Title | : | What To Do With Extra Money In The Bank? |
Lasting | : | 6.01 |
Date of publication | : | |
Views | : | 2,2 jt |
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This is my fifth year since retirement but this isn’t really how hard I expected things to be I still have about $460,000 of debt in my IRA to invest in stocks How can I use the market turnaround? Comment from : Raymond Suplee |
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I started stacking to SAVE wealth I've always been the type of person to spend my entire paycheck I hate having money just sit in the bank I am under pressure to grow my reserve of $950k before I turn 60, I would appreciate any advice on potential investments Comment from : colleen Odegaard |
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A Financial Planner told me Saving at least 15 of your income in a 401(k) can help ensure that you have enough money to retire comfortably How can take advantage of compound interest and potentially grow your retirement savings to about $3M over time? Comment from : Alexander Webber |
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Dave: always enjoy your videos There’s something about you that is charismatic Other people, though younger and better looking, just don’t have what it takes to keep me interested Comment from : pmw |
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I am always impressed at the way all his callers have numeric knowledge of their own finances off the top of their heads If you asked me those questions I would need time to look them up Comment from : pmw |
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Insightful video I just want to know best how people split their pay, how much of it goes into savings, spendings or investments I'm 27, and earn nothing less $150k per year, but nothing to show for it yet Comment from : liu zhang |
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Is there any way to protect your emergency fund against inflation? Comment from : Rodrigo Ramirez |
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Step 7, nope No one was ever generous to me in my lifetime so ill gladly reciprocate Comment from : Loudlevin |
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That must feel greatI'll never been able to feel that Comment from : toby43078 |
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Why wouldn’t he ask what his interest rate is on his mortgage ? If he’s at 2-3 percent wouldn’t it be better for him to invest 30k at 5+ percent Comment from : Benjamin Otto |
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Did NOT answer the question! Comment from : PatBuckleyracecar |
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Cash in on John Cena Comment from : Brian Thomas |
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Smartest financial decision this guy has made was not to marry or impregnate any skeezers Comment from : Alcoa S |
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Will Dave be giving the same advise today??? Comment from : Amazon Mister |
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This guy is single, no wonder he has money Get married have kids and the money is gone Comment from : HR C |
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It is Dec 2022 Tell me something for going into 2023, please update advicethank you Comment from : Frank M |
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So funny how he so against life insurance I wonder how you buy term 30 years later when it expires when you are unhealthy If you also have an estate tax issue how do you expect people to pay? Sell their house? Comment from : retromovement |
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I have no debts at all and have some big money sitting in the bank What I m going to do? Comment from : Janete |
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Love your advice Dave! Comment from : Maria Cullati |
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When Dave suggests 15 of income, why is that amount based on gross and not net (after taxes)? Someone earning 100K he suggests they save 15K per year when they take home after taxes only approximately 70K That ends up being 214, not 15 Am I confused about his method? Comment from : David Witt |
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OMG His plan is so simple if you can count to 10 ( actually you don’t even have to count that far ) Comment from : Wicked Bird |
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how do you start with the little money Comment from : Jane Ndungu |
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Best thing we ever did was to pay off mortgage Comment from : Steve Fabian |
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Another brutal question from a caller Poor guy Good luck with this one Dave lololol Comment from : matt75hooper |
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Is the 15 towards retirement based on your gross or net pay ? Comment from : Richard Lampman |
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I don't have to extra money Comment from : Jamila Charles |
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bHappiness comes when you invest and get paid, My heart is full of joy all because of expert Mrs Monica trading company I just made second successful withdrawal, no more withdrawal pending, always successful/b Comment from : patience Bella |
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This dude doesn’t need Dave’s help Comment from : minnesotajack1 |
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I have a question Mister Ramsay, how safe can we believe our money is in a savings account in Canada after our prime minister froze bank accounts on a win's notice? What would you recommend in our situation? Comment from : Brewster |
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How do you determine accessibility all banks the same, big, little, local type bank Be more specific please Comment from : Joseph Moffitt |
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Hunter lost a laptop
brAshley lost her diary
brJoe lost his mind
brAnd we lost our country Comment from : Twyla H |
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How did this guy end up Comment from : Ryan The Piano Man |
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He can send it to me! Comment from : Ryan The Piano Man |
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Paying off house during inflation makes no sense Money is losing value, so pay as late as you can Comment from : Kirk Dolan |
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APRIL 13 2016 NO 3/31/2022 ??????????????????????????? Comment from : David Cloninger |
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It’s a little surprising young people don’t know more about finances and debt,but not when you realize many parents are in the same boat and too naïve to be helpful Comment from : Leta Voss |
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It is good today to keep money in the bank on 2022 year Trudeau dictator blocked money of those with the trucker convoy Comment from : Joseph Robi |
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But you didn't answer his question which was where to put the cash instead of the no interest savings account? Comment from : sdcaeastcountyfamily |
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Dave assumed he was a good saver, the caller never said the source of his $65K… could have inherited it, could have been a settlement for a slip n fall, poker tournament, whatever brbrOtherwise great call! The numbers are easy to run if you follow along with Dave brbrI’m 38 and have about $40K saved outside of retirement accounts, largely due to no kids or a sycophant wife! Comment from : Focused2020 |
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Max out a roth Comment from : David Rounds |
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When I got my home paid off early (37 yrs old), I felt like I was half-way retired I just wished I didn't live in Illinois when I did it Find a state that has low property taxes Comment from : SokemRokemRobot |
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He don't need to invest anymore if employ match his retirement! Comment from : Putin Russia |
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U will save a lot on interest paying car off earlier! Comment from : Putin Russia |
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Wish I had some one give me that advice 30 years ago Comment from : Robert Talbott |
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That boy has his stuff together Comment from : Pastor LeRoy Morris, Answers for America |
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He should come over to Brooklyn and take me out for dinner , betsy Comment from : George Wagner |
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need to be careful with the payment to the mortgage Might have a prepayment penalty in which case you need to wait until the term is up for renewal Comment from : canadianjatti |
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Great advice Dave yes pay that mortgage job it's such a nice feeling being mortgage free Comment from : JM M |
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When do u stop putting money in your retirement! Comment from : Putin Russia |
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People that try to invest money that was in there saving ,always end up loosing it all! Comment from : Putin Russia |
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No kids and not married Of course he is doing well financially Comment from : Patrick Jones |
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no wife, no kids thats why he has $65k ! Comment from : directedbydavid |
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If you don't get married you can be a millionaire Comment from : D Iowa |
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This is a problem? I have 65K in the bank and I'm so stressed on what to do w it Lol Jesus man Invest it and shut up lol Comment from : Kyle Escobar |
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I have so much respect for dave Ramsey, I did not attend fpu but got inspiration from listening to the show and bought his book me and my wife did the debt snowball I am sitting in my paid off house writing this Thank you dave Comment from : D S |
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How can nobody live on 5000 a month explain to me Dave how can't they live on that in america Comment from : Kieran Smith |
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After hearing his finances I knew he was single Before I had a family I saved, after family it’s so much harder Comment from : Swimbait1 |
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This guy is a great saver Comment from : DJ Domineer |
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A lot of people are really saying a lot of negative things about getting married especially for men Just marry up and you’re set 😉 don’t marry someone who doesn’t have the same goals and outlook on money as you Love is the most important but that’s what dating is for Figure out before hand and there’s typically no issues Comment from : Yellowdart24 |
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Interesting I heard nothing about wall street Comment from : Dan Vitale |
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Micheal is far past his advice Comment from : Crypto enthusiast |
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Why would you payoff your house early? Comment from : Dennis Beacham |
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Just listening to this guy saving gives me motivation to get on a plan Comment from : Andre Persaud |
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He’s not married that’s why…if he gets married…kids…maybe divorce or two…he’s cooked Comment from : Domenico Ricci |
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He basically told him to pay all his bills off and wait on retirement very bad advice Comment from : Lor Waxx |
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Why pay off car? It's simple interest, already included I accumulated money by investing and saving It's now on lockdown for g-kids inheritance, bad CD interest? Don't care, the banks are just a safe place to store it I'm not investing it because I've seen how FAST it drops Comment from : frank frank |
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Common sense ! Comment from : Robert C Walker III |
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Wow, excellent video Thank you so much Comment from : Pertuz Denise |
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Why did this guy call in? Comment from : Trevor Moomaw |
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Ain't never heard of no "extra money" Comment from : not me |
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Extra money in the bank? Give it to me Comment from : Richard B |
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I like step seven Be generous If you’re in the position, giving dollars to your charities or family before you die is really fulfilling Keeps the grandkids coming back 😊 Comment from : Larry Case |
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Still solid advise in 2021 Comment from : Dave Gibbs |
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This guy is a massive trumper Comment from : Dave Hittinger |
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The most liberating, wonderful, magnificent feeling I have ever felt is the day I became debt free I had always dreamed about it when I was deep in debt but my dream became reality when it became my priority brNow, it’s amazing I have so much cash I can can now donate to the charity of my choice and have plenty of money to spend!!! Comment from : Deep Rolling River |
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So aside from this guy being debt free with his home and saving for his rainy day fund, he's set He's living large so good on him, but is he happy? Comment from : clutchtastic_ |
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Remember Jesus’ financial programs Try it and live with it😇😇 Comment from : Scottsdale Davidson |
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Tell them to send it to me I know what to do with it Comment from : Irene Salness |
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Is it ok to have my rainy day fund in an access bond? Im adding the extra cash into the bond each month to save on interest and I have 247 access to withdraw this at a moments notice if i needed to So its kind of like payong off the house faster but still having access to it as an emergency fund if needed Comment from : Marco Alegria |
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I make huge profits on my investment since I started
trading with Michael Beatrix, her trading strategies are top notch Comment from : Molly Shaw |
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Man I need to get my act together Why do we not learn this is school?! Comment from : TomO Works |
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I was really down with cancer and could not continue working , instead of leaving my money in bank I paid my bills and invested the rest in stocks and today I'm enjoying my dividends Comment from : kelvin pete |
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This guy is killing it! Comment from : Debbie Kelly-Snow |
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Ah, I didn't know 15 retirement doesn't include match Well need to put more money to my retirement account Comment from : Rae |
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Great to listen to a worried millionaire in training Comment from : Gene Hart |
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This guy is a good saver but I wouldn’t pay off the house Comment from : Red |
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I don't think I'd pay off the housebrInvest in something that returns better than your mortgage rate Comment from : Kevin McCabe |
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Not married no kids I knew that was the answer lol Comment from : Juan T |
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And how he got ahead, he's single ladies and gentlemen hahaha Comment from : jeanqbxx |
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Waiting for the kids to leave home so I can save a 6 month emergency fund - wait a minute, I'm 65yo and the kids left 15years ago, lol Comment from : Jonathan D |
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Meanwhile, “Granny’s Rainey Day Fund” is losing 2-7 a year due to inflation Comment from : David Hall |
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do not put money into a 401k !!!!!!!!! Comment from : Nathan Risher |
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Who is his employer? Are they hiring? $500 per month into retirement Praise God Comment from : letty |
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