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How to Save Money on Car Insurance Legally (and illegal ways people do it)

Frames How to Save Money on Car Insurance Legally (and illegal ways people do it)

Description How to Save Money on Car Insurance Legally (and illegal ways people do it)

Comments How to Save Money on Car Insurance Legally (and illegal ways people do it)

I have Never Made a Claim in 50 years/ And Poor People a Generally Better Drivers I got in a "Good Drivers Habits whiles Driving without License and on expired Tags through out my younger years And Got only one Driving on suspended Why? A Tag Light While Poor and driving with other issues I was Hyper vigilant Always looking 360 if a Cop was in my rear I was off the road or turn Always drove speed limit never stood out "No Passing or weaving well after driving 10 years like that and I got my license back It carried over Those habits I picked up stuck And my insurance was low as I had no Citations or record of driving Comment from : Timothy Thomas

I have Hagerty on my classic car but pay an insane rate of 1,650$ a year on a car I put in a value of 4000$ Part of the reasons are I am under 30, in Michigan But I think it is also cause I drive it half the year as a daily Not a once a week or couple week car I could say I only drive it like a weekend toy But Hagerty could drop my coverage if they find out and no one really supports a Japanese Import as a daily commuter and hold its value like Hagerty Comment from : Dark Mugetsu

Never seen a Lambo flipped over on it's roof before Comment from : J Scott Caudill

Most doctors are Asian so Comment from : Get_Yotted

I only pay 200 a month (at age 19) I have a few speeding tickets, no accidents (that the insurance companies know about) Tho when I was 16 I had a sports car and it was like 300 Comment from : robby wood

can't you post a bond instead of buying insurance in the US? Comment from : FPVREVIEWS

The reason people adjust their information to their insurance company is because every insurance company is a legalized scam It's like a casino You pay and pay and pay but there's always red tape when it comes time to get paid back Comment from : KillSwitchNY

I live in montana 3:50 and have a 60x40 heated shop year round if someone wants to pay 500 a month to store there car here I dont give a damn we can help eachother Comment from : Tyler Wildman

Make sure you have at least 250k underinsured motorist Comment from : ndn2589

It’s probably about time to retire your generic royalty free intro music for something a little more fitting of a successful YouTuber Comment from : Brandon Lee Sanders

Thinkin ur right in to many ways here in this topic very good video Comment from : stepchild

Car insurance is such a scam Comment from : Ghost

Don't have Montana plates on your daily Mercedes when you live in NJlol Comment from : FixItFrank412

Insurance companies steal cars Comment from : Tyler Sheehy

Question What if you own multiple cars in multiple houses in different states? Are the insurance companies looking for where your primary mailing address or whatever state the car is located is what matters? Comment from : Gman

Im lost so the passenger's insurance paid the bill? How if her insurance is only cover her car n her self? Comment from : Juliar Ceyax

Seriously this stuff should be taught in high school Generally much more helpful in life than Algebra 2 Comment from : JJDiablo

Great video, do you do paid consulting? I would glady pay you for a quick conversation about using Turo and other things I see that yellow AMG GTS top in the back, I love it Comment from : A-Veteran

How does this man make any money? All his cars are in the warehouse, not out being rented? Comment from : LS Drifts

Some guy in Canada got his gender reassigned by his Doctor to save on insurance Comment from : Flex

Michigan has the highest rates in the country Comment from : Ron Gosciniak

3 totals in 16 months due to other people 75k losses in vehicles, 60k in medicalbrbrBrand new house, roof totalled in hail storm That's 16kbrbrSo in 3 years insurance paid me 151k in losses (Thanks Progressive) I will never pay 151k in premiumsbrbrSo always have insurance Comment from : hardtech1

Ok think I have this sussed for cheaper insurancebrIn your rear garden fence of an small area say 20x20 with a locking gatebrput 1 cow 1 pig in the fenced of areabrBuy and use tractor as your daily driver insure tractor with agricultural policy for the "small holding"brMay have to sacrifice a little comfort🤔 Comment from : Stuart D

10:41 Why would the price go down with additional cars? I would think it would only go up, but not as steeply Edit: your still one driver, no matter how many vehicles you own Comment from : Hubjeep

I wish there was a better "multi-car-discount" I own 5 vehicles and am the only driver! Comment from : Hubjeep

5:32 Checked HIS insurance?? I have insurance, but it only insures my vehicles, correct? How would it cover a vehicle I rent from you? Comment from : Hubjeep

Go with an independent insurance broker, they will find the best price for you apples to apples Brand of insurance means little Comment from : Hubjeep

Today Mr Spaghetti teaches us how to eat at Del Posto and pay Olive Garden prices Comment from : Jeff Digital

It's not accurate to say all drivers in a household are covered under a certain policy When I got my dl at 18, I left home within a year to join the military I was never insured though my parents policy Comment from : DV Sandpiper

Wow that was the dumbest tow truck driver ever why crash the car down ON your bed Comment from : Four Daughters Transport

Low car insurance hack: Buy a Miata ;) Comment from : TC9700Gaming

another way to save: just don't drive like an asshole Comment from : neth

I saved 100 on my insurance by switching to fleeing the scene of an accident 🤷‍♂️ Comment from : Living The Dash

Why does it feel like this has become a lecture/advice channel? Comment from : Ben Hogervorst

I happen to have a family friend who is quite a bit older who has gone the last 40 Years of his life living in a small town with no car insurance whatsoever He hasn't had a single accident hit anybody had anybody hit him or anything whatsoever Once a year when his registration is due he has the car insured under his brother's name gets the new tags and has it dropped the next month and goes about his business Comment from : john smith

Wonderful New Hampshire we don’t have to have insurance on our cars ever Comment from : john jackson

You mean celebrated Christmas Comment from : Glorious Running Potato

Many young drivers believe they need the coverage their insurance salesman says, which is not true Look up your minimum State insurance requirements and use that You will save thousands in premiums per year Comment from : Marty McFly

Spaghetti man returns Comment from : Marty McFly

Insurance should be for rare "catastrophe" events only The more frequent, smaller events should be considered as uninsurable losses that you will pay for one way or another They are only pretending to insure you for those things brExample in the UK: a car caught fire and many other cars in the car park were got burnt out Owners got hit with higher insurance but you could hardly say they were at any higher risk It is driven by profits, they are not trying to accurately predict risks Comment from : james caley

Cheapest insurance coverage versus slightly higher insurance from a reputable company that bends over backwards to accommodate me quick claim coverage most of the time little to no questions asked and I'm never going to be sued ya I'll pay more Comment from : henry q

Ok, so I have my car insured through my parents policy as I'm only 20 years old and insurance prices are ridiculous But I moved out, different address from my parents but live in the same city and state Insurance company says this is fine But is it really?? I don't want to end up being screwed in the future here Comment from : Brian Barrera

For the Montana LLC Can I register in Montana and insure in NYC? Comment from : Maltese Knickerbocker

how is the house coming along? Comment from : jeepxj

this guy be like steve buscemi Comment from : Hrvoje Leko

How to save money on insurence ,don't bother i haven't insured a car since 1998 Comment from : david

The fact that an insurance company can walk away because of a tiny technicality proves that the system is geared to protect corporations Shouldn't it be proportional? How often do they avoid a pay out because of a typo? Comment from : Krule World

So having comprehensive insurance is state mandatory in NJ? That’s kind of crazy if so I live in PA and when I have a cheap car that I’ll never make a claim on I only carry liability coverage and the uninsured/underinsured motorist type of thing So if I wreck into someone it covers their car but not mine and if a tree falls on it I’m shit out of luck Comment from : Mc Earl

As far as other drivers living in your house hold You Must declare them your rates go up OR they sign a waiver they never drive your insured Vehicles unless they have insurance/moved out In Ontario Canada Comment from : wayne lalonde

Gotta copy donut media because you ran out of ideas huh Comment from : Peppers

Insurance should not be legally necessary Comment from : Jake Yaboi

They should not be able to deny a claim for such a small thing He could have easily just moved out or something Comment from : Jake Yaboi

im glad i live in rural PA Own a gt350R and my insurance on it is 137/month with 500 deductible And im 27 lol Comment from : Joshua David

I'm 20 my credit score is 805 and I'm still getting raped on insurance wtf do I do Comment from : Marc Z

I walk and pay 6k on insurance Comment from : Edgar Juarez

i spent double what i payed for my car in insurance for the first 6 months and 150 for the next six its my first car as a college kid without a job that is a hard bill to swallow lucky i have money saved up Comment from : SuperCookieGaming

15 years ago my parents a bunch of cars and they had fleet insurance and paid something like $250 per year per car Comment from : Swankshire

Here in Ontario you can change your gender at a doctor (no physical modifications required) and update your license/insurance to be female and save around 3-5 Have a law school friend who has done this and he is certainly not gender-fluid I assure you lol Comment from : ekimo56

DAM ROB YOU SHOULD GET A JOB AS A MOTIVATIONAL SPEAKERYOUR EXCELLENT AT IT👍👍👍 Comment from : chuckswhip

The insurance companies are defrauding all of us with the crazy rates Comment from : Buda732

Ssr, I feel like ive heard that somewhere before Oh yeah it was that wierd ass chevy truck thing Comment from : Scottius Nevious

False on $1,000 car premiseinsurance is mostly liability, not comprehensive Your $1,000 car can do millions in damage to others/others' property Comment from : Independence City Motoring

Cheaper to pay the ticket Few years back my first car, 75 Ranchero Gt cost me $250 a month for allstate Comment from : Mike Rose

I have a 250$ bmw, I need to insure it to register it What are my options I guess I am 19 Comment from : Snipe Mango

11:42 Save money, rent cars by the month, not by the hour Comment from : Affalterbach Brackley 1967

3 years ago i bumped, literally just a bump, no damage, these old people Well 15 years after they claimed injury! There was literally 0 momentum, they just scammed insurance But whatever, they don't care, raise my rates! Comment from : Necrodead

Your knowledge is so useful Comment from : RER-Cilantro

Save 15 or more on car insurance by throwing it in reverse and leaving the scene Comment from : LK Moto

imagen you are Aaron Paul and insurance don't want to pay up, you go in and say "Where's my money BITCH!" Comment from : Boocho

I just tell my broker to re-shop me insurance if cost gets out of hand Comment from : Maurice Searcy

sometimes listing the car were it is being used is cheaper daughter had car at college, we informed insurer where the car was being used they informed me the insurance cost was going down as she was in an area of less risk Comment from : Cecil Lanter

sorry mr spaghetti your spaghetti plan does not cover capallini only angel hair Comment from : ETIT

Thank you Rob You saved me 15 or more on car insurance! Comment from : The Sunflow Channel

I live in NH what's car insurance and seatbelts? lol Comment from : wizard3z

or if you are uber rich, go self-insured Comment from : survey1010

From my recent experience I had geico for over ten years, short of taking a defensive driving course There was nothing they could do to lower my rates ( clean license, no accidents) brI told them I'm leaving geico Went to state farm and rates were cheaper with same level of coverage Always do this I stayed with state farm for one year and a month Went back to geico and rates were 200 a month cheaper than the less expensive state farm One point not made in the video is, if insurance companies base your rates of of a credit score, they do not readjust your policy when score improves Comment from : RIP SRT

Best way to save money on insurance is just not have insurance Comment from : Ipod Master929

I packaged renters insurance with car insurance Paid $200 a year for renters insurance which in turn saved me over $2000 in car insurance Comment from : Alexander Snow

So the moral of the story is always pay for the real parmesan cheese and never lie about how many meatballs are on the spaghetti or you won't get garlic bread Comment from : My Little Hobby

there is so much wrong with this video Comment from : John Carver

Damn I love convertibles but I’m so scared when I hear these rollover stories, shit ain’t safe at all Comment from : LowkeySwaggy 23

great tips Comment from : Divine

Met someone that his insurance refused to pay for his total loss due to not updating his address hes still paying off his totalled car and insurance walked off Comment from : M4 PILOT

The comment section on Rob's videos are out of control Enter at your own risk Comment from : Kevin McMullen

Mr spaghetti, are you going to get a tesla roadster with the thrusters when it comes out? Comment from : Legend Cox

I’m just coming up to 19, I drive a 10 focus and my last premium was 1400, I’ve been driving since I was 12, but because I’m younger it’s just automatically through the roof Comment from : Dylan Wakley

Rob just out of curiosity, since you have a supercar fleet, why dont you just drive home a car thats not being rented instead of own a car at all? Comment from : Charlie Pistone

Best way to save on insurance?brWalk Comment from : jakethreesixty

Have you tried Guy co? That's Bro code for those of you who don't know Comment from : George Manifase

bRob Spaghetti/bbrbInsurance Regretii/bbrbClaim Forgetti/b Comment from : Big John Fury

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