How Banks Create Money

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Information How Banks Create Money

Title	:	How Banks Create Money
Lasting	:	3.53
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Views	:	236 rb

But when anyone elce does it, they get arrested and charged like Sam Bankman Fried from FTX id say its time to arrest the real scammers
Comment from : Robert Armes

This video is the neo classical view on banking, this is not how banking actually works Banks create loans in a debt credit relationship, the bank creates money out of nothing but once the money is payed back the money is destroyed
Comment from : Jayden Zelinsky

Banks don't create money LOL how stupid The Bureau of Printing and Engraving creates the moneybrHere you dumbshiiits wwwbepgov/
Comment from : Alex Marcon

They done lend out reserves ,they classify loans as deposit liabilities thus creating money
Comment from : Mike Mcdonnell

I would imagine the most valuable thing on the planet would be the source of all "credit" or wealthGods children, we make loans possible "YOU SHALL LEND TO MANY NATIONS BUT BORROW FROM NONE!!! THE BIBLE WAS AND ALWAYS HAS BEEN THE FIRST AND MOST IMPORTANT BOOK ON COMMERCE
Comment from : Jay Norman

Banks dont lend money and they dont accept deposits bro For proof look up the only emperical study of banking to be done in the 5000 year history of banking
Comment from : Jay Norman

If only this was true Truth is banks just magic money out of thin air when they make a loan No reserves necessary
Comment from : Micky Wes

They have to do HARD WORK keeping our money safe😂 that's ridiculous
Comment from : Edward

Can you explain bank certificates and how they work?
Comment from : Rebecca Summers

Banks causes inflation crisis
Comment from : Alex Tovar

An update since the start of covid is the reserve banks need to have is now 0 Just to make the system even more insane than it already was And no they haven't changed it back
Comment from : Aarons Analysis

Thanks for the video💯just what I need to learn📝📝📝
Comment from : Thabang Kanti

You are an idiot They dont create money, they create debt
Comment from : Eline Meijer

Thanks❤
Comment from : Eren Solmaz

I’m a little confused about the making money part The whole thing sounds similar in concept to a Ponzi scheme, which is a scam, but when banks do it it’s “creating money”?
Comment from : Alexander Alford

Thanks to money printing through FRB, otherwise I can't withdraw my money from my bank account Because if it so, I need to wait until bank's debtors pay-off their debt back (even if they paid it back)
Comment from : Eastern Prosperity

I'm sorry for interrupting this comment section but I'm just curious do u guys think that bankers are smarter than programmers or the vice versa
Comment from : just curious

there's NO FRACTIONAL Reserve banking in the West and never had been
Comment from : TO INFINITY and BEYOND

But remember the FDIC no obligation to pay you back right away fifty years before you got all your money back
Comment from : Ross Boyack

Loans Create Expenses!! So they can print more money!
Comment from : Zelan Ahmed

zajebiste❤
Comment from : yolobolo

wait so if I deposit 10000$ and 9000$ is given to another person doesn't that mean that the banks are printing money out of thin air?
Comment from : billsipsis

basically money is a scam or more specifically modern money is a scam
Comment from : Talal Huss

I’m lost
Comment from : Beatles and Kendrick Lamar

Just print the money
Comment from : Kalki Shiva

I am sure you know the reserve requirement was lower to 0 in 2020 I liked the video, but it would be nice if you emphasized that all bank money is created What the Federal reserve does is supply the base for money creation Other than cash the money created by the federal reserve is held in the reserve accounts in banks
Comment from : Laurissa Miller

Banks don't hold Mortgages youtube/14yiEZGk41s
Comment from : XrProphet

Infinite banking
Comment from : david macias

1:01 That’s it? Holy cow!
Comment from : Ethan Petersen

🐑
Comment from : Amanda Nil

no one explains this properly, fk sakebrbut I think I finally got it: the bank has to have 10 of it's total balance in cash, so if you deposit $100, the bank can pretend it has $190, because it still has the fkn 10 cash its obligated to have, and know the bank can loan $90 made from "thin air" This is a inflationary forcebrWhen the person who took the loan pays it back is a part I still don't get, cause I've heard the money vanishesbrbrI fell like crying from joy, I've been trying to understand this for MONTHS 🥳😭
Comment from : Gabi A

So banks won't loan money if there's too high a risk of loss? Loss of what? Money that didn't exist an hour ago?
Comment from : Jason Campbell

Who takes out a loan just to put it back into another bank? That part doesn't make any sense to me Can someone please explain and help me understand?
Comment from : Luke Schwab

But „making“ money is just wrong brWhat they are doing is taking your money and lending it to others brThe bank does not have „more money“brbrIn theory 2 people do have more money on the banking account than before But this system only works because you do not withdraw your money So all this does is give your money to others brbrIf suddenly all people would withdraw their money the system would collapse
Comment from : Saphirah

Actually there is no limit on the reserve that a bank must havebrFractional reserve banking is a myth!
Comment from : rickson pat

Great info
Comment from : Prakasheen4u

I don't get it 😔😹
Comment from : Aren

( REHAB TIME! ) BANKING INSITUTIONS R MOOR DANGEROUS! TO hOUR LIBERTIES THAN STANDING ARMIES FACTS OVA FEELINGS!
Comment from : Glynnis PITCHER

in case of Lebanon 🇱🇧, the FDIC went bankrupt 😑
Comment from : Soma 7662

Biggest scam ever created, hands down
Comment from : Asambee Youtubers

This was very helpful, thank you
Comment from : ozzyboy1976

hola vengo de la clase xd
Comment from : z Hans

But for this they need lots of new notes how they accrue it?
Comment from : Murtaza Ali

Fractional Reserve Banking is bullshit And this is not correct This 'Theory' has been disproven
Comment from : Huron

Nice
Comment from : Roshan Official

How banks work:br- customers deposit money and gain interestbr- they take that money and loan it to businesses with interest ratesbr- the difference is the bank’s profit br- only 10 actual cash reserves needed in the bank
Comment from : Feel Good Hal

This helped a lot I was reading an Economics book and I was kind of confused with the 10 reserves and creating the money part Thanks!
Comment from : Ray Michael

Banks create deposits,not moneyOnly central bank can create money
Comment from : Slawomir Bartoszewicz

Lol! This is not how it works since digitalisation of currency in the 1970’s Banks just type out a new number when they ‘sell’ a new loan It’s not backed This is such a common and misunderstood myth Why do you think countries like USA have national debts in the trillions? why have the debt if you have all the money backed up lol! Because it isn’t Watch “97 owned” or something
Comment from : S Xavier

Banks never lend deposits Banks create money out of nothing whenever they make a loan The fractional reserve theory of banking, like the financial intermediary theory of banking is complete bunk The credit creation theory of banking is accurate
Comment from : Kar Far

🏦🏦🏦🏦
Comment from : ABDUS SAMAD

Is the Federal Reserve sustainable?br1996-2008: GDP ↑45, Monetary Base ↑46br2008-2020: GDP ↑32, Monetary Base ↑600brbrPrior to 2008, the Monetary Base and the GDP were 98 correlated reflecting the reciprocal relationship of money and economic expansionbrbrCan the current rate of monetary expansion without corresponding GDP growth continue without consequence?brbr*Bloomberg sued The Federal Reserve in 2011 and uncovered a $77T secret bank bailout not represented here
Comment from : Liam McDermott

You had me at Five minute
Comment from : Rahul Poral

Correction… Bank give you 01 interest to your savings account not 10
Comment from : hyeeagle

You’re going to blow up soon, mark my words Great job on the vids
Comment from : Tentic

Banks don't need deposits to issue loans They create brand new money when they issue a loan Central banks have stated this fact for quite some time
Comment from : Stuart Porteous

It is was worse that this, when a loan is created the money is created and the bank gets to keep the interest
Comment from : John Daniels

So when is the revolution?
Comment from : Mystic Jason

Thanks 😊
Comment from : Rd P

Did the video explain “How money is destroyed?”
Comment from : David E Vogel

This is a misconception banks do hot necessarily lend you other people's money they just create the money when anyone asks for a loan
Comment from : Cresta Elias Giovanni

Someone give me the monke explanation I’m too dumb for this
Comment from : maune belle

The explanation in this video is wrong and backwards Banks do not loan out deposits Banks create all money out of thin air when they issue loans So actually, banks CREATE DEPOSITS when they issue loans And reserves are NOT required for banks to issue loans As I write this comment in 2021, reserve requirements for banks are at zero, and they are still loaning (creating) billions of dollars every day
Comment from : Wide Hotep

look up richard werner money creation theory, this is fractional reserve theory which isnt correct
Comment from : Tim Boevingloh

how can People say this is a great video or belive this nonsense?!?! the amount of money in circulation stays constant and the fluctuations are just small changes decided by the national banks or the federal reserve in USA case Idiocracy is upon us incredible
Comment from : Valentin Chira

As a teacher I must say this is a great video
Comment from : VisionsTalent

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Comment from : YTB BD

Training to be a Teller and this helps more than the modules!
Comment from : Matthew Laughlin

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Comment from : 柴建

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Comment from : Shane d Varner

keep it up bro you are making a great content brit's so sad that u didn't upload a video for the last 3 months
Comment from : Top Apps

If I put 100k money in bank with 4 interest do I earn 4k monthly?
Comment from : Wol7fie

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Comment from : Marry Bucky

0:20 Dude, it's against the law for banks to lend out ANY money that belongs to any of their customers Where did you get this silliness from?brbrJust go download and read modern money mechanics if you wanna know how money is made
Comment from : STRAWMANburner

Tbh I came here so I could more easily understand the Kurzgesagt video Thank you
Comment from : S&S AMERICA

I still don’t understand it
Comment from : Zenith

Isnt that a ponzy scheme?
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Comment from : Kennedy Jude

This Video does not say the full story It just tells you half the truth
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Comment from : wiltz vilcena

Great video 👍🏼
Comment from : Mohammed Rah

Does banks make money off a chequing account
Comment from : Just Working for the weekend

So the more I give my bank The more the bank makes
Comment from : Just Working for the weekend

now their is no reserve requirement so they dont need our money This video is not correct banks can legally print money to loan you they dont need our money
Comment from : chriss4365