Where To Lock In The HIGHEST Rate | 5.964% On Cash Has Arrived

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Title	:	Where To Lock In The HIGHEST Rate \| 5.964% On Cash Has Arrived
Lasting	:	12.11
Date of publication	:
Views	:	96 rb

OK Gotta open one of these accounts! ❤
Comment from : dugfriendly

RAISIN seems to have currently the highest interest for CDbrAre these people legitimate? Can anyone share some info on them?
Comment from : Robert Houston

Vio Bank has good money market rate
Comment from : Apollo 14

Reallywhere
Comment from : Darcy Floreani

Spend less and don't buy what you don't need with money you don't have
Comment from : Urban Art

Enough with this repetitive content all over
Comment from : Urban Art

I was doubling my mortgage payments to pay down my home (we are going to retire here) and I stopped when the interest rate in my savings account went higher than my mortgage interest rate I now have three times as much cash on hand as I need My mortgage will be paid off by December anyway I'd say my retirement is right on track
Comment from : smokeystriper

My wife and I parked some of our money at Marcus by Goldman Sacks, CDs and high interest savings account and at CiT on line bank high interest savings Earning almost 5 on all of them and so far so good
Comment from : Juan Dorta-Duque

gotta be careful for some this is great for those with a longer time horizon risk of underperforming Example last year when everyone moved cash into money markets for 4-5 annual yield the nasdaq is up 30 plus this year
Comment from : AndrewT

I opened up a couple of CDs at 55 interest
Comment from : MaltLiquor45

MAKING RETIREMENT PLANS AND SAVINGS ARE BOTH GREAT, BUT HAVING A SOLID, RELIABLE PASSIVE INCOME IS PREFERABLE brBig ups to everyone working effortlessly trying to earn a living while building wealth I'm 40(retired worker) and my wife 34 We are both retired with over $3 million in net worth and no debts Currently living smart and frugal with our money Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income
Comment from : Travis Paul

I have Capital One savings really good about maybe 45 do you think Do you think it’s worth it? Please let me know I do enjoy your video
Comment from : Gilbert Acevedo

Thanks for this nudge I need to park my cash someplace where I’m going to earn more
Comment from : Dorina Tudisco

how would you figure yields on t-bills based on savings from no state taxes? i have been buying 4 weeks t-bills
Comment from : L Chew

Money has to have value, so we need interest rates at about 65brLike it or not
Comment from : Daniel Griffin

Not sure about guarantee onn t bills now with all the craziness going on in congress
Comment from : Wesley Blackman

I can Retired in Finland 55 agebrThis is the Best Time my LifebrAll the Best to YoubrThis 6 is good , inflaation go 10-12 brOddly enough !brAll the Best to YoubrRetired 4 You
Comment from : Retired 4 You

Vanguard’s MM is paying 5, with almost “0” risk
Comment from : Texas Boy

We've been putting our cash into I-bonds and T-bills for over a year Like the benefit of not having to pay State or local taxes on the money it generates But with the current Debt Ceiling debacle inching ever closer it does have me concerned Believe we're only a few bad politicians away from them actually allowing it to happen Hopefully we've prepared for that scenario well enough by keeping 10 of our savings in physical Cash, Silver & Gold, money outside of the Bank in case the proverbial SHTFbrVT247
Comment from : Vacationtime247

Where is this 5964 on cash interest rate?brFake title?
Comment from : F117 immsumsu

Do you recommend spreading your savings over several accounts? If, for some reason, the electronic systems went down, how would you get your funds out of the internet banks?
Comment from : Kathy Jackson

Where do we get 6? Fake news?
Comment from : Gof Man

I cannot speak enough about the visionary and forward thinking trading services provided by Mr AdsIn CommentSecs Truly unrivaled and wholly original and, dare I say, uncynical and leechy!
Comment from : Corey Lee

Tell me you don't know about the Russian President Vladimir Putin prank phone call with Fed chairman Without telling me that you have no idea about the Russian President Vladimir Putin prank call with fed chairman
Comment from : Niche4Sure

money market is not FDIC and it is in the market you can lose it
Comment from : TL R

Ford Interest Advantage money market is paying 5 and I’m loving it I also saw that The M1 finance added high yield accounts paying 5 also Both of these have no restrictions on the money so you can access it at any time
Comment from : The Hobby Shop

Does this mean CD interest rates at the banks aren't going to get higher? How long should I lock in with the CD rate? Will the high-yield savings interest rates drop again?
Comment from : r77

My money is in USFR t bill ETF 5 monthly dividends and liquid with no risk to principal
Comment from : John K

The video is titled where to earn 5964 on cash- where? It's not in her comments to the video and I didn't hear her mention in the first few minutes either Thanks
Comment from : Gigi Flaner

Hi Erin, based on your video on T Bills 2 months ago, we decided to invest our emergency cash on various T Bills that have a different expiration date We are happy that you made that video so we could be informed Thank you, Grace
Comment from : Grace Alexander

Great video! Thank you for putting T-Bills on my radar, I had never heard of them before I am curious however why you didnt bring up I-bonds, seems somewhat similar to these other financial options
Comment from : steve shumaker

lol, where is woman like this in my life? hahahahaa, instead of being called stupid, she would appreciate me i meet the opposite woman who are extremely liability lol
Comment from : RoseBlackGoku

It would be better if the 6 was available on a 5 year CD as opposed to a 12 month or less CD because these higher rates at this moment won't last long The Fed will probably start cutting the rates back down sometime this year in 2023
Comment from : stanford ziets

I'm effing stoked, dudette!
Comment from : Oh Well

I would definately get some T-bills, but Yellin is saying the country could default as early as June And the head imbecile in the White house refuses to talk with Kevin McCarthy!
Comment from : Jms Fabrication

I heard about Nexus on the Earn and Invest podcast today It's a checking style account that invests your balance Do you have any thoughts on it?
Comment from : Tango Foxtrot

You can get Government T bill at 51 and pay no State income tax on it ?brIs this close ?
Comment from : sha6mm

Here's a theory for you all to disregardor notbrThe big banks - such as BofA which is Warrent Buffett's 2nd largest holding - offer the peace of mind that they won't be going belly up like those smaller crap banks which are paying the higher interest because they are higher risk Or, emergency funds seem better served by being parked in safe, defensive, large cap, dividend-paying stock positions like Coca Cola, Johnson & Johnson, etc which see capital gains in good times & bad times (as seen during this economic downturn) Also, stocks are super liquid/fast & easy to sell to get your emergency fund back into your checking account to deploy in the event of an emergency brStill love you dear, sensible Erin
Comment from : Ed Coldrock

Thanks What if I want to redeem one of my T-Bills before end of May due to paranoia over the debt ceiling fight Do I loose principal or just loose some of the interest Or principle? How is this done Fidelity
Comment from : Peter

I like expressing earnings in terns of how many dollars you can earn from $1,000 or $10,000 as well as what fraction of a percent the interest may be Sometimes I don't move the decimal point correctly until I realize the amount I come up with does not make sensebrAnyway, thank you and keep up the good work!
Comment from : Cbb Cbb

Don't waste your time, there no 6 yield account She's riding 6 up on tbills
Comment from : Jason Chalanick

First Foundation Bank - 485
Comment from : puffdanny2k

I finally paid off my consumer debt, and have an actual emergency fund I have it in a money market account, currently earning 462 as a 7 day yield :)
Comment from : Bryan Sproles

Erin which high yield savings acct do you personally like?
Comment from : Tracy Brovan

T-Bills are what I am using The lack of state and local taxes is a big advantage
Comment from : jerry kurata

Love this Erin, thank you! My Capital One high yield savings is earning me 375 I like that the website is easy and super user-friendly I opened my savings with them last year and I am working on a CD ladder for college savings At the moment Capital One rates are 430 for a 2-year CD
Comment from : Lori Worden

Great content Erin! 🙌 I think you meant money market account instead of money market fund - the latter isn’t FDIC insured
Comment from : roderick tiangco

CDs and TBills are NOT cash, it”s dangerously misleading to claim so
Comment from : Jack Xie

Would you consider t-bills risky right now since there is a possibility of the US defaulting?
Comment from : Rick Chandler

Cash now in FZDXX 475
Comment from : 00tich

I switched to a high yield savings account late last year and am getting 42 APR End-to-end, it couldn't have taken more than 30 minutes to find a suitable bank, open an account and transfer the funds I'm doing this plus maxing out the annual purchase amount for Series I Savings Bonds, in addition to laddering 8-week T-Bills This is really helping grow my cash on hand
Comment from : cooltot

Did I miss it or did you not mention where to get 6 interest on your cash like your title suggests?
Comment from : David W

Erin, you do a great job sharing financial information on your channel so keep it up!brDon’t let the 0002 drag you down br(They are the reason there are warning labels on oil containers to not ingest the contents)
Comment from : john a

Les dollars!
Comment from : Famicom Nintendo

4weeks treasuries are the best deal right now
Comment from : Brijesh Kukreja

The best I've seen so for are 12 to 18 month CDs (non-callable) for about 51 I have seen 6 rates for callable CDs, but I stay away from that because you are likely to get called before the maturity date, which is not what I want
Comment from : KayKay0314

What are your thoughts about going with a finance advisor?
Comment from : KATHY FARRELL

I am going to be moving into cash as the year progresses
Comment from : Darrell Bratton

I switched into a high yields savings account a few months ago and 42 is worth the hassle But the old bank really did make it a huge hassle to leave with low transfer limits and extra verification steps
Comment from : pprb123

The zoom at 4:40 was a nice speed The zoom at 1:40 made me anxious
Comment from : pprb123

I have been moving my savings out of banks and putting it in T bills when it hit 5 I was surprised Now 6 on 4 week? Yahoo!
Comment from : J Dean

Is the rest of your house as spotless as your YouTube "studio" is? :)
Comment from : Mike Dr

UFB Bank gave me like $188 even though they said they’d pay like 55 interest APY, and so I’m kinda bummed Jerks
Comment from : Abigail M

finally getting the interest rate we should for our savings
Comment from : Dave’s Shop

Erin is smart and hot!
Comment from : clancy mufning

Thanks for the video Erin My Primis Bank HYSA now pays 51 and it was easy to switch online
Comment from : Keith Frasier

The little I have in cash is in SPAXX, Fidelity MM account Admittedly, I don't keep much cash, I want it ready to deploy immediately! For those who carry cash and feel the need for that security, the rates are currently in their favor
Comment from : Rob U_73

I'm with capital one 360 with 375
Comment from : david kerins

The 6 4 week t bill is high because there is concern the government might default on debt which is unlikely
Comment from : Relax Relax

Fidelity has 51 for 6/12 month CD
Comment from : Fokker4u

Webull giving me 41 on money market Its pretty nice since you can double dip those funds while tying up your capital in Cash Secured Puts
Comment from : Justin C

Wth? You graduated college when you were 10? 😅
Comment from : Jeff Raines

Getting 51 with Primis because they are keeping it a little higher for those that signed up early in February, but they are still offering 477 to new customers
Comment from : Tialian

Hey Erin, good job on this one! What camera/mic do you use?
Comment from : Desdill

I stick with the Fidelity money market fund so I have the money liquid if needed Earning about 45 right now
Comment from : Millionaire Mentality

I'm using Fidelity's tax-exempt money market (FMOXX) I figure since it's not taxed, I can accept a lower rate
Comment from : Randy Buck

So this video takes 12+ minutes of our time to deliver information that could have been just as effectively communicated in 2-3 minutes This is how you lose viewers, by disrespecting their time and intelligence
Comment from : Deepak Subramony

Now that nobody has any cash left from the inflationary food prices, they spike the interest offered on savings :)
Comment from : DJ

🥇🎯🌍
Comment from : Nazeer Curry

I’m getting 475 with CIT Bank
Comment from : Murica stuff

I thought you were a college grad right now You look super young!
Comment from : Feed The Bull

Great video however the title feels a little like clickbait I came here to learn where I could get an actual 6 Not quite yet
Comment from : therealrichot

Erin! As much as I love your channel and subscribed for months now, I have been disappointed with the last few videos! Where is the “6” as advertised?! Can you say… bait and switch and false advertisement?!?! What gives?
Comment from : Brandon

Dollar cost average buys into the market and a 13-week t-bill ladder
Comment from : JimD

You omitted that MM funds held at brokerages are usually not FDIC insured vs online savings accounts with banks Also, the restriction on the number of certain types of transactions from a MM fund typically only applies to MM funds held at banks, not brokerages And, MM funds held at banks are typically covered by FDIC You conflated the two types of MM offerings and their attributes
Comment from : warsurplus