How To Pay For College

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Title	:	How To Pay For College
Lasting	:	7.56
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Views	:	143 rb

Wouldn’t FAFSA cover all her expenses, according o her income
Comment from : @Estronguista

It mind boggling how Dave is acting like school is still priced the same as it was when he wentbrbrTuition has outpaced wages and student financial aid and has increased almost 1,000 since Dave went to collegebrbrIt’s still possible but he needs to stop acting like it’s the same as it was Talking about “I worked when I was in school”
Comment from : @kevinarzola4781

THX
Comment from : @bth2012

Go to a cheap college For the vast majority of jobs, a college degree is just a box to check and where you go doesn’t matter
Comment from : @minnesotajack1

thanks! this good video!
Comment from : @tammywehmeyer2064

So they can start applying for scholarships in 9th grade and do it every year through 12th grade? And if they win some in 9th and 10th grade it will still be theirs when they go to college after 12th grade?
Comment from : @XGAMER-jk1rt

You are right on point with this Dave
Comment from : @peteryoung416

Caller: No I didnt have any student loansbrDave: Me neither oh wait I take that back had $3000 in debt but that was before I was Dave RamseybrLOL
Comment from : @tanthadcork5040

Not only doing community college for two years to get a transfer degree but also take any required classes for your degree that are able to transfer to other universities in your state Currently I’m taking all my chemistry and biology classes at my community college because the curriculum transfers the same as taking it at a university brbrAnother thing If your state over running start (taking classes at the college as a junior and senior in high school ) TAKE IT it is basically free college you only pay fees and book costs
Comment from : @darienhatton3816

When boomers act like college now is in any way comparable to back in their day, I cringe a little bit
Comment from : @EllieofAzeroth

Some other things to research about your chosen college and degree field: brWhat is the graduation rate? brWhat is the employment rate among recent graduates? brIs there a similar degree that is cheaper and/or quicker to finish?brWhere do I want to work later, and what are those employers looking for in a prospective employee?brDoes this college have a career services department that assists students in finding future employment? What service do they provide?brbrCollege is a MAJOR purchase, almost equivalent to buying a house You would never buy a house without inspections, research on the neighborhood, etc, etc Why would you go to college without researching it or your field of interest? Any major purchase should be done carefully!
Comment from : @michellem9444

1) Go to an in state schoolbr2) Get your kid to do sports and get great grades for scholarshipsbr3) Take advantage of financial aid, and file FAFSA as early as possiblebr4) Appeal Financial Aid award to get as much money as possiblebr5) Have kid work and save in the summers
Comment from : @puro9831

The best way to save on college is to graduate on time We help families plan for college Let us help your student find the right degree at the right cost
Comment from : @collegeliftoff686

I have received a full-ride to get my undergraduate degree this coming fall But I am trying to find a way to pay for housing and meal plans, if anyone as any advice I would appreciate it
Comment from : @newkidontheblock772

It are choice because it's are future
Comment from : @karlmoore807

I just wanted to reply to Dave's comment "you just can't afford a Christian school" This is true for a lot of private Christian schools, but the school I am enrolled at is one of the most affordable schools there is to go to At Pensacola Christian College, it's $10,000 a year which includes room and board This includes 3 good meals each and every day! Also, most students are eligible for their 4th year free program Your entire senior year won't cost you a dime, giving you a chance to build up your finances before graduation day I felt the Lord's call to PCC both because of affordability and to have a closer walk with God For certain no one is condemned for attending a secular school and God can definitely use you as a light there But we should think about the influence that a secular school could have on a Christian We are fallible humans after all, even though we're believers in Christ With the busyness of college, its easy to let your relationship with God slide (even in a Christian school) In conclusion, be a good steward with God's money, but also guard your heart with all diligence Ultimately, do God's will for your life and He will never fail you
Comment from : @anthonywalker4953

Study from old books and take the CLEP and get the college credits only cost like 79 per test Also modern states have courses to prep you for CLEP test Every college in the nation accept CLEP
Comment from : @luisangelcastaneda1147

ESA vs 529???
Comment from : @insane204

What he’s saying about university Name power is patently untrue
Comment from : @chris1z142

Depending on what you are trying to do, where you go to matters Not the School itself but how strong the department it is brBut going to a community college for the first year or 2 to get the UCCs out of the way is a great first stepbrThe college/uni you get your 4 year degree from can matter if you are going to gradschool brOnce you get to grad school welp good luck, I'm figuring that out now for history
Comment from : @tonyshoeball7759

Was a little upset when he said the kids have no choice in their college 😐
Comment from : @lizziea5480

Add National Guard Tuition assistance, a part-time job, a chance to serve in natural disasters, and years of prior service if you go active duty after graduation or draft-exempt if you don't
Comment from : @michaelwoods4495

I went to a 72K/year school I loved it I have about 30k in student loans
Comment from : @KarenVanessaBuitrago

Why is this guy so condescending? He’s, wrong, btw Many professions actually do care about your college choice Read the comments section for proof
Comment from : @donkeysrevenge3512

Lol German Polka History!
Comment from : @philwhite7841

2:55 This is incorrect in the high-tech field I work for a major tech company that won't even consider people who didn't graduate (with honors) from a top-tier engineering school Sad but true
Comment from : @altratronic

It was MY dream for my daughter to go to the Christian college where I had my first real job As my dad did to me, we told her we wanted her to go there and we'd pay for her to go her first year $32,000 and 10 years of pain later for the parent loan, it turned out to be a very expensive 1 week trip to Hawaii for her, the most memorable part of that year She got into the upper level choir as a freshman and HI was their spring trip that year But she certainly had an eye opening experience at how sadly hypocritical children of Christian parents with great hopes are For sure we will be using this hard learned lesson to guide daughter/soninlaw/grandsons as they prepare for that stage of life
Comment from : @sigalsmadar4547

I have to disagree, there are different levels of quality and opportunities to big name schools UF has the best medical program in Florida Although your employer won’t ask where you got your degree, however having a degree from UF in their medical program will result in a much better education which can seriously further your opportunities within a company Another thing some companies actually do care about where you got your degree For example my fiancés mother runs the residential program at Creek hill hospital and she immediately filters out certain schools because their known to produce a less than desirable result of students
Comment from : @donovangiles3977

I want to be a construction engineer
Comment from : @bryannavarro3165

This is the most ridiculous advice I have ever heard So his advice for college savings is try to get scholarships and pick a cheaper college I guess his plan for retirement planning might be to not want anything that may cost money in retirement and start playing the lotto
Comment from : @bradstorch5584

Major in STEM, Finance, Accounting, or Medical/Law Join ROTC or find scholarships Go to community college for two years Join In state school Work in school
Comment from : @Convexhull210

Community college gets a bad wrapits sad that kids going to big colleges seem to look down on the kid saving money staying home and doing cc the firstv2 years In reality those kids are making a good financial decision
Comment from : @Barkeroni

I personally found his statement on kids having no say in what college they attend to be absurd Yes of course parent involvement is key and should be constant, but the student should have a say in their future Currently one of the leading causes of college debt is career unhappiness Grads are unhappy with the career they chose and don't actually use the degree that payed thousands for, hence they don't use it and are unable to pay off their debts It is actually VERY IMPORTANT that teens have a say in the college they are going to attend to ensure that they are happy and with their studies This could help ensure they keep their career and their degree is not useless If a teen wishes to attend a college that seems impossible to pay for, scholarships are an option And something many people don't know, letters can be written to the colleges in which you can request they offer more scholarship money for the student or ask them to lower tuition All you have to do is work and research Teens should have a say in their schooling Forget what this guy says about that (Note that's really my only complaint on this video)
Comment from : @arianediamondrivera2668

Thankyou Dave!
Comment from : @taylor_____7511

Dave just roasted this lady
Comment from : @Skankhunt-tf1tt

mmmmmm dave you are missing some important things here i agree with most of the things you are saying reputation does matter not always, but some times they do they depend on majors also, it's better to look at all the scholarship and grant options rather than flat out reject all private schools most private schools have better financial packages than public schools not all community colleges are a sure thing for transferring either i wanted to hear you more on 529 plans versus other options in other words, money stuff
Comment from : @shiwalogo2

Can go to a CC to save tons of money
Comment from : @aerohk

instead of saving for your kids college, which they may use it, why not save for your kids retirement instead? $5,000 invested for 67 years at 10 would be close to $3mil
Comment from : @dluff

OMG LOL
Comment from : @chertericamilam1246

Community College is not always a viable option Some degrees require attendance to a state college or university for a full four years in order to complete the required courses In some cases, 2 years spent at community college will prevent you from getting certain tech degrees in 4 years
Comment from : @scottyb1300

I finished a video about college on my channel check it out!
Comment from : @isaacestates637

Make you kid work I saved about 1500 dollars with a minimum wage job over the summer (not great, but still something) GO TO COMMUNITY COLLEGE!! I get tuition refunds , so i get about 2000 back into my bank account
Comment from : @harryskittyz

I hate when people talk about college debt and think we are suppose to feel bad that went to college for dance or paintingI went to a community college for dental hygiene and make double what all my friends make !
Comment from : @kelseyfrench6895

Better have a “We can not afford to help you with college!” chat with the kids right now! Give them the real picture now because the fantasy is not affordable! They need great grades, a resume that has some cred, and a job, especially a job that helps pay for it!
Comment from : @beachygurls6

He talked about going to a community college and State College cheap college cuz it don't want him no one really cares about what college you go to as long as you went to a college I mean for bragging rights I guess but realistically you going to brag that you spent more money to go to this one place now okay I'm he also talked aboutbrbrWhich is what I was going to take from me cuz I was already in college a very good not that expensive very good very very good college for where I'm at very active but thank you Jesus it's so good use the my scholly app to you, shows that apply to he said he recommended a thousand but I know that just means just keep applying to keep applying don't stop when you feel like you applied to another just keep it on this keep going just keep going he's basically said if you apply to a hundred you may not get 99 of them so keep just keep applying and if he talk about if you just keep applying eventually you will get enough money to just pay for your entire tuition he also talked about the act and make it a very high score on that which God already told me I should do
Comment from : @antank5703

This is so true
Comment from : @lockdown1312

Thank you for this Dave! I'm in high school and I'm starting to do some college prep and this is rlly helpful! Thank you so so much!!
Comment from : @lanamich1491

There are very few jobs that care where you go to school One of them is academia, and another one is Econ, and another example is MBA, and top law schools But he is right that the vast majority of jobs do not care
Comment from : @princesskaitlinhazelwood4703

Question: What if you need a Master’s degree to advance in your career? I already have student loan debt for my Bachelor’s Can you get a Masters debt free?
Comment from : @dcubit

Im 14 and in the 8th grade and will start working my goal to 20k to go to an engineering school is that alright
Comment from : @jimpeanut6697

dave has no idea how hard it is transfer, i know so many people whose credits didn't transfer and ended up losing money in the process
Comment from : @juliajustbeauty

Here is the problem Some people want to go to school for something that technical colleges do not offer And my local college costs as much as a regular college
Comment from : @leahwinningham9281

Dang, having kids or getting married is financial suicide these days
Comment from : @katieadams5860

This is really great advice Get your test scores up and look for scholarships (at least 1000)
Comment from : @pamperedgurl

People in the US are ripped of for education In Germangy I finished professional training for aircraft maintenance which costs about 70000 $, and I got 800 $/month as a salary I went for a bachelor and master in aerospace engineering for FREE! I had to pay for my living though, but I got a schoolarship for 50000 $ Life in the US is great but only if you're rich!
Comment from : @hakusansaku8800

I'm so glad I went to a community College I have friends that graduated in the late 2000's early 2010's that still have student loan debt between $60,000-$100,000
Comment from : @Gabster1990

short answer, don'tbrPut that money towards a house downpayment Much better investment
Comment from : @jcrowley1985

If you have to take out college loans to go college don’t go why go to college 60 college students drop out anyways and still have loan debt
Comment from : @horserider422

How I got my BA 100 debt free: br1 Cheap college ($6,000 a year)br2 Scholarshipsbr3 Working on campus during the school yearbr4 Working during summer and winter vacationsbrbrHow I got my MBA debt free:brTook advantage of employers education benefits and got MBA for free, not a penny of my own money brbrAnd this was all within the last 15 years, it can be done! Get a head start on life with no debt, a degree, AND work experience
Comment from : @Nunyabiz8787

college is a waste of time your not gonna get a job after u get the stupid piece of paper
Comment from : @85prp

I go to a state school for engineering and we use most of the same textbooks as Stanford and other private schools A few times, my professors were actually the ones who WROTE these textbooks!
Comment from : @Mike-ew3gw

Let me guess beans and rice?
Comment from : @Sharpidiot

Debt-Free College, from someone who in 2 months will graduate debt-free, largely because she had smart parents when she was 18 :) br1) bWork/b And save a fixed percentage of your earnings into a seperate savings account Especially while living at home with no real expenses, you need to be socking away the majority of what you make (I had to learn this the hard way) Keep a certain amount for yourself to spend and enjoy, but be diligent with your saving br2) bScholarships/b I had scholarships covering the majority of my tuition all 4 years, and only paid about $1200-$1400 every semester Very doablebr3) bTake college credit courses while in high school/b AP courses are ok, but taking the actual college-level course is waaaaaaaaaaaaaaaaaaaaaaay better (wondering why? I can elaborate) Many places have programs that allow high school students to take their courses and get a head start, so look into what nearby colleges/ universities offer The more credits you get out of the way, the fewer you'll have to pay the big bucks for later br4) bLive at home,/b if you can and for as long as you can Living expenses, especially in dorms, will usually be as much as or more than your tuition I was fortunate enough to live only 20 minutes away from my university, but that obviously isn't the case for everyone However, most everybody has a community/small college nearby Taking your core classes there and going to university later will save a ton br5) bPrice shop your school/b It really, REALLY doesn't matter where you get a bachelor's degree from, what DOES matter is that you got one and made good grades If a big "prestigious" school will cost you 10,000 more a year in loans for the same program than another school, don't do it br6) bKeep your major in mind while price shopping,/b as monetarily they're not all created equal It's okay to spend a lot if you're on track you become a neurosurgeon, it's not okay to spend a lot for a BA in film studies
Comment from : @AlyssaTaylor9

Where do i go for scholarships ? Are those websites like prepscholar and all those legit? Or just a waist of time
Comment from : @Mackofalltrades

I wish I could like this a million times Good information
Comment from : @mizzallen8076

If you were not Dave Ramsey before what was your name?
Comment from : @wyattpotter2103

As long as these kids go to a community college with some grants and cash from the parents/part time work, they should be able to get a degree without taking out a loan And they should definitely write in for scholarships I wish I had known this when I was young
Comment from : @scoobydoo7346

Air National Guard gives you money for schools from federal & state level That’s just being in military part-time one weekend per month
Comment from : @RJ-ok5hf

Encourage your kids to take dual enrollment if it is offered, encourage A’s, and know that most colleges only make you stay on campus the first year, after that you can stay off campus and make your own foods Many books can be found online for reduced rates Go to community college first if you have to or a trade school
Comment from : @Stephanie-ku8wl

If you plan to go to law school, school matters to employers Other fields not so much
Comment from : @Mitzi73

He is absolutely right I wish I made the right decision about school I’m stuck with student loans and a degree in a field I can’t find a job
Comment from : @AllLoveAbout

Dave must be a pastor because hes always preaching!!!
Comment from : @mannyjeanpierre4062

This is very interesting though he did not mention trade school or Vocational School because you want to know why you would talk to go to college at a very earlier time call the 1970s everybody was told to go to college and work hard nowadays people are just going to trade school or vacation of school considering the last month they added 300,000 plus new jobs Colin seem to be the backbone in some people's mind but not trade school that's why the degree from college doesn't get you a job anymore it's all about the experience and skill not the degree so much and why you think college are in the business of just making more money to get more students to pay higher tuition if anybody remember couple years back New Jersey college I forgot the name of the college $30,000 on a new conference table instead of improving the college itself and another one built a statue for God knows how much money that worth again that does nothing even involve College so in conclusion college is a hit-or-miss thing if you're lucky or not lucky that's the best premise for college
Comment from : @bradhaughton6698

Kids need DADS
Comment from : @ccpanel

They should just go to commity college instead It cheaper but your still gonna get a good career path Just because you didn't go to a 45k a year college doesn't matter Like Dave said Parents should never pay for there kids school
Comment from : @madbear3512

A bit off topic: i still have a credit card debt of about 1500 I saw online someone saying 'any idiot can sell books online' So I started 2 weeks ago Money is comming in faster than I though Really good cheap and easy way to get rid of a debt I get books at $1 at piece from a thriftstore and sell them for like 5-7 bucks Extremely effective
Comment from : @dzandbergen2

What about online schooling?
Comment from : @Evergreenforest33

My husband works at a medium-sized private college, and a local community college Same instructor Same textbook Almost the same syllabus, excepting items pertinent to each college Private college tuition per semester hour: $948, more if the student utilizes the school's "block tuition plan" but only takes 12 semester hours Community college tuition per semester hour: $119 per semester hour
Comment from : @loriloristuff

So happy I started listening to Dave recently! My daughter is about to be 5 and we are starting a 529 for her so she does not have to worry about paying for college! Thank you Dave for teaching things like this I never got to grow up around!
Comment from : @celbertbrown

Morning from Austin TX!! I’m getting out of debt following Dave’s plan and man I wish I knew this stuff back when I was going to college! 👍🏼
Comment from : @RaulJGomez