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How Much Can I Borrow For Mortgage UK - Mortgage Calculator Credit Score Deposit

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Hi, brGot my eye on an investment opportunity £3m for some student accom properties with est Gross annual income of £260k, est Net £220k I have a £100k deposit Is that something I could get a loan for and is the return that the properties generate appealing to lenders? Comment from : Tinging its way up the tube

Salary deductions such as SAYE or loan through employer Comment from : Poo

Really informative Thanks for this Comment from : Paddy Corcoran

Great video thanks for sharing I am in the process of remortgaging a unencumbered property i bought cash at auction This will be a residential property but have 3 BTL properties in the background Virgin doing x145 stress testing only 1 of the 3 passes that but they all cover 100 of mortgage costs I am employed and got a bonus so hopefully affordability shoudl be ok Comment from : Zee A

Do the lenders lend you a percentage of the income you have left after things like car insurance, food, gas, water, electric, fuel etc etc If so what would this generally be? If this is the case doesn’t this make the “45x your income” redundant because you might only have 1400/1500 left a month and you want a £1100 mortgage Thanks for your help Really appreciate your TikTok and YouTube videos! Comment from : Dean Southern

Can i have ur number Comment from : Qazal Bash

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