Changing Money In Thailand | How I Do It...

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Title	:	Changing Money In Thailand \| How I Do It...
Lasting	:	13.31
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Views	:	7,5 rb

So when you exchange money at a Thai bank with your credit card, it goes through as a purchase?brIf it went through as a cash advance on cc there would likely be a fee
Comment from : Dennis M

ABBA! Love them
Comment from : Carlton Piercey

For aussies i find ing works well with potential atm and fee rebates if conditions are met
Comment from : Funkygibs Funk Filled Adventures

Thanks so much
Comment from : B

What would you consider the best bank to use in Thailand?
Comment from : Richard Burrowes

When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible While there are no shortcuts to getting rich, but there are smart ways to go about it
Comment from : Ning Yen

I wanna hear you singing ABBA in full costume Think of the views mate
Comment from : Damon Stout

I'm amazed credit cards offer free cash advances The reason why they charge for cash is because they stiff merchants when you buy things, but that doesn't happen when they give you cash
Comment from : Craig Ross

I withdrawal cash from my halifax clarity card I got charged 19 percent on 21,000 baht It works out to be $49838 Am I doing it wrong? Did I withdrawal too much? I'm not sure if its the banks exchange rate or not? On the credit card the balance is $49838 I googled and it says 21,000 baht equals 48919
Comment from : Fearless

Well, that's another lesson in the books Thanks for the well-delivered information
Comment from : Jim Brantley

If I use lloyds bank to pay off my halifax clarity card Will Lloyds charge me a fee? It doesn't seem to be fee free current account Based in the Uk
Comment from : Fearless

For us Yanks, Charles Schwab pays back all ATM fees at the end of the month
Comment from : Brian Dumont

With regards to the credit card , what kind of exchange are you getting? I cant imagine Visa or Mastercard are giving a favourable rate, they will make their money on the FX rate conversion from GBP to Baht
Comment from : Mark Fairman

In hat yai tried to withdraw money on my visa Revolut debit card in the bank which don’t charge fees but not one would do it In Phuket/Bangkok not a problem Maybe next visit I will try starling master card to see if that works better
Comment from : Jim Irons

I believe Fidelity is also fee free
Comment from : J

bro great to hear your voicebrReckon you could get your bank to issue digital credit cards to replace those cards that are expiring This way you can still use them for online transactionsbrIs there an annual limit for Wise transactions ?brIs there a way to get a note from them to validate the source of the money incase I'll need to take the money out of Thailand if I am transferring larger sums over
Comment from : rudd

Wayne, i agree with the belt and braces approach, always have a few cards, for me it's Starling Bank for my travels, some of the places i visit it's pretty much cash only, Starling charges no ATM fees you just pay the unavoidable mastercard charge which is buttons Nice vlog, cheers
Comment from : thaibillyboy

Klaus Schwab? 😳
Comment from : wils pu

Hats of to you Wayne for giving newbies and not so newbies information on how to get and change 💰 money that's very nice 👍 it's sad that certain volgers are advertising online information consultant feed for information bone person was charging like 100 USD for a hour one on one and the information was not that hard to find out I'm appalled the world has come to this especially when people are not content on helping without making money keep up the good work Wayne it's far more rewarding getting respect from people for helping than trying to line your pockets with gold
Comment from : Joel Monkley

Nice one,Wayne!brNot just 50s10 and 20 pound paper notes will be gone and unusable after SeptemberbrJust got rid of my stash of 20 pound notes which I kept as "Just incase" money
Comment from : Ian James

Banks in Thailand, you can use the app to pay If you withdraw money from an ATM, there is no fee If the same bank or other banks can use 4 times per month and not a cross-regional bank including transfers in the same bank through an ATMbrbrIf using the application, even if transferring or paying for goods or services from different banks, there is no free brbrAnd now it's more convenient Just use the application to scan the QR Code and you can withdraw money without using an ATM cardbrbrThailand is now one of the most used payment apps in the world
Comment from : สุทธิศักดิ์ มธุรพงศากุล

Wayne changes money and heads to Loi Krau, for some Lima Bravo Monger action
Comment from : Private Monger

Great info Wayne - our money is precious and need to maximize its use - fees can be avoided - brTake it easy 👋👌🙏
Comment from : ANT R U OK

Good on ya mate
Comment from : John Anderson

Hey Wayne, I’m coming out in October so I’m just bringing pound sterling with me to change up out there, im bringing £300 worth in Thai baht too for the first day or so but the rate back here is 37! Big difference mate, great vlog as always matey 🙏
Comment from : Lee Butler

I have been using a Caxton card for traveling, good app, no fees, but I’ver never tried it in a bank to get cash before
Comment from : Joe Mann

i also use this app for my money it is very easy to use
Comment from : Broxgaard

owsitgarn Wayne me ol son, top info mate, keep them vids coming and Avagood1 man,avagood1,Ron
Comment from : 888HIDI

Thanks for the vlog Wayne When we come in 5 weeks time we just use a Travelex card and load a combination of Bahtand Aussie Dollars Alan and Lillian in OZ
Comment from : Alan Buckley

The ATM do change if you have a Thai bank account but if you use it outside the town you register your account at, it's only 20b so nothing expensive
Comment from : no satang no farang

Alot easier to move money into Thailand than out of it ;)
Comment from : Darius Moon

I've never used a CC in Thailand other than booking hotels on Agoda, including my AX When I travel, I'll take a bank debit card plus the Charles Schwab card I keep the latter in my wallet, and secure the other card just in-case of a mishap Not keen on bringing cash other than to cover myself for a couple of days All good and I don't see the sense of going to a bank and wasting time If your British, I advise exchanging to USD GBP will be taking a huge hit in foreseeable future
Comment from : Siam I Am

Do you get better exchange rates for higher bills? Like 50s and 100s USD?
Comment from : lydia carter

Very good informative video Thank you sir for sharing I will take your advice Thank you again—br God bless and safe travels
Comment from : Lawrence Hockett

Great blog like always i am back in australia
Comment from : david lomas

Nice to know different ways of changing money 💰 but I'm only there for a month next January, so will probably just use debit
Comment from : Leila Hellier

I don’t know if all Thai banks are the same but with Kasikorn you still pay 15 baht to take out money from atm It’s not free brWise is a godsend Quite often appears in your bank within seconds of sending
Comment from : Keef

Liked
Comment from : Pat Thai A

Nice one Wayne 👍🙏
Comment from : Sai Aun

Really useful stuff, Wayne I've finally landed in the Kingdom I'm jet lagged to buggery but happy to be here I've heard Starling card works in the same way your credit card scenario does I'm really hoping it does Maybe see you in Chiang Mai one day, take it easy man 👍
Comment from : TheColossalBlanket

Great information as always wayne
Comment from : Julie Hawkes

Wow, I always thought withdrawing cash using a credit card hurt your credit rating (not that I really care)
Comment from : ATI Watch Reviews

even if you use a credit card with foreign exchange fee, the points you earn is huge if you're charging your entire living monthly budget on it The sum of the fees could easily fly business class back home several times in a year, on points, at a fraction of a single economy class ticket
Comment from : Flighteye

Take the credit card into a bank never thought of that I guess I 've never been in Thailand more than ten days at a time so I usually just change MYR into THB before I leave I seem to get better rates here than in Thailand, too I use the card to pay for things when I can and use cash for most things I wonder if taking the card into a bank would work in Japan hmm
Comment from : iskandartaib

The best US option is the Charles Schwab "Schwab One Brokerage debit card" (it's not a credit card) You can use your debit card in any ATM in the world to pull out cash, and at the end of the month, you receive a credit for any ATM fees on your card So I didn't need to pull out much money each time, which I liked for safety I never had go into a bank or use a currency exchange booth; as soon as I arrived in each new country, I just got money out of the first ATM I saw
Comment from : Late Bloomer Abroad

So to clarify: brbrYou go into a Thai bank and ask to withdraw cash via your UK issued CREDIT (not debit) card, meaning they're effectively using a point of sale machine as if it were a normal transaction/purchase, when in reality you're basically getting cash back?brbrAnd because your UK issued credit card doesn't charge any fees (such as international charges), you pay practically a 1:1 conversion at the bank's exchange rate, which is presumably pretty decentbrbrAnd because you pay it off virtually instantly, there's no interest fee on the UK cardbrbrI have a Halifax Clarity Card toobrbrWhich Thai banks do this? All of them? br brThanks
Comment from : 137dylan

Great video sir, I keep learning a lot and it’s going to help me when I come to Thailand! Take care and stay healthy
Comment from : Bob

Is there a cheaper way to retire there than a retirement visa @ 80k baht Wayne? Enjoying your music at the end mate 🍄
Comment from : Randy Irvine

This is something i have yet to get sorted on a permanent monthly basis and Transferwise looks to be a good option Opening a Thai bank account seems to be a bit of a hassle though I hear you mention Bangkok Bank They are supposed to be the "farang friendly" one when it comes to all the requirements that are needed when opening an account is that right? Thanks for the advice as always Wayne 👍🙏
Comment from : Stuart mearns

Thanks for the tips Wayne, has been a while since I’ve been there now Can you use any credit card in any bank over there? Do many places take Apple Pay there now do you know? Stay cool- looks like a scorcher over there today! :)
Comment from : Kirsty Kat