Property refinancing for beginners

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Information Property refinancing for beginners

Title	:	Property refinancing for beginners
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Omg explained it so easy to understand! Thank you so much 👍
Comment from : hyunju lee

Good video❤
Comment from : CookBank

Can you do this on an unencumbered property ?
Comment from : T W

How can I refinance with out income I have a property
Comment from : Kalam Uddin

Holy shit 😂😂😂😂 I get it wtf
Comment from : Kope Fatiaki

works only in a dream world
Comment from : Noext

this was an amazing video
Comment from : Steven Lerner

You explained it really well, tho might have to watch it a few time 😅 Thanks for the info
Comment from : Amit

Wouldn’t you be better of repaying 5 on a early repayments instead of 10-20 on top of a bridging loan?
Comment from : LJA

Really this video helped me to understand the concept of Refinance, thank you for the detailed explanation in the video
Comment from : Keval V

So the morgage payings will go up if you refinance, and you will have to increase the rent being paid by the tenants, right?
Comment from : Paul Boston

How can I make money off property already owned
Comment from : Bearded Cow

Brilliant info, thanks Pal, keep it up!
Comment from : Keith Jackett

Hey Samuel great content as per usual, I wanted to ask you whether it was possible to refinance a buy-to-let home if you are not living in the Uk and you are not working I presume the answer is NO but are there other ways around it?
Comment from : DigitalWealthCreations

Okay so property gone in value from 150-400k so tenants monthly will go up by a lot right ? Won’t that be a hasssle
Comment from : Raheem YT

This is how the 2008 housing crisis happened
Comment from : ELSTONE CREATION

What if the house price goes down?
Comment from : ELSTONE CREATION

But you still have 400k debt and 150k cash So the debt don’t stop?
Comment from : ELSTONE CREATION

But to let is different from refinancing
Comment from : ELSTONE CREATION

Thanks for this Samuel, super helpful!!
Comment from : F Ashiru

Can I refinance my residential mortgage to buy a property tondo up and rent outany help would be greatly appreciated
Comment from : Diddzuk

Thank you
Comment from : Daniel Arthur

Where do you get your mortgage from cause banks are not lend it no more where do you get it from
Comment from : Tony Ashfield

Amazing video But what's happening if you don't have enough income to refinance I know you said that but is it something that could you get away?
Comment from : Be Motivated

You are an Amazing one!
Comment from : Rudra Barathan

I cant work due to having disabled child, but i want to rent my current house and buy new house I have 13k left and property values 160k, looking to buy 250k house Wondering if all benefits (Kids dla/carer allowance/Universal credit, child benefits) i receive will count as income? I know i can pay monthly without any problem Credit score 980 , it will be LTB- anyone had experienced with buying house with benefits?
Comment from : Bitcoin Guru

I’ve been working and trying to refinance my mortgage,got my bank statement and paystubs from click_cybertech with ease Now it’s unto the next step
Comment from : Thomas Jr Thomas

I kept rewatching the part when he was explaining the "good debt" and i still dont get it, how is it good? I mean if u didnt have the mortgage outstanding at all you would keep the entire rental profit and pay no interest right? Can someone please explain it to me
Comment from : v o i d

I bought a council house 5 years ago and I want to refinance it Is this possible
Comment from : Alison M

Brilliant content and easy to understand! Do the same principles apply also to property investing through LLC?
Comment from : Sinajberg

Great explanation in the video Samuel
Comment from : Nip Nip

Thanks Mr L
Comment from : Perry Rumble

Dont you have to increase the rent for the existing tennants to match the new value of your mortgage? Wouldnt this cause obvious issues and potentially lose your tennant?
Comment from : Lewis M

specfically how is the debt helping you isnt it just a mortgage?
Comment from : Israel Daniel

Okay I get that they would want to borrow you 75 of the new value But why ?? Why would they willingly give you that R150 000 extra ? What are they hoping to gain by giving you that 150 000? Are they are aware that you’re trying to pull off your money? Also, who determines that the value of your house is now R400 000?? How is this you pulling your money if you’ll still pay the he money they borrowed you?
Comment from : Nkosinathi Sithole Jobe

I think you dont have to pay 150k since you're getting money on a monthly basis for the past 10years
Comment from : John Michael B Nuez

I'm trying to save all the money I can so me and my brother can get started on this journey would be so amazing to actually see some results in the future! Like you mentioned though it can be so daunting and a lot of information to take in its really difficult to choose the best option to begin Love how easy you making this sound its insane!!
Comment from : Wicked_ Mistress

My question is aren't you going be paying an higher mortgage payment after you refinance it?
Comment from : Luchand Morris

Would you say it’s still a good time to remortgage your home with extra borrowing and use it towards buying a rental property?
Comment from : wayne wentworth

You dont pay tax on selling the house but won't you have to pay tax on the rental income?
Comment from : Omari Lowe

Samuel this is a very quick crash course but is very informative Thank you
Comment from : Raymond Stitt

By refinancing my monthly mortgage payment will increase, right?
Comment from : Tanzeel Ahmed

Can you refinance a house you bought out but using it for rent?
Comment from : SOL rah

Such a good, clear explanation - much appreciated Answered what I was trying to understand about releasing value on re mortgage
Comment from : Car Mad Elliot

Good presentation
Comment from : Ishmael Dzivor

4:24 if you pay off the old mortgage and your left with 150K Wouldnt you want to pay off the new mortgage with that, why would you invest into other house when you have a new mortgage to mpay off? SOMEONE PLEASE EXPLAIN THIS, THANKS
Comment from : yt viewer

Do you own any property in the republic of Ireland
Comment from : Shiba Inu degenerate 🤑

Do you have to refinance with your current lender?
Comment from : Steven Ng

Thank you so much! I have learned way more than just researching and making calls I have a clear idea of how I can move further I already own a house with my mother and we are renting it while leave in it and being able to pay the mortgage and half bills Now working on buying another house with a great deal Your videos have helped me a lot to organize my steps in just two days I appreciate what you do and help others! You are an amazing person Wish I had more friends like you Have a good day and thanks again!
Comment from : Oksana Cheng

Samuel, you are amazing! I was trying to learn it from Robert Kiyosaki his partners and others(books, channels, etc) THE BIG PROBLEM IS - they won't explain everything steps by step They are wrapping all info so difficult And here you come in You look like GOD against these guys You dropping all info like a REAL TEACHER! Robert Kiyosaki was always shouting out about FAKE TEACHERS I need to say you are the only one and THE BEST REAL TEACHER! Love your videos thank you SOOO MUCH!
Comment from : Aidas Lesnickas

I have a house fully paid for The value is £300K I am 69 years old Will they finance me to buy my next house?
Comment from : Costas Napoleon

Samuel, i dont really understand, what do u mean keep the debt? How do u keep it? Dont we have to pay our mortgage along with interest every month? Would appreciate ur clarification
Comment from : Jacky Lee Whye Chun

Great Video! Do you know if you can refinance a residential mortgage if you used the Help to Buy scheme?
Comment from : Karina Hall

What a wonderland brMay I ask what if no one rent the property?brSecondly, I need to pay more after refinancing the property but how can I know the rent still can cover it?brShould we need to include solicitors, agent and maybe a bit for fit out on each new property? How to calculate the net yield?brbrThanks
Comment from : Ben Siu

Very informative, just what I needed! Thanks
Comment from : Slakydon1

What about the interest you pay on the mortgage?
Comment from : Teklit Berhe

Great
Comment from : Marcin

My elderly parents want to pass their house onto me when they pass away They're too old to refinance their house so can't get a lender Is there any way they could refinance their house but with me paying the lender back? I don't live with them by the way
Comment from : DM DM

legend
Comment from : Parisa Ellen

Refinancing and remortgaging are the same, what is equity release?
Comment from : Morghe Toofun

Great video Samuel I’m watching all the way from Australia and this video has helped me to understand refinancing 😊
Comment from : Matt Boyd

If you refinance , and you pay the money for another buy to let mortgages how does that work ?
Comment from : Haya Almutairi

Where was this guy in my 20's, Thank you
Comment from : Spyke Spark

So when you pay off the old mortgage with the new mortgage in the example you showed, does this all come down to after 2-3 years fixed term
Comment from : David Everglades

Going to the end of video, your pretty much stating that a residential home isn’t ideal for serious investors Since they would rather want to keep the property and benefit from capital appreciation too
Comment from : David Everglades

hello I'm really interested in investing with him I have Blockchain account for years but don't know how to invest I just need someone to teach me I live in Dubai, I don't know if these things is possible in the middle East I just
Comment from : Trisha Falcone

Thank you so much Samuel
Comment from : Moses Joshua

What about bank only lend what you can afford They will not lend more you can pay
Comment from : YouTube Member

Great vid
Comment from : Paul Makin

Love
Comment from : south Wales Vendz

Great video! thanks! One video about bridging loans, please
Comment from : Zyad Haji

Thank you, very usefull!
Comment from : Swami Brahmavadin

Hi Samuel brI bought flat for 275k ,refurbished and after 1 year worth 340brMy deposit around 100k And mortgage is 175k brCan I remortgage my flat as I bought it years ago and I put good deposit and invest on BRRR peroperty Actually take a equity out beacuse I put 100k as deposit What is your recommendation thanks
Comment from : Masih Skorouchi

Yooo can u buy me a pc please
Comment from : DuckyOnDatQuck

You are a genius m8 👏👏👏👏
Comment from : Alex Cozzi

Wonderful 👏
Comment from : ZanAsh TV

Hi Samuel,br I will have 250k to invest in btl properies soon but dont have a great income6 _ 10k pa so if i want to but 7-8 properties how am i going to get the btl mortgages
Comment from : Ian Davies

Hi if we wanted to rent our current home out and buy another home do we need 25 deposit on our second home?
Comment from : Bradley Taylor

Do you have to have an income of £25k to get your first BTL mortgage??
Comment from : Mr T

Can you refinance on an interest only mortgage? An the value of the property has also gone up
Comment from : 1985mins

This is very good video bro, very easy to take in
Comment from : The Level Up

Samuel Leeds you still the best to explain the terminology about this topicThanks!!!
Comment from : Mohmee Gaik

Thank you so much on this Samuel! Question regarding this - lets say you refinance on the assumption the value of the property has gone up, what happens if the value of the property drops significantly? Are you over leveraged at this point? Can you just wait it out to go back up in value?
Comment from : Lazza Ooo

You haven't taken into account increased Capital Gains Tax If you sell for increased amount you have to pay more capital gains tax if it is not your sole property Hence why the buy to let market has crashed Also due to fact increased rights of tenants and building regs that require property to be energy efficient
Comment from : Richierich1245

fatsy scamer? fat
Comment from : KatieL Elwood

Sam please help me with a job please help me i need yur help
Comment from : Julian Hynniewta

Samuel Leeds your a very knowledgeable person in property Q How did you squire all your knowledge???
Comment from : Chris

This is so helpful, thank you!!! 🙏🏻
Comment from : Mochioxma

when you take a mortgage, can you actually not pay the dept and only pay the interest on the dept? would you not get legal problems?
Comment from : ahmad sauyack

Amazing vid ! I’m thinking of buying of buying a end of terraced house for £95,000 but it can be converted into a four bed two bath whilst at the minute it’s only a two bed one bath what would your advice be is that a good investment or a bad investment?
Comment from : Cal Duthie