The Best and Worst Types of Life Insurance!

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Information The Best and Worst Types of Life Insurance!

Title	:	The Best and Worst Types of Life Insurance!
Lasting	:	29.56
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Views	:	17 rb

So what would be best for a couple that has 1 child and 1 stays home all day, that’s in their 20s? Im still so confused
Comment from : Kay Jean

Term or not at all for 99 of people Better to just invest and pass down the returns
Comment from : TopShot501st

How is Whole Life Insurance even legal? It seems like a 100 scam
Comment from : RD22

19:47 “my wife having the child” 😂 thanks for clarifying
Comment from : Burr

Your opinion is not a relevant answer to research What does research show? If you don't know it, get familiar with it Otherwise, you're offering advice based on conjecture and pretending that authoritative knowledge isn't readily available
Comment from : Maliq Matthew

I’m 23, single, no kids, no debt and yet I watch this thinking I’ll miss something important for my age Oh well, the more I know the better!
Comment from : Musty Monster

If you are young and single, is insurance still a good option, or should I wait till I’m a little older?
Comment from : Josh Orlowsky

Lol, top mutual insurers have been providing ror of around 45 tax free even when the interest rate was near zero for over 15 years There is a lag in following the interest rate because not all of their money is getting the new rate but it should go up in coming years as it has done historically It's not meant to compared to equities, its meant to compared to fixed asset portion, or is everyone suppose to put all their money except weekly grocery bills into the stock market?
Comment from : Linny H

Why not get a 50k whole life with a stage and level 450k term? It doesn't have to be "either or" Can't we get the best out of both world
Comment from : Ching Kit Li

Unfortunately the comparison for permanent policies have been compared with the wrong benchmark again For a balanced portfolio where the investment arm is well fueled, permanent LI should be compared with the fixed income investment bucket The number of tax benefits for the permanent products was skipped over For most folks out there, term LI makes most sense, but often people miss out on the benefits of permanent LI due to a lack of understanding and a focus on the fees A huge miss
Comment from : Andy K

Love your videos!brOdells Law: The more complex the financial product the better it is for the seller and the worse it is for the buyer
Comment from : James Odell

It's amazing how people don't understand why trying to use insurance for investing is silly Why don't I buy "whole auto" or "whole homeowners"? Because I just want it to cover acts of god and there's nothing emotional about covering my car and home
Comment from : eedre

What do you guys think about return of premium term life insurance l?
Comment from : SweatyGamerGainz

It's funny, whenever videos mentioning insurance are released, you can see the insurance salesmen climb out of the woodwork in the comments Drinking game, take a drink every time you see a profile with a full name and corporate style face pic say something along the lines of "Insurance product X with a proper structure can be a powerful part of your financial life"
Comment from : Alan

Whole life term insurance with a 20 year locked in annuity with early withdrawal fees and complete surrender of investment profits at time of death is bchef’s kiss/b
Comment from : Peter Nguyen

Talk about timing!! I was literally, just this moment, starting to reach out to get some additional life insurance quotes On a lark I thought I'd hit you guys up first to see if you had any content about the best/worst choices! Seriouslyremarkable timing! Thanks, fellas!
Comment from : Jason Moquin

As a former life insurance agency owner I 100 agree that term life insurance is most appropriate for 99 of clients and investments should be done seperate Insurance companies spend billions of dollars running the numbers and hiring actuaries to make sure the numbers are skewed in their favor even on products such as IULs
Comment from : Dan

Have you heard of Northwest Mutuals T80 life insurance? I can't find any neutral information on this topic?
Comment from : trippij1

It's Not LIFE insurance It's DEATH insurance It will not make you live longer
Comment from : Ken John

“Life insurance has a lot of fees and makes a lot of money for the sales person Avoid fees We make no money off life insurance” (Not stated —> we make 125 AUM off your money no matter what we do EVERY SINGLE YEAR in perpetuity/FOREVER Why is this not stated/addressed since it’s somewhat contradictory and just another form of “fees”?
Comment from : FunStuffBuddy

❤❤❤
Comment from : Christina B

Another option would be a term policy with return of premium rider This would allow you to receive most, if not all the money you paid at the end of term
Comment from : Jaime Gomez Hernandez