Title | : | how I manage my money ? income , expenses , budget , etc || personal finance in my 20s |
Lasting | : | 15.45 |
Date of publication | : | |
Views | : | 814 rb |
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UPDATE: Since some of you requested it, I have now added a template of the sheet I used in the video in the description of this video You can make your own copy and rename things according to your own finances A bit more info in the description box Hope it helps! Please let me know if for some reason it doesn't work, and I'll try to fix it ASAP Comment from : Lina Lecompte |
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can i ask what font you used in the intro? love your video Comment from : Hang Le |
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You are very pretty lina Comment from : Yatin Garg |
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Liked and subscribed! Comment from : keiht Martinez |
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loved how simply you have explained this im a chartered accountant and have been actively managing my personal finances in the last 10 years found a lot of similarities with your process brbrleaving a link to my video for others who may find it useful - br youtube/1YbId8RDupQ Comment from : TheReluctantAccountant |
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What an amazing tutorial and a spreadsheet I only have one question, when it comes on putting your income sources, are you putting them on gross income or net income??? Assuming someone with a regular job and investment or side hustle, for a job it will be tax right away, in short, net income On the other hand, making an income on investments and side hustle, such as, capital gains and dividends is I consider gross income Also, it will only be tax on filing season Which part of the income should I put on the spreadsheet, the gross/pre tax or the net/after taxes to make everything accurate??? Thank you and have a great day Comment from : Stranger Granger |
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A massive thank you Lina! This advice and spreadsheet has definitely saved my finances for the future!! I have always been lazy with managing money because havent had the need for it Last few years have been tough since my monthly commisson has changed drastically and I didnt react to it Started going into debt with budgets With my calculations I will be debt free in 7 months Im so happy! Greetings from Finland! Comment from : Jobson |
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Thank you so much for the Google Sheets template, it has helped so much! Comment from : Monique Mendoza |
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This was very helpful! Thank you for providing your sheet for free! Subscribing and liking for this :) Comment from : Vivian Reynolds |
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You can call Optimum business or something Comment from : Moses Redner |
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50 bucks fog heath insurance where is that? Try 500 dollars a month must nf the obama one Gas 50 wauu Parking 30 dollars where do you lived Nicaragua Comment from : Casca |
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What is the point of this? you can track you expenses directly from your bank account right? Comment from : Lord Byron |
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How to create a budget - youtube/iRtc7tzeHQg
br(Financial Roadmap - Personal Finance YouTube channel) Comment from : Financial Roadmap |
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the editing is superb Comment from : maha |
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So no Rent and Utilities? Comment from : Makeen Hodge |
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❤️❤️❤️❤️🍎🍎🍎😊😊😊😊 Comment from : Jo Smith |
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you are a very interesting person and this video helps me a lot Comment from : wj w |
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thanks a lot Comment from : Kedaarr Cuts |
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Is there anyway of importing your credit card details into excel directly and sorting them into the different categories? Comment from : DiLLZGFX |
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Proud of u alot Love from PAKISTAN Comment from : abdullah asif |
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is there a way i can download your template so i can use it on my budgets Comment from : christine bourque |
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Why are you yelling Comment from : HypeEditz |
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This really helped me see how much I am spending per month oops! Thank you!! Comment from : Jeniffer |
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"Epidemic Sound" 😄 oh gosh, irony not lost there Comment from : Jeffleon |
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Thank you Useful table, as an option it would be nice to make a distinction between bills and contingencies, plus add a separate column to the bills with their due dates, just to remember when to pay Comment from : Arman |
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thank you very much This really helped in more ways than one I've been looking for these types of videos and this is the most efficient by far, thank you Comment from : Enoabasi |
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I believe that this recession has taught individuals the value of having several sources of income Unfortunately, having a job does not guarantee security; rather, the real security comes from diversifying your investments When it comes to speculating in the financial market, understanding institutional investment is essential Whether it's stocks or cryptocurrency, investing in knowledge will yield the highest returns Since I started trading with Mr Swen Scholz, whose skill sets are extraordinary, I have seen enormous profits on my investment Working hard is good, but working wisely is preferable Trade with a professional! It really is simple >< Comment from : Shyanne Vivian |
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Thanks for your video! This is super helpful! Comment from : Danny Luu |
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Ran into your video after I acquired a business half a year ago Would be interesting to know what your spreadsheet looks like now and/or if it’s gotten refined (or if you have a bookkeeper handling everything) Comment from : James Lee |
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Is your business a registered LLC? Comment from : Daniel Mark |
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Thank you so much for offering this info It helped out a lot! :) Comment from : Brianna Bee |
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10:45 wow check out that "chequing" spelling harbour/theatre is fancy canadian chequing is taking it one step too far borderline jibberish eh Comment from : Otocinclus Catfish |
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2:28 i was about to sub till this part ☠☠ Comment from : okechukwu Anudokem |
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Thank you so much for your explanation and template! YouTube recommended your video to me so it's my first time visiting your YouTube channel! I loved your video and just downloaded your template! it's amazing and so easy for a finance noob like me!!! many thanks and you just got a new subscriber here!!! love you and will be supporting you!!! you're so awesome <3 Comment from : Daphne Roxanne |
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Oh wow, this reminds me of the first budget that I learned from my mother's accountant I'm like you, I've tried Quicken and Mint and other financial softwares for personal money management and have gone back Excel Now I keep an Excel chart on my phone and update it regularly with data Comment from : Rosemarie Cuffy |
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Thank you Exactly what I was looking for 💓 Comment from : VW ONLINE |
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most of this video is about who is sponsoring her, why doesn't she just make a seperate video on that cause I just unsubscribed waste of my time Comment from : Jonathan Doney |
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I clicked to see if I can probably see amy adjustmemts my Excel expense sheet but seems like it's very similar I haven't been doing a good job with tracking my Bank account and paid a $5 from December 2022 so I am watching this video for motivation to do better The pandemic got me fucked up eith stay at home for 1 year made me lazy Comment from : Союз Экс Ди |
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Hi! This is such a helpful video I do have a question though, for the income monthly budget, how are those number's determined? I'm sorry very new to budgeting and not the best at math😭 Comment from : Linda Meek |
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Thank You Comment from : Shadow |
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this is the best one I have seen I needed something simple and cannot find anything Comment from : G |
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2 min ad Comment from : Vyacheslav Ponomarev |
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I felt so annoyed at being constantly reminded that the figures were hypothetical 🙄 Comment from : Eleven Seven |
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Hi Lina -- this template was super helpful, thank you so much for sharing! Just had a quick question on the Credit Card section I'm trying to keep track of how much my CC spend is but also have it be included as part of my overall spending (as I will be using money from my checking account to pay off this card every month) Not really sure the best way to go about tracking for both at the same time without double counting? (Not sure if this makes sense) Comment from : Cristina Araujo |
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Once I make a copy of the file, it keeps taking away my access Can you grant me access? Comment from : Charlie Hackworthy |
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Love this video very informative, watching all the way from PAPUA NEW GUINEA Comment from : Joz DnastyB |
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a women is the last person you want to get financial advice from no thanks! Comment from : Shahab Samkan |
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Start already!!! Don't need your self adoration and bragging! Comment from : Ana Colon |
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If you always put SAVINGS as the top line of Expenses you will never be short and will be wealthy within 40 years The book The Richest Man In Babylon by George Classon explains how to PAY YOURSELF FIRST I read it at 24 and was financially-free by 46 Comment from : backcountry pilot |
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Going to Nordgreen now👍 Comment from : tony p |
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Your template was so helpful! I worked out my spending for the year, figured out where I should cut back on subscriptions, and set up a new blank version with a potential budget for next year Thank you! Comment from : Sarah Johnstone |
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Thank you Lina, I will use 15 discount to buy our son a watch from Nordgreen He loves watches Great product I love the Excel video Comment from : Anna Barlow |
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Thank you for sharing this informative video on budgeting! I really appreciate the clear and concise explanations, and I feel much more confident about creating a budget for myself Great work! Comment from : Practical Finance |
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Liked and subscribed! Nice watch! Comment from : Benjamin Birch |
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Thank you for this ! I'm watching this to kick myself in the ass with my expenses! Comment from : Alexander Kennedy |
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Wonderful! You are very talented and you explain the topic in a friendly manner Thanks a million Comment from : Eugenia Yglesias |
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That 3 minute nordgreen advertisment is too long Comment from : Javier Najera |
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USE A SIMPLE APP CALLED APP MANAGER Comment from : sahil |
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how can i stop rounding up the numbers I'm adding? :( Comment from : Aline Moroz |
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Minimalistic so they are “timeless” lolbrbrShe’s cute, thanks for the content Comment from : Ferda Coin |
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Okay but we'd rather you not scream Lol Nice video Comment from : Mohammed Zuhair |
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❤️ u Comment from : sijil o |
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YEAS THANK YOU that's what I was wanting to do with Excel lol I liked this video yes!!!!👍😅 Comment from : Lita |
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I Don't Understand Why "In My 20s" Had To Be Thrown In There Comment from : SylentMilo |
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You are a hoot! Comment from : S N |
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Hahahaha love that ad time pun!!! Comment from : Kennedy Kithia |
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Do Nordgreen watches come in diamonds as in diamond watches with diamond watchbands? Comment from : Catherine Flynn |
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I like hot brunette baddies like this Comment from : MasterMind468 |
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Tbh it sounds like you are yelling into the microphone… calm down Comment from : Aurora Hatha |
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Thank you for the template ❤ Comment from : kellybramm |
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Be sure to follow the FOO in your budget to ensure that you do everything in the right order Comment from : Financial Order Of Operations |
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simple and elaborate Settled on this template after searching online Comment from : Vin Cent |
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I like it - it is easy and well explained Comment from : Aleksandra-Slon |
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You are gorgeous Comment from : Matthew Cantu |
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CHEQUING is soo cute xD (tell me your mexican without telling me your mexican :P) Comment from : Charles Andrade |
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Thank you Comment from : Caleb Cruz |
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Thank you so much for this video!brI ve been looking for a template and a way to track my money, in a way which speaks and appeals to me, and which feels intuitive, without being too overly complicatedbrbrThanks a ton, this has been a great start and has helped me get going! Comment from : TeaDragonNaahva |
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the way u talk sound like u r yelling Comment from : dalabomba |
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I generally budget in my head, and write things down; but as of recently I’ve gotten into a few different income revenue from different things So now I feel like I need to excel or google sheets it, thank you for the tips Also in a yr or two (kinda late, but because of life) in investing in a Roth IRA for retirement I’m a new sub!!!! Comment from : u140550 |
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Never heard of the Wallet app? Comment from : Habib Isayev |
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I hate money I need it to get things I need and want but I don't really want all that much too much stuff is a hassle Comment from : Jonathan Jollimore |
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Excellent editing! You're extremely thorough and the sponsorship advertisement was amazing Definitely saving for the watch Thank you ❤ Comment from : 𝑹 𝑨 𝒀 𝑨 𝑵 𝑵 𝑨 |
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Thank you so very much for this! Simple, straight forward, and easy to modify As a recent college grad who just started a new job, this is like gold 🥲 Comment from : Jialei Jia |
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$100 for gas? per month? I'm at $60 per 2 days lmao Comment from : Filippos Alexakis |
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Girl you so beautiful & intelligent Thanks for sharing with us Comment from : SpanishBarbie |
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Just go to 5:43 Comment from : Mike K |
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Hi, Lina! Thanks for sharing Plus you are so gorgeous I love how you discuss everything and love how you speak Hahaha bfan-girling/b Comment from : Ma Cristina Andaya |
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😍😍😍 Comment from : LILKAN ( SHANLILKAN ) |
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It amazes me greatly how I moved from an average lifestyle to accumulating a total earning of approximately $135k in 7 months from my investments in the stock and crypto market, under the management of a hedge fund manager Mr Ronald Furey I contracted him to manage and grow a certain amount of my income and so far, utilizing his services has been the most effective move I made in passive income generation As crazy as it sounds some still make enormous returns from this seemingly unknown market, gotta be greedy when others are fearful Comment from : Eleanor |
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out of 15 min you are spending 5 min on endorsement clearly tells the quality of content Comment from : Somesh Kumar |
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Although there are a good app that do the same job professionally, but I'd rather yours Comment from : Mohamed Elrayes |
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"Would you like me to give you a formula for success? It's quite simple, really: Double your rate of failure You are thinking of failure as the enemy of success But it isn't at all You can be discouraged by failure or you can learn from it, so go ahead and make mistakes Make all you can Because remember that's where you will find success"br-- Thomas J Watson---- Comment from : Yasin Nabi |
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Thank you Lina for the great content and thanks for the watch, awesome product love it Comment from : Design By ODO |
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There’s also a ‘sum’ button in excel which you can just click, whilst the values you want to add up are highlighted It’s a Sigma symbol in the top right Comment from : Amelia’s Edits |
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Thank you, Ms Lina 🥺 Comment from : Rica Gutierrez |
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You look great You sound great The purpose I was here not fulfilled But I got positive vibes from you hence subscribedThanks Comment from : Durga Prasad |
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What are your "affiliate links" under income? Is that people who pay you to put their affiliate link under one of your popular videos for a month? Is there a service marketplace that handles this? 😀 Comment from : |
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