the student guide to personal finance ? adulting 101

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Title	:	the student guide to personal finance ? adulting 101
Lasting	:	21.14
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thanks grammarly for sponsoring this video! visit grammarlycom/studyquill to get started + get 20 off a premium subscription timestamps below ↓↓↓br→ TIMESTAMP Sbr0:00 intro br0:43 the bare bones basics br1:50 income + jobs br3:16 grammarly demo (ad) br4:26 income + jobs, continued br5:09 checking accounts + how to avoid losing money to them br7:58 budgeting + a simple template br9:15 must-have spending (student loans, bills, groceries, etc) br10:58 nice-to-have spending (going out + shopping) br12:34 credit cards + building your credit score br14:21 savings in high-yield accounts br16:23 investing in stocks + bonds br19:09 retirement + why to start saving ASAP br20:31 final recap
Comment from : studyquill

Very informative video, thanks for sharing
Comment from : Finance indept

Thank you for this information it is very helpful
Comment from : Ainsley Williams

Great video ❤
Comment from : Budgets with ELMA

what does mean 101? I see it soo often in somebody's video
Comment from : ivvwq

wow this is actually super helpful! i thought i knew all that i needed to know for the basics hehe
Comment from : p

Do you have any internet income ways for non-experienced?
Comment from : Caryl Fabre

I can't believe the day this video came out I was "Oh I'll watch this when I grow up" and here I am! Really needed that because I have zero knowledge when it comes to personal finance Thanks a lot 🌷🤍
Comment from : piku

I can’t really focus on a job and do student work since having an invisible disability my energy is not as easily manageable I would love to work as a barista part time but I get tired much quicker than most people, so since i am an artist ive been considering commissions as a way to earn extra income together with my monthly allowance
Comment from : Moonmoon

Thank you so much This was so helpful I was wondering what is a minimum amount of interest you should settle for in a savings account?
Comment from : anna b

Perfect information thanks 🙏
Comment from : Linda Mathunjwa

1 open a checking account
Comment from : Gabriella Meat Tray

This video is so refreshing compared to all of those “rich people make smart decisions” “passive income” “risky investments” personal finance videos
Comment from : Nathan Price

It either loses value or you spend it immediately…like I do :( til there’s nothing left in ur checking account It’s a bad habit, but also having a savings help Also I live in my fun money
Comment from : Ash Prather

me who lives in India and cant work part time and only source of income i have is my relatives and dussehra ( not including rakhi bc uk ukkkkkk they dont give something they just eat sweets )
Comment from : Tejashvani Singh

Wait what, there is a legal age to opening a bank account in the USA? I got mine at 3 years old 😮
Comment from : Bread monkeys

Your video was cool right up to when you started claiming to be a person of color 😂 what does that matter to a hardworking young person 🤦‍♂️
Comment from : Luis Orosco

Thank you girl!! This was very helpful!!
Comment from : Audrey Space

thank you so much @studyquill ❤️
Comment from : Trisha desaliza

Hii I’m a 13 yr old and I want to start saving money and stuff so I need so advice if anybody could help so my parent give me 100$ every month as an allowance and I have a account under my parents name where I keep the money so my question is should the 20 for saving should I leave it in the bank or get a piggy bank ? I’m really curious and if anybody have any tips pls tell me I would be so happy to revive anything ! 😅
Comment from : Hiba Nasser

How can I make YouTube content if I don’t have: 1 Any interests in learning or teaching anything 2 Any hobbies 3 Money for things with my aesthetic or any places in my country with my aesthetic?
Comment from : Yume_yuni

Thank you for this
Comment from : Sarah Gumball

Nicely done You know more than most middle-aged people
Comment from : John Brown

Also with optimizing costs: if you have medical bills/expenses that your insurance won’t cover, CALL the billing office at the facility the bill is from (for me it was the radiology center from the ER where I was in school) and explain that your insurance won’t cover the bill They’ll usually either chop the cost down hella or write off the bill entirely, cuz they mainly charge so much under the assumption that insurance will pay, so, if it won’t, they’ll cut down the cost so they still get something, or write it off entirely so they can just get the paperwork out of their system
Comment from : Charlie McFaul

Saving during inflation?
Comment from : Jeremiah Benton

watching this as a y10 💅🏽
Comment from : sree

I like your video presentation It is informative too, at the same time Thanks a lot for your guidance!
Comment from : Henry Thomas

I give myself exactly $100 dollars of fun spending money each month At the first of the month, I move that hundred dollars into my cashapp Any money left in my cashapp at the end of the month will just roll over, in this way, I can save up for more expensive things I want in the near future that aren't at all necessary
Comment from : Kara Eva

Hey! Just to let you know that my own teacher has been using your videos to teach us certain topics Of course she changed some things but hey to me I think that's a huge achivement! So you (I also recgonized you in class when she put it up)
Comment from : Bubble Ming

Been trying to learn this forex tradingbrSo I wanted to buy Bitcoin and trade on my own but I still can't grasp the entire concept
Comment from : Valentina Alaben

🐝
Comment from : Narasimlu Waddar

I’m only a jr in high school but I’m gonna be going to an art school, so making sure I have money is REALLY important
Comment from : Gella_Drawz

Love it! This content is pretty helpful to all young adults and students out there :) Managing finance is really a lifelong challenge, but it should be one of our priorities in life br brWhile you are all here, I want you to know that I am also doing free financial literacy lessons! Feel free to check my channel out 😊 wwwyoutubecom/isabelexplains
Comment from : Isabel Explains

Hii :), can u share the video of how to make money online ?
Comment from : Perry Moshir

thank you so much for breaking down how credit cards work, i’ve asked like 3 different people and none of them could explain it in full, the best i’ve gotten until this video is “oh, it’s like spending future money it also builds your credit if you’re responsible” 😭
Comment from : Mothclaws

What if your parents already have an account for you that they deposit money into monthly? How do u get like control over it once you move to university??
Comment from : piedan

you look beautiful
Comment from : NBA Gold

Love the breakdown Jasmine I've gradually built my finance and made my first $100k through investing as a single mother juggling work and nursing school, and with what I’ve learned investing, given enough time, solid investments have the potential to double the initial principal amount, but many investors are instead attracted to the lure of high yields in short periods of time despite the possibility of unattractive losses before even getting out So the onus is on newbies to beware
Comment from : Marcella Fuentes

I'm a 15 year old I live in south Africa and I work in our family bakery I get payed R800 every two weeks which is $50 to say but that is worth a lot here and I'm trying to learn how to work better with my money instead of spending it all at once
Comment from : STRAYKIDS WORLD DOMINATION

Thank you Jasmine for creating such a informative video The knowledge and tips that you shared in this video are not known to lot of adults till later in life I came across this video while trying to teach my 11 y/o daughter basic knowledge on finance would love to see more videos this like that are so content rich
Comment from : Sonia Chopra

Tax advantaged simply means presumably when you withdraw money in retirement, you will be in a lower income bracket and will therefore pay less in taxes Basically, income taxes on the IRA money are deferred until you withdraw the money
Comment from : Janice Crowell

No way you said people of color when ur asian
Comment from : b g

Hugely useful! I have decent financial knowledge and everything you've said is 10/10 A great review for me!
Comment from : maripaz

thanks for this video!
Comment from : Ella Escobar

Bro I need this T-TbrI went to the mall and I had transferred some money to my checking and now I’m waiting for my next pay check to move the money over to my savings…I have like 20 dollars in my account 🥲
Comment from : May Lee Ray

great video as always🤩brnow i wanna start saving for retirement even just by a fraction
Comment from : Earth Traveler

HEY, I WANT TO START POSTING CONTENT IN LINE WITH YOURS, CAN I GET SOME ADVICE OR A GUIDE ON HOW TO DO IT EEFECTIVELY
Comment from : LYRICS ARE POWER

I really appreciate the intent behind this video, but I don’t agree with getting a credit card ❤️
Comment from : Jules Eternal

Hey I'm a 16 year old girl in 11th grade and your video here really helped me! Thanks 👍🏾❤️💜
Comment from : alange

sooo inflation is suposed to be little under 2 right? well at this moment, its at 9 in my country NINE
Comment from : Mirte Belsack

I wouldn't put all my $$$$ in the bank because the day u want it 10,000,00 thy want to tax u and thy want to know y ur takin out
Comment from : Luis Melendez

Are you a Korean??
Comment from : 굿러너

Am I the only 13 year old that's weirdly obssesed with finances like most kids my age don't care but I find them really interesting
Comment from : ♡Strawberry mocha♡

literally can't go 4 minutes without whining about liberal talking points? :(
Comment from : Chad M

Plug Power!
Comment from : Laftis Kuno

This was very helpful!! Thank you so much <3
Comment from : Luna

This save me I luv u
Comment from : Anadia

me, a public high school student spending 5 saving 95 me, still broke
Comment from : Bayley Taylor

Girl, you're my savior 💖💖
Comment from : Corvus R

Or! Don’t go to school At this rate people without degrees are making over 22-30 an hour
Comment from : Ressy Croft

She soo cute 🥰
Comment from : Hiba Qadir

wait im confused so what is the 20 for in the 50,30,20 rule?
Comment from : Soggy Cookie

bc capitalism
Comment from : Marlon C

thank you Jasmine 👏
Comment from : Sasha Swan

Investors looking for steady and consistent returns should consider growth stocks, a handful of stocks have garnered consistent, positive returns without wild changes in value
Comment from : Emma George

Ep
Comment from : brov

Thank you for this information I found it really helpful ❤️
Comment from : Missouri wade

Grammarly is the best!
Comment from : Nikki2370

Ummmmmmm i have my students watching this and clearly I should have watched ahead of time because we ALL gave a side eye at the "woman of color" statement Be mindful of social race statements True people of color are offended
Comment from : Spencer Richardson-Moore

"here in the US money loses its value bye about 3 every year"brbCries in Argentine/b
Comment from : Gïlda Nonofyabiznez

How old are you again??
Comment from : Knid Dgfg

this has been in my recommended for a whole week so im gonna just take it was a sign lol
Comment from : Rissa

Finances made easy Thanks!
Comment from : Light Aiorus

Hey! I know this is an older video, but I wanted to ask if tuition fees get lower each year? Cause like in the beginning for the fafsa stuff they include you and your parent's savings and income and expenses and everything But if you guys use all that up during your first year of college, what are you supposed to do>:(?
Comment from : vanessa_

Agghhhh muchísimas gracias por tu video, de verdad me ayudo mucho😭💘
Comment from : CYL 123

This was on my watch later for so long and now all social media is down so here i am 👍😃 Very informative video btw thxx💗
Comment from : Mariam

Personal finance management is done better when done earlier: youtube/RxK8cjfMZtw
Comment from : ReshadMeetsWorld

“Unexpected emergencies” I’m so glad I saved my whole life bc when the pandemic hit I lost my job (waitressing) and didn’t get much from unemployment but I could pay rent still and buy food for 2-3 months because of my savings!
Comment from : Magikath

this is so helpful thanks
Comment from : Justin Dai

she explains it better than the high school classes
Comment from : ˋ m o n o ˊ

What is a broad index fund
Comment from : Isabella Köhlinger

Thanks for the video, every student should know about this
Comment from : Investing for everyone

This is super helpful, even a year later! Thank you for putting so much hard work into this, I benefitted from all of the information! 💙🦋
Comment from : Mushroom Moth Doodles

Ok but you actually convinced me to get grammarly
Comment from : Guadalupe Gonzalez

wait you can’t have a bank account before 18 in europe/usa?
Comment from : jane vi

Great video Thank you for sharing tips on this topic Would definitely help if you made more like it Maybe the topic can be more or additional income streams or savings advice 🤩👍🏾
Comment from : Foreverr CocoChenel

i love your voice its so calming
Comment from : Amelia De Matas

I just turned 18 last week and I've also just got accepted into college AND got accepted for my first job todaya lot is changing😅
Comment from : youre invalid

This was actually really helpful and easy to understand Great video!
Comment from : Dahshah Semper

Budgeting is important to see what direction your money needs to go Itbis also important to track your spending It will tell you where you are hemorrhaging money A business will not guesstimate how much they are taking in nor going out They do not call it micromanagement of money They call it business clarity Personal finance savvy people will tell you to track every penny
Comment from : Dani Keebler