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Bank Offering Mortgages With No Credit Score Needed, No Down Payment u0026 No Closing Cost

Frames Bank Offering Mortgages With No Credit Score Needed, No Down Payment u0026 No Closing Cost

Description Bank Offering Mortgages With No Credit Score Needed, No Down Payment u0026 No Closing Cost

Comments Bank Offering Mortgages With No Credit Score Needed, No Down Payment u0026 No Closing Cost

Do you believe that this type of loan will cause us to repeat the 2008 housing crisis? brbrDo you think Bank of America has a hidden agenda?brbrShould people take advantage of this loan or do you think they shouldn’t?brbrFYI: the loan itself is not for Black and Hispanics only The loan is open to all races, however, the home being purchased has to be in a predominantly black or Hispanic neighborhood Comment from : Journey With The Hintons

Damn I have multiple homes 😢 Comment from : Desgracia

I think I have to disagree that these are bad loans I do believe that B of A is trying to compete with the Naca program Seeing it as how B of A handles most of Naca's home loans W/ no down payment or closing cost, or pmi There is no other product like it in this country And no I don't work for Naca But I appreciate the program Comment from : Veronica Smith

Thanks for the info Comment from : Marvin R Ward

Its legit checked it out Comment from : Bobino

Doing what as an incentive? Comment from : NevaJ

I’m still here Comment from : Wanda Lawson

I did this back in 07 They gave us $240k loan with no money down It sounds cool until I seen they gave us 2 loans called jumbo loans 190k at 6 and 50kat 9 It was hard but we made those payments for about 8 years until we refinanced and combined the loans for 35 Don't do unless you know you're moving up on your job Comment from : stikupartist 3

Hello from NY queens Comment from : Khema

Great Information I will look into it and keep you posted! Comment from : Coco Oladunmoye

Still here! Comment from : ChaplainDrJean

😮😮😮 I"VE BEEN BANKING WITH BOA FOR PAST 3/4 YEARS HERE IN HOUSTON, TX!! DIDN'T KNOW!!! WILL CHECK ✔ THIS OUT!! THANKS SIS/QUEEN!! ⚜🖤💛🖤⚜ Comment from : mztamikat02

Bank of America partnered with a national non-profit more than 20 years ago to sponsor a program like this i bought my first home under that program in 1998 lending in urban areas to low-to-moderate income buyers, homeowner classes, a fixed rate mortgage for 2 less than the market rate, no PMI, (private mortgage insurance), not perfect credit, etc The reason for the program was that the banks (BOA in particular, maybe???) got sued for either predatory lending practices or not lending in minority and urban areas the reason for this program was definitely not because this large corporation is trying to right a wrong however, the program was a benefit to me with this new program, my concern is - will this truly promote homeownership for minorities in their own communities, the places they may already be renting, or will it promote gentrification, allowing non-minorities and those who are not low-to-moderate income to buy up more of our property and price us out of our own communitiesagain Comment from : Katrina B

Still here Comment from : Janice Broussard

9/27/22 on my binge watching journey God helping the solution to give out mortgages like Christmas: brCommunity home solutions Comment from : Avis Abercrombie

Still here, good information Comment from : Sharon Y Harley Ministries Reboot-RRR

As a human with a brain as the old saying goesIF IT SOUNDS TO GOOD TO BE TRUEIT ISNTbeside I do not need a program specifically for my melanin Cus you know people just don't help others this is a ball n chain im sure Yea we will give u welfare foodstamps and healthcare But we will take away your ability to hustle and provide for yourself you will create generational poverty your kids their kids will be on this system creating generations of povertyyup but we will help you Comment from : Stephanie Miller

This can work if you plan to put the home in Air BNB if you purchase the right home in a good area Comment from : ANCESTRAL TAROT

Be careful,we just came out of this same situation Read the fine print,get a real estate attyor specialistThis is another ploy to take our communities away from us Ask yourself,why would they now do this? At a time when gentrification is at an all time high Comment from : Tonishia Patterson

Don't do it Comment from : Stacy Fowler

Still here thank you 😊 Comment from : Avakin mEmE

Beware…sounds like what happened during the housing market crash Comment from : Angela Morris

Would you please send me the information so I can apply Thanks Comment from : Ruth Carriere

When something sounds too good to be truethat's because it is Comment from : Mystic MaMa_369

Getting your credit sweep and cleaned at this time can be stressful but with the above channel get yours Me and my friends got ours removed with him had a great review with him working on ours and that's the page above drop your review after working with him send a dm on IG probably one of the best in that area br🌐🌐 Comment from : PROCREDITCARE01 ON INSTAGRAM

Interesting 🤔 Comment from : J Naturals

Why is it not in all states,and why are they choosing your neighbors for you? Comment from : Paulette logan

I gotta bad feeling about this Have we not learned anything from 2008? Nothing is free in life Black and brown people once again will suffer in the end It's not buying the house it's can you keep it and economic conditions are not on our side with this administration Comment from : Doctrine Forensics

Imagine not being able to purchase in an area you’ve lived in that was full of Hispanic & blks but it’s now gentrified… lol my city has been gentrified to the point there maybe one blk/Hispanic area one no joke Comment from : Change of Focus

bLOOK AT INTEREST RATES & BE CAREFUL/b Comment from : Change of Focus

Perfect trap for Americans! They’ll trap more people into buying high interest rates properties and when they can’t pay the mortgage they’ll end up on the streets in a deeper hole than before Market is getting ready to collapse including the housing market Don’t fall for the trap Comment from : Cristina Trott

Why should it matter where we purchase the home at? It sounds like control to me I am not interested in this at all smh Comment from : Patience konney

Hey Monique Can I get a “what up doe?” to the hood? 🙌🏾🙌🏿🙌🏽🙌🏼 👋 Comment from : The Visionary

something smells like old fish so look for it before you eat that fish! Comment from : sue wheeler

It's true! Bank of America has another program called NACA You don't need to have the best credit score No closing cost or down payment Please check it out Comment from : Terry Williams

And get This, they will come back with a plan to take it all back After they reel you inanything to easy, usually don't have lasting afect Comment from : Davis Mcmillian

Is this because, the interest rates are so high: you will be paying for 10 houses and only live in one, that you will never pay off: due to the interest rates??????? Comment from : Robert Parker

I better hurry up I’ve been on time for the past two years! And I’ve already had a homeownership class recently Comment from : Special K

I'm still here!!!! Comment from : cassandra wilson

It’s sounds like there trying to continue to keep blacks out of whites neighborhood🤦‍♀️ Comment from : Yolanda Dean

So Tucson AZ IS OUT Comment from : Carol Carmichael

Can a widow get a loan with an pension income Comment from : Carol Carmichael

Sounds high risk What’s the interest rate? Comment from : Chelsea Nicole

Awwww I was excited, until I found out I don't live at any of those places!!! Comment from : Norieka McCoy

Its but a 2008 repetition, dont fall for it for the second time… do not accept anything banks or governments tell you to JUST STAY PUT, WAIT!!! Comment from : Luz Montalvo

The more I hear about this program the worst it sounds This sounds like a rebooted NACA loan program Comment from : Kim Harden

Don't do it!!! Comment from : Deborah R

I don't believe any of this saw to many of my neighbors lose there homes last time Work and make it your own Save as much as you can and get yourself a mortgage And look all over for bargain homes There in all different neighborhoods You may have to work on some but so what At least it will be yours Comment from : Wendy Sullivan

Still here Comment from : Shirley May

Listen It's only for pacific locations This isn't world wide Comment from : Diamond Peterson

Huh? So the bank is ensuring that blacks and Hispanics stay where they are Comment from : Janet White

Hello, It's so good to see you! Thanks for the information Comment from : Donnita Hurt

What's wrong with black and Hispanics wanting to live in their own communities? Integration is what ruined the black community When we owned our own communities we flourished as a people otherwise they would not have been destroyed! Most of these areas are NOT owned by us and that's why they are in the situation their in, many are run down because those who live there don't own where they live Comment from : K Grant

💖 Comment from : Break-Every-Chain

Red Lining, Steering, Regentrification, is what this is You can be white so they can buy back all the property in these desired area's They want back Comment from : Ancient Days

I'm still here thank you for the information Comment from : Nikki Dixon

I need that Comment from : Tee P

Tuned In Fa Sure Comment from : “Real Chicago Members-AKIO606

This is wonderful information but I was skeptical and sure enough you said toward the end of the video what I thought you were going to say it sounds like something deeper than opportunity More research needs to be done as far as Bank of America and the government My apologies for my conspiracy theories but it sounds like another way to get minorities all into one spot That's one thing I don't want is to be limited when it comes to buying, this is an opportunity but what is the future, what is the bigger picture here It's like "planned Parenthood" we all know what that was really about Let's do some more research minorities and make sure that this is not one big setup for minorities 😏 Comment from : Latreice Worthen

Thank you for sharing this❤ Comment from : Alexandria Alford

Thanks for sharing! GREAT information and WELL presented, I appreciate you! Have an AMAZINGLY AWESOME DAY!brVICKIE CARPENTER Comment from : Vickie Carpenter

Good information Comment from : Felecia Morris

Soooooo my question would be why now especially when the market is getting ready to crash! Comment from : Daughter Of Zion

Please let me know more about this program I need a little home Comment from : Paulette logan

Redlining is not legal in my state Comment from : Beverly Miller

Sound good But, how much debt can you have? Comment from : melissa bursey

I've seen on other channels that this loan is a scam Comment from : Aldrina P

It could be segregation, or it could be an opportunity for whites to buy up all the homes in these neighborhoods and rent them to minorities And gentrification since you can be white but you have to purchase in a minority area Comment from : Iyawo Monife

I'm still here Comment from : Phyllis

Ok well back to Michigan! Comment from : Mama Dawnn

What about refinance for low income with good credit in Texas? Comment from : leona king

I’m still here trying to get it Comment from : Pamela Brown

I'm here and I'm looking to buy our 1st home, I'm a mother of 10 Comment from : Spiritual Strength

My friend Isn't it strange that only now BofA is providing these loans? Comment from : Concetta Germain

Thank you for sharing You are truly a blessing 🙌 Comment from : Sweet Spirit

Maybe you can answer my question I've been searching for a property for few months now I found two that I was interested in and was told by real estate agent that BOA is not reliable They refused to work with them I was offered down payment assistance as well as closing cost assistance I'm hearing that when they get close to the closing date everything falls apart Anyone here had any success with BOA? Comment from : karmela bun

Still here Comment from : impress1681

I'm still here Comment from : katrina saunders

Just Miami not the whole state of Florida Comment from : Bori Al 100

I'm still here this is great news Comment from : Bori Al 100

The saying, 'IF it sounds to good to be true it probably is' was formed for a very good reason Can we remember the 2008 crashall those people who were given loans they couldn't afford Anytime I hear the government or banks etc are here to help better your lives I know to Run! Comment from : Britzel 1

Is the interest higher Comment from : Latonia Mcquitter

cool 1 problem that other stuff is fd up too 😂 Comment from : RyDaFiyah

Scam Comment from : Theresa Oliver

When does the loan application close? Comment from : babyred kaoir

YouTubers should all be mindful of what content they put out It seems most in the comments feel these are shady practices Everyone must do their research although they feel like some content creators are noble They may get kickbacks from these businesses I’ve noticed a lot of them want views and subscribers cause ultimately that’s their bread and butter🤔 Comment from : Daphne English

AKA REDLINING and/or “BUY A HOME IN THE HOOD" A,K,A "STAY OUT OF OUR WHITE NEIGHBORHOODS” I have lived in white neighborhoods for most of my life Why? Because the city takes care of them, and the streets, they are SAFE and QUIET, including BEAUTIFUL landscaping and upkeep of the neighborhoods, and on and on Are there nice and safe black neighborhoods?…yes But let’s be real people, they are few and far between PLEASE MY PEOPLE don’t be so easily fooled All that glitters ain’t gold! THEY DON’T CARE ABOUT YOU! Comment from : CallMe Cat

Slavery Comment from : Be Loved

I'm down for the loan but I see very much that they are trying to keep ppl off color out of their neighborhoods Lol That's Crystal clear But it's also a Blessing sobrThank you for the info! Comment from : Christa Chris

👍👍👍👍👍👍👍👍👍 Comment from : Lovina G

Thanks so much for this video information you are showing details way for helping some of Us to know what we need to do to get the 🏠 house n prosperity Comment from : Lovina G

Thank you Monique I'm going to try girl good looking I get back to you Comment from : Deborah Swearingen

Wouldn’t this be considered modern day segregation all over again if you can only get the house in a “Black or Spanish” community? With that being said, this is usually where the majority of low income, high crime, minority families reside and most in slum housing / neighborhood developments! What if the house that you desire happens to be located in a predominantly Caucasian neighborhood (with no regard to race) yet based upon the school district for your child / children or a new career and in a low crime area in which anyone would desire, would you still be able to apply or get accepted for the loan for home ownership as a low income minority? Sometimes change is not just becoming a home owner, but a home owner in a nice and / or different environment too! #SimplyAsking ❤️ Comment from : Elaine VanWagner

I here Comment from : Tammy Wilson

There is a catch: you have to buy in the ghetto and build your community Comment from : Margaret Mukasa

I don't trust bank of America! Comment from : Crystal Janelle TV

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