Is Life Insurance A Good Way To Invest Your Money

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Title	:	Is Life Insurance A Good Way To Invest Your Money
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Thank you for watching! If you enjoyed this video, you should watch - 7 Life Insurance LIES You've Been Sold: youtube/v-s11GjDnc8
Comment from : Minority Mindset

With term insurance the money your family gets on a death claim is always a lot more than the total premiums paid, no matter when you die
Comment from : Moments with Donald

Link doesn’t work 😢
Comment from : PETS (Pet Extraction of The Streets) Pets

so basically you borrow against the life insurance and invest that? what about homeowners policy, can you do borrow against it?
Comment from : littleBear

Hi, I just wanted to let you know the policy genius link is no longer valid
Comment from : Chris R

It’s about getting your money out tax free you can literally buy houses cars ect with Whole life insurance policies you can invest and another pandemic can happened or Robert Kiyosaki ends up being right or there’s another trade war a Ship get stuck in the Suez Canal china finally takes over the South China Sea ect … the Insurance industry never balloons never collapses or Crashes… I’m not against investing but whole life insurance is a great investment add it to your Tools it’s as a foundation to build on become your own bank ,protect your family , found your investments
Comment from : Andre Carter

In my whole life i never heard anyone (financial /life advisor ) saying life insurance is a investment product Its a protection If you say whole life insurance still its life insurance with living benefits living benefit come from saving portion of your paid premiums You lack a lot of knowledge in life insurance and its product
Comment from : Vali Mohammad

What about Indexed Universal Life [IUL]? If managed for maximum cash balance it avoids market dips and makes all gains tax free, plus it is life insurance that your heirs will never have to pay taxes onbrAnother benefit? Being able to borrow against it for any reason and to repay or not repay as neededbrAll other assets end up Taxed when they pass to your heirs, so is this a legitimate type of money management?
Comment from : Steve Marquardt

The right life insurance is truly an investment which can lead to retirement income which is tax free and life long
Comment from : Max Smart

What about using it as your own bank
Comment from : Crypto for the people

What about paying taxes for your investment? You did not talk about IULs
Comment from : LanguagePassion-Divulgata

There is a reason that TWO different words exist in English--one word is "investments" and the other word is "insurance" They are two different things & they will bnever/b be the same thing You're welcome
Comment from : M C Taylor

Not sure what this person's smokingbr A guaranteed return On your money is always better than A not guaranteed returnbrbrInsurance is not an investmentbr It's a method of accumulating wealth and passing it on to our childrenbrbrRather it's better to compare it to long-term savings account
Comment from : Miles Romine

The confusion is real Can you just explain in simple terms of this and not bounce back and forth
Comment from : Firewall 443

this e-book from link are no longer available ???
Comment from : Etienne

Can you become your own bank with life insurance as you earn yields and dividends as well no taxes and borrow your own self with loans ??
Comment from : Ever Avila

The link is not working
Comment from : juan velez

You completely discounted the tax advantages of life insurance!!! Try taking 50 off investment income and looking at PAR returns that are tax free along with the leveragability that allows you to dual purpose your money Your like the government… only giving people half the facts to sell your point of view!! you also discount the creditor protection and net estate values and the fact there’s no fees with insurance This video should be labeled misinformation
Comment from : KAREN PEZDERIC

Term life is for you while you are working You want some form of protection in the event you are killed or die while working You get nothing out of it once the term is up or you leave your job Should you have it absolutely if you are married and have a family As a minimum buy enough to cover burial and funeral costs A better option is whole life This should be purchased at a young age to keep premiums low Once again, buy enough to cover burial and funeral costs so you do not burden your family Anything in addition is a personnel preference I would not get crazy with it because it is not that great of an investment especially if you are a disciplined investor Lastly, always call around to get the best prices for burial, funeral, etc Do not let these people pray off of your emotions You will get some pretty big differences in cost Just BEWARE!
Comment from : Sonny Samu

Stocks on average returned 6 is you go back to the 1800s, its on par with real estate
Comment from : twistedbydsign99

Love the video ❤ brbrI have a question: which is a better investment the Roth IRA or term life insurance?
Comment from : Estiven Marte

Thank you for the valuable information Had a question - If we are investing with insurance companies we can take loan based on cash value against our policy and don’t pay taxes cz typically it’s a debt However if we are investing on our own directly in ETFs or divindend funds , we have to pay taxes on the profit we make So isn’t it better to invest with insurance companies, where we pay some amount that goes to the policy and rest of the amount goes as an investment Can you please advise on this ?
Comment from : Komal Sandhu

We have a million dollar each 10 year term life insurance policy (40, 37) costs $100 a month We are at a critical time for our family where our income is high and we are moving out of state If something happened to one of us the other would be in a tough place brOur goal is to be debt free and get $1 million saved and invested before the term life is up
Comment from : GetInTheSpace

Thank you for sharing this!!!! It’s SPOT on!
Comment from : Breanna Graham

It seems you are paid some fees by other assets class to bad mouth life insurance as can be considered by your biased pitch It's a shame you are misguiding the public How many people actually earn 10 pa in stocks in a 25 year period ?!!? Don't spoof the public At least Insurance companies Guarantee returns Also why teach people to be anti-insurance investment when it plays a significant difference between saving and speculations ?!?!? Grow up please
Comment from : Bankim Shah

Life Insurance and Investment are not the same, and should not be combined
Comment from : George Reed

Great explanation, thanks
Comment from : Stephen

Insurance is Insurance Investments are Investments The two should not cross 😂
Comment from : T Ryan

Guaranteed 4 vs the turbulent peak we are in…
Comment from : Caveman

I believe you are not aware of full benefits of Life Insurance investmentsbrLonger you invest bigger your return can be if you choose right product and design it proper way brYour investment can be separated from your insurance and you and your family can get both, if it designed for cash accumlation and include Long term care or Living Benefits! Also you don’t pay taxes on your growth Imagine, $1,000000 investments how much you have to pay taxes??? At least 25 How about not paying any dime? That’s why you structure life insurance right away I like your videos, but this, Please do more research before educating the public
Comment from : Vardan Vardanyan

Currently I have an insurance agent pointing me in the direction of a lump sum 25k up front and whole life paid until I die I’m wondering if this is smart and trying to do my research because as a comment I saw do not put money into what you don’t understand Thank you
Comment from : Abby A

Thanks Great Video
Comment from : Faiz Ansari

Amazing, intelligent
Comment from : Sunny Seegobin

Hi Jaspreet, I like that you emphasize on building wealth by buying a cheap insurance (term) while investing aggressively, the rest of our money (on our own) on other investments I agree But what about those who still don't know how to go about investing their money, no matter how many times we watch you videos? :) The life insurance that you're talking about here is probably a more traditional one that only benefits the beneficiaries when the person dies? Or the ones where the growth of the money is so small I've had those Not a good vehicle to build wealth indeed! There are life insurance plans and insurance companies that not only give a substantial amount to the beneficiaries but also give benefit to the living And what's more, this is one of the (if not the only) investment vehicle that allows you to access money Tax Free This is also one reason why affluent people use life insurance for tax benefit Banks offer this strategy to the wealthy But banks have stricter requirements to be able to get into this type of investment There are insurance companies that can offer this type on a smaller scale These types of insurance plans let people pay for protection cheap, in the amount almost equivalent to a Term insurance And the rest of their money goes to investments (they get to choose where to put it) Choose an insurance plan whereby the insurance company gives Bonus money so in the long run, the money that you put in will all go to your investment and the compounded growth of that bonus money in the long run, will be the one "paying" for your insurance cost! Do you have a plan like this in the US? You probably have Canada has this
Comment from : Gingerbread Haus

Totally new to the investing game, which I'm pretty ashamed of at 40 Legitimate question: Is the cash out value not worth getting whole life insurance, or does the fee outweigh the benefit?
Comment from : eddie 1707

the policy genius does not work
Comment from : Sandra Rodriguez

The only people who tout it, are those that sell it I gotta say that the whole infinite banking thing is really interesting though
Comment from : Dustin Dellera

Great advice
Comment from : Mr850NYC

Hey idiot agents ! Life insurance is income protection of a bread winner ! You want an investment open up an Roth IRA that is diversified in a well managed mutual fund and let the investment manger do the work!! Cut out the life insurance company!! This jaspreet guy doesn’t even have an investment license! Y’all supporting this are snakes ! I cancel your policy on the daily ! brbrDiscipline with your money ! Idiot there is automatic payments just like life Insurance!! Btw you didn’t mention you have no money for the 3-5 yrs !! And If you want your money you can’t get it for 6 months !! brbrY’all are amateurs!
Comment from : leo suarez jr

Wrong, wrong, wrong…this man is spreading misinformation……………
Comment from : SoKal Sophia

I love that I have 4 policies that add up to $1M to leave to my kids if I pass away too early It gives me piece of mind I’m also building cash value in it, that I can pull out for a nest egg, an emergency, loan myself money to buy a car or travel to Paris I dont have to pay taxes on any of the returns It also doesn’t have a bottom, it doesn’t go below zero, and averages about 8 per year return Also I have living benefits in one policy, so if I have a critical illness or accident, I can draw on the policy to receive a large monthly sum every month
Comment from : Tracy Spacey

You never mentioned tax consequences These have a lot of implications and 10 is a bit optimistic I have no axe to grind, just saying
Comment from : dsimon33871

Universal life insurance better
Comment from : Alexander GR

I almost got sucked in to getting one and I'm 34 I thought I was about to make some money
Comment from : SkinnyP

Hello Brother 🙏brbrPlease create more videos about Door Knocking Scripts and Do Dramatic Demonstrations using White Board in the near future :br✅ Door Knocking Script for SeLLing Estate Planning to the strangerbr✅ Door Knocking Script for SeLLing Health Insurance aka Wellness Protection Planning to the strangerbr✅ Door Knocking Script for SeLLing Critical Illness Insurance aka Income Protection Planning to the strangerbr✅ Door Knocking Script for SeLLing Child Education Planning to the strangerbr✅ Door Knocking Script for SeLLing Retirement Planning to the strangerbrbrThanks br🙏
Comment from : Top Financial Advisor

Your funny and you explain things very well Thank you
Comment from : Gloria Jean Wood Creations

Great vids! Is an IUL index universal life a good investment?
Comment from : Oscar Velarde

I feel like your my mentor thank you sire
Comment from : LaFrancois

Ask the person who is selling you insurance this question:brDo you make more commission selling whole life insurance or do you make more money selling term insurance?
Comment from : harry seibert

: )
Comment from : Bacciagalupe

Thank i needed this
Comment from : OPD NETWORK

Just did a social experiment and just got off the phone with policy genius and they straight up told me i cant use any type of life insurance for any type of investing or have any cash value loaned out to me and said that its stricly for death benefits 🤷🏿‍♂️
Comment from : XD

Can you tell us more about taking out a loan from life insurance?
Comment from : Bruce Wayne

Do you have video on Life Insurance Retirement Plan?
Comment from : T K

I have clients pulling out money from their cash value life insurances to put a down payment on their million dollar home purchases Tell me again how it’s not an investment? You have no financial license so you are NOT allowed to talk about wealth
Comment from : Kim Dawson

How about a properly structured and funded cash value life insurance set to the TEFRA and DEFRA guidelines? I’ve ran SEVERAL simulations and it seems like after paying taxes on the gains Life Insurance tends to be a bit beyyrr
Comment from : Bryan

Yep - live debate on this channel will settle the misinformation about life insurance hereClearly,this guy is getting paid from a quoting engine "Policy Genius" etc!!!
Comment from : Kevin Naidu

This is a good video? but I could invest,without any insurance agent? because I dont know how to invest to bonds and stocks
Comment from : kesler mallari

Ima fake my death and spilt the money with my family lol
Comment from : HARLEMBRONX

The one benefit your beneficiaries get with a life insurance death benefit is that death benefits are non-taxable So if the death benefit is $100K, your beneficiaries get that amount
Comment from : Salomino Jr

Permanent insurance is a great way for the agent to separate you from your money
Comment from : Raj Beekie

Are you gonna mention the tax free benefit for using a policy as your own bank for large investments??? You didn't mention this is how the rich get more rich? They don't use banks and they make money on top of their own money Being able to leverage from the policy plus again tax free !! 10 minutes in and you haven't mentioned it Ok you mentioned it a little
Comment from : Mario Almanza

Insurance is not an investmentbrbrCV CWL is so much more than the death benefit
Comment from : Apple Chili

Only buy term life insurance
Comment from : Shannon Zittlow

Thank you so much for this information
Comment from : All About Natural y Unica By: Luzdeyvis Menendez

Really love this information
Comment from : EGOD 7 M

This video didn’t go into a detail about IUL that gains equity in the cash value with high rates of return you can see in a variable market WITH an additional benefit that protects against the market which are called floors Lack of information but still this video is great for a basic understanding on a few insurance policies👍🏼
Comment from : Eric Umbarger

Jaspreet, my life insurance paid out after I suffered a massive "The Widow-Maker" heart attack I did not have to die to collect within the first year of being insured Best return ever! I'm a subscriber of yours, by the waynice content!
Comment from : WUMA WattsUp!

So if you are not disciplined, you won’t be successful… I think that pretty much goes for the majority (not minority)… Hey, a shiny new car…
Comment from : oldstocks

Wow!!!! Thanks thanks for the explanation!!!! This is amazing and very good help in understanding all this best explanation I’ve found
Comment from : AllAbout RainyDays

Thanks for saving me a headache
Comment from : Xanderlorian

So what about whole life insurance?
Comment from : Over10

Jaspreet, You did not talk about Indexed Universal Life policies where you can build cash value and can generate stream of tax free income during retirement Beneficiary will get both cash value and base coverage and it can cover you for 120 years You only talked about term insurance which is basically to cover the risk
Comment from : Tajinder Singh

There's a lot more to life insurance IF it's structed correctly I've seen in multiple case studies that life insurance is a better and more suitable product I have seen case studies where individuals put money into a particular Life Insurance product to fund a child's college funds and it at the same time helped with an individuals retirement planning There is more to it than that but I think this video doesn't help the consumer understand the benefits behind life insurance products
Comment from : Alfred Villarreal

Sure this person is genius but don't have knowledge about life insurance Getting Term insurance is sure cheaper but it gets so expensive as you get older and you won't be able to afford it later in life Its better to get permanant insurance when you're younger so you can build cash value
Comment from : S Mann

I love the fact that you specified that this is not a get rich fast scheme I don't know who needs too heat this your go sto saving moneyinvest some part of it you really want
Comment from : David Foreman

If the 100,000$ market goes down by 10 you have 90 k if it goes back up 10 you have 99 k So the average market going up should be cross examined by how far it first dropped I here you lose zero in insurance Plus less fees, plus no tax
Comment from : john smith

Wow do you need financial freedom?why not try out bHitfxsandra/b on ig I invested $1,000 with her and I’m still amazed about the massive profits I gotinvesting for my children right now to secure their future🥰
Comment from : BitBoy Crypto

Bilowe!
Comment from : dseer13

Great Video Thank you for posting
Comment from : Sonny

Mr Francis Martins has the best strategy out there i make $10k every 7 days with him as my broker
Comment from : charlie chang

Steps are confusing my house is on fire
Comment from : vipul kapoor

That male expectancy is much shorter if you’re black
Comment from : Damille Carr

Dang I thought there’s gonna be a plug for life insurance at some point like meetKevin
Comment from : Antwan Ahmed

Poll: Spy red week?
Comment from : IM1THE2KING3

Life insurance is not about death You can use life insurance to prepare for your kids education or retirement and you get a better investment
Comment from : Nonde Chibwe

Thank you so much brother brI really needed this info Keep it up♥️
Comment from : M J

If you have no dependants, life insurance is useless
Comment from : Billy Morgan

Jaspreet has a heart of gold 💛
Comment from : Nirmal

I never knew how the insurance game worked Thank You Mr Jaspreet Singh!
Comment from : rlg222

Index linked universal life policy gives money back while you are alive, tax free if you are going to be in higher tax bracket or think that interest rates would be high when you retire life insurance as investment might make sense
Comment from : akshayg

The market is really going nut and for an amateur investor like me, it is really scary I have no idea what to do, should i sell or hold? please i need suggestion guys, i am starting to panic
Comment from : august