Did your bank sold you Insurance with Home Loan?

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Title	:	Did your bank sold you Insurance with Home Loan?
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Agr Insurance le liya to jb loan amount khtm ho jaye or jis person k nam pr loan hai usko kuch na ho to us paise ka kya hoga bank wapis degi ya nhi🤔🤔🤔
Comment from : Unique Gaming

Big Thanks for this informationactually I take correct decision for home loan insurance after view your vedio
Comment from : Mahesh Salvi

Well explained sir
Comment from : Moinuddin sheikh

Awesome
Comment from : Dr Sameer Haveri

If property is being old (30 Years) then if insurance company had issued the STRUCTURAL Insurance policy, then in case if future any calamity occurred, then how much claim will insurance company will likely to be settled?
Comment from : Manish Vyas

Super idea
Comment from : RENUKA PRASAD

Please help sir
Comment from : Dipendra Thakur

Sir poonawalla housing f L Mujhe pese dene ke baad 37 days ho gaye property paper nhi de rhe h
Comment from : Dipendra Thakur

Good हैं सर
Comment from : Bipin Bihari Mishra

सर अगर policy Holder ki death ho jati eak bhi Emi भरे बिना to Kiya policy Holder vale के घार वलो को उसका benefit मिल सकता है ??
Comment from : Vijaya Diamond

Sir home loan Wale bahot costly insurance dete he ki compulsory he bol ke ki mujhe Lena hi padega
Comment from : Mukesh Jha

Your Advice So Much Good
Comment from : Abhay Pratap

Regular premium policy means
Comment from : Tanveer tina Entertainment

Good information
Comment from : abhijeet bharamkar

if I change the bank ( balance transfer) do my existing insurance valid?
Comment from : Kanchan Saha

Plzz sir contact no
Comment from : Ajay Rajput

Plzz sir contact
Comment from : Ajay Rajput

Sir aappki baat sahilekin jab kisi ko mujboori hoti h tabhi bo loan leta h,or jesa bank bale bolte h,bo karna padta hmera 16 lakh ka loan hua or mere insurance ke 118000 rupye kaat liyemene insurance ke liya bola ki m khud kra ke apko de dunga to bank balo ne saaf mna kar diya
Comment from : Vanya vlog

Sbi walo ne ye nahi bataya, kamchor employees ho gaye hai sbi k
Comment from : deepak vet

Sir kya equity loan per insurance mandatory hota hey?
Comment from : ravi bhandari

Thanks for guidance
Comment from : Jaysukh Parmar

Awesome sir, useful for loan borrower
Comment from : Dhirendra singh Yadav

Under construction property ke liye insurance necessary he
Comment from : R K

Very good information sir
Comment from : Shailesh Bhagora

Sir mera home loan chalu ho mere papa ki death hogyi h or HDFC ka insurance h or Bank Wale bol re h ke emi bhrna padega eske liye hame Keya karna padega
Comment from : Kkc Happy

sir meri sbi home loan chal rahi hai mai term insurance lena chahta hu to kaun sa term insurance lena chahia advice me please
Comment from : Raval_Harsh

सर होम लोन लेने के साथ bank insurance लेना compulsory है क्या
Comment from : Mahesh Chinchane

Thank you sir
Comment from : Asim Khan

Sir mere husband ne loan liya tha credit society se unhone insurance deduct kiya tha korona me husband ki death ho gai par abhi credit society loan paid karne mujhe bol rahi he insurance k bare me bol rahi he ki hamne deduct kiya par insurance companies me nhi bhara so tum log loan clear karo ham kya kare
Comment from : Isha P

Sir g insurance policy ki beech m bhi band krwa skte hain kya
Comment from : naresh pal

Very nice explanation
Comment from : Mahesh Mayani

So home insurance policy and term insurance can go simultaneously Any issue if something happen to person
Comment from : Rohit Monty

Finance co mentioned terms in my sactioned letter that, loan to be insured How can they mentioned if they not force to buy home loan insurance
Comment from : Rohit Janaskar

Verynice bhot hi bdia
Comment from : Shailes Darbar

Sir hamne loan liya tha aur insurance liya tha aur abhi loan transfer kar rahe hai aur insurance kaise transfer karna hai
Comment from : ram khambayatkar

Mera icici bank ka home loan chal rha hai Aur 3 insurance le chuka hu Us time mujhe idea nhi tha brMera 3 insurance haibr1) icici prudential health insurancebr2) icici lombard home insurancebr3) dusra ek health insurance
Comment from : SOURAV KUNDU

Sir mai 21 lakh ka home loan liya tha jis mai mujhe 3 insurance add karke bankwalon ne dilaya tha 60,000/- rs single premium brAbhi mai 5 years mai hi loan foreclosure kar rha hu Mera insurance ka jo paisa maine diya tha woh wapas milega ya nhi???????
Comment from : SOURAV KUNDU

Sir loan takeover ke case m kya insurance end ho jayega as jo policy h wo us bank k loan par insured hai na ki new bank k loan par? Please guide kijiye
Comment from : Rohit Anwekar

Good
Comment from : Mishra Book

Very informative blog sir, thanks for sharing 🙏🙏
Comment from : anil bist

जय हिन्द सर मैने होम लोन लिया है तो मुझे sbi life insurance भी कर दिया है जबकि मैं govt employees हु और मेरा already insurence चल रहा है। दूसरा मेरे पास DSP account hai jo ki already insurence cover hai इसके वावजूद मुझे sbi life insurance kar दिया।brअब आप सजेस्ट करें की क्या ये बंद हो सकता है। या कोई और option है। क्योंकि इसकी प्रीमियम 1768/ जा रहा है। एक बार पूछा था तो बोला कि बैंक ने एक बार में पूरा amt de diya hbrहै। brSir please आप कोई उपाय बताएं जिससे कि ये बंद हो जाए।
Comment from : BINOD KUMAR

Bank kewal Health Insurance deta he,
Comment from : Ganesh Sharma

सर मैंने पीएनबी हाउसिंग फाइनेंस से होम लोन लिया था लेकिन अब 1 साल बाद मैंने इस लोन को एसबीआई में लोन को ट्रांसफर कराया है मेरा जो पीएनबी वालों ने इंश्योरेंस किया था उसका पैसा मुझे कैसे रिफंड होगा कृपया जानकारी दें
Comment from : Mohan Patel

Samjhane ke liye dhanyabad
Comment from : Pradhan mangal

Very nice video
Comment from : Durga Prasad

Darun sir
Comment from : Sankar Karmakar

Nice information sir
Comment from : Kabir Aalam

Pnb home loan approval ho gaya h kese le
Comment from : indrachhetri

Nice
Comment from : Sanjay Parmar

Hello sir, I was already taken a home loan policy of 13,40000 rs for 15 years, and bank add 80000rs extra for insurance in principal amount Now 12,00,000 rs was disbursed and remaining amount for disbursement is approx 2,00,000 Can I stop increasing principal amount in 12,00,000rs, and pay interest according to 12,00,000 rs Is it possible?
Comment from : Pradyumn Kumar Yogi

Hlo sir hamare house loun me insurance hoya tha husband ki death ho gi abb death claim kiya ha aur loun se policy link ha yeh pushna ha sir jo loun ka paisa insurance de ga vo sehda bank k paas jayega ja nominee k account me pehle ayega PLZZ sir reply🙏
Comment from : laliharmanwalia

I my loan statement they have debited 7k rupees and it says"debit adjustment property insurance realised" what it it? Can you help
Comment from : Ankit Kaushal

Nice
Comment from : Dev Durjoy

very good knowledge provide sir
Comment from : Ashvin Khimsuriya

Nice
Comment from : Narendra Gangwar

Sir Mera loan k sath HBL Ka insurance Kara Diya hai Isko bandh kaise kare Mere pas already insurance hai Please reply
Comment from : Ananda Kumar Das

Good information sir 🙏🙏🙏
Comment from : krunal jariwala

Very nice 👌 👍
Comment from : anandi porwal

Nice information!
Comment from : ajit kumar

Sir please hum apne paper kaise le sakte hai
Comment from : Mannat Zahid

Sir Maine 2 year pehle home loan liya tha IIFL bank se unhone 60,000 ka insurance alag se liya kiya our paise bhi le liye per aaj tak bank ne insurance ke paper nahi diye
Comment from : Mannat Zahid

Hello Sir, how can I attach my personal term insurance plan with home Loan and what is the process?
Comment from : Shubh Sarkar

Mere pitaji chal base he,par hamara home insurance tha,,life insurance nahi to kya hogaa?
Comment from : Vishnu Gosai

Sir Mere father ne 10Lakh ka home lone liya hua haipar bank ne insurance ka koi bhi offer nahi kiya ab mere mere father ka lone 6lakh bacha hua haikya abhi se bhi home lone insurance ho sakta haiplease reply
Comment from : Nomedic Tourist

Regular premium policy kya hoti hai
Comment from : Gaurav Suthar

बहुत ही टेक्निकल व सराहनीय
Comment from : Vijay Pal Singh

Sir my home lloan with hdfc m borrower and my mother is co borrower, my mother passed away last year i taken loan insurance which is mortage loan brbrWhat benefit i get
Comment from : Trav_elogue

Thank u
Comment from : Sunita Ghavre

बहुत बढिया
Comment from : SUBHASH RANA

Sir I have already PLI do I need to buy bank premium insurance or not?
Comment from : Ishvar Gamit

Sir good eveningbrSir maine singal primium policy le rakhi hai or us par mai 83 rate of interest pay kar raha hu jo ki bahut jayada habrMaine HDFC se 15lakh home loan liya hai kya is Singal primium policy ka kuch ho sakta hai kya 4 year ho gaya haiis se kaise bacha ja sakta hai sir please batana thank-you sir
Comment from : devender kumar

Good information thanks
Comment from : Jasoda Sharma

Sir i need a clarification as i have term insurance and applied for the home loan with co-applicant(spouse) Do we need term insurance for co applicant as well Or bank will ask us to take homeloan insurance
Comment from : Amit Sharma

Sir Bhai Crpf me the unki on-duty death ho gyi or unke uper 2000000 rupye hai koi discount ho sakta hai 🙏🙏
Comment from : Deepak Katheria

Very much helpful
Comment from : Womans Kitchen

Home loan insurance kitne ka hoga? Cost ( 10 lakh ki loan hoto
Comment from : Solanki Jigss

well brexplained
Comment from : Om Prakash Kumar

Hame aap ki jaankari bahot hi useful lagi👍🏻👍🏻 thank you 🙏🙏
Comment from : Be Happy

श्री मान जी नमस्कार मेने आधार हाउसिंग फाइनेंस से एक होम लोन लिया पर मेरे को बताए बगैर एचडीएफसी एग्रो से जनरल इंश्योरेंस कर दिया गया हे अब यदि में ऑनलाइन अपनी पॉलिसी बंद करवाना चाहता हु तो बोलते हैं आपने जिस बैंक से होम लोन लिया हे उनसे NOC लाकर दो बैंक वाले बोलते हे जब तक आपका लोन पूरा नहीं होगा तब तक आपको NOC नहीं मिलेगी sir मुझे ये बताए में इस संबंध में उनको एडवोकेट के द्वारा legal notice भेजकर पॉलिसी कैंसल करवा सकता हु और maximum कितने दिन तक पॉलिसी कैंसल करवा सकता हु plz sir btaye🙏
Comment from : Vikas Rana

Very good information
Comment from : Amit Kumar

We can't trust regularar Term Insurance plan against loan because Insurance works on uncertainty if term insurance laps because of any technical reason who will protect us loan single premium loan Insurance is mandatory dnt mislead
Comment from : vineeth For you

Thnx sir
Comment from : jeevan naviyal

Thanku sir
Comment from : ravi babu

Great 👍
Comment from : Ganesh Kolekar

Hello sir , mene home lone transfer karvaya hay Axis to HDFC Sir mera axis me insurance hay to abhi me HDFC me gya to Mera insurance kese return aayega ya kese muje uska money return milega please help sir
Comment from : Hiren Patel

Is home loan insurance is tax exempted even when I added to my emi?
Comment from : Jigar Malde

45yearsmanko15yearskalonelealiya Tolickaemikitna ho ga
Comment from : Basha Sdmbasha

Mene abhi SBI Bank me home lone ke liye apply Kiya hai, meri ma jinki aayu 65y hai vo applicant hai, lekin me sarvice pe hu isliye me CO applicant banke lone paid kr rha hu, actually problem ab ye hi aaya ki bank vale mujhe ek insurance nikalne ke liye bol rhe hai, jo ki mujhe nahi nikalna hai, to kya insurance na nikalne se koi problem aa sakti hai kya sir Plzz reply me sir🙏🏻
Comment from : pancham julme

Hi Sir, I took loan from Lic however I asked insurance but no insurance is given please let me know how to check if I have insurance Lic HfL
Comment from : rak

Maine sbi se loan liya he wo bhi mujhe pareshan kar rahe he ki policy humse hi le
Comment from : GK Sharma

Yes
Comment from : GK Sharma

Home loan ट्रांसफर में insurance का पैसा रिफंड होता है
Comment from : GANESH PATEL

Tax benefit kya hai
Comment from : satish salunke

agar loan lia he or unhone nai dia ho to kya kar sakte he
Comment from : NIKLION2008

Thx sir
Comment from : Rekha Shinde

Thank U so much sir it is very very useful information 👍
Comment from : Arbind Bond

Great
Comment from : Gaurav Shinde

Sar mera lon axis bank me he vo mereko bol rahe he apko insoyarn farjiyat lena pade ga nahi to ap ka last chach payement nnahi mile ga kya kare Sar
Comment from : hitesh patel

Sir i take over Or transfered my outstanding balance to another bank my loan got closed from previous bank and i have had all the insurance documents but how to get my insurance money whats the process to get insurance money how much amount will i get in insurance money whats the process my Insurance amount is 15 lac kindly assist me pls
Comment from : sourav panwar pranky