How To Get A $3,000 Social Security Benefit

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Information How To Get A $3,000 Social Security Benefit

Title	:	How To Get A $3,000 Social Security Benefit
Lasting	:	6.59
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Views	:	246 rb

Short version: To get more SS benefit, make more
Comment from : Ken Paulsen

Am 58 retiring next year but the thought of retirement gives me weakness My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen It’s so difficult for people who are retired and have no savings or loved ones to fall back on
Comment from : Deborah Clark

What if you have been at about 35,000 for 15 yrs?
Comment from : Severe Estimate

Wow hard working people always get screwed by the government
Comment from : steve s

To bad you can’t add to your social security other than what your already putting in!
Comment from : Laura Saylor

Help!!!! Im 65 and will start ss at 66 &8 mos full retirement, my problem is its only $950 per month ! brI cant live on it! How can i get it to go to at least $2k? If possible?????
Comment from : joseph Gammino

I started collecting at jan 2023 can i cancel my ss payments later this year and increase my monthly ss check? I can give the money back i collected and start over at higher age
Comment from : joe dee

Work at least 40 plus years and retire at 70
Comment from : Will P

I worked all my life and I can't even get $140000 a month in SS What gives with that? And my sister never worked at all and she gets more than I do in Widow's pay WTF, that doesn't hardly seem fair
Comment from : Vickie Owens

I've been on the SS books since age 15 I was blessed to have always been employed I retired in January 2023 at age 65 My monthly SS is just a little over $3K
Comment from : Tonio Yendis

I'm 67 When I'm 70 my check will be $4,719 Why would I want $3,000???
Comment from : Ernie

I am 70 this year I got my husband ss after he died and suspended my ss how can I get a 300000 dollar benefit?
Comment from : Annette Behning

don't forget 25 cut in 2034
Comment from : sbkpilot11

QUESTION: The Windfall Act (Do you have any videos on this for teachers) penalizes me from getting full Survivors benefits since I have a Teacher Pension
Comment from : Sharon Allison

How to get your consulting?
Comment from : Zina Boltan

Is alimony taxable?
Comment from : wabinagi

Hi I have a question My dad is turning 70 in May next year What should his social security retirement benefits effective date be to get the maximum amount? Should it be effective May 1st or June 1st He turns 70 on May 5th
Comment from : Chamu S

Thanks, Devinegreat info as always Question, when is the latest I could sign up for SS without missing any monies owed me? Thanks
Comment from : tsx3214

I hear Mickey Rooney made the maximum every year for every year he was alive after the program began, something like 70 years or so Don't know if that is true or not, but it easily could be true At the very least, I'm sure he had 35 years at the max
Comment from : James50

😅Oh Devin, if only I had met you sooner 🙂 I recommend you to all future SS Recipients And even to FRA Recipients because all is not lost for those of us at FRA’s who chose to receive benefits before FRA, read on…brbrIf you’re over full retirement age (FRA) there’s still hope that you can increase your monthly benefit if needed brbrAt age 66 (FRA) I went back to work, contract work, but always as a W2 employee (They contribute to my SS and I can take advantage of their 401k plan)brbrUnfortunately I only recently learned about the option to Suspend Social Security once reaching FRA I went to SS local office in November 2022 and they did not know about this option I gave them print out from dot gov site about this, they researched, completed paperwork and my last SS check will be December 2022 It will automatically restart at age 70 or sooner if I make a request brbrSuspending SS will result in an increase of 8 per year until age 70 So for me a total of 20 My 87 COLA will be postponed until after I resume my SS benefit, the advantage being it will be applied to a higher dollar amount benefit brbrIn 2021 I made $63k, in 2022 I made $180k, and in 2023 I expect to earn approximately $100k and after that I’m not sure My 2021 through 2023 annual incomes will replace years where I made less than $15k per year That’s difficult for me to determine how much that will increase my SS benefit but I know it will somewhat brbrI did create a spreadsheet based on my DOB and using the applicable PIA and AIME and I think I’ll get very close to a $3k monthly benefit at age 70, it’s currently $2116 per month Bottom line, you really need an expert to figure that out for you brbrThanks Devin for the service you provide!
Comment from : Rua McDill

This guy only talks about maximum earners and totally out of a slower people's category I don't think he can help any of us He acts like it's so easy just to increase your social security income 😳
Comment from : Lana Dart

Could you let me know how to get more than $861?
Comment from : Teri

Good information… I started working at 19, military job right after high school, college, full time work and now part time today at 70 Just started collecting my SS late this year Total funds at $3,139 a month As we say in the SeaBees, “ Hold The Line” Find what works for you and stay at it Invest in you every day just like the stock market Now have 36 years with this company and working part time Keeping ahead of inflation till we get through this
Comment from : RODNEY ROSECRANTS

With your knowledge, would you consider writing a letter outlining fixes and emprovements to SS that interested followers could copy and send to their respective Congress members? It seems like the top fixes include raising the income cap & increasing payroll taxes It could be very impactful Thanks for all you do
Comment from : Steve Wayne

Question: Do I have to ask SSA to adjust my monthly amount or is it automatically done? Also, In 3 years, I will switch from my retirement to my ex husbands- he passed away, but I'm due survivors rights
Comment from : Claire Wyndham

They told my wife and I when we applied for our ss that if you don't take it at 62 your a fool
Comment from : Larry Woodruff

Send me the link we have 3 grown people drawing government checks my 72,year old husband needs this
Comment from : Janice Ragsdale

I am one of the lowest social security recipients I think!
Comment from : Barbara King

Thank you, Great Info I could not download the bestage book bc the download link just gave me a 404 error
Comment from : Harry Walsh

I have been in this country for about 12 years and is turning 64 next year that is 2023 and ready to retire Can I get the $3000 and if so how? Thank you
Comment from : To Heaven in Jesus and Mary

I retired to MX living on 180000 like a king in 7 towns now you can use Medicare Advantage plan and get almost 100 free ER an urgent care Dentist $2000 for cavity Research lakeside medical food is fresh
Comment from : Dave

Is this available for SSDI?
Comment from : Jerad Russell

I need ur help
Comment from : Gigi

$3,000 a month puts you over the $25k cap Doesn't that now mess with your benefits and SSA will take out the overage? How does that work? Is there special circumstances if SS is your only means of income to avoid the cap?
Comment from : Roy Exploring The Philippines

Gov has begun suggesting changing the retirement age to 70 yrs old WITHOUT the option to take early retirement
Comment from : FreedomFan

Been getting my little Social Security never got any raises you're a f*b***/b hack
Comment from : s l l 1950

I never had annual increases because I never worked for salary, I was commission based
Comment from : Susan Kievman

do a clip on working while taking SS and how your benefit recalulated every year and your benefit can increase provided you've replaced the lowest year out of the 35
Comment from : bob hadsell

My husband passed away from cancer at the age of 60 I was 50 and I had cancer at the age of 59 so when I was 60 I applied for survivor benefits I only now receive 1,081 monthly I'm 67 now I could use extra monthly but I have just settled in on what I'm getting monthly is there anyway I might be able to get anything extra monthly if most certainly help me
Comment from : Debra Mack

Hit $3K+ this yearbrI got my eyes set on $4K at least before the fund goes bust 🤠
Comment from : Toby Goodguy

My advice is don't be a stay-at-home mom past your kids starting school If you do and your hubby divorces you or rely on 50 of his SSA, you will suffer with unlivable SSA income when you reach retirement
Comment from : Living 2Day

Devin, Thanks so much for the info Been following you for about a year and have gained great information from you Keep you the great work!
Comment from : Rick Barr

Next year it will be even more common with the big inflation increase The important part is working for at least 35 years with income paying into social security and not claiming early
Comment from : Chuck Burkett

First I want to offer a big thank you Devin! I’ve learned so much from your channel My wife and I are both 60 and starting our retirement journey next month I already have an idea/plan for when to file, but look forward to your How to choose the right time seminar I’m always looking to learn as much as possible!
Comment from : Mike Heller

So why im recieveing $640?
Comment from : Edwin Avila

Thank you, keep up the good work
Comment from : Flaco Danny

Can you file @20 years old
Comment from : Alan Hernandez

Thank youbrConsider this your contribution to mankindbrI currently receive my wife’s survivor benefits at about $2000/yearbrThere are income restrictionsbrWe were both active duty NavybrShe died on active dutybrI retired in 2021 at nearly 30 years on active dutybrI have deferred my SS benefits until age 70 (8 years)brIf my calculations are correct I will be over $300000/month with my own SS
Comment from : Dipak Nadkarni

Low earners are given highest benefit, the assumption is they are poor How does SS system know low earners are not very wealthy, it doesn't
Comment from : Just Forfun9140

Well the real world don't add up to your graph I dare you to prove that someone can go from 22K a year to 100K a year in 40 years in the straight line like in your graph, or prove to me that the average worker in the US can make that kind of money in 40 years of work I certainly haven't done it and neither did my wife, nor have many other people I know who are considered middle class Only through smart use of our finances and investing have we been able to have a 7 figure retirement fund The only "lower" income people you are talking about had very well paying jobs who moved around and got even better paying jobs because only the top 5 of people ever make 100K a year so they are not considered low income workers
Comment from : Joepacker

Devin: Single people are given a lot less attention, while they have most to lose, couples benefit the most If you make a separate workshop for singles that would be great Single people cannot designate a beneficiary, if they die early all employee and employers contributions are kept by the SS system, whereas couples are given tons of options to maximize SSI whether they deserve it or not
Comment from : Just Forfun9140

If you turned 61 this year, check for you latest SSA statement The 2021 AWI (Average Wage Index) has just been incorporated into the current statements
Comment from : Mike del Caribe

How about if you have disability benefits could that be increased as well?
Comment from : Steven Santana

The formula is unfair People are working overtime and more than one job to make sure they have a comfortable retirement, only to get screwed
Comment from : Carrot Top

How about if I missed some years working as state employee
Comment from : Randall Williams

My father took his retirement at 62, just after his 64th birthday he was diagnosed with cancer and died a week and a half later I decided to retire at 64, we are not guaranteed anything
Comment from : gutsbiker

I'll be 62 in 2023,been a blue collar worker all my life,been working on the books since I was 15,My highest wages ever was around $50kIll probably make $3k month with my SS and working p/t
Comment from : Harley big dad biker

I did some high dollar contract work for 4 years in the 1990s I whined a lot about paying both half of the Social Security tax I am 69 now and hope to hit 4K a month next year when I hit 70 I hope will be blessed with a few years to enjoy it
Comment from : prairie mark

I’m 69 and will turn 70 in April Currently receiving a Restricted benefit of 50 of my wife’s SS My monthly benefit will be about $54,300 With my wife’s SS our total will be about $76,500 per year
Comment from : Garry Singer

I AM BEING CHEATED OUT OF MY ADULT INDIVIDUAL BENEFITS AMOUNT DUE TO FAILURE OF SOCIAL SECURITY TO GIVE THE CORRECT CALCULATIONS, WORK HISTORY SOME IS NOT LISTED, SOCIAL SECURITY REFUSES TO SEND MY WORK HISTORY, and A LONG STANDING SEPERATION, SO EX HUSBAND STILL GETS HIS FULL BENEFIT PLUS MAYBE A PORTION OF MY 45 YEARS PLUS PAID INTO AIME I FEEL SO CHEATED OVER ALL THE YEARS I WORKED AND PAID INTO MY AIME SAVINGS ACCOUNT WORKING AS A WOMAN LABORING JOBS, OFFICE JOBS, AND INDEPENDENT SELF EMPLOYMENT JOBS, SOME simultaneously
Comment from : Deb Fassbinder

NO way a 23 y/o starts OUT making $25k / year
Comment from : Charlene Sanders

I am currently collecting MY SS from my working Its 220000 According to SSA, I can claim survivor benefits from my ex-husband when I turn 71 According to the wizard at SSA, by that time that 50 rate will be higher than mine and I will just slide from my account to his How does this 3k affect me?
Comment from : Claire Wyndham

Yup I am retired Starting my SS in January at 62 With the inflation boost I will be just shy of $3,000 per month
Comment from : Teams33

Devin: I'm 72 now, but my mother lived to be 99 1/2 My maximum income was about $72K, yet I get a $3k/month benefit Of course, I filed at 685 years, was NEVER self-employed, and with the recent COLA increases, I will approach a $3200/month benefit for 2023 Sure makes retirement easy! Still have a mortgage, too However, will have everything paid off by 2032 in case the Trust Fund goes bankrupt It can be done!
Comment from : Bob Johnson

I would feel like I hit the lottery with that much money! I am very sick and disabled and have been collecting Social Security and SSI for almost 20 years and I'm not making it as time goes on it becomes more and more difficult to try to survive on a total income of $860 per month I live with the fear everyday of homelessness I wake up everyday wondering is this the day that I will be homeless and will I have enough to eat I noticed that you talk a lot about people who are at the top of the Social Security income but you never speak about those of us and there's a lot of us who are at the very bottom collecting the absolute minimum like myself I would like to hear about those of us collecting less than $900 and if there's any way at all to increase that amount My social security benefit is $430 per month and my SSI benefit is $431 per month I get so little to live on that I am exempt from paying taxes! This is horrific it's not right it's not fair our government should be taking better care of us after spending a lifetime working and putting into the system
Comment from : Ruth Cavanagh

What about if your on Social Security Disability and your not even 50 can you get this also? We deal with the inflation as well😳🙄😒
Comment from : SKY C

If you earned the national average salary in your working career, I don't see how you could reach that level I read that the national average SS is somewhere around $1500 If you retired earlier than your FRA it is probably less This is good for those who were making big bucks for most of their career
Comment from : Steve Farris

Right time? What if you don't live that long? You assume people will live well into their 80s Possiblebut statistics kinda debunk that You also assume that people will earn well over$100k/year toward thelatter part of their carreerswhich is also un-true People can work a lifetime at their jobsbeing good at them,tooand never earn much over $50K-$60K/year
Comment from : jason60chev

I just turned 61 I was shocked to see that at 70 I'm due to receive $4,000/mo and my wife about $2,000 That's 72,000 in social security alone and I suppose it will be higher 9 years from now I'm not sure why people complain about this system
Comment from : Trader Tom

While I appreciate your giving us this Information, my guess is that Social Security is going to tell you it's a scam so they don't have to give you any more money ! We as TAXPAYERS, should be getting this Amount of $$ ANYWAY because they stole all the money from Social Security and they've never given it back and that's a felony so if they had not stolen all this money , those of us seniors who actually need $3,000 to live on in this day and time would have it ; we shouldn't have to beg , we should not have to figure out how we're going to get that money to live on IT'S SHAMEFUL
Comment from : TexasStardust

How can I unsubscribe from your videos I no longer wish to see them
Comment from : Captain Nitrous X

Question i trade contracts on stock market is that consider income
Comment from : Big Silk

I'm 68 and waited two years until 68 to start SS, and that got me over $3000 per month My income was above average but not close to the maximums So waiting until beyond Full Retirement Age (66 in my case) helps a lot if you can use other savings to tide you over for a while
Comment from : mike corpus

I worked my butt off my working career and I will get over $340000 a month Don’t complain if you are getting a small amount
Comment from : Tony Benton

That income amount is SO FAR OUTSIDE NORMAL it's ridiculous Most of us without a college education have not gone above 60K which incidentally way above my own income of 35K
Comment from : Carol J

I think you all need to re screech this
Comment from : Mary Jane Haney

What about those of us already retired I'm retired and 72yrs old, been receiving social security retirement for several years and receive a little more than 2,000 a month brWhat's the story about all the flex cards I have been looking at
Comment from : Thomas LaRue

I'm 52 years old and I'm on disability retirement for about 6 years now Do I qualify for this benenfit?
Comment from : Natalie Mauzone

how about not taxing ss
Comment from : Joe McCarthy

I called my local Social Security office today and asked about the Flex cards, and was told that it is a scam
Comment from : Marianne Dias

Well, I'm applying in January for my 70th anniversary in April
Comment from : David Benner

Does it have to be 65 to get 3K?
Comment from : RobbyRobbs

how about 50y old on ssi?
Comment from : Sooner Science Nerd

Join the thousands who have already joined my FREE online workshop, How To Choose the RIGHT Time to File for Social Security Get registered here wwwdevincarrollcom/SSessentialsonlineworkshop
Comment from : Devin Carroll