Title | : | Is Your Money Safe in a Bank? |
Lasting | : | 6.14 |
Date of publication | : | |
Views | : | 63 rb |
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If you have that much money sitting in your bank account, that means that you are not investing your money properly Money sitting in the bank doesn't really do anything for you because interest rates are so slow It's better to have $1 million in a place where it can make you 5 on returns rather than having that $1 million sitting in your bank account making you 05 returns Comment from : Gabriel Bruhnr |
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Love your channel, i'd love to see you make a video about travel expenses and budgeting for travels! ❤ Comment from : salma laachiri |
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Thanks bud for keepin us financially Educated! Regardless of how bad it gets on the economy, I still make over $22,000 every single week Comment from : Davis Amelia |
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I completely forgot I was subscribed to this channel I liked it and was wondering if 2 cents made videos anymorebrbrYouTube hasn't notified me of a video since a mustache ago? Comment from : Jess |
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your channel is great and all but one major thing I noticed is that you never mention any alternative to capitalism and never acknowledge the problems coming from the system itself Comment from : JustenoughRandomness |
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It is called initialism, not acronym Comment from : Vernon |
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I found this video really informative about banking insurance Could you explain the main differences between FDIC and SIPC coverage, especially when it comes to different types of financial instruments? Comment from : Penji |
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I was an unexperienced stock trader and i lost over $30K when everything started to tank Not because I was in an exchange that went belly up I was just stupid to hold and because that's what everyone said I'm still responsible It just taught me to be a better investor now that I understand more of what could go wrong It took me over two years of being in the market, I'm really grateful I find one source to recover my money, at least $5k profits weekly Thanks so much Mrs Jane Havice Comment from : Junior Uche |
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What if there was a war betweeen our country and an another one? How would it affect our savings? Would our currency start to drastically lose its value? Comment from : Visasly |
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In places like 🇱🇧 Lebanon where there are limits on how much you could withdraw or access, it would make sense to keep some physical cash somewhere safe Comment from : 勇踏前人未至之境 JTN 🇹🇼 |
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Could you do a video detailing different ways to invest in children? Like What kind of options do we have other than a college fund? What kinds are there? What are the benefits and downsides to each path? For instance, we would prefer a fund that can be used for things other than just college Consider it a starter pack for adulting Comment from : Do As I Say, Not as I Did |
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Bring back the moustache and short hair You looked way better Comment from : MrFab |
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Funny how the FDIC doesn't get political attacks against like the UPPS despite them both being government corporations Comment from : Pretty Pic |
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Thank you for that! 😃 Comment from : Steve D |
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0:39 Ryan Gosling is that you? Comment from : Benjamin Wilson |
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Damn The 2 cents intro is literally a sound of getting rich Comment from : DEMKA DEMKOVSKI |
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Well, I my bank closed and did not tell anyone, I had to wait for FDIC, to pay meYes, I was part of the scandal in California Comment from : ShadowKidOfTheNight |
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Thats a great idea but the FDIC doesnt have enough funds to make everyone whole Comment from : James Jackalone |
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: ) Comment from : Bacciagalupe |
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Laughs in Argentinan Comment from : Saying N*igro Makes YouTube cry |
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I always love the information delivered by both of you Thank you so much guys, you and your team made great job! Comment from : FleurDePapaye |
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Me caen bien pero Dios mio que es ese pelo Comment from : Gabriel Alvear |
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NobrSomeone gets your account number and clears you out and the banks say s you must have been in California Comment from : Tom Henry |
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Thanks To Roosevelt, best president 🎉 Comment from : Milo & Co |
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Siri type BUY GOLD!!1!!1!! NWO THE NEW WORLD ORDER!!! VACCINE BULL GATES SNOWFLAKES!!!!1!!!!!! Comment from : Juan Diego |
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Skrillex hair AND Dad Mousetash at once Comment from : 🌹 Robeon Mew 🔰 |
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Can we get Canadian versions of these videos Thanks ❤ Comment from : Christian J |
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Is it safe if you haven't paid taxes on said money? 👀 Comment from : Juan Cabrera |
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Money itself is not 100 trustworthy but it is indeed historic in society til nowbrWe are used to accept it as we living in this society Learning always good for ourselvesbrBtw I always feels the void and empty once I started to think about meaning of things Comment from : Ballu |
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i LOVE YOU GUYS PLEASE MAKE MORE VIDEOS Comment from : Security Office |
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Yep, it should do the trick Comment from : Funding Secured |
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I don't put money on bank i spent it all in gold investment 😅 maybe I m dumb? Comment from : NaevaChWithMaoMao |
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I would only put enough money to pay my bills The FDIC only has enough to cover 136 approximately per 100 to pay off all the money in your account if there is a total bank be The banks don't tell you about bail- ins where they they take your money without your permission and give you worthless shares of the bank Yikes The bank pays little to no interest, and the fees are ridiculous A person who works at a bank would love this idea because it's called job security 🙄 I am not saying that there will be a run on the banks, but you don't see the entire picture when most withdrawals are done online This is not 1929 when you have to stand in front of the bank and bang on the door There are so many banks that are in trouble that the Federal Reserve does not mention the banks in trouble I wish everyone a safe journey in the next 5 to 10 years while the banks consolidate into a few and eventually none The end - the Federal Reserve will be our only bank Comment from : Alley |
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The FDIC doesn’t have enough money the rich are structuring their accounts to vacuum up the FDIC money before it would get to you Comment from : curtisw0234 |
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Keep my deposits under $250K ? way ahead of you :) Comment from : Zorns Lemon |
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2:57 “In that particular case, [the government decided moral hazard was the lesser of two evils, just like it did in 2008]”brbrbMario coin noises/b Comment from : setiisforeal |
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Is it true that in the fine print, the government reserves the right to pay FDIC to people over a 99-year period? 🤔 Comment from : l armstrong |
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My Tesla Tower is an Excellent Passive income Generating Asset it Generates a Interest of 12 Marks and Rental Income of 22 Mark's Comment from : The Broken Cup |
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I miss this man’s mustache Comment from : Mecanuk Tutorials |
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Insurance, banks and government Evil doesn't have a leg to stand on without stupid people buying in If you're going to enable these powers you don't get to complain about the abuse you know they're going to deliver Comment from : X95 23 |
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Feels very propogandish - oh, but wait, it's PBS, it must be trustworthy just like NPR Comment from : Shao lin |
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I mean… gold and silver bullion as well as cash stored in a fire-proof, flood-proof, tool resistant rated, safe at home isn’t exactly a bad idea brbrIt’s always a good idea to keep quite a bit of your wealth “off-the-books” if you know what I mean Protects you against bankruptcy / divorce / lawsuit / etc They can’t take what they don’t know you have 🤷🏻♂️ Comment from : Joshua Aaron |
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In the UK deposits in each institution should be insured to a certain amount Spread your money around so if something happens with one, you can still buy stuff Comment from : beltingtokra |
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I transfered my money through Wise- transfer wise Because they have iban account sepa transfers Use my refferal Ss05FC Comment from : adriana |
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I dont use banks I registred in European P2P platform and I,m earning 12 per year , and I can withdraw money when i want , and i done it one time , and money came almost instantly, i was waiting money only 1 day, thats it Its like a savings account with interest I red that they generate so high interest because they invest in Europes energy produce In europe they have high costs for energy because of war in Ukraine The platform calls Livoniap2p, you can check in google Savings account calls "Terra Livonia" You can invest in some nice projects too with 14 interest in 6 months or years Comment from : adriana |
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That Julia lady should be an actress or something with her comedic timing 🤔😉 Comment from : Abraham Lau |
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LOL @ the FDIC charging banks a higher dues rate if they have LESS cash on hand -- so that's where banks got the idea of charging people with less money more! Comment from : TheNovelNovelist |
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I love Julia❤ Comment from : Sun Tzu |
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What would Peter Schiff say about this? Comment from : The Peter Dislike Show |
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Sometimes people forgot that money is just, a paperbrIt's just a paper that has a number on itbrAnd why it's valuable, because government says so Comment from : Friedec |
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The opening scene is reminiscent of those people who keep cash binders to track their spending It may be that I'm from a country without a tipping culture & that's heavily reliant on bank cards (rather than using cash) but to me it's such a risk to have that much lying around Not necessarily being burgled but your kids "borrowing" it or a house fire/natural disaster where you can't save it too Comment from : Heidi |
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FDIC is drained thanks to payoffs of the rich account holders in SVB Comment from : J S |
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Wow thank goodness the government is here to help by getting in bed with the banks! The fact banks have confidence they will be bailed out definitely won’t impact their investment and loan decisions Comment from : Macta |
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Unless is SVB, and your money is insured till 5 trillion dollars The only thing yoi have to do is to lobby the government Comment from : tiago quental |
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Now i feel safe and those funny sound effects made it simple to understand cos i like cartoons and stuff Comment from : Nephilim Hunter |
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Love these videos Informative and entertaining Keep up the good work, guys! :-) Comment from : CowboyBebopCrew |
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Mutual funds are good for people who like to lose their money to fees and bad management Mutual funds are designed to make the banks money from you buying them and not designed to make you money, a safer investment is to just buy shares in the S&P 500, for plebeians, you can think of it as the world's cheapest mutual fund Comment from : Quentin Styger |
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And the FDIC has favorite banks that they transfer assets to, so just bank with those federally preferred banks because emoluments Comment from : Quentin Styger |
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Lets see if FDIC can withstand the next global depression It could be around the corner or decades away Counter-party and self custody both have risks and people underestimate risk Comment from : Mooney |
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we're not POST covid -_- very much still here, people still getting sick, there's an outbreak at my work right now Comment from : lol |
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Thanks for prepping the population for the banking crisis Comment from : Sam2000 |
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you guys are just great Comment from : Victor Keller |
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If I recall correctly - it is 250k per designation So you could have 500k with Payable on demand for 250 and the other in your name or you and your spouse as a joint account Comment from : Daniel Ponder |
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Will this protect customers from identity theft that the thief impersonates users and withdraw money? Comment from : Calvin T |
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First- Shoutout to the animator who did a pretty good btc chart depiction! Second: Why didnt you at least mention bail ins? Comment from : Leif Erickson |
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But is his hair insured? Comment from : Mel |
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“I got enough money in the bank for the two of us” Ludacris Comment from : Luciano Osorio |
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Listen to these two dodos at your peril "The first banks guarded peoples CURRENCY" These two are clueless Don't worry, according to these two, the FDIC is going to protect you if there is a systemic banking failure Comment from : Chaim Gorkowitz |
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Argentina is a country where you can't trust the banks not USA Comment from : Ariel Currá |
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Yeah it’s safesafe to say that you’ll be wiped out from inflation Comment from : Kevin |
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I appreciate the vulnerability you show in your videos, it's very brave Comment from : 👉 BUY YOUTUBE VIEWS 👉 Link in Bio |
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The government will just print money when banks fail, making all money less valuable Inflation nation 😂 Comment from : wussmode |
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A huge factor though of bank runs in the past was due to how bankruptcy was generated because banks invested heavily in local ventures which has ripple effects (eg bad crops) Things are globalized now so banks have more diversified investments a la less Eggs in one basket SVB wasn't that savvy in diversifying investments, iirc Comment from : Adam |
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NO brObrbrNOOOOOOOOOOOObrbrOOOOOOOONbrbrHECK NObrbrNOPE brbrNŌbrbrNEIN brNYET Comment from : God [7OD] Taxation is Theft do not pay the Mafia |
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I don't trust banks, I don't trust government specially after covid-19 Comment from : BitcoinMaximus |
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The FDIC can only cover about 1 of all bank holdings The banks are so deep in debt, if a few biggies go down they'll all go down just waiting for the big short 20 to actually do what 2008 didn'tthe great reset Comment from : GreggArious |
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Could you make a video on pet insurance and how to buy a car Comment from : Oscar Hernandez |
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2:50 Wait, so in 2008, when a bank like Bear Stearns failed, people weren’t mad that the gov gave them money per se, but rather that the gov OVERPAID their obligated requirements? Wouldn’t it just be better if the gov is required to pay ALL of it, but force the banks to pay higher premiums in an intelligent distribution (in the same mindset of universal healthcare “insurance”)? In the end, unless a ton of banks are failing at once, wouldn’t that way mean the gov is getting more money from premiums than losses from bank failures? Comment from : ringoffire0 |
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FDIC, SIPC, etc etc etc Do they have any relation with the 33 TRILLION DOLLAR(and counting) US PUBLIC DEBT ? Comment from : fft2020 |
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Is she pregnant again? Comment from : Harry Harry |
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Once again, an episode only about Americans Comment from : Δημήτρης Καραμάνης |
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I work for a bank The amount of people who have come to sign up after they lost all their money in a fire/flash flood/robbery is extraordinarily high When asked why they don’t just open a savings before, they would go on some vague description about not trusting the banks It made me painfully, painfully sad Comment from : Miguel Albarracin |
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Ha ha ha! "well capitalized" at 10 How can you keep a straight face saying that? Be your own bank, own bitcoin Comment from : Cyril V |
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The Federal Reserve, despite its misleading name, is in fact a type of bank known in the rest of the world as a central bank Explained Liaquat Ahamed, a former employee of the World Bank turned financial historian: "Boiled down to its essentials, a central bank is a bank that has been granted a monopoly over the issuance of currency This power gives it the ability to regulate the price of credit — interest rates — and hence to determine how much money flows through the economy" Central banks, in other words, are the ultimate trusts; they, and they alone, are authorized to issue a nation’s money supply, giving them complete ascendancy over world finances😮 let's get back to constitutional money the gold standard Comment from : Alain Garcia |
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Two cents is absolutely one of the best channels on YouTube Comment from : Walace Rosa |
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You definitely have my sub This content is next level For me cannafarm ltd was the turning point Please keep doing what you do and keep being you, love it Comment from : fl!sh |
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I dont know, dudes I think crypto and all these ICOs are just a bubble Well, crypto is good for transfers and so on, but I dont engage in trading and staking either Its too risky My friend recently lost $5000 there I invest crypto in real business Comment from : FF GAER |
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Thank you for sharing your insights and recommendations Its great to explore various investment options, especially well-known companies like Cannafarm Ltd that are gaining popularity Adding different ventures to our portfolio can help reduce risks in Comment from : CNN Dunia |
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Are cryptocurrency and business incompatible? I think youre not keeping up with the news While you thought it was impossible, some enthusiasts from Cannafarm Ltd integrated cryptocurrency into the production of medical cannabis What do you say now? Comment from : NM Quang |
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I dont know, all of this sounds questionable, with too many potential pitfalls I believe there are more reliable options out there I recently found a company called Cannafarm Ltd, and Ive been consistently earning with them I think its better to foc Comment from : Sbn pictures |
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Im glad i got into cryptocurrency when I did because it’s been a turning point for me financially, been my best decision so far Ive been making my personal research for a while now For me it turns out that the best way to earn on crypto is cannafarm l Comment from : Bad Boys Gaming |
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More and more companies are integrating cryptocurrency into their operations Its actually interesting because it opens the door to investments I would say its the new financial future I recently started collaborating with Cannafarm Ltd, and it seems Comment from : Deku |
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