The Truth About Airline Miles

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Information The Truth About Airline Miles

Title	:	The Truth About Airline Miles
Lasting	:	5.57
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Views	:	335 rb

Thanks to everyone for buying my airplane tickets Your sacrifice is appreciated
Comment from : Brandon Bolthouse

This is a really stupid video How are you going to ad a premium service like book guru as an additional cost???
Comment from : i Storm

honestly the apple card is the bests because of the daily cash which is automatically deposited in the apple savings account which has a 415 percent apy I've made and extra $60 in a couple months by just using my apple card, and that money compounds it's definitely worth it
Comment from : Elisian Designs

Wouldn't work for me When I use cash I lose so much loose change
Comment from : The Peter Dislike Show

The recommendation of the physicians is in part ridiculous For example, if you buy in an established farmacy in Mexico you won't find any counterfeit or unapproved drugs Ah, and México also has very strong regulations and entities to verify/approve drugs I work in an American pharma company and I live in Mexico, so I knowbrbrIt seems that disqualify others' countries much better regulatory entities and health-care systems is always a good resource
Comment from : Gabriela

I don’t have a credit card, and I don’t think I ever will besides for work
Comment from : Nadia Dansani

America is one giant scam
Comment from : Libturds Trigger

If i paid 147 for a thing that usualy costs $400 that i was gonna buy anyway, id say its as close to free as im gonna get
Comment from : Mikal Mandichak

I just was saying this I left comments saying: What if I don't have a ton of kids to "gain miles" what if I don't want to open another credit card & get in more debt ?
Comment from : OCGM

Say what you will My wife and I are proud users of the Amex Platinum and the benefits included in this card has definitely improved our life quality and the services included, more than pays the annual fee And we’ve never paid 1 cent of interest to any credit card company
Comment from : OK Computer

the male host look like ryan gosling?
Comment from : manuel batista

@TwoCents 5:38 do you watch FrugalFitMom or is this just a coincidence?
Comment from : Raquel Gomez

One factor not considered - paying in cash means either going to an atm/bank to get the cash My bank now charges a fee for that And those fees add up!
Comment from : Ess

Thank you
Comment from : Judie Akkad

you had me until you included the "extra spending"
Comment from : Michael Scott

Why are you guys so negative? If youre careful, get the right card, and make your payments, you really can get free flights
Comment from : Miles Koester

Did Dave Ramsey write this script?
Comment from : Brightson David

Just saying 147 is pretty cheap for a flight the gist is don't be shit with your money and pay attention to annual fees and don't hold a balance most cards can be downgraded or canceled before incurring a fee anyway
Comment from : onlyeatapples

Would you prefer getting to have your points, miles, or hotel rewards converted to cash or crypto for a much more dollar value?? If so ask me how
Comment from : Perch Oceans

Invest grow Rich and you will care less about airline miles
Comment from : quartytypo

Gotta say, I don't think this video gave any actual information This was incredibly biased Like you said at the end, credit cards are a tool that people need to learn how to use The attempt at guilt tripping when you said that others who don't pay off their debt every month is paying for other peoples flights was kind of ridiculous It is absolutely not my problem that other people spend more than they can afford We all have access to the internet Learn how to use the tool properly
Comment from : Maria Von Trapp

Great video! Thank you
Comment from : MJ

Thanks for the free trips ya’ll!!
Comment from : Luneytoon

I’m worth six million dollars I pay for everything on credit cards that give me money back
Comment from : roberto R

I've literally never paid interest on my credit card But I've only had one for a year and half
Comment from : Sbomb Fitness

I will I think it's funny that people think they are more likely to win the lottery or be the next Brad Pitt, Eminem or mark Zuckerberg than the idea that they won't over spend on money and always pay off their credit card or at least pay it down
Comment from : JD Diggy

love it, thank you
Comment from : Tycoon MA

The numbers seems intentionally coerced Regardless, where can I buy that sweet butterfly shirt?
Comment from : Jose Lopez

Where I live, if you are a student, you have to pay your balance at the end of the month It's to make sure you can't get into debt when you are young and it's easy to spend money on things you don't need Most people I know that got a credit card in college never turned that feature off But most people here don't have a credit card
Comment from : Cyn

This is awesome
Comment from : Bacciagalupe

Great video for people who dont understand credit really But when you treat the credit card like a debit card, 80 of what you said is not applicable knowing how the system works and how to play the system is worth your time knowing rather than this
Comment from : Nick M

I like your video but you didn’t mention few things like most store bump up prices to account for credit cards swipe fees So even if you pay cash you paying for my trip Also me spending about 1200 dollars in 3 months to get 75k aa miles which can be use to book on way first class on japan airlines from JFK to Tokyo which cost around 15grand definitely worth it I would spend 1200 dollar in three months anyway Why not put it on a credit card and get 15k value And yes i pay my card in full every month
Comment from : MPolicebhai

Bad advice! As long as you pay your credit card off every month, like we have for the past 20 years, you will only benefit from using credit card rewards and mileage points My wife and I have racked up tens of thousands of dollars of rewards over the years! If you use your debit card instead you will gain nothing!
Comment from : Veritas

Middle class mentality: “I earn 15 cash back on my card”brbrWealthy mentality: “that’s cute My net worth grew by 7 by the time you finished that statement”
Comment from : Gabriel Martinez

I've had a credit card for 40 years and I've never paid any interest And I've been very happy all those years being subsidised by those who do pay interest on their cards
Comment from : Robert Thomson

That’s why thanks Dave Ramsey!!!!!!!
Comment from : Billy RT

Glad I ran into this channel, Ty 4 watching us :) , always I'm learning 3 things every day
Comment from : Adam Taj Hassam

Pass it on to consumer on pennies of transaction Like really
Comment from : William Erazo

Paying cash activates pain receptors, because I don’t know why this place doesn’t accept cards 😂
Comment from : Jen Weatherwax

Actually why credit cards are so popular in US? You can't get a debit card there?
Comment from : jarlfenrir

Why don't merchants just give a "discount" to customers who use cash?
Comment from : Esonon

Why would anyone join Air Miles A rip-off company
Comment from : j7843 s

I presume "Two Cents" represents the amount these two penny-pinchers spent on their wardrobe
Comment from : bordgard1

My parents encouraged me to get a credit card, I said sure and took it, the bank took it off me after I never used it
Comment from : nalod23

0:51 - 1:11 All absolutely true If it wasn't for the snarky way she said it, you would think it was a commercial by the credit card commercials themselves The fact that OTHER people use THEIR cards irresponsibly has absolutely nothing to do with whether a credit card is a good idea that gets some of us good deals, convenience, and easy money management
Comment from : Michael Anderson

These guys barely cover the most important aspect of these programs, interchange fees These are the fees that credit card networks charge merchants to use their networks The thing is, in their agreement with the CC networks, merchants aren't supposed to charge extra fees to CC holders to cover the interchange fees (though admittedly some do) What happens is that the merchant has to increase the cost of their goods to cover the interchange fees This means that everyone not using the CC are actually subsiding those fees for the CC holders So thanks cash users for helping to pay for my rewards flights!
Comment from : The Wandering Way Today

I've always felt more "pain" using a credit card than cash I think its because i link my bank account to the credit card, and I see cash as money thats already been removed from my account having the cash out of my account is like its already spent that of course means that going to an atm feels like spending money
Comment from : BigSalo

I never understand how people can blow thousands and accumulate credit card debt You don't even have the amount of money that you're spending that's pathetic lol
Comment from : The Asian Polyglot

This cerdit card culture is just so crazy and weird to me as a german brbrJust pay cash! If you dont have money in your pocket, you cant afford it!
Comment from : gokufujison

Merchant fees are worth billions of dollars to these credit card companies you're better off starting a no-name credit card company just to collect the merchant fees pay your associates and right off into the sunset very rich
Comment from : David D Whit

3:19 yeah but that aint my problem LOL
Comment from : Beyond_That

I've watched almost every one of these and aren't stopping anytime soon!! These are so good!!! Where have they been all my life
Comment from : Stelio Constantinides

For me, it's the exact opposite I am mindful about my spending on a card, and stick to my budget Cash: unless i get it out for rent or gas, i see it as extra to spend
Comment from : Shae Reub

This guy indeed legit can't believe I got my credit card 💳 from bcribecash/b on telegram, guys make deal with this guy he is very real I can't believe my eye, thanks bro 💯
Comment from : Cool Whom

Counting the cash advance and late payments against reward card is such BS that’s attached to everything no just reward cards
Comment from : Dacr07 0

I just don't get it here in erope we are just using money we have on our account using debit cards you can open credit line if you need more financial flexibility let's say but it's hardly the norm!
Comment from : Kajetan Radulski

Im so confused because I feel pain everytime I buy something with a debit or credit card (or money)
Comment from : A Unicorn

Posting in March 2021, and I have found that spending cash has taken on the "less real" quality that swiping a card used to for many people Because cash can only be spent in person, I very seldom used it in the past year In person purchases require interaction with other humans who potentially carry covid Almost all of my spending has been done online, including grocery shopping for curbside pickup Gas stations are all swipe your card to buy fuel (Yes, you could go inside and pay with cash at the register, but pandemic) In fact many businesses are now ONLY online, drive through, or for pick up, and those all require purchase with a credit or debit card I bought a meal at the drive through with cash yesterday and it felt like paying with funny money, with no consequences to my bank account because it didn't change my bank balance brbrThere's a topic for further research
Comment from : Ginger Redshoes

No, CC are bad
Comment from : David Milhous Carter

I have some very expensive pairs of sunglasses I've paid cash for all of them I can pay cash for a very expensive sunglasses because I'm not trying to be the credit card company at their own game
Comment from : David Milhous Carter

I wanna say, that you 2 are a very cute couple I havent felt any cringe so far, looking at your vids^^
Comment from : ACElicious

Music's for noobs
Comment from : Kennedy Walker

I don't think it's cash vs card so much nowadays as it is online shopping vs physical store shoppingbrA great deal online seems expensive in store often
Comment from : Ian A

I would like to thank other card users for letting me taking advantage of using credit cards with cash rewards I have been getting between $400 - $600 cashback from my credit cards each year for the last decade
Comment from : SV

One who has got an intelligent wife like that is a truly lucky man!
Comment from : Survivor

I’ll make it easy for you all only spend what you would of spent in the first place don’t go out your way to spent more money
Comment from : Fuckboycarti300

2 cents: anyone even could forego credit cards altogetherbrDave Ramsey has left the chat
Comment from : sovashadow

Yes, the companies are charged by the credit card companies and that fee is passed onto the consumer, but when factoring in the cost of a credit card should that really count? In some situations there are separate prices for people that use cash and those that use cards, but for the most part you will be charged the same price no matter what form of payment you choose That meansven if you use cash only, the price you pay for an item will still be covering the store's credit card costs
Comment from : snowangelnc

Gotta get me a butterfly shirt now
Comment from : Dennis Nedry

Pay your statement balances on time, and if you can, pay your Full balance The key when it comes to playing the points/miles game is to discipline yourself to not spend outside of your normal habits If you can stay disciplined in those two areas, you will be just fine I have made over $1,000 using charge cards, and I have never paid interest or a late fee Plus, my annual fees are waived under the lending act
Comment from : ChappedLips

Love the butterfly shirt!
Comment from : J H

I am 33 and to this date haven't got a credit card and God willing I never will!
Comment from : PM

I spend over 60k in credit card per month and pay about a $64 fee per year on that cardand I pay it off every month I get 2 back but I make sure I pay it off my limit is only 10k on the card so I end up paying it off about 6 times per monthso I have never have to worry about ever getting charged the interest
Comment from : Anonymous User

*Thepointsguy has entered the chat
Comment from : Benjamin Sanders

I (M, 20) personally don't use a credit card to avoid these issues all together I do use a debit card but there is no harm in trying to use more cash!
Comment from : Fraser Holt

Or you can be a complete spaz like me and literally check your accounts, rewards, and credit score multiple times a day, every day I don’t know why but I find it very fun lolbrI haven’t paid a dime of interest in years Just pay your card in full every month and don’t charge anything to your credit cards you wouldn’t put on your debt card (unless absolutely necessary)
Comment from : Jon

Thank you so much for this video! I do have a question though: does this apply to people collecting miles of flights they're taking anyway?br I have a Star Alliance Frequent flyer card which I use collect miles on everytime I happen to fly on a Star Alliance airline I don't have any credit card associated with, usually choose the cheapest air fare possible, and in many cases I'm travelling for work and my flight has already been paid for by the company brIs that (logging actually traveled miles) the same deal as in credit card miles or are they different? Thanks again
Comment from : Mo Sapel-ElKhateeb

I ll never understand why people use credit cards instead of debit cards
Comment from : the0glitter

Why does the chart at 4:44 say $163,000,000 but she said “billion”?
Comment from : Hose A

Can't imagine the conflict hosts have to face when they tell you to save money but also have to advertise their sponsors :'( This is a great content tho - so I can't complain
Comment from : Esther

I want his butterfly shirt
Comment from : Drk King

Sjear dea snor toch aaf man
Comment from : doebuus

4:55 “they are a financial tool” Me (in my mind): “No, you are a financial tool”
Comment from : Vishnu Muraleedharan

But what if I:br-Use a card with no annual fee, of a card that has a full/partial refund policy on annual fees if you have a minimum amount of money spent every month, and reach this minimum by paying for utility bills (money you would have spent anyway, even with cash)br-Actually take a few hours to book that "impossible" flight yourself, instead of paying a guru to do itbr-Always pay on time and have an emergency fund to avoid interestbr-Have a budget to avoid overspending just for the sake of getting card milesbrThis is what I do and have redeemed miles for 3 flights so far The only hidden cost that's debatable is the time wasted booking the flight But you could do it while you wait for your card to get fixed or something that would make you lose time anyways lol Card miles work only if you do
Comment from : cyberden667

There's no 2 videos where they're dressed the same There's even sequences in the same video where they wear different clothes How many clothes do you guys have??
Comment from : Eagervul

I don't have a travel card cuz im still in college, even tho I do plan on getting one when im older Having said that, I paid all my previous trips with cash back I sent to my savings account Thanks to you stupid credit card users
Comment from : Zerajnim Egroj

There's not a single person out there that got rich from credit card reward programs But there is a time that it is worth it Corporate cards If you have a corporate card that you can upgrade, even for a fee, to one with rewards, it is worth it I spend a little over $500/week on my hotel, a little over $215 on transportation (car service and Amtrak), plus whatever meals through the week - I'm racking up nearly $4,000 in expenses per month Last year, I spent nearly $60K on my corporate card This is money that I HAD to spend to travel to client sites and it was really spending company money but I got the points Otherwise, it is best to just bankroll everything Like the video said, it is a psychological thing Even if you spend just 5 less due to the "pain" associated with spending cash, you're saving more than you would be getting Believe me, you can't outsmart the credit card companies They have this figured out
Comment from : Darrell Lee