Laxmansingh Rathore


Li faith Oli
so amazing i got rid of my herpes with the help of drkendis
Comment from : Li faith Oli


Farrukh Ahmed
Wow Thats easy to get thanks to you
Comment from : Farrukh Ahmed


TE TOCA LOS COJONES
There is co-pay before reaching/paying full deductible amount ? or the co-pay kicks in after paying the deductible ? Would be the same co-pay as co-insurance if both stops after reaching the max OOP ? so confusing
Comment from : TE TOCA LOS COJONES


TE TOCA LOS COJONES
do the copay's count as amount to put on the deductible bucket ?
Comment from : TE TOCA LOS COJONES


Manuel Arismendi
Every time i go to the doctor i have to pay 100-200-300$ where goes that money go? Also after couple weeks I get the bill and I still have a similar amount left to pay! Could you please explain that?
Comment from : Manuel Arismendi


Srinivasan Krishnamoorthy
Thank you for this video It has helped ease the terminologies and the concepts, which is very helpful to make decisions
Comment from : Srinivasan Krishnamoorthy


Francisco Fernandez
what im hearing from this, is that health insurance is the biggest scam invented by mankind
Comment from : Francisco Fernandez


Ignacio Flores
I live in Europe, i watch this video when I'm sad, it always lifts me up
Comment from : Ignacio Flores


Jmedia11
This is a masterpiece! I have been going through mental stress trying to understand these concepts Thanks
Comment from : Jmedia11


FPrince
So basically life is capitalized got it
Comment from : FPrince


Ola Akinniyi
Insightful video! Thanks
Comment from : Ola Akinniyi


Jeffrey Morales musica
👍🏻👍🏻👍🏻
Comment from : Jeffrey Morales musica


artincorona
Great video My deductible says N/A Is that the same as saying the deductible is zero?
Comment from : artincorona


SRQ_Swamprat
Good video! thanks
Comment from : SRQ_Swamprat


Gx0sty
I am a dutch student and I'm writing a final project on healthcare in the US This single video helped me understand something I had previously been trying to figure out for 6 months! thank you so much!!
Comment from : Gx0sty


𝘿𝙤𝙣𝙩 𝙩𝙖𝙠𝙚 𝙞𝙩 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡
BIG HELP!!! Thanks
Comment from : 𝘿𝙤𝙣𝙩 𝙩𝙖𝙠𝙚 𝙞𝙩 𝙥𝙚𝙧𝙨𝙤𝙣𝙖𝙡


Jose Sanchez
Amazing video 😊!
Comment from : Jose Sanchez


Marty
Would a spouse be considered an individual or family if it's just us two on the policy?
Comment from : Marty


Avidfour
There's a catch with out of pocket maximums - which hopefully will lead to a major lawsuit against insurance companies some day - I know a couple of people who got charged OVER the maximum, usually with the excuse that some part of a treatment (outpatient surgeries in the cases I know of) had an "out of network doctor" perform it (as in anesthesist, etc), and that was billed separately ABOVE out of pocket maximums
Comment from : Avidfour


Joseph Todaro
Basically a pyramid scheme
Comment from : Joseph Todaro


Alec Hershman
Remarkably similar to the structure we used to use to sell "time-share" vacations! This system works especially well for those with inside access and knowledge of how to optimize the periods and expenditures A few folks definitely save A LOT though that savings does come at the expense of those who are less informed about the complexities of the three-tier system This is also a really great way to ensure that companies can still reap a profit off of people who get sick without the shared pool system simply reducing costs for everyone ( which would equal bye-bye business 😞)
Comment from : Alec Hershman


Navneet Kumar Yadav
Thank you so much!!
Comment from : Navneet Kumar Yadav


Hamtaro Machina
Asides the good info you provided, you kind of look like Hugo weaving
Comment from : Hamtaro Machina


Jesus Angel Diaz
So as I watch this with swollen tonsils, I’m fricked
Comment from : Jesus Angel Diaz


Alexis McGivern
So basically health insurance is a scam and they don't really care to help us at all 😂
Comment from : Alexis McGivern


Dallelo
Insurance The biggest robbery in the history of mankind What is the point of having insurance in paying premiums eatch month Imagine all of these insurance company how much they’re making off of premiums from people that don’t even visit the doctor
Comment from : Dallelo


JΞИИ
Wow! Finally! Someone who could truly break it down! Thanks!
Comment from : JΞИИ


Vocabulary Millionaire
This bloke knows his subject matter
Comment from : Vocabulary Millionaire


H I
how is this not a total ripoffwhat a bunch of bullshit!what if youre healthy and never use?why isnt there atleast a rebate
Comment from : H I


Mixtec Jaguar
What a dance! So many strings and levers to honk/pull/move Thank you for the clarification
Comment from : Mixtec Jaguar


Free Speech
It is all ridulously overly complicated period "Yay capitalism" 😒
Comment from : Free Speech


Jacob Cordell
Thank you so much it's sad that schools don't teach this
Comment from : Jacob Cordell


Maya Table
Thank you!
Comment from : Maya Table


The House of Baasha INC
I Really Appreciate this Video, Great work in explaining the complexity of obtaining insurance today, because of this video I was able to make a decision on what policy I wish to choose!
Comment from : The House of Baasha INC


KaayT
First time getting health insurance and this video made it super easy to understand 👍
Comment from : KaayT


Ines Campos
really really helpfulthank you so much Nobody normally gives money examples , hypothesis using actual money values Once you have those visual elements it makes everything much clearer and easier to understand
Comment from : Ines Campos


AHG Chicago IL9522
Best explanation I have ever heard Thank-you!
Comment from : AHG Chicago IL9522


Cyril Jan Dacasin
I’m starting to think that I’m viewed more as a customer than a patient
Comment from : Cyril Jan Dacasin


T L
Licensed Agent in all states ! Here to help
Comment from : T L


Eli Wanket
Probably the most simplified and well-communicated breakdown of all this lingo Thanks so much
Comment from : Eli Wanket


Leda Suave
Obliging, comprehensive, excellent explanation! TWO THUMBS UP! Thank you very much for sharing it with us! Stay safe!
Comment from : Leda Suave


Nicole G
I've read and watched a number of explanations to this and nothing seemed to solve my confusion Your video finally got it right for me THANK YOU!
Comment from : Nicole G


Александр Демченко
This video is super helpful!!! Tnx a lot!
Comment from : Александр Демченко


Carolyn Kucera
Wow!!! This was THE BEST explanation!!!!!
Comment from : Carolyn Kucera


Tushar Garud
Thanks for such an easy explanation for the complex insurance terms
Comment from : Tushar Garud


Robert Long
health insurance is afraud
Comment from : Robert Long


Scott Bradley
Having watched this, and seen so many people wrecked financially because of the scam of Health Insurance, it freaking amazes me that people STILL don't want Universal Healthcare as if this is actually preferred to, you know, not going bankrupt because you got sick This country is a joke
Comment from : Scott Bradley


Top king
Mr beast uncle
Comment from : Top king


Trang Nguyen
Thank you so much for a simple explanation!
Comment from : Trang Nguyen


Noel Darvassy
As noted below, this is BY FAR the clearest explanation of this terminology and how the different items interact Thank you
Comment from : Noel Darvassy


Louis Jones
Thank you a lot for this video This is very interesting and informative Keep posting like those amazing videos, this is awesome
Comment from : Louis Jones


Stratos9015
Thanks, you really helped explain health insurance to me!!!
Comment from : Stratos9015


DorianCroatia20
When my mother had pancreas attack back in 2007 , she was in a hospital for three months, they did very serious surgery successfully and didn't even asked her for insurance card, which she lost accidentally (Croatia)
Comment from : DorianCroatia20


Stephanie Henderson-Cliche
So I pay $180 a week for 13 years I never got sick I need an ultrasound and my copay is $200? Deductible is 2000 and it's September ? Does it make any sense that I've paid them over $121k where does THAT money go?
Comment from : Stephanie Henderson-Cliche


Charleone
Please they should use this guy to explain many more things in life
Comment from : Charleone


LaShell Vassell
Thank you so much for this video! brIt was so clear and easy to follow and I feel very confident about my knowledge of health insurance now!
Comment from : LaShell Vassell


Shabbir Nasir
shabbirhealthblogspotcom/2022/08/next-gen-nutrition-tracking-appshtml
Comment from : Shabbir Nasir


MrMentalpuppy
Honestly WTF lmaaooooo You need a PHD to grasp US healthcare
Comment from : MrMentalpuppy


Ba Bab
America has the worst healthcare system among the developed countries You have to be healthy if your health is not so good you can be in financial ruin
Comment from : Ba Bab


Karim Zakaria
Dude thanks a lot Just got my first job out of college and yeah I have a lot of learning to do
Comment from : Karim Zakaria


Nicolai Gomez
MEDICARE FOR ALL END THIS BS
Comment from : Nicolai Gomez


rayn1ful
now i know why Americans are so against government health care, people would not need private health coverage and the insurance companies that provide private medical health coverage would go out of business At least thats why the medical health insurance companies dont want it in the USA It would hurt they're business
Comment from : rayn1ful


Katherine
Insurance is like a coupon book You still have to buy the book and the coupons only help with specific things at certain percentages
Comment from : Katherine


amzad
♥️♥️🥰🥰
Comment from : amzad


MistRainz
God Health insurance is a scam lol you pay a premium just to pay Out of Pocket anyway
Comment from : MistRainz



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