Title | : | Another HUGE Mistake People Make With Social Security Benefits |
Lasting | : | 12.09 |
Date of publication | : | |
Views | : | 7,7 rb |
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OMG! Ditch the hair dye Lion King Brown on top with the salt and pepper sides No No No Comment from : @vinniephillips452 |
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You should have a debate with Sarasota Tim His whole channel every day is about why you should retire at 62 His monthly payment from SS is $1700 and he lives in a 16 foot pull along trailer Comment from : @johnboy6594 |
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Interesting calculations, but I think I missed the point Was it to consider buying an annuity? Or compare annuity versus SS?brbrI am really focusing on this since I am coming up on FRA in a few short weeks and will take SS at the beginning of next year Right now, I believe I likely have more than I will ever need between a variety of assets (stocks, funds, bills and bonds, etc) Comment from : @JBoy340a |
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I know this is an old video but why are you using COLA's for a person 20 years from FRA AIME is more accurate to calculate your PIA In fact AIME is a more accurate COLA adjustment than the CPI-W in retirement With the CPI-W COLA's you lose 40 of buying power every 20 years Just sayin' Comment from : @everettcalhoun8197 |
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Social security is a first rate Ponzi scheme If a private business did what the government has done they would go to jail Comment from : @PauMaz |
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If you're going to repost old videos, please at least note the original date in the description🤨 Comment from : @donwhittaker5899 |
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Its important to remember that SS doesn't treat all participants equally It is highly regressive, paying proportionally much more to low earners with short careers A high earner that works longer than 35 years gets a raw deal A low earner that works less than 35 years gets a great deal Some people have no use for spousal or survivor benefits yet pay the same on their income brbrAnd the big one, if you had your FICA taxes as a lump sum in your account that you owned, it would still be there for your estate when you died - unless you annuitized it The annuity payout rates in this video (granted from a couple years ago) were less than Josh's own "5" rule Imagine a retirement landscape where you not only got to keep your FICA, but inherited the remainder from your parents and grandparents (about as long as SS has been in effect) Imagine generational wealth instead of generational infighting over who pays for SS shortfalls Comment from : @badabing308 |
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I doubt employers would have paid their contributions as additional pay So if you leave that out, you are well ahead with Social Security Along with other benefits mentioned, Social Security pays family benefits to many as well And Social Security is limited by law to what it can invest in with the trust fund Actually pretty good program that just needs another tweaking since the last one 30 plus years ago Comment from : @richkuban2027 |
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An oldie but goody classic video--thanks Josh! Comment from : @Tony-dx3eo |
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Married couples that both worked will receive even less of their contributions back Married couples that have one working spouse come out the best Single people also get less They should end spousal benefits Comment from : @silentnot4812 |
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55 is optimistic coming out of the historically low interest rate environment that we’ve been in for the past many years That’s not a reasonable comparisonbrbrWe haven’t had real inflation We’ve had greedflation-CEOs just raising prices because they want the biggest profits ever We are not living in an efficient capitalist market Is it fair to increase COLA for CEO greed? I don’t think so I think these greedy CEOs should be prosecuted under the same price gouging statutes that prevent people from jerking up the price of a bottle of water from $1 to $10 following an emergency It’s just greed and we all paid for that CEOs bonus this year and it doesn’t sit well with me Comment from : @sw6118 |
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Excellent video Comment from : @bigtime911 |
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