How to Get the MAXIMUM Social Security Payment

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Information How to Get the MAXIMUM Social Security Payment

Title	:	How to Get the MAXIMUM Social Security Payment
Lasting	:	10.44
Date of publication	:
Views	:	357 rb

Good info, thanks!
Comment from : Michael Melling

Thanks much!
Comment from : Koustubh Warty

Do you have a video explaining how/when career housewives should take social security in relation to their husbands? Thanks for the most CLEAR explanation about SS I've ever heard
Comment from : Rachel Lawson

Do you have a video discussing the cost of Medicare and the age at which you take SSI?
Comment from : Noreen N

I will have 31 years at age 70, but I will probably continue to work Is the amount of my SS determined and set in stone when I start to collect at 70? Or is it recalculated as I continue to work & contribute?
Comment from : Tess

is it true your not allowed to have any savings or pension money in your bank to collect ss benefits at age 62???
Comment from : TheJackpotQueen

Bendpoint…schmendpoint If I wait till I’m 70, I guarantee I’ll kick the bucket at 69 and 11 months I’ll take whatever they give me the day I turn 62 💵✌️😎
Comment from : E L

I feel sad that so many of you hate workingbr"soul crushing job"br"Years wasted working,"br"Couldn't wait to retire at 62"brSo sadbrI am 61 I love to workbrI also have a bullet proof uber positive outlookbrSo sad for the rest of you
Comment from : Sam Mencia

next video on how to make money buying stocks; Buy low , Sell High
Comment from : Trevor Miles

What if you raised a family and didn't work but a couple years and ended up disabled What happens to a person ? Will said person lose their SSI at normal retirement age?
Comment from : WWJD🦋

I'll be lucky to be alive at 70 , I made it working 30 yrs I'm on disability now due to injury
Comment from : Michael Hoisington

I have both employment and self-employment In 2021 I had a loss in my business SS tax was paid on my employment, but will taking a loss on my SE business reduce my earnings toward SS?
Comment from : Brian Simmons

How do I draw my husband's social security instead of mine he has begun to draw, but he only qualified for the last 3 months of the year he is still working and the way it was calculated they only allow him to draw 3 months he began at age 62 I will be 62 in a couple of months I plan to keep working and adding to my benefit portion if possible
Comment from : Mary Ingr

Mr Schmidt, I have a question I quit working for a long time to raise our children, so don't have 35 years of income I do qualify for benefits and will be 62 in a few years It makes sense for me to collect at 62, because I can claim higher spousal benefits later when my husband retires I'm currently working a part time job, and plan to do so after age 62 If those years of income after 62 would replace years of zero income out of the 35 years, would that increase my benefit, or is the amount set based on the amounts in place when I start collecting (ignoring COLA increases)?
Comment from : Vivien Dyer

I'm 54 and have already qualified for the maximum SS payment It doesn't matter if I work another day But, I'm not going to wait until 70 to start drawing I figure my life expectancy is 81 because that is the age both of my parents died at and I'm no more healthy than they were My wife has also already qualified for the maximum SS payout as well at 51 I believe I will start at 62 The difference is minimal and immaterial when added all up whether I start at 62 and live to 81 or 70 and live to 81
Comment from : Kent Adams

Wait until you ar 70 to begin collecting your Federal welfare benefit This who take SS at 62 will regret it
Comment from : Robert Stevens

I have paid in SSA tax for 50 years, paying in from 3 consecutive jobs This resulted in a very progressive tax It also cost me to pay into the system without increasing benefits since collecting the Max for the last 12 years Only Congress could help As we get into socialism it will only get worse!
Comment from : Robert Reznik

This was a fantastic video to ubderstand ss! Thank you!!
Comment from : Mary M

This is simple Wait until you are 70 to collect your Federal welfare benefit
Comment from : Ed Rodgers

I just can't stomach the tho't of working til I'm 70 So tired of working
Comment from : Marisa Means

Who wo
Comment from : Yogibear

Why do waste the first few minutes "selling" your video We are already here, waiting for it to start
Comment from : nextari

My FRA is 66 and 4 months which will occur on July 31 If I start collecting now, I realize I will get a reduced amount, but will my payment go up to my FRA payment when I reach that point? Or will I be locked in at the lower amount forever?
Comment from : kaackster

I'm 65 and will work for two and a half years and wonder how much I can draw and still work
Comment from : Jimmy Dykes

Yea a blah blah the average person doesn't earn as much as you calculated Unrealistic for the average person I hear you though How about this we just be honest
Comment from : Michelle

Does your Bendpoint spreadsheet calculations include the 59 SS increase for 2022?
Comment from : Dennis

Wishful thinking All our money is long gone
Comment from : Donald Shidal

Starts at 2:16
Comment from : casesusa

70? We aren't guarenteed to live to see tomorrow, let alone until 70 I'm leaving the work force in January at age 62! Awesome video!
Comment from : Tony Martin

I worked and paid taxes in Canada for 6 years so I think it will affect my SS
Comment from : JRInTroy

Is the SS Administration going to compute this as you're saying automatically when you file?
Comment from : Brad Fallin

Excellent! 685 years old and I may have to finally collect In a year and a half I lose about $9,000 when my hazard supplement ends, a private program, from my fire & rescue career Not many of us reach my age And I'm seriously disabled from it with no regrets I can think of
Comment from : David Benner

SS shill
Comment from : bog trotter

I was a BA and a CA I have 25 years in at SSA I dealt mainly with DIB But out of the thousands of beneficiaries who's claims I processed, the people who received the most were professionals Unless your AIME is high, you will not get the maximum payment, you will get YOUR maximum payment Of course, depending on when you claim your benefits, you will get more but that is not the point In any event, you are NOT going to get more working at Burger King than aCPA And you certainly are not going to tell the CR in the FO how they are going to calculate your benefits Also, if you invest in a 401(k), your earnings will be reduced by the amount you invest And I can tell you, if you are worried more about SS benefits than you are about retirement, you need to rethink your strategy
Comment from : Jake Lakota

Question; I am on social security disability Unfortunately I started collecting it at 55 or 56 years of age I'm now age 59 I have glaucoma and I am legally blind so I collect full benefits The question is, does the social security agency figure all this for you when they determine what I receive? I know I will not get the max, but I just want to know if I am getting the max that I can get according to my circumstances brThanks
Comment from : John Miller

All this is retired ssi wat about regular ssi in Texas the maximum is 794
Comment from : Ahmal Pete

I didn't understand one word he said in tactic #2
Comment from : Sherry D

Mine was based on last year of taxable income, of which I happened to only work for half the year
Comment from : Here Kitty

I just got approved for disability SS and was wondering if it is taxable in the state of NY ? I do receive a retirement payment from a Roth Ira every month and I am 60 years old Great video's by the way
Comment from : Tom A

What a crock of bs and no info
Comment from : kevin poynton

Look at that I had no idea thats how it worked 👏🏽👏🏽👍🏾
Comment from : Frank R

I began working for the Government in 2005 in California They have a PERS system and do not pay into Social Security In addition, instead of collecting full SS I will be docked a large percentage I'm told there are other factors like I shouldn't collect my husband's SS because I will have a stop point around 5 years I'm so confused about what to do
Comment from : LaVaun Johns

What about people who take forever to get to the point? Is their advice valuable? Hello? Hello?
Comment from : College Boy

I went on SSD in 2011 at the age of 60 I became aware that I was receiving more benefits than had I retired When I became 65 years of age, SSA began giving me retirement benefits instead of disability benefits Actually, they changed the name of the benefit as I continued receiving the same amount I remember asking SSA if my benefit was going to be reduced because I would now be receiving normal retirement benefits instead of disability benefits They told me that my benefit would remain the same I guess I am kind of curious as to why my disability benefit was higher than my normal retirement benefit to begin with and why SSA didn't reduce it when it was no longer an actual disability benefit
Comment from : Mark Gerber

I was going to get $6k a month until Obama Democrats are thieves
Comment from : SeabourneWolf

2:02 STARTS HERE
Comment from : THIS IS #MAGA COUNTRY

Unvaccinated seniors should not be eligible for Federal welfare, SS, checks
Comment from : harold carson

When you say wait to take SS later like age 70, does that mean I have to work all the way to 70 or can I simply retire at 64 (stop working) and wait till 70 to take SS to get max?
Comment from : Mike White

this should be called how to get yourself INVESTIGATED and CUT OFF SSI
Comment from : 1 American at large

It's complete and utter BS that I'll get hosed on my SSI because I'm also getting a pension I worked 2 full time jobs and that penalizes me for rising up out of poverty?
Comment from : Super Fabricator

So basically the govt has performed the risk assessment that you will not live pass 70+ to achieve you maximum ss benefit They count on you claiming early to only receive the minimum possible benefit
Comment from : Aaron Hill

Are u a SS attorney ? Do u have an email that I can ask a question or two? About my private /personal SS situation
Comment from : Guy Cottone

I was married a long time and didnt work There is no way I'll have 35 yrs in work history I guess I'm not getting anything
Comment from : Gypsy Treasures

Damn that was confusing However i get 2,600,, house and cars are paid, retired at 66
Comment from : robert mccully

My mother has never worked a day in her life and draws spousal SS from my dad ,who shes not married to anymore And recieves 1,200 a month I know some that worked all their lives and only draw 1,500 a month
Comment from : Bruce Lee

Great information! Easy to understand and not condescending
Comment from : Dina Herrington

The unvaccinated should not get Social Security checks
Comment from : Ernie

I'm confused Doesn't the Social Security figure this out for you when you retire? Is this video meant for those who haven't retired yet as a planning tool? My Mother is already retired so was this the way that Social Security figured out what her monthly benefit payment is or should she be using the explanation of your video to make sure she's getting the maximum Social Security she's due?
Comment from : William Green

Interesting , Thank You Merry Christmas Happy tax season
Comment from : Henry Carlson

All I can think of is first actually locating 35 years of income
Comment from : Jay P

Ahh yes lets show people that are lazy how to get more free money No need to watch the damn video
Comment from : Detonation Pyrotechnics

This is my first time watching you, I watch Dave Ramsey program but never hear of you till now I like how you use board to explain and your calmness But a person as myself on SSI and SSA will I still get retirement money and will my ssi be less? Only wondering 🤔
Comment from : Delia Garcia

Stay healthy 'dont let your employer burn u out 'exercise 'play sports 'hobbies that generate income very important ' a handiman with licenses does well 'take cash money cash money' quit at 65
Comment from : Roland Rodriguez

Great info Too bad most of us don't have the luxury of waiting until 70 to retire Also have to wonder what the trade-off is for staying in a soul-crushing job 5 extra years when your health is already on the decline Said another way would you rather retire at 65 and live on a base income of $2k a month for the next 30 years or retire at 70 and live on a base income of $3k/month for 10 years?
Comment from : kent Grey

Don't speak english Have some kinda hard drug always in your blood Drink alot of alcohol and be overweight WAY OVERWEIGHT Beg for money from the Demoncrats and trust in the government Have NO ambition and you have got it made
Comment from : Pedro Julio

It disadvantages stay at home moms!
Comment from : Nouney Hill

I wish he would of said how to get SS records of pay going back fifty years?
Comment from : W S

I began collecting the minimum at 63,but SSI told me that the 38 years I had a small business where your deductions for IRS were lowered each year by the first 2,000 dollars ,is NOT considered cash paid in, But the math is still there So Ive been cheated by 80k They said congress would have to change the law
Comment from : guy granger

Nursing home takes all ur money anyway for 24 hour seven day a week care food medical and Soo on
Comment from : Chris Dietz

Lmao my grandparents retired grandfather got 4 thousand a month nursing home has taken his whole check he now eats jello in bed goodluck
Comment from : Chris Dietz

What if you retire at 62?
Comment from : Bruno Rios

SS rewards those who stay employed for a long time I had had enough of the working grind after 17 years I quit my accounting job and moved overseas and began teaching English Here it is 24 years later and I'm 63 years old SSA tells me I'll only get about $1,500 a month if I wait until FRA, and even plans to claw back some of that thanks to something called the Windfall Elimination Provision Am I sad? Nope I got to experience overseas living and have the feeling my life has been an adventure When I compare that life with sitting in an office, churning out financials and tax returns, I get a big smile on my face Don't worry about me, though I knew I couldn't rely on SS and invested well
Comment from : Stuart M

I moved to the USA at 30, + 7 years in schools and working part time I am working a full time job since, however, there is no chance for me to fulfill a 35 years of work:(, even though I was working since 16 years old, in my country) What is the best time to retire for me and for people with similar situation? Thank you
Comment from : L in C

Who do you go to to adjust your payment The offices just aren't that friendly Is there a mail in form?
Comment from : Sabina Donofrio

Thank you!
Comment from : Nick Stephens

okayI have worked for 54 years my best 35 years? it really seems like I paid more into social security than I will ever retrieve What a racket! And I figured out what is best for me given almost NO one in my family lives past the age of 70? I am best off taking SS at 62 But I have to say the way they structure this is to prevent ever giving you the money you put in back
Comment from : espy

Just a quick question not really related to this video Can you explain what these "Crash-proof" investment options might be? I have received invites to free lunches for investment advisors to tell me about their "crash-proof" plans Are they a bunch of hooey or might they be good fits for some people?
Comment from : Alan sterling

I'm on ssi can you help me get the max on that?
Comment from : memelove36

Dad paid extra in to SS to slightly increase mom’s SS payment… didn’t realize that spouse gets half the amount of SS from the word go!
Comment from : TorturedPeace

I'm on SSDI and have been for 20 years I'm 64 What will happen to my SSDI income and can a retired person work any
Comment from : Debra Parks

One of my jobs, I worked for a large Navy contractor for almost 5 years When I applied for my SSI they showed no income for those years, thus reducing my SSI This was before computers, everything was paper & pen I called the contractor numerous times to get "we'll look into it" I later find out everything is in a huge warehouse with 100's of thousands of files They did take out federal, state & county taxes which were correct The only thing that made any sense was the suggestion that someone wrote / entered my SS# wrong and my money went into another's SS account Of course, I had long ago destroyed any paperwork from those decades earlier Any suggestions ??
Comment from : R - F W - BPK

If these liberals keep letting thousands of people come across our borders, there will be no money left for the people who put into it!
Comment from : Brian McK

Hi, thanks so much Do you handle private clients?
Comment from : HECTOR JUNIOR

I never got the 'bend point' worksheet I keep getting emails, but none of them have this
Comment from : AnniesShenanigans

I have been told that SS provides extra credit for military timesince a lot of us older folks are veterans, it would be nice if you could comment on this in a future videokeep up the good work, your videos are appreciated!
Comment from : CARL WELTE

Can you do a video on getting a disability check at the age of 55 and what happens when you retire at 67 Will your social security check be smaller because you were on disability at a younger age?
Comment from : elle armst